We Specialize in Oregon Total Loss Appraisal Clause Disputes

Call Now for a Free Claim Review – 503.567.8900  Email: leveragepdx@gmail.com

When faced with the situation of a loss vehicle, in Oregon many people find themselves searching for a “total loss appraisal near me.” At Leverage Auto Appraisals, we specialize in providing services for auto loss appraisals. We understand how challenging this period can be for our valued customers. Ken, who is an auto appraiser with knowledge of the Oregon total loss threshold utilizes his expertise to ensure you receive the maximum settlement possible.

It’s not uncommon to disagree with insurance evaluations. That’s where our expertise comes into play. As auto appraisers, our commitment is to make sure you’re not being shortchanged. We work closely with our clients to ensure that each auto appraisal accurately reflects the value of their vehicle and advocate for the best possible settlement, from insurance providers.

Total Loss Appraisal

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

Ken Nix – Oregon Certified Auto Appraiser since 2010
Total Loss Expert Negotiator for Appraisal Clause Disputes

Need A Total Loss Appraisal?
Don’t Settle for a Report, Get LEVERAGE

Total Loss Appraisal

LEVERAGE AUTO APPRAISALS

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Total Loss Appraisal
Excellent
Leverage Auto Appraisals |Total Loss Appraiser4.9
Based on 172 reviews
Total Loss Appraisal
Dominique Demouchet
I went through a pretty traumatic accident and total loss of my 2 week old car. While insurance was extremely difficult, Ken helped make the process as smooth as possible and was able to get over $2k more than i would have gotten otherwise, plus the refund of my appraisal fee since he increased the value. I can’t recommend him enough to get through these situations.
Response from the owner:Thank you so much for sharing this, and I am truly sorry you had to go through such a traumatic accident, especially with a car that was only two weeks old. That is a tough situation on so many levels, and I am really glad I could help take some of that weight off your shoulders during the process. Insurance claims can be incredibly frustrating, especially when you are already dealing with the stress of a total loss. I am happy we were able to push back through the appraisal clause process and secure that additional $2000 plus for you. Getting the appraisal fee reimbursed as well is exactly how it should work here in Oregon, and I am glad everything came together in your favor. I truly appreciate your trust and your recommendation. It means a lot to me to be able to help people navigate these situations and come out with a fair result. Kind regards, Ken
Total Loss Appraisal
Jeremy Bittermann
I was recently involved in an accident which totaled my beloved 100 Series Land Cruiser. I consider myself to be a pretty good negotiator and figured I would be able to get a decent settlement from my insurance company. I was WRONG. It was a gigantic, time-wasting headache. After spending a bunch of time gathering and submitting documentation to prove that their settlement offer was absurdly low they agreed and increased their offer by $500 - ridiculous. At this point I engaged Ken to help. He was a steady hand through the entire process and provided a real education on how this whole dumb system works. In the end he was able to get the offer increased by over $8k (!) which made the final settlement much closer to what the value of the car was. If you find yourself in a similar situation I suggest not wasting your time trying to do it yourself. Just hire Ken. He'll do a great job, take all the guess-work out of it and will almost definitely get you more money. Also, if he gets the insurance company to increase their offer by any amount then they are obligated to reimburse you for Ken's fee! Thanks Ken!
Response from the owner:Jeremy, thank you so much for the incredible review, I truly appreciate it. And I have to say, I still tell your story all the time because it is such a perfect example of how this whole process really works. You did everything right. You gathered your comps, you made your case, you pushed back… and they came up $500. That right there says everything. It is frustrating, it is time consuming, and it makes you feel like you are just spinning your wheels. I remember thinking the same thing when I first saw your claim. That initial offer was just way off, especially for a 100 Series Land Cruiser. Those vehicles have a strong following and hold their value extremely well. I figured we might have to make some concessions along the way, but I was really glad we were able to push it all the way up to around $23,500 and get you that $8,000 plus increase. More than anything, I just really enjoyed working with you. You are a great guy, easy to talk to, and you made the process enjoyable on my end as well. I really appreciate your patience and your trust in letting me handle everything. Thank you again for the kind words and for sharing your experience. It truly means a lot. Kind regards, Ken
Total Loss Appraisal
Aaron Lilak
Ken did a great job negotiating settlement on our total loss Chevy Bolt. Before hiring Ken, Liberty Mutual offered $9500 and then I found several nearly identical cars for around $15-16k and tried to negotiate with Liberty Mutual by sending them a list of comps....this resulted in only about a $600 increase and a lot of frustration from the insurance company claims adjuster and appraiser playing good cop/bad cop with me and insurance company playing games like lowering claim amount by an EV credit I don't even qualify for. I then told insurance company that I would invoke appraisal clause in policy and hired Ken and he negotiated settlement of $15,500 (almost a $5K increase from what I managed). There is a law in Oregon that if the appraisal increases from insurance offer by even $0.01 that insurance company must reimburse you for the appraisal, so Liberty Mutual also got stuck paying Ken for his service and my total cost for Ken's service was $0. Only downside is that the process takes a couple weeks.....that's probably part of the game where insurance company hopes you just sign whatever they put in front of you. I will recommend Ken to everyone that I know who is in a similar position in the future.
Response from the owner:Thank you, Aaron! You did all the right things—gathering comps, pushing back, and invoking the appraisal clause when Liberty Mutual started playing games. I’m really glad I could help bring your claim up from their $9,500 lowball to a proper $15,500. That $5,000 difference isn’t just numbers—it’s peace of mind and a real-world win. And you're absolutely right about Oregon law. Because the final settlement exceeded Liberty’s offer by more than a penny, they had to reimburse you for the full appraisal cost. I’ll never stop reminding folks—when done right, the appraisal clause doesn’t cost the consumer anything in the end. Thank you for putting your trust in me, and I’m grateful for your recommendation. Kind regards, Ken
Total Loss Appraisal
mona chandler
I had a no-fault total loss vehicle claim, and dealing with the at-fault driver's insurance company (USAA) was an absolute nightmare. They only offered me $4,296.00, and the process was incredibly frustrating. Thankfully, Ken stepped in and worked his magic, securing $8,999.00 for me—way beyond what I had anticipated! If I ever find myself in this situation again, I’ll definitely turn to Ken without hesitation. I’ve already recommended him to all my relatives. Insurance companies might not have your back, but Ken certainly does!
Response from the owner:Mona, thank you so much for the kind review and for putting your trust in me during such a frustrating claim. That original $4,296 offer from USAA was, frankly, ridiculous. I’m proud we pushed back and got you $8,999, even if they were too stingy to throw in that final dollar. I guess leaving you one dollar shy of $9,000 made their day... but it made ours too, because we fought back and won big! It’s an honor to be your advocate when the insurance company won’t step up. I’m especially grateful you’re already recommending me to family—that's the best compliment I could ask for. Kind regards, Ken
Total Loss Appraisal
Dave Andrews
Ken delivered as advertised and I can confidently recommend him. He was able to get us 5k over the insurance offer. I plan to use him again.
Photo from customer reviewPhoto from customer review
Response from the owner:Dave, thank you so much for the great review, I truly appreciate it. It was awesome working with you, and I am really glad we were able to get you that additional $5,000 over the insurance company’s initial offer. That is exactly why the total loss appraisal process exists, to make sure you are not stuck accepting a low insurance valuation that does not reflect the true market value of your vehicle. These total loss claims can be frustrating, but having someone on your side who understands the appraisal clause process makes a big difference. I really appreciate your trust and your recommendation, and I will always be here if you need help with another insurance claim or total loss appraisal in the future. Kind regards, Ken
Total Loss Appraisal
Dat Nguyen
Faced with a total loss from USAA for hail damage they have been trying to undercut me on everything from my vehicles worth to the repairs that would be needed. For those reading this and are suffering from the Insurance companies abuse of power you aren't alone. Mr. Nix, who has been working my case fought and awarded me with 2k extra in my cars evaluation. While not only fighting for me as a client he is very informative and knowledgeable on all kinds of cases. He has helped me understand the situation and going beyond what is required to help make sure things get settled properly. Even with my appraisal being settled he is further helping me fight USAA to do the right thing, for this I am truly grateful to hear a voice that cares. 11/10
Response from the owner:Dat, thank you so much for taking the time to write this, I truly appreciate it. It was great working with you, and I am really glad I could help you push back and get that additional $2,000 on your vehicle. More importantly, I am glad I could help you better understand what was going on and make sure you were not being taken advantage of. I want you to know, I really do try to make myself available as much as possible, not just for my clients, but even for people who are just looking for guidance. Sometimes I get paid, sometimes I do not, and that is okay. I did not get into this for the money, I got into it to help people and to make sure they are treated fairly. There are a lot of moving parts in these claims, whether it is storage fees, rental issues, or insurance companies not providing the right information, and I do my best to step in wherever I can. A lot of people do not realize the time that goes into each case. Even something as simple as a call can take 20 minutes or more by the time I stop what I am doing, pull up the file, review everything, and then have a proper conversation. Multiply that by 20 clients in a day, and it adds up to over six hours just providing updates. At the same time, I am negotiating claims, reviewing valuations, dealing with insurance companies, and sometimes even reaching out to the Division of Financial Regulation when needed. My days usually start around 5 in the morning and go into the evening, because I want to make sure my clients are taken care of. I really appreciate your patience and your trust throughout the process, and I am glad I could continue helping even beyond the appraisal itself. That means a lot to me. Kind regards, Ken
Total Loss Appraisal
Andrew Bertz
Having to go all the way to getting an appraisal was not something I wanted to do. But when my Insurance company low balled me and would not budge, I reach out to Ken. He was great to work with and helped explain the process. I was able to get over 10% more for my total loss claim thanks to Ken's work.
Response from the owner:Andrew, thank you for taking the time to write this, I really appreciate it. I know going through the appraisal clause process is not something anyone plans on, but unfortunately it becomes necessary when the insurance company just will not budge on a low offer. I am glad I could help walk you through the process and make it a little easier to navigate. That is exactly why I am here, to help Oregon drivers deal with these total loss situations and make sure they are not stuck accepting less than what their vehicle is actually worth. Getting over a 10 percent increase is a solid result and a great example of why it is important to challenge those initial valuations. Thank you again for your trust and for working with me. I truly appreciate it and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Walt Jg
After my daughter was in an accident in our Mini Countryman, the insurance company low-balled the total-loss payout for our fully insured vehicle. Unfortunately, this seems to be standard practice. We were forced to hire an appraiser to exercise the legally mandated appraisal clause in our policy to recover the disputed value amount. I was fortunate enough to connect with Ken at Leverage Auto Appraisals. Ken has been doing this a long time--he knows where all the bones are buried (as they say), his process is refined, he's personable, friendly and he devotes a lot of attention to his cases. Ken increased the payout I received from the insurance substantially, as expected. It would seem that Ken's purpose in this life is to hold these crooked insurance companies accountable. Kudos Ken. Thank you!!!
Photo from customer review
Response from the owner:Walt, thank you so much for taking the time to write such an incredible review, I truly appreciate it. And thank you for including the photos, that was a really severe front end collision. Seeing that kind of damage really puts things into perspective, and I am just glad your daughter is okay. Vehicles can be replaced, people cannot. I am really glad we were able to step in and help you through that situation. Unfortunately, what you experienced with the insurance company is all too common. These total loss valuations are often low right out of the gate, and most people do not realize they have the right to challenge them through the appraisal clause. That is where I come in, making sure people are not stuck accepting less than what their vehicle is truly worth. And yeah… I guess you could say I do know where a few of the bones are buried. Ha ha. I have been doing this a long time, and over the years I have built a strong network of dealers and industry contacts. A lot of those relationships go back to when I worked with Reynolds and Reynolds and during my time helping run a large automotive forum network for about 10 years. Even now, I will call a dealer about a comparable and hear someone in the background say, “Is that Ken Nix?” after not talking for 10 or 15 years. It is pretty cool, and those relationships really help when it comes to getting accurate real world market data and holding these valuations accountable. I am grateful you trusted me with your claim, and I am really glad we were able to get you a substantially better outcome. Thank you again for the kind words, they truly mean a lot. Kind regards, Ken
Total Loss Appraisal
DJ FaceCrook Funches
I recently worked with Ken Mix after my 2017 Nissan Leaf was totaled in an accident that was 100% the other driver's fault. State Farm's initial settlement offer was far too low, and I was struggling to get a fair value for my vehicle. I actually used an AI tool to help me research my options, and it flagged Ken as one of the top independent appraisers in the region, noting his consistent victories in disputing lowball claims against State Farm. Ken came highly recommended, and he absolutely delivered. The story of how we started working together is pretty funny. At first, Ken honestly didn't think he could take my case. Because of the highly volatile nature of the market for older EVs—specifically the Nissan Leaf—he wasn't sure he could find the data to beat State Farm's quote. Instead of just taking my money, he generously gave me a brilliant counter-strategy: he told me to report our initial consultation directly to State Farm to show them I was speaking with an independent appraiser, predicting that just knowing I had an expert in my corner might scare them into raising the Actual Cash Value (ACV) by $1,000 on the spot. But it gets better. About a day later, Ken emailed me urgently. He had kept digging into the data on his own time, completed some deeper research, and realized he could absolutely get me a deal. He was so confident after reviewing the numbers that he told me that if I paid his fee, he could almost guarantee an appraisal that would cover the cost, making it entirely worthwhile and risk-free for me. He took the case, conducted a meticulous appraisal, and completely shattered State Farm's lowball offer—ultimately securing an additional $1,702 on top of their first valuation. His report paid for itself multiple times over, just like he said it would. Beyond being an absolute master of his craft, Ken is a fascinating person to talk to. He has an incredible background, a unique education, and a wealth of diverse life experiences that make him an absolute pleasure to work with. He genuinely cares about getting justice for his clients. If you are dealing with a total loss or a difficult insurance claim in the Seattle/Tacoma area, do yourself a favor and call Ken Mix. He is the absolute best in the business. Thank you, Ken!
Total Loss Appraisal
Jessica Kittell
I cannot say enough good things about leverage auto appraisals. First off Ken is very kind and knowledgeable. We had never been in an accident before and he explained the process and what to expect. State farm gave us a total loss on our Dodge grand caravan and tried to offer us $12,233 after Kens hard work he got us back $17,950. He's fast and efficient. Our whole process took a total of 3 days. If you need an appraisal done I would highly recommend leverage auto appraisals.
Response from the owner:Jessica, thank you so much for the amazing review, I truly appreciate you taking the time to share your experience. It was honestly awesome working with you, and I am really glad I could help guide you through everything, especially since this was your first time dealing with a total loss situation. That jump from $12,233 to $17,950, a $5,700 increase, is a fantastic result. And on a van, that is saying a lot. Most of the time we see increases in that $3,000 to $4,000 range on vans, so getting close to $6,000 definitely made me feel like I had my Wheaties that morning. I am just glad I was able to help you get what your vehicle was actually worth. State Farm does tend to rely on CCC valuations, which in my experience are often on the low side. That said, I will give credit where it is due, State Farm is generally a solid insurance company, and many of the appraisers they hire tend to be more ethical than some others out there. That definitely helps when it comes to reaching a fair resolution. Thank you again for your trust and for recommending Leverage Auto Appraisals. It truly means a lot, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Tim Paup
Ken was great! Helped us get more value for our car & was wonderful to work with. We highly recommend him!
Response from the owner:Tim, thank you so much for the great review, I truly appreciate it. It was awesome working with you, and I am really glad I could help you get more value for your vehicle through the total loss appraisal process. That is always the goal, making sure you are not stuck accepting a low insurance valuation and helping you get the true market value for your car. These total loss claims can be frustrating, especially when the initial offer comes in low, so I always try to make the appraisal clause process as smooth and straightforward as possible. Thank you again for your trust and your recommendation. I am always here if you ever need help with a total loss or insurance claim in the future. Kind regards, Ken
Total Loss Appraisal
Montana Moore
I rolled my truck in Canada while guiding and my insurance offered me 3500 less than my pay off quote and Ken was able to get them to come up 8000 dollars. I will never use anyone else of if I had to do this process again. Highly highly recommend
Photo from customer review
Response from the owner:Montana, thank you so much for the awesome review, I truly appreciate it. And more than anything, thank you for putting your trust in me. I know this one was not the easiest process and it took a little time, but getting that full $8,000 increase is exactly why we stayed the course. We probably could have wrapped things up quicker if we had only pushed for a few hundred dollars more, but that is not how I operate. If I believe there is more value there, I am going to fight for it. I am really glad we did, because that is a huge difference when it comes to getting you back to where you should be. Also, thank you for posting the photos. I mean… wow. Seeing that again, it just hits you. That was a serious accident, and the fact that you walked away from that is nothing short of amazing. The good lord was definitely looking out for you that day. I really appreciate your confidence in me and your recommendation. Hopefully you never have to go through this again, but if you do, I have got your back. Kind regards, Ken

Why Choose LEVERAGE AUTO APPRAISALS?

Low Volume, High Quality Appraisals Backed By An Expert Negotiator With Over 40 Years Experience.

Oregon Certified Appraiser

When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. Ken Nix an Oregon certified and licensed auto appraiser. #V34-075

Credible Automotive Experience

Ken Nix has 13+  years experience negotiating total loss claims against insurance companies, with over 40 years of  automotive and expert negotiating experience. He knows the vehicles, which is one of the biggest problems with the industry. So many auto appraisers are ex-body shop estimators or ex-insurance adjusters with no previous experience evaluating or selling vehicles.

Credible Valuations

We follow the Uniform Standards of Professional Appraisal Practice (U.S.P.A.P.) standards for credible appraisals. Some appraisal companies inflate their valuations in an effort to entice you to use them because they have the largest value picked out of the air. Highest doesn’t mean you’ll settle for more, normally it has the opposite effect. Solid credible documented work showing how we arrived at the value, and knowing how to discredit the opposing appraiser’s comparables and appraisal is the key.

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We Don't Work For Insurance Companies

Unlike most auto appraisers, Ken only works for consumers and has never worked for an insurance company. No one’s shoving an envelope full of money across the table. But, there could be appraisers that develop methodologies to produce lower values in hopes of acquiring future business from the insurance companies. Some of these guys work both sides. (FYI, my attorney made me add the “could be” above to keep me from being sued).

Located in Oregon

LEVERAGE Auto Appraisals is actually located in Oregon. Our main office is in Portland, Oregon. Although, we service all of Oregon including Medford, Eugene, Springfield, Coos Bay, Pendleton, Bend, Grants Pass, Gresham, Beaverton, Hillsboro, Salem, and Tigard, Oregon. Be aware many auto appraiser who look like they’re local are from Florida, Texas, North Caroline, etc. and are not authorized to appraise vehicles in Oregon.

100% Reimbursement

As long as we increase the last offer from your insurance company one cent under your appraisal clause, by Oregon law, your insurance company would be required to provide you with 100% reimbursement of the appraial cost. OAR 836-080-0240

Some More Recent Total Loss Appraisal Clause Claim Settlements

1998 Toyota 4Runner Limited

  • Insurance Company: Progressive
  • Settlement Increase: $8,214.82
  • Percentage Increase: 139%
  • Bend, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,935.18
  • Settlement: $14,150.00
  • Client: Shelly S..
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2019 Mercedes-Benz GLC300 4Matic

  • Insurance Company: State Farm
  • Settlement Increase: $4,815.00
  • Percentage Increase: 16%
  • Vancouver, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $30,185.00
  • Settlement: $35000.00
  • Client: Phoi L.

2003 Dodge Ram 2500

  • Insurance Company: Progessive
  • Settlement Increase: $13,539
  • Percentage Increase: 90%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $15,111.00
  • Settlement: $28650
  • Client: Braden S.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 GMC 3500 SLT

  • Insurance Company: Progressive
  • Settlement Increase: $6297.07
  • Percentage Increase: 37%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $17,202.93
  • Settlement: $23,500.00
  • Client: Cody B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2002 Toyota Sequoia Limited

  • Insurance Company: Geico
  • Settlement Increase: $4,320
  • Percentage Increase: 84%
  • Hillsboro, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Nathaniel M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2004 Porsche Cayenne Turbo

  • Insurance Company: Progessive
  • Settlement Increase: $7,971
  • Percentage Increase: 77%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $10,428.68
  • Settlement: $18,400.00
  • Client: Alexandre B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2018 Hyundai Elantra

  • Insurance Company: Geico
  • Settlement Increase: $1,714.00
  • Percentage Increase: 12%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $14,786.00
  • Settlement: $16,500.00
  • Client: Sadie B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2014 Jaguar XJ

  • Insurance Company: Allstate
  • Settlement Increase: $4093.00
  • Percentage Increase: 19%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Kenneth P.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1971 Ford Bronco

  • Insurance Company: USAA
  • Settlement Increase: $8,742.00
  • Percentage Increase: 14%
  • Klamath Falls, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $63,258
  • Settlement: $72,000.00
  • Client: Thomas H.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 Dodge Neon SRT-4

  • Insurance Company: Progressive
  • Settlement Increase: $8,083.00
  • Percentage Increase: 178%
  • Yakima, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $4,543.00
  • Settlement: $12,626.00
  • Client: Alex, C.
  • Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00

2007 Toyota Prius

  • Insurance Company: Progressive
  • Settlement Increase: $5,550.00
  • Percentage Increase: 75%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $7,449.95
  • Settlement: $13,000.00
  • Client: Grant M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1999 Honda Civic DX

  • Insurance Company: Progressive
  • Settlement Increase: $3,529.09.00
  • Percentage Increase: 180%
  • Vancouver, WA
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

2012 Toyota Prius V Five

  • Insurance Company: State Farm
  • Settlement Increase: $8,044.33
  • Percentage Increase: 63%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $12,784.00 CCC ONE
  • Settlement: $20,828.33
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00

1981 Chevrolet C10 Pickup

  • Insurance Company: Progressive
  • Settlement Increase: $7,028.67
  • Percentage Increase: 72%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
  • Settlement: $16,828.67
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00

2001 Ford F250 SD

  • Insurance Company: Progressive
  • Settlement Increase: $9,581.69
  • Percentage Increase: 98%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

Total Loss Appraisal in Oregon

Call Now For Help With Your Oregon Total Loss Claim
(503) 567-8900 

Unfair Offer From Your Insurance Company?

In many situations, the CCC One or Mitchell / J.D. Power reports supplied by the insurance company may be thousands less than the true retail value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal to dispute the low offer.


LEVERAGE Auto Appraisals 

is an Oregon Provider of

Total Loss Fair Market Value Vehicle Appraisal Reports
Oregon Certified & Licensed Auto Appraiser License # V34-075

Total Loss AppraisalIf your car, truck, RV, motorcycle, or other wheeled vehicle has been totaled, before you accept the insurance company’s total loss offer, you should speak to our Auto Appraiser. Ken’s been a certified licensed appraiser in the state of Oregon since April of 2010.

Insurance companies routinely underpay on totalloss claims. Many insurance companies use valuations such as CCC One and Mitchell to influence policyholders and claimants into taking much less than their vehicle may actually be worth.

If you feel you’ve received a lowball valuation offer for your totaled car, truck, RV or motorcycle from your insurance company, it probably is.  If you have full coverage, you have an appraisal clause and can let the Leverage professionals take care of negotiating with your insurance company for a fair settlement.

Get the money you’re owed. Not thousands less than your vehicle was worth.

We’ve found in most situations, the CCC One or Mitchell / J.D. Power valuation reports supplied by the insurance company may be thousands less than the true market value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to invoke your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal and negotiate the claim with your insurance company to dispute the low offer on your behalf.

My 2001 F450 was stolen from me in June and deemed a total loss by State Farm when it was recovered in July. I found Ken and he went to bat for me right away. After almost two months of State Farm creating delays and trying to cover up communication saying it didn’t happen, Ken and his team were able to get me a little over 80% more than their original offer!

State Farm offered me $3,000 more than the original offer after they knew Ken was involved. That offer was still $7,000 less than Ken was able to get me even after paying my $1,000 deductible.
–Levi Buchanan, Roseburg, Oregon

 

READY TO GET STARTED?

It’s Simple. Just follow our proven process below and recover your fair market value and appraisal costs from your insurance company in just 6 easy steps.

1. Gather Documentation

Request a PDF of the Evaluaton from your insurance company. Have it ready when you fill out our questionnaire in the next step. Or, email it to leveragepdx@gmail.com with your name in the subject line.

2. Free Claim Review

Request a Free Total Loss Claim Review in our form below, or call us at 503.420.3001 to find out how much your vehicle is really worth. We won’t waste your time by selling you an appraisal you don’t need.

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3. Order Appraisal

Place Your Order, and our Oregon Licensed and Certified Appraiser, Ken Nix will prepare the report and negotiation strategy.

4. Letter of Representation

We will send a letter of representation to your insurance company to inform them we are representing you as your appraiser under your appraisal clause.

5. Claim Negotiation

The insurance company will hire an independent appraiser and Ken will negotiate with them on your behalf to arrive at a fair settlement.

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6. Settlement

Once we have an signed agreement as to the actual Fair Market Value of your vehicle, your insurance company will award your the settlement and under Oregon Law, will reimburse your appraisal cost under OAR 836-080-0240.

Oregon Auto Appraiser Ken NixWhen it comes to navigating the complex world of total loss claims, one name stands out as the foremost authority in the industry: Ken Nix. With over 30 years of experience in the automotive sector, Ken has established himself as a highly respected figure and an expert in his field. As the Appraisal Director at our company, Ken is responsible for preparing, signing, and negotiating first-party total loss claims. Ken Nix’s impressive background highlights why he is the ultimate choice as a total loss negotiator on your claim.

Automotive Industry Expertise: Ken Nix’s automotive journey spans over three decades, during which he has accumulated a wealth of knowledge and experience. His long-standing tenure in the industry has solidified his reputation as a trusted automotive authority. Notably, Ken is the proud founder of the Volkswagen Owners Club, a global community boasting an impressive membership of over 60,000 individuals. This achievement not only reflects his deep passion for automobiles but also signifies his ability to connect with people on an international scale.

Certified Oregon Auto Appraiser: As a certified Oregon auto appraiser, Ken Nix possesses the necessary credentials to evaluate and assess the value of vehicles accurately. This accreditation adds an extra layer of credibility to his appraisal work, ensuring that all parties involved can rely on his expertise and judgment. Ken’s testimony as an expert witness in numerous automotive value arbitration cases, jury trials, and criminal court cases further solidifies his standing as a trusted and respected professional in the field.

Extensive Industry Experience: Throughout his career, Ken has worked with several major automotive brands, gaining invaluable experience and insights along the way. He has dedicated seven years to Honda, three years each to Toyota, Volkswagen, and Volvo, and over three years to Ford and Chevrolet. During his tenure at Diversiform and Reynolds and Reynolds, Ken had the privilege of collaborating directly with esteemed personnel from national dealerships, including Dealer Principals, General Managers, GSMs, and Fixed-Ops Directors. This experience involved developing and consulting on automotive marketing and customer retention, allowing Ken to cultivate a deep understanding of the industry from multiple perspectives.

Negotiation Skills: Ken Nix’s exceptional negotiation skills are the product of his diverse background as a teacher of automotive product knowledge and sales, coupled with personal training from renowned experts such as Zig Ziglar, Tom Stuker, and Grant Cordone. With over 45 years of professional negotiation experience, Ken possesses a remarkable ability to ensure fair and equitable settlements for all stakeholders involved in each total loss appraisal. His expertise in negotiations has been sought after in countless arbitration cases, jury trials, and criminal court cases, testifying as an expert witness.

Spotting Previous and Bad Repairs: One of Ken Nix’s unique strengths lies in his ability to spot previous and bad repairs on opposing appraiser’s comparables used in their appraisal. This skill stems from his extensive work in the diminished value sector, where he has developed a keen eye for identifying concealed repairs and assessing their impact on a vehicle’s value. By recognizing these issues, Ken brings an additional layer of scrutiny to the negotiation process, ensuring that the total loss appraisal accurately reflects the true value of the vehicle in question.

Conclusion: In the realm of total loss negotiations, Ken Nix stands head and shoulders above the rest. With his profound knowledge, extensive industry experience, and exceptional negotiation skills, Ken is the ideal choice as a total loss negotiator. His reputation for fairness, expertise, and attention to detail garners respect throughout the automotive industry. When working with Ken, stakeholders can rest assured that they are in the hands of a consummate professional who will advocate for a fair and equitable settlement.

READY FOR A FREE CLAIM REVIEW? Email the PDF of the CCC One, Mitchell / J.D. Powers or other evaluation of your vehicle to: leveragepdx@gmail.com. With the SUBJECT: FREE CLAIM REVIEW with your NAME. Then call us at 503.567.8900 for a free claim review. (Example: FREE CLAIM REVIEW – KEN NIX) If I’m unable to immediately take your call, please leave your information with our live answering service (which will take your call 24/7).  I’ll call you as soon as I’m available. Please allow a little time as I may be negotiating a claim or inspecting a vehicle when you call during the day. If it is later at night, I may call you the next morning. I’ll call you back from my Cell Phone sometimes, ending in 0539. Thank you for considering me as your auto appraiser.

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