We Specialize in Oregon Total Loss Appraisal Clause Disputes

Call Now for a Free Claim Review – 503.567.8900  Email: leveragepdx@gmail.com

When faced with the situation of a loss vehicle, in Oregon many people find themselves searching for a “total loss appraisal near me.” At Leverage Auto Appraisals, we specialize in providing services for auto loss appraisals. We understand how challenging this period can be for our valued customers. Ken, who is an auto appraiser with knowledge of the Oregon total loss threshold utilizes his expertise to ensure you receive the maximum settlement possible.

It’s not uncommon to disagree with insurance evaluations. That’s where our expertise comes into play. As auto appraisers, our commitment is to make sure you’re not being shortchanged. We work closely with our clients to ensure that each auto appraisal accurately reflects the value of their vehicle and advocate for the best possible settlement, from insurance providers.

Total Loss Appraisal

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

Ken Nix – Oregon Certified Auto Appraiser since 2010
Total Loss Expert Negotiator for Appraisal Clause Disputes

Need A Total Loss Appraisal?
Don’t Settle for a Report, Get LEVERAGE

Total Loss Appraisal

LEVERAGE AUTO APPRAISALS

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Total Loss Appraisal
Excellent
Leverage Auto Appraisals |Total Loss Appraiser4.9
Based on 177 reviews
Total Loss Appraisal
Bob Gallagher
Leverage Auto appraisals owner Ken handled my disputed claim with Progressive Insurance. He got me $5,000 additional dollars for my totaled dodge ram 2018 truck. I would use this company any time to fight for me. He is an expert in the industry
Photo from customer review
Response from the owner:Bob, thank you so much for the great review, I truly appreciate it. And I have to say, I had a lot of fun working with you as well. It always makes the process that much better when I get to work with good people. That $5,000 increase on your Ram was as strong as bear's breath, and exactly why it is so important to push back when the insurance company comes in low. I am really glad we were able to get you where you needed to be. Also, thank you for taking the time to include a photo. That really means a lot. It helps other people see that these are real situations with real results, not just a bunch of fake bullcrap like I see on some of these review sites. I genuinely appreciate you going the extra mile to do that. Thanks again for your trust and your kind words. I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Andrew Bertz
Having to go all the way to getting an appraisal was not something I wanted to do. But when my Insurance company low balled me and would not budge, I reach out to Ken. He was great to work with and helped explain the process. I was able to get over 10% more for my total loss claim thanks to Ken's work.
Response from the owner:Andrew, thank you for taking the time to write this, I really appreciate it. I know going through the appraisal clause process is not something anyone plans on, but unfortunately it becomes necessary when the insurance company just will not budge on a low offer. I am glad I could help walk you through the process and make it a little easier to navigate. That is exactly why I am here, to help Oregon drivers deal with these total loss situations and make sure they are not stuck accepting less than what their vehicle is actually worth. Getting over a 10 percent increase is a solid result and a great example of why it is important to challenge those initial valuations. Thank you again for your trust and for working with me. I truly appreciate it and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Nick Rucker
Ken nix and his team helped me out tremendously with my 2007 Subaru. Limited edition STI and my total loss claim. He was able to appraise over $5000 above what state farm had originally submitted. I'm so grateful and thankful for Ken Nix and his team and his services. Excellent job and excellent service. I will definitely suggest and recommend using them for any total loss claim.
Response from the owner:Nick, thank you so much for the awesome review and for trusting me with your 2007 Subaru WRX STI Limited. I am really glad we were able to increase the value by **more than $5,000** over the original offer. Vehicles like yours deserve someone who understands what makes them special, and I appreciate you giving me the opportunity to fight for its true market value. While I am happy with the appraisal result, I also know our work is not completely finished. I have always believed that just because the appraisal is over does not mean I stop helping my clients. Whenever I think there is something more that can be done, I will continue to point people in the right direction, help research information, and do whatever I reasonably can to help them move forward. I cannot provide legal advice, but I will always do my best to help you understand the process and the options available to you. Thank you again for your recommendation and your trust. Clients like you are the reason I enjoy what I do. Hopefully you never need me again, but if you ever have questions down the road, do not hesitate to give me a call. And even though I have no ablity to negotiate the salvage, I'll continue to be here for you until we get the issue resolved. Kind regards, Ken
Total Loss Appraisal
Dave Andrews
Ken delivered as advertised and I can confidently recommend him. He was able to get us 5k over the insurance offer. I plan to use him again.
Photo from customer reviewPhoto from customer review
Response from the owner:Dave, thank you so much for the great review, I truly appreciate it. It was awesome working with you, and I am really glad we were able to get you that additional $5,000 over the insurance company’s initial offer. That is exactly why the total loss appraisal process exists, to make sure you are not stuck accepting a low insurance valuation that does not reflect the true market value of your vehicle. These total loss claims can be frustrating, but having someone on your side who understands the appraisal clause process makes a big difference. I really appreciate your trust and your recommendation, and I will always be here if you need help with another insurance claim or total loss appraisal in the future. Kind regards, Ken
Total Loss Appraisal
Jeff Reece
I totaled my vehicle. State Farm offered me 11k less than the market value was. I had no idea about any of this process or what to do. I found Leverage Auto Appraisals on Google. I got ahold of Ken the owner and from that point on I was literally on cruise control. Ken's credentials some of which are on their website are truly excellent. And excellent is the exact word I would use for the ENTIRE service I received from Ken. From his professionalism from start to finish to him putting my insurance agency on notice that he has been doing this far longer than any of them and knows every law and statute of the process that if they wanted an ethics contract signed he had no problem with that just first send him a copy of the appraiser they are using and how much have they paid him in the last year! No response from that! He wasn't intimidated and didn't let them walk all over me. Ken is like going to court with Johnny Cochran as an attorney compared to a public defender. I could in NO WAY find another person capable of doing a better job. I absolutely recommend him over anyone else!
Photo from customer review
Response from the owner:Jeff, thank you so much for such an incredible review. I truly appreciate your trust. I am especially glad we were able to increase the value of your 2019 Dodge Charger from State Farm's original offer of $15,856 to $22,670, putting an additional $6,814 in your pocket, a 43 percent increase. I also have to admit your comparison to Johnny Cochran tickled me. I am not sure I deserve that, but I certainly appreciate it. Your claim was one of those where the initial CCC valuation simply did not make sense. State Farm eventually tried to resolve the claim with a much smaller increase, but I truly believed your Charger was worth considerably more. Rather than taking the path of least resistance, I stayed with it until we reached a settlement that was much closer to its true market value. That is exactly why I fight every claim as if it were my own. One thing I hope other Oregon drivers take away from your experience is that most people have no idea the appraisal clause even exists. The information is buried in the total loss paperwork in extremely small print, and if your adjuster never mentions it, you may never know it is an option. Many people also do not realize they can accept the portion of the settlement that is not in dispute while the appraisal clause process moves forward. Even better, under Oregon law, if the appraisal increases the insurance company's final offer by as little as one cent, the insurance company must reimburse the reasonable cost of the appraisal. After more than 16 years handling these claims, I have yet to have a State Farm appraisal clause case where I was not able to secure a significant increase for my client. Thank you again for posting the photo of your Charger and for trusting me throughout the entire appraisal clause process. Reviews like yours help other Oregon drivers realize they do not have to simply accept a low insurance settlement without asking questions. I wish you all the best, and hopefully our paths only cross again under much better circumstances. Kind regards, Ken
Total Loss Appraisal
Matthew Hutchinson
Very happy to join Ken’s list of success stories and satisfied customers here 😁. When our family’s 2019 Mazda CX-9 was hit and totaled, USAA’s appraisal came in well below the cost to replace it. I tried to prove our case to the insurance company, but they put up more obstacles and excuses, claiming our comps were too old, then they were too new, then they were not the exact same trim, etc. Having been a member in good standing for over 30 years, this was both disappointing and costly process for our family. Ken got to work immediately and provided very clear insight on the process and his experience. Within one month, USAA sent us a check for an additional $5,500 to make up the difference for the revised and substantiated appraisal. Thank you Ken!
Response from the owner:Matthew, thank you so much for the awesome review, I truly appreciate you taking the time to share your experience. It was great working with you, and I am really glad we were able to turn that situation around for your family. What you described is something I see all the time. The back and forth on comps being too old, too new, or not quite right is one of the most common tactics used, and it can be incredibly frustrating for people trying to handle it on their own. That is exactly where I step in, to cut through all of that and focus on what actually reflects the true market value. Getting that additional $5,500 for your CX-9 is stronger than a skunk in a phone booth, and I am glad we were able to get you closer to what it would actually cost to replace your vehicle. That is the number that really matters. Thank you again for your trust, your patience, and for being great to work with. I truly appreciate it, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
K W
I had a somewhat rare version of a vehicle that was stolen. Insurance decided to compare it to a much more common and cheaper version and refused to budge. Luckily I found Leverage. Not only did Leverage get my insurance to compare to a like version, which almost doubled what I received, but they got me almost 50% more than the revised value. If your insurance is being stubborn with you talk to Leverage.
Total Loss Appraisal
Jordan Schreiber, L.Ac.
I had just bought a beautiful 2015 BMW X5 35d a month prior to hitting a deer and having Progressive call it a total loss. I knew the offer from Progressive was not going to allow me to replace the l X5 that I was just getting to know when, after some searching online, found Ken. I filled out the form on his website and heard back from him the next day saying he'd take my case on and that he could help. The entire process took about a month total, from hiring Ken to finally getting my payout. At times, it took a few days for Ken to get back to me and time for insurance to respond. It was stressful, but made much easier by Ken's re-assuring and calm easy going demeanor. As soon as Progressive, got Ken's letter of arbitration, they offered me over $4000 more, the next morning! Partly this was because Progressive was trying to get out of arbitration and didn't want to reimburse Ken's fee to me, but they eventually did. While it didn't happen overnight, it was the holidays, Ken made the whole process much easier and I would hire him again if I ever needed to and have recommended him already. I think it was about $4300 total more that Ken helped negotiate! Thank you Ken
Response from the owner:I really appreciate you sharing this, thank you. And yes, that was a sharp BMW, definitely a tough one to see go so soon after you picked it up. Unfortunately, that is when a lot of people first realize how far off insurance valuations can be. You did exactly the right thing by questioning the offer and reaching out. As a licensed auto appraiser here in Oregon, I see it all the time where vehicles like yours are undervalued through automated reports. I am glad we were able to step in, invoke the appraisal clause, and ultimately help you secure about $4300 more on your total loss settlement. That is money that makes a real difference when trying to replace a vehicle like that. I know the process can feel stressful at times, especially with a little waiting involved, but I am glad I was able to help make it more manageable along the way. Thank you again for your trust, your patience, and for recommending me to others. That means everything. Kind regards, Ken
Total Loss Appraisal
Caleb Gilson
Ken Nix does an awesome job, great communication, great guy. He has negotiated with insurance values on two vehicles for me now. Wouldn't go to anyone else. He got me 4-5k more both times, dont let insurance lowball your cars value. Reminder: Oregon law requires insurance to reimburse your costs for an appraisal for just a penny in raised value and he will get it for you, so don't hesitate.
Response from the owner:Caleb, thank you so much for the awesome review, I truly appreciate it. And I have to say, it has been great working with you not just once, but twice now. That really means a lot to me. Of course, I always say I hope you never need me again because that usually means something went wrong, but if you do, I will always be here to help. My goal is always the same, to make sure you get what you should be getting and not some lowball valuation that the insurance company tries to put in front of you. I also want to personally thank you for the referrals. I have definitely had several people mention your name over the past few months, and that means more than you know. That kind of trust and support is everything in this business. Thank you again for everything, and I hope you have a blessed day. Kind regards, Ken
Total Loss Appraisal
Dominique Demouchet
I went through a pretty traumatic accident and total loss of my 2 week old car. While insurance was extremely difficult, Ken helped make the process as smooth as possible and was able to get over $2k more than i would have gotten otherwise, plus the refund of my appraisal fee since he increased the value. I can’t recommend him enough to get through these situations.
Response from the owner:Thank you so much for sharing this, and I am truly sorry you had to go through such a traumatic accident, especially with a car that was only two weeks old. That is a tough situation on so many levels, and I am really glad I could help take some of that weight off your shoulders during the process. Insurance claims can be incredibly frustrating, especially when you are already dealing with the stress of a total loss. I am happy we were able to push back through the appraisal clause process and secure that additional $2000 plus for you. Getting the appraisal fee reimbursed as well is exactly how it should work here in Oregon, and I am glad everything came together in your favor. I truly appreciate your trust and your recommendation. It means a lot to me to be able to help people navigate these situations and come out with a fair result. Kind regards, Ken
Total Loss Appraisal
Michael Crumley
Ken is the best! He completely helped me through the whole process and I’m so glad I trusted him with the total loss of my vehicle. My insurance company completely lowballed me and he got me thousands more that I was missing out on. Thank you Ken 🙏
Response from the owner:Thank you so much for the awesome review, Michael! It truly means a lot to me that you trusted me to help you through the total loss process on your 2019 BMW M5 Competition. I know how frustrating it is when an insurance company comes back with a lowball offer, especially on a high value performance vehicle where every detail matters. This was one of the tougher appraisal clause negotiations I've had in a while, but I'm glad we stayed the course and were able to increase GEICO's valuation from $53,468 to $59,000, putting an additional $5,532 in your pocket. Helping Oregon drivers through total loss insurance disputes and fighting for a fair market value is exactly why I do this. I truly appreciate your trust, your patience, and your kind words. Hopefully you never need an independent auto appraiser again, but if you do, you know where to find me. Kind regards, Ken
Total Loss Appraisal
Sandy DeBano
Ken at Leverage Auto Appraisers is truly amazing. I was ready to give up in despair dealing with my claims specialist at State Farm, who was undervaluing our 2010 Toyota Highlander (which State Farm totaled after we hit a deer). Ken was a straight shooter, is extremely knowledgeable about the entire convoluted process, and helped every step of the way. Getting the appraisal from Ken was unexpectedly easy and fast (once State Farm assigned their appraiser, which took several weeks). Ken is a a pro and has real integrity! And he saved us over $2000!!!
Response from the owner:Sandy, thank you so much for the incredible review, I truly appreciate you taking the time to share this. It was absolutely awesome working with you, and I am really glad I could help turn things around when it felt like you were hitting a wall. Dealing with a total loss after hitting a deer is stressful enough, and when the valuation comes in low, it just adds to that frustration. I hear that a lot, people feeling like they are running out of options. I am glad we were able to step in, work through the appraisal clause process, and get your Highlander where it should have been. That $2,000 plus increase makes a real difference. I also appreciate your patience with the timeline, especially waiting on State Farm to assign their appraiser. That part is unfortunately out of our control, but once things get moving, I do everything I can to keep it efficient and straightforward. Thank you again for your trust, your kind words, and your recommendation. It really means a lot to me, and I am always here if you ever need help again. Kind regards, Ken

Why Choose LEVERAGE AUTO APPRAISALS?

Low Volume, High Quality Appraisals Backed By An Expert Negotiator With Over 40 Years Experience.

Oregon Certified Appraiser

When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. Ken Nix an Oregon certified and licensed auto appraiser. #V34-075

Credible Automotive Experience

Ken Nix has 13+  years experience negotiating total loss claims against insurance companies, with over 40 years of  automotive and expert negotiating experience. He knows the vehicles, which is one of the biggest problems with the industry. So many auto appraisers are ex-body shop estimators or ex-insurance adjusters with no previous experience evaluating or selling vehicles.

Credible Valuations

We follow the Uniform Standards of Professional Appraisal Practice (U.S.P.A.P.) standards for credible appraisals. Some appraisal companies inflate their valuations in an effort to entice you to use them because they have the largest value picked out of the air. Highest doesn’t mean you’ll settle for more, normally it has the opposite effect. Solid credible documented work showing how we arrived at the value, and knowing how to discredit the opposing appraiser’s comparables and appraisal is the key.

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We Don't Work For Insurance Companies

Unlike most auto appraisers, Ken only works for consumers and has never worked for an insurance company. No one’s shoving an envelope full of money across the table. But, there could be appraisers that develop methodologies to produce lower values in hopes of acquiring future business from the insurance companies. Some of these guys work both sides. (FYI, my attorney made me add the “could be” above to keep me from being sued).

Located in Oregon

LEVERAGE Auto Appraisals is actually located in Oregon. Our main office is in Portland, Oregon. Although, we service all of Oregon including Medford, Eugene, Springfield, Coos Bay, Pendleton, Bend, Grants Pass, Gresham, Beaverton, Hillsboro, Salem, and Tigard, Oregon. Be aware many auto appraiser who look like they’re local are from Florida, Texas, North Caroline, etc. and are not authorized to appraise vehicles in Oregon.

100% Reimbursement

As long as we increase the last offer from your insurance company one cent under your appraisal clause, by Oregon law, your insurance company would be required to provide you with 100% reimbursement of the appraial cost. OAR 836-080-0240

Some More Recent Total Loss Appraisal Clause Claim Settlements

1998 Toyota 4Runner Limited

  • Insurance Company: Progressive
  • Settlement Increase: $8,214.82
  • Percentage Increase: 139%
  • Bend, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,935.18
  • Settlement: $14,150.00
  • Client: Shelly S..
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2019 Mercedes-Benz GLC300 4Matic

  • Insurance Company: State Farm
  • Settlement Increase: $4,815.00
  • Percentage Increase: 16%
  • Vancouver, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $30,185.00
  • Settlement: $35000.00
  • Client: Phoi L.

2003 Dodge Ram 2500

  • Insurance Company: Progessive
  • Settlement Increase: $13,539
  • Percentage Increase: 90%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $15,111.00
  • Settlement: $28650
  • Client: Braden S.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 GMC 3500 SLT

  • Insurance Company: Progressive
  • Settlement Increase: $6297.07
  • Percentage Increase: 37%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $17,202.93
  • Settlement: $23,500.00
  • Client: Cody B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2002 Toyota Sequoia Limited

  • Insurance Company: Geico
  • Settlement Increase: $4,320
  • Percentage Increase: 84%
  • Hillsboro, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Nathaniel M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2004 Porsche Cayenne Turbo

  • Insurance Company: Progessive
  • Settlement Increase: $7,971
  • Percentage Increase: 77%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $10,428.68
  • Settlement: $18,400.00
  • Client: Alexandre B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2018 Hyundai Elantra

  • Insurance Company: Geico
  • Settlement Increase: $1,714.00
  • Percentage Increase: 12%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $14,786.00
  • Settlement: $16,500.00
  • Client: Sadie B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2014 Jaguar XJ

  • Insurance Company: Allstate
  • Settlement Increase: $4093.00
  • Percentage Increase: 19%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Kenneth P.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1971 Ford Bronco

  • Insurance Company: USAA
  • Settlement Increase: $8,742.00
  • Percentage Increase: 14%
  • Klamath Falls, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $63,258
  • Settlement: $72,000.00
  • Client: Thomas H.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 Dodge Neon SRT-4

  • Insurance Company: Progressive
  • Settlement Increase: $8,083.00
  • Percentage Increase: 178%
  • Yakima, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $4,543.00
  • Settlement: $12,626.00
  • Client: Alex, C.
  • Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00

2007 Toyota Prius

  • Insurance Company: Progressive
  • Settlement Increase: $5,550.00
  • Percentage Increase: 75%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $7,449.95
  • Settlement: $13,000.00
  • Client: Grant M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1999 Honda Civic DX

  • Insurance Company: Progressive
  • Settlement Increase: $3,529.09.00
  • Percentage Increase: 180%
  • Vancouver, WA
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

2012 Toyota Prius V Five

  • Insurance Company: State Farm
  • Settlement Increase: $8,044.33
  • Percentage Increase: 63%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $12,784.00 CCC ONE
  • Settlement: $20,828.33
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00

1981 Chevrolet C10 Pickup

  • Insurance Company: Progressive
  • Settlement Increase: $7,028.67
  • Percentage Increase: 72%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
  • Settlement: $16,828.67
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00

2001 Ford F250 SD

  • Insurance Company: Progressive
  • Settlement Increase: $9,581.69
  • Percentage Increase: 98%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

Total Loss Appraisal in Oregon

Call Now For Help With Your Oregon Total Loss Claim
(503) 567-8900 

Unfair Offer From Your Insurance Company?

In many situations, the CCC One or Mitchell / J.D. Power reports supplied by the insurance company may be thousands less than the true retail value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal to dispute the low offer.


LEVERAGE Auto Appraisals 

is an Oregon Provider of

Total Loss Fair Market Value Vehicle Appraisal Reports
Oregon Certified & Licensed Auto Appraiser License # V34-075

Total Loss AppraisalIf your car, truck, RV, motorcycle, or other wheeled vehicle has been totaled, before you accept the insurance company’s total loss offer, you should speak to our Auto Appraiser. Ken’s been a certified licensed appraiser in the state of Oregon since April of 2010.

Insurance companies routinely underpay on totalloss claims. Many insurance companies use valuations such as CCC One and Mitchell to influence policyholders and claimants into taking much less than their vehicle may actually be worth.

If you feel you’ve received a lowball valuation offer for your totaled car, truck, RV or motorcycle from your insurance company, it probably is.  If you have full coverage, you have an appraisal clause and can let the Leverage professionals take care of negotiating with your insurance company for a fair settlement.

Get the money you’re owed. Not thousands less than your vehicle was worth.

We’ve found in most situations, the CCC One or Mitchell / J.D. Power valuation reports supplied by the insurance company may be thousands less than the true market value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to invoke your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal and negotiate the claim with your insurance company to dispute the low offer on your behalf.

My 2001 F450 was stolen from me in June and deemed a total loss by State Farm when it was recovered in July. I found Ken and he went to bat for me right away. After almost two months of State Farm creating delays and trying to cover up communication saying it didn’t happen, Ken and his team were able to get me a little over 80% more than their original offer!

State Farm offered me $3,000 more than the original offer after they knew Ken was involved. That offer was still $7,000 less than Ken was able to get me even after paying my $1,000 deductible.
–Levi Buchanan, Roseburg, Oregon

 

READY TO GET STARTED?

It’s Simple. Just follow our proven process below and recover your fair market value and appraisal costs from your insurance company in just 6 easy steps.

1. Gather Documentation

Request a PDF of the Evaluaton from your insurance company. Have it ready when you fill out our questionnaire in the next step. Or, email it to leveragepdx@gmail.com with your name in the subject line.

2. Free Claim Review

Request a Free Total Loss Claim Review in our form below, or call us at 503.420.3001 to find out how much your vehicle is really worth. We won’t waste your time by selling you an appraisal you don’t need.

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3. Order Appraisal

Place Your Order, and our Oregon Licensed and Certified Appraiser, Ken Nix will prepare the report and negotiation strategy.

4. Letter of Representation

We will send a letter of representation to your insurance company to inform them we are representing you as your appraiser under your appraisal clause.

5. Claim Negotiation

The insurance company will hire an independent appraiser and Ken will negotiate with them on your behalf to arrive at a fair settlement.

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6. Settlement

Once we have an signed agreement as to the actual Fair Market Value of your vehicle, your insurance company will award your the settlement and under Oregon Law, will reimburse your appraisal cost under OAR 836-080-0240.

Oregon Auto Appraiser Ken NixWhen it comes to navigating the complex world of total loss claims, one name stands out as the foremost authority in the industry: Ken Nix. With over 30 years of experience in the automotive sector, Ken has established himself as a highly respected figure and an expert in his field. As the Appraisal Director at our company, Ken is responsible for preparing, signing, and negotiating first-party total loss claims. Ken Nix’s impressive background highlights why he is the ultimate choice as a total loss negotiator on your claim.

Automotive Industry Expertise: Ken Nix’s automotive journey spans over three decades, during which he has accumulated a wealth of knowledge and experience. His long-standing tenure in the industry has solidified his reputation as a trusted automotive authority. Notably, Ken is the proud founder of the Volkswagen Owners Club, a global community boasting an impressive membership of over 60,000 individuals. This achievement not only reflects his deep passion for automobiles but also signifies his ability to connect with people on an international scale.

Certified Oregon Auto Appraiser: As a certified Oregon auto appraiser, Ken Nix possesses the necessary credentials to evaluate and assess the value of vehicles accurately. This accreditation adds an extra layer of credibility to his appraisal work, ensuring that all parties involved can rely on his expertise and judgment. Ken’s testimony as an expert witness in numerous automotive value arbitration cases, jury trials, and criminal court cases further solidifies his standing as a trusted and respected professional in the field.

Extensive Industry Experience: Throughout his career, Ken has worked with several major automotive brands, gaining invaluable experience and insights along the way. He has dedicated seven years to Honda, three years each to Toyota, Volkswagen, and Volvo, and over three years to Ford and Chevrolet. During his tenure at Diversiform and Reynolds and Reynolds, Ken had the privilege of collaborating directly with esteemed personnel from national dealerships, including Dealer Principals, General Managers, GSMs, and Fixed-Ops Directors. This experience involved developing and consulting on automotive marketing and customer retention, allowing Ken to cultivate a deep understanding of the industry from multiple perspectives.

Negotiation Skills: Ken Nix’s exceptional negotiation skills are the product of his diverse background as a teacher of automotive product knowledge and sales, coupled with personal training from renowned experts such as Zig Ziglar, Tom Stuker, and Grant Cordone. With over 45 years of professional negotiation experience, Ken possesses a remarkable ability to ensure fair and equitable settlements for all stakeholders involved in each total loss appraisal. His expertise in negotiations has been sought after in countless arbitration cases, jury trials, and criminal court cases, testifying as an expert witness.

Spotting Previous and Bad Repairs: One of Ken Nix’s unique strengths lies in his ability to spot previous and bad repairs on opposing appraiser’s comparables used in their appraisal. This skill stems from his extensive work in the diminished value sector, where he has developed a keen eye for identifying concealed repairs and assessing their impact on a vehicle’s value. By recognizing these issues, Ken brings an additional layer of scrutiny to the negotiation process, ensuring that the total loss appraisal accurately reflects the true value of the vehicle in question.

Conclusion: In the realm of total loss negotiations, Ken Nix stands head and shoulders above the rest. With his profound knowledge, extensive industry experience, and exceptional negotiation skills, Ken is the ideal choice as a total loss negotiator. His reputation for fairness, expertise, and attention to detail garners respect throughout the automotive industry. When working with Ken, stakeholders can rest assured that they are in the hands of a consummate professional who will advocate for a fair and equitable settlement.

READY FOR A FREE CLAIM REVIEW? Email the PDF of the CCC One, Mitchell / J.D. Powers or other evaluation of your vehicle to: leveragepdx@gmail.com. With the SUBJECT: FREE CLAIM REVIEW with your NAME. Then call us at 503.567.8900 for a free claim review. (Example: FREE CLAIM REVIEW – KEN NIX) If I’m unable to immediately take your call, please leave your information with our live answering service (which will take your call 24/7).  I’ll call you as soon as I’m available. Please allow a little time as I may be negotiating a claim or inspecting a vehicle when you call during the day. If it is later at night, I may call you the next morning. I’ll call you back from my Cell Phone sometimes, ending in 0539. Thank you for considering me as your auto appraiser.

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