We Specialize in Oregon Total Loss Appraisal Clause Disputes

Call Now for a Free Claim Review – 503.567.8900  Email: leveragepdx@gmail.com

When faced with the situation of a loss vehicle, in Oregon many people find themselves searching for a “total loss appraisal near me.” At Leverage Auto Appraisals, we specialize in providing services for auto loss appraisals. We understand how challenging this period can be for our valued customers. Ken, who is an auto appraiser with knowledge of the Oregon total loss threshold utilizes his expertise to ensure you receive the maximum settlement possible.

It’s not uncommon to disagree with insurance evaluations. That’s where our expertise comes into play. As auto appraisers, our commitment is to make sure you’re not being shortchanged. We work closely with our clients to ensure that each auto appraisal accurately reflects the value of their vehicle and advocate for the best possible settlement, from insurance providers.

Total Loss Appraisal

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

Ken Nix – Oregon Certified Auto Appraiser since 2010
Total Loss Expert Negotiator for Appraisal Clause Disputes

Need A Total Loss Appraisal?
Don’t Settle for a Report, Get LEVERAGE

Total Loss Appraisal

LEVERAGE AUTO APPRAISALS

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Total Loss Appraisal
Excellent
Leverage Auto Appraisals |Total Loss Appraiser4.9
Based on 185 reviews
Total Loss Appraisal
Vitri Reeves
I highly recommend Ken from Leverage Auto Appraisals Total Loss Appraiser LLC. If you’re dealing with insurance pressure to close a claim quickly, trust Ken and his process—even when it feels uncomfortable. I’m so glad I listened to him. Ken fought hard for my dispute and made sure I received what I truly deserved for my Chevy truck. He is extremely knowledgeable about the insurance and appraisal industry and took the time to explain things clearly. I’m not great at reading fine print, and without his guidance, I could have easily ended up paying much more out of pocket. Beyond the appraisal itself, Ken generously shared valuable insights about how he conducts business and the importance of family and integrity. Those conversations had nothing to do with appraisals, but I truly appreciated them—they meant a lot. Thank you, Ken, for fighting for us and for going above and beyond. Your dedication and honesty make a real difference.
Photo from customer review
Response from the owner:Vitri, thank you so much for the thoughtful review and for trusting me with your Insurance total loss claim on your 2024 Chevrolet Silverado 1500 LT Trail Boss. I also want to thank you for uploading photos of your truck. Beautiful Silverado and honestly a shame that it was totaled. Photos like yours really help people see these are real clients, real vehicles, and real appraisal clause disputes here in Oregon. Sadly, there are companies out there purchasing reviews or creating misleading impressions online, so I truly appreciate clients like you who take the time to share genuine experiences. I’m really glad you trusted the process even when the insurance company pressure started building to settle quickly. That pressure is exactly where many consumers end up accepting less than they deserve. In your case, we were able to secure a $5,132 increase over the original CCC valuation, which made a significant difference on your Silverado claim. Helping Oregon drivers challenge low insurance offers and navigate the appraisal clause process is exactly why I do this work. I also sincerely appreciate your comments about our conversations outside of the appraisal itself. Family, integrity, and trying to do right by people have always mattered more to me than simply processing claims. I have never worked for insurance companies and have never accepted revenue from insurance companies in any capacity because I believe remaining fully independent is critical to being truly unbiased for consumers. Lately, it has come to my attention that several appraisers operating in Oregon are also performing work for insurance companies while simultaneously marketing themselves to consumers without fully disclosing those relationships. Personally, I believe that creates a serious conflict of interest when someone is representing a consumer against the same insurance companies they are also receiving business from. That is one of the main reasons I have always chosen to work exclusively for vehicle owners and policyholders rather than insurers. Thank you again for the trust, the great conversation, and the opportunity to help. Wishing you and your family nothing but the best moving forward. Kind regards, Ken
Total Loss Appraisal
Josh Liang
Ken did an excellent job negotiating a better price for my vehicle. The lowball offer the insurance company tried to give me intially was insulting. It was several thousand below what Ken was able to evaluate the vehicle at. If you want someone who will fight for a fair settlement, Ken Nix is your man.
Response from the owner:Josh, thank you for the awesome review. I really appreciate you trusting me with your 2024 Subaru Outback claim. I am glad we were able to increase the settlement from $29,572 to $34,000, putting another $4,428 in your pocket. This was one of the tougher negotiations because the opposing appraisal company was not eager to move from their position. It would have been easy to accept a smaller increase and move on, but I truly believed your vehicle was worth more. Sometimes it just takes persistence and a willingness to keep fighting until the evidence speaks for itself. Thank you again for your recommendation. Reviews like yours help other people realize they do not have to simply accept a lowball total loss offer. Hopefully you never need me again, but if you do, I will be here to help. Kind regards, Ken
Total Loss Appraisal
Ashley Cervantes
Ken Nix was an absolute joy to work with and he did exactly what he said he would. He was able to get my payout increased enough to pay off my loan, buy back my car, and have some left over to repair it too! He even reassured me when insurance's third party appraiser tried to scare me into thinking I had made a big mistake. Hiring Ken was the best decision I could have made and I am 100% satisfied with the outcome. I could not recommend him more. Thank you so much Ken!
Response from the owner:Ashley, thank you so much for the wonderful review. It was truly a pleasure working with you, and I am so glad we were able to increase the value of your **2015 Honda CR-V** by more than **$2,700**, a **43.8 percent increase** over the original offer. Unfortunately, it is not uncommon for insurance company representatives or the appraisers they hire to say things that make policyholders question whether they are making the right decision. I am glad I was able to answer your questions and give you the confidence to stay the course. In the end, being able to pay off your loan, buy your CR-V back, and still have money left over to repair it worked out. That is exactly why I enjoy doing this work. Thank you again for your trust and your kind words. You were an absolute pleasure to work with, and I truly appreciate your recommendation. I wish you many more miles with your CR-V, and if you ever need anything in the future, do not hesitate to reach out. Kind regards, Ken
Total Loss Appraisal
David Sudar
TLDR; Ken got us an extra 19% out of our Insurance company, and we didn't have to do anything. Easeful process. Recommended! State Farm offered us $9,533 for our totaled car. I spent 30 minutes reading their report and then looking at various sites online for what it would cost us to buy a comparable car. It was clear their offer was majorly low balling us. From what I've since learned, they basically always low ball you. Anyhow, I hired Ken / Leverage Auto Appraisals. We had one call, I sent him his fee, and from there I literally had to do zero work. He negotiated a settlement of $11,750, for an increase of $2,217. State Farm promptly sent us the check, as well as the reimbursement for Ken's fee. I had some initial hesitation over having to pay his fee up front, though based on his word with how successful he is, reading over all these positive reviews, and my own sense of the initial offer being too low, I decided that the chances of getting a valuation of at least one dollar more were very, very high, which would mean they would also reimburse the fee. Glad I did it. Thanks, Ken!
Response from the owner:David, thank you so much for the awesome and detailed review, I truly appreciate you taking the time to share your experience. Reviews like yours really help other people understand that this process works and that they do not have to just accept whatever number the insurance company puts in front of them. You did exactly what I wish more people would do, you took a little time to look at the report and compare it to the real market. It does not take long to realize when something is off. Like you said, those initial offers tend to come in low more often than not. I am really glad you trusted your instincts and decided to move forward. Getting you from $9,533 to $11,750, that $2,217 increase, is exactly why I do what I do. And I am glad the process felt easy on your end. That is always my goal, take the stress off my clients and handle everything behind the scenes. I also appreciate you mentioning the upfront fee hesitation. That is completely normal. But like you said, in Oregon, if we increase the value by even a dollar, the insurance company is required to reimburse that fee. The odds are very strong, and I am glad it worked out exactly how it should have for you. Thank you again for your trust and your recommendation. It really means a lot, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Dat Nguyen
Faced with a total loss from USAA for hail damage they have been trying to undercut me on everything from my vehicles worth to the repairs that would be needed. For those reading this and are suffering from the Insurance companies abuse of power you aren't alone. Mr. Nix, who has been working my case fought and awarded me with 2k extra in my cars evaluation. While not only fighting for me as a client he is very informative and knowledgeable on all kinds of cases. He has helped me understand the situation and going beyond what is required to help make sure things get settled properly. Even with my appraisal being settled he is further helping me fight USAA to do the right thing, for this I am truly grateful to hear a voice that cares. 11/10
Response from the owner:Dat, thank you so much for taking the time to write this, I truly appreciate it. It was great working with you, and I am really glad I could help you push back and get that additional $2,000 on your vehicle. More importantly, I am glad I could help you better understand what was going on and make sure you were not being taken advantage of. I want you to know, I really do try to make myself available as much as possible, not just for my clients, but even for people who are just looking for guidance. Sometimes I get paid, sometimes I do not, and that is okay. I did not get into this for the money, I got into it to help people and to make sure they are treated fairly. There are a lot of moving parts in these claims, whether it is storage fees, rental issues, or insurance companies not providing the right information, and I do my best to step in wherever I can. A lot of people do not realize the time that goes into each case. Even something as simple as a call can take 20 minutes or more by the time I stop what I am doing, pull up the file, review everything, and then have a proper conversation. Multiply that by 20 clients in a day, and it adds up to over six hours just providing updates. At the same time, I am negotiating claims, reviewing valuations, dealing with insurance companies, and sometimes even reaching out to the Division of Financial Regulation when needed. My days usually start around 5 in the morning and go into the evening, because I want to make sure my clients are taken care of. I really appreciate your patience and your trust throughout the process, and I am glad I could continue helping even beyond the appraisal itself. That means a lot to me. Kind regards, Ken
Total Loss Appraisal
Bret Levick
I can’t recommend Leverage Auto Appraisers enough. My son had what can only be described as a “unicorn” car — a pristine 2011 Subaru Forester with just 60k miles and a flawless service record. We searched long and hard to find it, and it was absolutely perfect for him. Less than two months later, while it was parked, a huge tree branch fell on it, breaking the windshield, side-view mirror and damaging the door. GEICO immediately totaled it and then tried to lowball us based purely on the age of the car. Anyone who’s tried to buy a Subaru in Oregon knows the market is completely different — you simply cannot find low-mileage, well-maintained Subarus at the prices GEICO wanted to use. That’s when we hired Ken at Leverage Auto Appraisers. Not only is he genuinely a nice, easy-to-work-with guy, but he handled everything professionally and knew exactly how to deal with the insurance process. He ended up increasing the payout by around 30%, which was enough for us to buy a comparable replacement vehicle without going too deep out-of-pocket. Even better, because of Oregon law, his fee was reimbursed — so if you hire him, make sure you request that reimbursement from your insurer. Ken truly saved us in a stressful situation. Worth every penny, and then some.
Photo from customer reviewPhoto from customer review
Response from the owner:Bret, thank you so much for taking the time to write such a thoughtful review, I truly appreciate it. And thank you for providing so many photos, that really helps more than most people realize. It helps others understand that comprehensive losses like tree damage, falling limbs, or even mudslides can absolutely be disputed when the valuation comes in low. And I have to say again, that Forester was a unicorn. Finding a 2011 with only 60k miles and that kind of history here in Oregon is no easy task. The market for Subarus out here is completely different, and those insurance valuations rarely reflect what these vehicles are actually worth. That situation with the tree branch was just brutal, especially after all the effort you put into finding the perfect vehicle for your son. I am really glad we were able to step in and secure over a $3,000 increase, roughly 30 percent more than the original offer, so you could get into a comparable replacement without taking a big financial hit. Thank you again for your trust, your kind words, and the recommendation. It was truly awesome working with you, and I am always here if you ever need anything in the future. Kind regards, Ken
Total Loss Appraisal
Suraj Gaurav
I would highly recommend Ken, he greatly exceeded my expectations. And made the process very smooth to deal with the insurance company. He is a rock star! My Porsche Taycan had an accident and got totalled. State Farm offered a payout amount and Ken was able to raise it by $7000. The appreciation would not have been possible without him. I would recommend him in a heartbeat!! He’s easy to work with, very communicative, professional and the best at his game!!
Photo from customer reviewPhoto from customer review
Response from the owner:Thank you so much for the awesome review, I really appreciate it. And I have to say… that Taycan was absolutely gorgeous. I have a red Maserati GranTurismo Sport myself, so I have a soft spot for beautiful cars, especially when they stand out like yours did. Seriously, stunning vehicle. I am really glad I could help make the process smooth for you and get things moving in the right direction with State Farm. A $7000 increase on a total loss claim is exactly why it is so important to challenge those initial valuations. Vehicles like yours are often undervalued, and I am happy we were able to push back and get you closer to the true market value through the appraisal clause process here in Oregon. I truly appreciate your trust, your kind words, and the recommendation. I hope you end up in another red Taycan because that would be a perfect replacement. If you ever need anything in the future, I am always here to help. Kind regards, Ken
Total Loss Appraisal
Bob Gallagher
Leverage Auto appraisals owner Ken handled my disputed claim with Progressive Insurance. He got me $5,000 additional dollars for my totaled dodge ram 2018 truck. I would use this company any time to fight for me. He is an expert in the industry
Photo from customer review
Response from the owner:Bob, thank you so much for the great review, I truly appreciate it. And I have to say, I had a lot of fun working with you as well. It always makes the process that much better when I get to work with good people. That $5,000 increase on your Ram was as strong as bear's breath, and exactly why it is so important to push back when the insurance company comes in low. I am really glad we were able to get you where you needed to be. Also, thank you for taking the time to include a photo. That really means a lot. It helps other people see that these are real situations with real results, not just a bunch of fake bullcrap like I see on some of these review sites. I genuinely appreciate you going the extra mile to do that. Thanks again for your trust and your kind words. I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
K.R.
I had a very positive experience with Leverage Auto Appraisals. Ken helped me dispute a total loss claim on my vehicle and I ended up getting a higher payout from my insurance company. The process was smooth, professional, and stress-free from start to finish. He was very responsive, explained everything clearly, and truly went above and beyond to make sure I was treated fairly. I would absolutely recommend Leverage Auto Appraisals to anyone dealing with a total loss or insurance dispute!
Response from the owner:Thank you so much for the kind words, I truly appreciate you taking the time to write this. It was awesome working with you, and I am really glad I could help make the process feel smooth and a little less stressful. That is always my goal, to take something that is usually frustrating and confusing and make it as straightforward as possible while making sure you are treated fairly. These total loss situations can be overwhelming, especially when the insurance company is not coming in where they should, so I am glad we were able to get you a better outcome. Thank you again for your trust and your recommendation. It really means a lot, and I am always here if you ever need help in the future. Kind regards, Ken
Total Loss Appraisal
Araceli Carranza
My car was hit while parked on the street outside my house and it became a total loss! Ken help me out and appraised my highlander higher than what my insurance appraised it at. My settlement was 2,340.66 more than what my insurance originally offered me. Im so thankful that i found Ken and did not go with the low offer that my insurance appraised my car at. I would totally recommend Ken to anyone! He’s definitely a pro at what he does and i will definitely use him again if ever needed! Thanks Ken! Insurance Offer: $11,659.34 Settlement: $14,000.00 Increase: $2,340.66
Photo from customer reviewPhoto from customer review
Response from the owner:Thank you so much for the awesome review, I really appreciate you taking the time to share your experience. Getting hit while parked is frustrating enough, and after seeing the photos you provided, that was some serious rear damage. Definitely not something anyone expects when their car is just sitting outside their home. I am really glad we were able to step in and help turn things around for you. That increase from $11,659.34 to $14,000 is exactly why it is so important to question those initial insurance valuations. Too often they come in low, and without pushing back, people end up leaving money on the table. We were able to use the appraisal clause process here in Oregon to get you closer to the true market value of your Highlander. Thank you again for your trust and the recommendation. It means a lot, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Bernadeau Faurestal
I had a great experience working with Ken. The process took longer than expected, but Ken stayed on top of the negotiations and kept working my case. In the end, he was able to increase my total loss settlement by about 20%. I'm very happy with the outcome and would definitely recommend Leverage to anyone who feels their vehicle was undervalued by their insurance company. One thing I'd add is to be patient as the appraisal process isn't quick, and some delays are outside the appraiser's control. In my case, the final result made the wait worthwhile. Thanks again, Ken!
Response from the owner:Bernadeau, thank you so much for the fantastic review. I really enjoyed working with you, and I appreciate you sticking with the process. While it took longer than either of us would have liked, I'm glad we didn't settle early for just a couple thousand dollars more and instead continued pushing for what I believed your Tesla Model Y was actually worth. In the end, we were able to increase your total loss settlement by over $5,500, and I am thrilled the extra patience paid off. One thing I would like to add for anyone reading this review is that the length of an appraisal clause claim is often determined by how responsive the opposing appraiser is. Once my appraisal is complete, I cannot force someone on the other side to answer emails or return phone calls. Unfortunately, I have noticed a few companies becoming slower and slower during negotiations while also advertising in our area how quickly they complete appraisals for consumers. I also encourage everyone to do a little homework before hiring an appraiser. Ask if they are licensed to appraise vehicles in Oregon and request their Oregon appraiser license number. If that information is not readily available on their website or they are unwilling to provide it, I would encourage you to ask why. Also ask whether they or their company perform appraisal work for insurance companies or receive any revenue from insurance companies. In my opinion, an independent appraiser should be willing to answer those questions openly and honestly. I have also seen situations where policyholders received very quick settlements from companies advertising fast turnaround times, only for me to later obtain substantially higher settlements after becoming involved. In my opinion, a fast result does not always mean the best result. I would rather spend a little more time fighting for the highest credible value that is owed to a client, than settle a claim quickly for less than I believe it is worth. Thank you again for putting your trust in me. I am grateful for the opportunity to help you challenge an undervalued insurance settlement, and I wish you nothing but the best moving forward. Kind regards, Ken
Total Loss Appraisal
Chris LaPointe
I can't recommend Ken at Leverage Auto Appraisals highly enough. When my insurance company declared my vehicle a total loss, their initial valuation was not near to the value of my vehicle. I knew something wasn't right and reached out to Ken. From our first conversation, it was clear that he genuinely cared about helping me receive a fair settlement. He took the time to explain the appraisal process, answered all of my questions, and handled the negotiations with professionalism and confidence. His knowledge of vehicle values and the insurance claims process was impressive, and his persistence and knowledge made all the difference. Thanks to Ken's hard work and dedication, he was able to negotiate a settlement that was much closer to the true market value of my vehicle. Without his expertise, things would have resolved differently. If you're dealing with a total loss claim or feel your insurance company has undervalued your vehicle, don't hesitate to call Ken. He is honest, knowledgeable, responsive, and truly fights for his clients. I'm incredibly grateful for everything he did and would recommend Leverage Auto Appraisals to anyone looking for someone who will advocate for them every step of the way.
Response from the owner:Thank you so much, Chris. I really appreciate the thoughtful review and your trust in me. Your 2000 Honda S2000 was an exceptional car with only about 52,000 miles, and I’m glad I was able to get you over $5,000 more on your total loss settlement. There were some things in the CCC ONE valuation that simply did not make sense to me. One of their comparable vehicles had around 110,000 miles, more than double the mileage of your S2000. Then they deducted over $1,500 for condition from your vehicle, even though your S2000 was in exceptional condition. Comparing a 52,000 mile showroom quality car against vehicles with substantially higher mileage and then making that kind of condition deduction is exactly why these reports need to be carefully reviewed. I’m glad I could help get the settlement much closer to the true market value of such a special S2000. Thank you again for the recommendation and for trusting me to fight for you, Chris. Kind regards, Ken

Why Choose LEVERAGE AUTO APPRAISALS?

Low Volume, High Quality Appraisals Backed By An Expert Negotiator With Over 40 Years Experience.

Oregon Certified Appraiser

When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. Ken Nix an Oregon certified and licensed auto appraiser. #V34-075

Credible Automotive Experience

Ken Nix has 13+  years experience negotiating total loss claims against insurance companies, with over 40 years of  automotive and expert negotiating experience. He knows the vehicles, which is one of the biggest problems with the industry. So many auto appraisers are ex-body shop estimators or ex-insurance adjusters with no previous experience evaluating or selling vehicles.

Credible Valuations

We follow the Uniform Standards of Professional Appraisal Practice (U.S.P.A.P.) standards for credible appraisals. Some appraisal companies inflate their valuations in an effort to entice you to use them because they have the largest value picked out of the air. Highest doesn’t mean you’ll settle for more, normally it has the opposite effect. Solid credible documented work showing how we arrived at the value, and knowing how to discredit the opposing appraiser’s comparables and appraisal is the key.

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We Don't Work For Insurance Companies

Unlike most auto appraisers, Ken only works for consumers and has never worked for an insurance company. No one’s shoving an envelope full of money across the table. But, there could be appraisers that develop methodologies to produce lower values in hopes of acquiring future business from the insurance companies. Some of these guys work both sides. (FYI, my attorney made me add the “could be” above to keep me from being sued).

Located in Oregon

LEVERAGE Auto Appraisals is actually located in Oregon. Our main office is in Portland, Oregon. Although, we service all of Oregon including Medford, Eugene, Springfield, Coos Bay, Pendleton, Bend, Grants Pass, Gresham, Beaverton, Hillsboro, Salem, and Tigard, Oregon. Be aware many auto appraiser who look like they’re local are from Florida, Texas, North Caroline, etc. and are not authorized to appraise vehicles in Oregon.

100% Reimbursement

As long as we increase the last offer from your insurance company one cent under your appraisal clause, by Oregon law, your insurance company would be required to provide you with 100% reimbursement of the appraial cost. OAR 836-080-0240

Some More Recent Total Loss Appraisal Clause Claim Settlements

1998 Toyota 4Runner Limited

  • Insurance Company: Progressive
  • Settlement Increase: $8,214.82
  • Percentage Increase: 139%
  • Bend, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,935.18
  • Settlement: $14,150.00
  • Client: Shelly S..
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2019 Mercedes-Benz GLC300 4Matic

  • Insurance Company: State Farm
  • Settlement Increase: $4,815.00
  • Percentage Increase: 16%
  • Vancouver, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $30,185.00
  • Settlement: $35000.00
  • Client: Phoi L.

2003 Dodge Ram 2500

  • Insurance Company: Progessive
  • Settlement Increase: $13,539
  • Percentage Increase: 90%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $15,111.00
  • Settlement: $28650
  • Client: Braden S.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 GMC 3500 SLT

  • Insurance Company: Progressive
  • Settlement Increase: $6297.07
  • Percentage Increase: 37%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $17,202.93
  • Settlement: $23,500.00
  • Client: Cody B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2002 Toyota Sequoia Limited

  • Insurance Company: Geico
  • Settlement Increase: $4,320
  • Percentage Increase: 84%
  • Hillsboro, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Nathaniel M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2004 Porsche Cayenne Turbo

  • Insurance Company: Progessive
  • Settlement Increase: $7,971
  • Percentage Increase: 77%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $10,428.68
  • Settlement: $18,400.00
  • Client: Alexandre B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2018 Hyundai Elantra

  • Insurance Company: Geico
  • Settlement Increase: $1,714.00
  • Percentage Increase: 12%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $14,786.00
  • Settlement: $16,500.00
  • Client: Sadie B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2014 Jaguar XJ

  • Insurance Company: Allstate
  • Settlement Increase: $4093.00
  • Percentage Increase: 19%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Kenneth P.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1971 Ford Bronco

  • Insurance Company: USAA
  • Settlement Increase: $8,742.00
  • Percentage Increase: 14%
  • Klamath Falls, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $63,258
  • Settlement: $72,000.00
  • Client: Thomas H.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 Dodge Neon SRT-4

  • Insurance Company: Progressive
  • Settlement Increase: $8,083.00
  • Percentage Increase: 178%
  • Yakima, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $4,543.00
  • Settlement: $12,626.00
  • Client: Alex, C.
  • Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00

2007 Toyota Prius

  • Insurance Company: Progressive
  • Settlement Increase: $5,550.00
  • Percentage Increase: 75%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $7,449.95
  • Settlement: $13,000.00
  • Client: Grant M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1999 Honda Civic DX

  • Insurance Company: Progressive
  • Settlement Increase: $3,529.09.00
  • Percentage Increase: 180%
  • Vancouver, WA
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

2012 Toyota Prius V Five

  • Insurance Company: State Farm
  • Settlement Increase: $8,044.33
  • Percentage Increase: 63%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $12,784.00 CCC ONE
  • Settlement: $20,828.33
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00

1981 Chevrolet C10 Pickup

  • Insurance Company: Progressive
  • Settlement Increase: $7,028.67
  • Percentage Increase: 72%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
  • Settlement: $16,828.67
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00

2001 Ford F250 SD

  • Insurance Company: Progressive
  • Settlement Increase: $9,581.69
  • Percentage Increase: 98%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

Total Loss Appraisal in Oregon

Call Now For Help With Your Oregon Total Loss Claim
(503) 567-8900 

Unfair Offer From Your Insurance Company?

In many situations, the CCC One or Mitchell / J.D. Power reports supplied by the insurance company may be thousands less than the true retail value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal to dispute the low offer.


LEVERAGE Auto Appraisals 

is an Oregon Provider of

Total Loss Fair Market Value Vehicle Appraisal Reports
Oregon Certified & Licensed Auto Appraiser License # V34-075

Total Loss AppraisalIf your car, truck, RV, motorcycle, or other wheeled vehicle has been totaled, before you accept the insurance company’s total loss offer, you should speak to our Auto Appraiser. Ken’s been a certified licensed appraiser in the state of Oregon since April of 2010.

Insurance companies routinely underpay on totalloss claims. Many insurance companies use valuations such as CCC One and Mitchell to influence policyholders and claimants into taking much less than their vehicle may actually be worth.

If you feel you’ve received a lowball valuation offer for your totaled car, truck, RV or motorcycle from your insurance company, it probably is.  If you have full coverage, you have an appraisal clause and can let the Leverage professionals take care of negotiating with your insurance company for a fair settlement.

Get the money you’re owed. Not thousands less than your vehicle was worth.

We’ve found in most situations, the CCC One or Mitchell / J.D. Power valuation reports supplied by the insurance company may be thousands less than the true market value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to invoke your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal and negotiate the claim with your insurance company to dispute the low offer on your behalf.

My 2001 F450 was stolen from me in June and deemed a total loss by State Farm when it was recovered in July. I found Ken and he went to bat for me right away. After almost two months of State Farm creating delays and trying to cover up communication saying it didn’t happen, Ken and his team were able to get me a little over 80% more than their original offer!

State Farm offered me $3,000 more than the original offer after they knew Ken was involved. That offer was still $7,000 less than Ken was able to get me even after paying my $1,000 deductible.
–Levi Buchanan, Roseburg, Oregon

 

READY TO GET STARTED?

It’s Simple. Just follow our proven process below and recover your fair market value and appraisal costs from your insurance company in just 6 easy steps.

1. Gather Documentation

Request a PDF of the Evaluaton from your insurance company. Have it ready when you fill out our questionnaire in the next step. Or, email it to leveragepdx@gmail.com with your name in the subject line.

2. Free Claim Review

Request a Free Total Loss Claim Review in our form below, or call us at 503.420.3001 to find out how much your vehicle is really worth. We won’t waste your time by selling you an appraisal you don’t need.

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3. Order Appraisal

Place Your Order, and our Oregon Licensed and Certified Appraiser, Ken Nix will prepare the report and negotiation strategy.

4. Letter of Representation

We will send a letter of representation to your insurance company to inform them we are representing you as your appraiser under your appraisal clause.

5. Claim Negotiation

The insurance company will hire an independent appraiser and Ken will negotiate with them on your behalf to arrive at a fair settlement.

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6. Settlement

Once we have an signed agreement as to the actual Fair Market Value of your vehicle, your insurance company will award your the settlement and under Oregon Law, will reimburse your appraisal cost under OAR 836-080-0240.

Oregon Auto Appraiser Ken NixWhen it comes to navigating the complex world of total loss claims, one name stands out as the foremost authority in the industry: Ken Nix. With over 30 years of experience in the automotive sector, Ken has established himself as a highly respected figure and an expert in his field. As the Appraisal Director at our company, Ken is responsible for preparing, signing, and negotiating first-party total loss claims. Ken Nix’s impressive background highlights why he is the ultimate choice as a total loss negotiator on your claim.

Automotive Industry Expertise: Ken Nix’s automotive journey spans over three decades, during which he has accumulated a wealth of knowledge and experience. His long-standing tenure in the industry has solidified his reputation as a trusted automotive authority. Notably, Ken is the proud founder of the Volkswagen Owners Club, a global community boasting an impressive membership of over 60,000 individuals. This achievement not only reflects his deep passion for automobiles but also signifies his ability to connect with people on an international scale.

Certified Oregon Auto Appraiser: As a certified Oregon auto appraiser, Ken Nix possesses the necessary credentials to evaluate and assess the value of vehicles accurately. This accreditation adds an extra layer of credibility to his appraisal work, ensuring that all parties involved can rely on his expertise and judgment. Ken’s testimony as an expert witness in numerous automotive value arbitration cases, jury trials, and criminal court cases further solidifies his standing as a trusted and respected professional in the field.

Extensive Industry Experience: Throughout his career, Ken has worked with several major automotive brands, gaining invaluable experience and insights along the way. He has dedicated seven years to Honda, three years each to Toyota, Volkswagen, and Volvo, and over three years to Ford and Chevrolet. During his tenure at Diversiform and Reynolds and Reynolds, Ken had the privilege of collaborating directly with esteemed personnel from national dealerships, including Dealer Principals, General Managers, GSMs, and Fixed-Ops Directors. This experience involved developing and consulting on automotive marketing and customer retention, allowing Ken to cultivate a deep understanding of the industry from multiple perspectives.

Negotiation Skills: Ken Nix’s exceptional negotiation skills are the product of his diverse background as a teacher of automotive product knowledge and sales, coupled with personal training from renowned experts such as Zig Ziglar, Tom Stuker, and Grant Cordone. With over 45 years of professional negotiation experience, Ken possesses a remarkable ability to ensure fair and equitable settlements for all stakeholders involved in each total loss appraisal. His expertise in negotiations has been sought after in countless arbitration cases, jury trials, and criminal court cases, testifying as an expert witness.

Spotting Previous and Bad Repairs: One of Ken Nix’s unique strengths lies in his ability to spot previous and bad repairs on opposing appraiser’s comparables used in their appraisal. This skill stems from his extensive work in the diminished value sector, where he has developed a keen eye for identifying concealed repairs and assessing their impact on a vehicle’s value. By recognizing these issues, Ken brings an additional layer of scrutiny to the negotiation process, ensuring that the total loss appraisal accurately reflects the true value of the vehicle in question.

Conclusion: In the realm of total loss negotiations, Ken Nix stands head and shoulders above the rest. With his profound knowledge, extensive industry experience, and exceptional negotiation skills, Ken is the ideal choice as a total loss negotiator. His reputation for fairness, expertise, and attention to detail garners respect throughout the automotive industry. When working with Ken, stakeholders can rest assured that they are in the hands of a consummate professional who will advocate for a fair and equitable settlement.

READY FOR A FREE CLAIM REVIEW? Email the PDF of the CCC One, Mitchell / J.D. Powers or other evaluation of your vehicle to: leveragepdx@gmail.com. With the SUBJECT: FREE CLAIM REVIEW with your NAME. Then call us at 503.567.8900 for a free claim review. (Example: FREE CLAIM REVIEW – KEN NIX) If I’m unable to immediately take your call, please leave your information with our live answering service (which will take your call 24/7).  I’ll call you as soon as I’m available. Please allow a little time as I may be negotiating a claim or inspecting a vehicle when you call during the day. If it is later at night, I may call you the next morning. I’ll call you back from my Cell Phone sometimes, ending in 0539. Thank you for considering me as your auto appraiser.

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