We Specialize in Oregon Total Loss Appraisal Clause Disputes

Call Now for a Free Claim Review – 503.567.8900  Email: leveragepdx@gmail.com

When faced with the situation of a loss vehicle, in Oregon many people find themselves searching for a “total loss appraisal near me.” At Leverage Auto Appraisals, we specialize in providing services for auto loss appraisals. We understand how challenging this period can be for our valued customers. Ken, who is an auto appraiser with knowledge of the Oregon total loss threshold utilizes his expertise to ensure you receive the maximum settlement possible.

It’s not uncommon to disagree with insurance evaluations. That’s where our expertise comes into play. As auto appraisers, our commitment is to make sure you’re not being shortchanged. We work closely with our clients to ensure that each auto appraisal accurately reflects the value of their vehicle and advocate for the best possible settlement, from insurance providers.

Total Loss Appraisal

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

Ken Nix – Oregon Certified Auto Appraiser since 2010
Total Loss Expert Negotiator for Appraisal Clause Disputes

Need A Total Loss Appraisal?
Don’t Settle for a Report, Get LEVERAGE

Total Loss Appraisal

LEVERAGE AUTO APPRAISALS

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Total Loss Appraisal
Excellent
Leverage Auto Appraisals |Total Loss Appraiser4.9
Based on 182 reviews
Total Loss Appraisal
Michael Crumley
Ken is the best! He completely helped me through the whole process and I’m so glad I trusted him with the total loss of my vehicle. My insurance company completely lowballed me and he got me thousands more that I was missing out on. Thank you Ken 🙏
Response from the owner:Thank you so much for the awesome review, Michael! It truly means a lot to me that you trusted me to help you through the total loss process on your 2019 BMW M5 Competition. I know how frustrating it is when an insurance company comes back with a lowball offer, especially on a high value performance vehicle where every detail matters. This was one of the tougher appraisal clause negotiations I've had in a while, but I'm glad we stayed the course and were able to increase GEICO's valuation from $53,468 to $59,000, putting an additional $5,532 in your pocket. Helping Oregon drivers through total loss insurance disputes and fighting for a fair market value is exactly why I do this. I truly appreciate your trust, your patience, and your kind words. Hopefully you never need an independent auto appraiser again, but if you do, you know where to find me. Kind regards, Ken
Total Loss Appraisal
Wilson Munoz
Ken Nix from Leverage Auto Appraisas is the man!!! He was able to negotiate a fair price for my totaled Toyota Tundra, he made a terrifying and stressful process look easy by doing the work with my insurance. Ken made sure insurance don’t keep your money, highly recommend using Ken for your appraisal needs, he will deliver. Insurance Offer: $16,296.00 Settlement: $20,600.00 Increase: $4,304.00
Photo from customer reviewPhoto from customer review
Response from the owner:Thank you so much for the awesome review, I really appreciate you taking the time to share your experience. And thank you for posting the photos of your truck, that Tundra was a very nice truck. Always makes it a little tougher when you see how clean and well kept a vehicle was before a total loss. I am really glad I could help make a stressful situation a lot easier for you. Going from $16,296 to $20,600 is a strong result, and exactly why it is so important to challenge those initial insurance offers. Too often they come in low, and without pushing back, people end up settling for less than what their vehicle is actually worth. I truly appreciate your trust and the recommendation. It means a lot, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Walt Jg
After my daughter was in an accident in our Mini Countryman, the insurance company low-balled the total-loss payout for our fully insured vehicle. Unfortunately, this seems to be standard practice. We were forced to hire an appraiser to exercise the legally mandated appraisal clause in our policy to recover the disputed value amount. I was fortunate enough to connect with Ken at Leverage Auto Appraisals. Ken has been doing this a long time--he knows where all the bones are buried (as they say), his process is refined, he's personable, friendly and he devotes a lot of attention to his cases. Ken increased the payout I received from the insurance substantially, as expected. It would seem that Ken's purpose in this life is to hold these crooked insurance companies accountable. Kudos Ken. Thank you!!!
Photo from customer review
Response from the owner:Walt, thank you so much for taking the time to write such an incredible review, I truly appreciate it. And thank you for including the photos, that was a really severe front end collision. Seeing that kind of damage really puts things into perspective, and I am just glad your daughter is okay. Vehicles can be replaced, people cannot. I am really glad we were able to step in and help you through that situation. Unfortunately, what you experienced with the insurance company is all too common. These total loss valuations are often low right out of the gate, and most people do not realize they have the right to challenge them through the appraisal clause. That is where I come in, making sure people are not stuck accepting less than what their vehicle is truly worth. And yeah… I guess you could say I do know where a few of the bones are buried. Ha ha. I have been doing this a long time, and over the years I have built a strong network of dealers and industry contacts. A lot of those relationships go back to when I worked with Reynolds and Reynolds and during my time helping run a large automotive forum network for about 10 years. Even now, I will call a dealer about a comparable and hear someone in the background say, “Is that Ken Nix?” after not talking for 10 or 15 years. It is pretty cool, and those relationships really help when it comes to getting accurate real world market data and holding these valuations accountable. I am grateful you trusted me with your claim, and I am really glad we were able to get you a substantially better outcome. Thank you again for the kind words, they truly mean a lot. Kind regards, Ken
Total Loss Appraisal
Jordan Schreiber, L.Ac.
I had just bought a beautiful 2015 BMW X5 35d a month prior to hitting a deer and having Progressive call it a total loss. I knew the offer from Progressive was not going to allow me to replace the l X5 that I was just getting to know when, after some searching online, found Ken. I filled out the form on his website and heard back from him the next day saying he'd take my case on and that he could help. The entire process took about a month total, from hiring Ken to finally getting my payout. At times, it took a few days for Ken to get back to me and time for insurance to respond. It was stressful, but made much easier by Ken's re-assuring and calm easy going demeanor. As soon as Progressive, got Ken's letter of arbitration, they offered me over $4000 more, the next morning! Partly this was because Progressive was trying to get out of arbitration and didn't want to reimburse Ken's fee to me, but they eventually did. While it didn't happen overnight, it was the holidays, Ken made the whole process much easier and I would hire him again if I ever needed to and have recommended him already. I think it was about $4300 total more that Ken helped negotiate! Thank you Ken
Response from the owner:I really appreciate you sharing this, thank you. And yes, that was a sharp BMW, definitely a tough one to see go so soon after you picked it up. Unfortunately, that is when a lot of people first realize how far off insurance valuations can be. You did exactly the right thing by questioning the offer and reaching out. As a licensed auto appraiser here in Oregon, I see it all the time where vehicles like yours are undervalued through automated reports. I am glad we were able to step in, invoke the appraisal clause, and ultimately help you secure about $4300 more on your total loss settlement. That is money that makes a real difference when trying to replace a vehicle like that. I know the process can feel stressful at times, especially with a little waiting involved, but I am glad I was able to help make it more manageable along the way. Thank you again for your trust, your patience, and for recommending me to others. That means everything. Kind regards, Ken
Total Loss Appraisal
Alan Cowan
I highly recommend consulting with Ken Nix before accepting any insurance offer. My vehicle was damaged by a tow truck operator and declared totaled by State Farm. They offered me a ridiculously low settlement for a vehicle that I had purchased just one month prior. After struggling with my claims specialist for several weeks, I reached out to Ken and he was able increase my settlement to $5,009 from State Farm's initial offer $2,176. Ken knows the business extremely well and will make sure you get a fair offer.
Response from the owner:Alan, thank you for the kind words and the strong recommendation. Getting a low offer after your vehicle was damaged by a tow truck operator and declared a total loss is enough to make anyone feel like they are getting steamrolled. Buying the vehicle only one month before the loss makes that original $2,176 offer from State Farm even harder to swallow. I am really glad you reached out before accepting it. Increasing the settlement to $5,009 was a strong result and well over a 50 percent increase. I do apologize that the process took longer than normal because of my own wreck, and I truly appreciate your patience while I worked through that. Helping Oregon drivers with an insurance claim car value dispute is exactly why I do this work, and I am happy we could get you a much fairer outcome. Kind regards, Ken
Total Loss Appraisal
Ian Jackson
I was happy to get a fair settlement with my insurance company.
Response from the owner:Ian, thank you for taking the time to leave a review, I really appreciate it. I am glad we were able to get you to a fair settlement, that is always the goal. I always tell people, choosing the right appraiser matters. There are a lot of auto appraisers out there doing all kinds of work, divorce, probate, classic cars, you name it. But total loss claims are their own animal. It is kind of like needing open heart surgery and being given three choices, a dentist, a chiropractor like Alan on Two and a Half Men, or a heart specialist. I mean… you are probably not picking Alan. Ha ha. I am really glad you trusted me with your claim and that we were able to get things where they should have been. Thank you again, and I am always here if you ever need help down the road. Kind regards, Ken
Total Loss Appraisal
Scott Searcy
Sooooo glad we discovered that we could hire our own appraiser! My son hit a deer and his SUV was soon determined a total loss. Our insurance rep lowballed us with their initial $$ offer which I tried to negotiate in vain getting nowhere for literally 4 weeks. They kept unfairly comping our 1 owner, private use vehicle against former rental cars and then discounted ours additionally by $1400 for not being in showroom condition "like their rental comps"! The more I researched their comps, the more frustrated I became... They even comped vehicles with previous accidents that sold earlier where I could not look up the Carfax history... Shame on them! Even with Carfax, I found most “1 owner vehicles” deceptive with the 1 owner being a major rental company… My rep(s) eventually referred me to their total loss adjuster and all they said repeatedly was a whole lot of NO. It was insanity, 4 weeks passed & I was left fuming getting nowhere fast on my own. I researched next options then found Leverage Auto Appraisals and Ken Nix. I was a little reluctant but made the investment to bring him on to help. He quickly jumped in our claim and took over the negotiations. Within a couple weeks he succeeded in getting us THOUSANDS $$ more than I was even expecting. The kicker was - in the end, our insurance company even had to pay Ken’s fees on top of everything! Valuable life lesson learned… If you get in a total loss situation, don’t waste your valuable time trying to negotiate with your insurance rep on your own. Hire a pro… I only wish I had discovered Ken sooner as I would not have wasted weeks on end researching fair comparable vehicles & building spreadsheets to try and sway our claim with zero luck. Ken’s a pro at this. Hire him, be patient and let him fight on equal footing with your insurance rep.
Photo from customer reviewPhoto from customer review
Response from the owner:Scott, thank you so much for taking the time to write such a detailed review and for sharing the photos of your son's SUV. It was a beautiful vehicle, and I completely understand why you were so frustrated after spending weeks trying to negotiate on your own. One thing your experience highlights is that negotiating a total loss claim is very different from simply finding a few comparable vehicles online. The valuation company controls the valuation process, and that can make it extremely difficult for consumers to negotiate against, when they can just change the rules since they are in charge of that valuation. Even when you find better vehicles that are closer in mileage, condition, or location, they are not always willing to use them. That is one of the reasons I have dedicated nearly my entire practice to total loss appraisal disputes. After more than 16 years specializing in these claims, I know what evidence is most likely to hold up during the appraisal clause process and where to focus my efforts. Unfortunately, it's not always as simple as producing an appraisal, I also have to discredit their comps, and build value in your vehicle. Luckily, I have over 30 years experience doing that. Thank you again for trusting me with your claim. I also appreciate you mentioning that the insurance company reimbursed the full cost of the appraisal. Most importantly, I am glad we were able to secure $3,500 more than they offered. I hope you and your son never have to go through another total loss, but if you ever have questions in the future, I am always happy to help. Kind regards, Ken
Total Loss Appraisal
Jared Kuenzi
Ken Nix is a miracle worker. He got me over $4,373 over what my insurance was offering. He clearly explained the process to me. I have great confidence in his work and would recommend him to anyone.
Response from the owner:Thank you for the kind words and for taking the time to share your experience. Miracle worker might be a little generous, but I will gladly accept it and try not to let it go to my head. I like to think of myself more as BATMAN. lol My goal is always to explain the process clearly so you know what is happening and why the insurance company’s offer may not reflect the true value of your vehicle. I also appreciate you providing the photo of your Infiniti. Details matter in a total loss insurance claim, and every piece of information helps tell the full story. I am very happy we were able to increase your settlement by $4,373 and help get you a much fairer result. Kind regards, Ken
Total Loss Appraisal
Bernadeau Faurestal
I had a great experience working with Ken. The process took longer than expected, but Ken stayed on top of the negotiations and kept working my case. In the end, he was able to increase my total loss settlement by about 20%. I'm very happy with the outcome and would definitely recommend Leverage to anyone who feels their vehicle was undervalued by their insurance company. One thing I'd add is to be patient as the appraisal process isn't quick, and some delays are outside the appraiser's control. In my case, the final result made the wait worthwhile. Thanks again, Ken!
Response from the owner:Bernadeau, thank you so much for the fantastic review. I really enjoyed working with you, and I appreciate you sticking with the process. While it took longer than either of us would have liked, I'm glad we didn't settle early for just a couple thousand dollars more and instead continued pushing for what I believed your Tesla Model Y was actually worth. In the end, we were able to increase your total loss settlement by over $5,500, and I am thrilled the extra patience paid off. One thing I would like to add for anyone reading this review is that the length of an appraisal clause claim is often determined by how responsive the opposing appraiser is. Once my appraisal is complete, I cannot force someone on the other side to answer emails or return phone calls. Unfortunately, I have noticed a few companies becoming slower and slower during negotiations while also advertising in our area how quickly they complete appraisals for consumers. I also encourage everyone to do a little homework before hiring an appraiser. Ask if they are licensed to appraise vehicles in Oregon and request their Oregon appraiser license number. If that information is not readily available on their website or they are unwilling to provide it, I would encourage you to ask why. Also ask whether they or their company perform appraisal work for insurance companies or receive any revenue from insurance companies. In my opinion, an independent appraiser should be willing to answer those questions openly and honestly. I have also seen situations where policyholders received very quick settlements from companies advertising fast turnaround times, only for me to later obtain substantially higher settlements after becoming involved. In my opinion, a fast result does not always mean the best result. I would rather spend a little more time fighting for the highest credible value that is owed to a client, than settle a claim quickly for less than I believe it is worth. Thank you again for putting your trust in me. I am grateful for the opportunity to help you challenge an undervalued insurance settlement, and I wish you nothing but the best moving forward. Kind regards, Ken
Total Loss Appraisal
Matthew Hutchinson
Very happy to join Ken’s list of success stories and satisfied customers here 😁. When our family’s 2019 Mazda CX-9 was hit and totaled, USAA’s appraisal came in well below the cost to replace it. I tried to prove our case to the insurance company, but they put up more obstacles and excuses, claiming our comps were too old, then they were too new, then they were not the exact same trim, etc. Having been a member in good standing for over 30 years, this was both disappointing and costly process for our family. Ken got to work immediately and provided very clear insight on the process and his experience. Within one month, USAA sent us a check for an additional $5,500 to make up the difference for the revised and substantiated appraisal. Thank you Ken!
Response from the owner:Matthew, thank you so much for the awesome review, I truly appreciate you taking the time to share your experience. It was great working with you, and I am really glad we were able to turn that situation around for your family. What you described is something I see all the time. The back and forth on comps being too old, too new, or not quite right is one of the most common tactics used, and it can be incredibly frustrating for people trying to handle it on their own. That is exactly where I step in, to cut through all of that and focus on what actually reflects the true market value. Getting that additional $5,500 for your CX-9 is stronger than a skunk in a phone booth, and I am glad we were able to get you closer to what it would actually cost to replace your vehicle. That is the number that really matters. Thank you again for your trust, your patience, and for being great to work with. I truly appreciate it, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Mehdi Farjami
Ken is truly a man on Integrity. He gave me the best advice that actually helped me use as leverage to save my Car from being Totaled. I highly recommend them. Thank you Ken!
Response from the owner:Mehdi, thank you so much for the kind words, I really appreciate you taking the time to write this. It was great working with you, and I am really glad I was able to help you navigate that situation and ultimately keep your vehicle from being totaled. Not every case needs to go all the way through the appraisal clause process. Sometimes just knowing how these insurance companies operate and using the right information at the right time can make all the difference. I am glad you were able to use that leverage and get a better outcome. Thank you again for your trust and your recommendation. It truly means a lot, and I am always here if you ever need anything in the future. Kind regards, Ken
Total Loss Appraisal
Suraj Gaurav
I would highly recommend Ken, he greatly exceeded my expectations. And made the process very smooth to deal with the insurance company. He is a rock star! My Porsche Taycan had an accident and got totalled. State Farm offered a payout amount and Ken was able to raise it by $7000. The appreciation would not have been possible without him. I would recommend him in a heartbeat!! He’s easy to work with, very communicative, professional and the best at his game!!
Photo from customer reviewPhoto from customer review
Response from the owner:Thank you so much for the awesome review, I really appreciate it. And I have to say… that Taycan was absolutely gorgeous. I have a red Maserati GranTurismo Sport myself, so I have a soft spot for beautiful cars, especially when they stand out like yours did. Seriously, stunning vehicle. I am really glad I could help make the process smooth for you and get things moving in the right direction with State Farm. A $7000 increase on a total loss claim is exactly why it is so important to challenge those initial valuations. Vehicles like yours are often undervalued, and I am happy we were able to push back and get you closer to the true market value through the appraisal clause process here in Oregon. I truly appreciate your trust, your kind words, and the recommendation. I hope you end up in another red Taycan because that would be a perfect replacement. If you ever need anything in the future, I am always here to help. Kind regards, Ken

Why Choose LEVERAGE AUTO APPRAISALS?

Low Volume, High Quality Appraisals Backed By An Expert Negotiator With Over 40 Years Experience.

Oregon Certified Appraiser

When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. Ken Nix an Oregon certified and licensed auto appraiser. #V34-075

Credible Automotive Experience

Ken Nix has 13+  years experience negotiating total loss claims against insurance companies, with over 40 years of  automotive and expert negotiating experience. He knows the vehicles, which is one of the biggest problems with the industry. So many auto appraisers are ex-body shop estimators or ex-insurance adjusters with no previous experience evaluating or selling vehicles.

Credible Valuations

We follow the Uniform Standards of Professional Appraisal Practice (U.S.P.A.P.) standards for credible appraisals. Some appraisal companies inflate their valuations in an effort to entice you to use them because they have the largest value picked out of the air. Highest doesn’t mean you’ll settle for more, normally it has the opposite effect. Solid credible documented work showing how we arrived at the value, and knowing how to discredit the opposing appraiser’s comparables and appraisal is the key.

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We Don't Work For Insurance Companies

Unlike most auto appraisers, Ken only works for consumers and has never worked for an insurance company. No one’s shoving an envelope full of money across the table. But, there could be appraisers that develop methodologies to produce lower values in hopes of acquiring future business from the insurance companies. Some of these guys work both sides. (FYI, my attorney made me add the “could be” above to keep me from being sued).

Located in Oregon

LEVERAGE Auto Appraisals is actually located in Oregon. Our main office is in Portland, Oregon. Although, we service all of Oregon including Medford, Eugene, Springfield, Coos Bay, Pendleton, Bend, Grants Pass, Gresham, Beaverton, Hillsboro, Salem, and Tigard, Oregon. Be aware many auto appraiser who look like they’re local are from Florida, Texas, North Caroline, etc. and are not authorized to appraise vehicles in Oregon.

100% Reimbursement

As long as we increase the last offer from your insurance company one cent under your appraisal clause, by Oregon law, your insurance company would be required to provide you with 100% reimbursement of the appraial cost. OAR 836-080-0240

Some More Recent Total Loss Appraisal Clause Claim Settlements

1998 Toyota 4Runner Limited

  • Insurance Company: Progressive
  • Settlement Increase: $8,214.82
  • Percentage Increase: 139%
  • Bend, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,935.18
  • Settlement: $14,150.00
  • Client: Shelly S..
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2019 Mercedes-Benz GLC300 4Matic

  • Insurance Company: State Farm
  • Settlement Increase: $4,815.00
  • Percentage Increase: 16%
  • Vancouver, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $30,185.00
  • Settlement: $35000.00
  • Client: Phoi L.

2003 Dodge Ram 2500

  • Insurance Company: Progessive
  • Settlement Increase: $13,539
  • Percentage Increase: 90%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $15,111.00
  • Settlement: $28650
  • Client: Braden S.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 GMC 3500 SLT

  • Insurance Company: Progressive
  • Settlement Increase: $6297.07
  • Percentage Increase: 37%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $17,202.93
  • Settlement: $23,500.00
  • Client: Cody B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2002 Toyota Sequoia Limited

  • Insurance Company: Geico
  • Settlement Increase: $4,320
  • Percentage Increase: 84%
  • Hillsboro, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Nathaniel M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2004 Porsche Cayenne Turbo

  • Insurance Company: Progessive
  • Settlement Increase: $7,971
  • Percentage Increase: 77%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $10,428.68
  • Settlement: $18,400.00
  • Client: Alexandre B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2018 Hyundai Elantra

  • Insurance Company: Geico
  • Settlement Increase: $1,714.00
  • Percentage Increase: 12%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $14,786.00
  • Settlement: $16,500.00
  • Client: Sadie B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2014 Jaguar XJ

  • Insurance Company: Allstate
  • Settlement Increase: $4093.00
  • Percentage Increase: 19%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Kenneth P.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1971 Ford Bronco

  • Insurance Company: USAA
  • Settlement Increase: $8,742.00
  • Percentage Increase: 14%
  • Klamath Falls, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $63,258
  • Settlement: $72,000.00
  • Client: Thomas H.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 Dodge Neon SRT-4

  • Insurance Company: Progressive
  • Settlement Increase: $8,083.00
  • Percentage Increase: 178%
  • Yakima, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $4,543.00
  • Settlement: $12,626.00
  • Client: Alex, C.
  • Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00

2007 Toyota Prius

  • Insurance Company: Progressive
  • Settlement Increase: $5,550.00
  • Percentage Increase: 75%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $7,449.95
  • Settlement: $13,000.00
  • Client: Grant M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1999 Honda Civic DX

  • Insurance Company: Progressive
  • Settlement Increase: $3,529.09.00
  • Percentage Increase: 180%
  • Vancouver, WA
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

2012 Toyota Prius V Five

  • Insurance Company: State Farm
  • Settlement Increase: $8,044.33
  • Percentage Increase: 63%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $12,784.00 CCC ONE
  • Settlement: $20,828.33
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00

1981 Chevrolet C10 Pickup

  • Insurance Company: Progressive
  • Settlement Increase: $7,028.67
  • Percentage Increase: 72%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
  • Settlement: $16,828.67
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00

2001 Ford F250 SD

  • Insurance Company: Progressive
  • Settlement Increase: $9,581.69
  • Percentage Increase: 98%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

Total Loss Appraisal in Oregon

Call Now For Help With Your Oregon Total Loss Claim
(503) 567-8900 

Unfair Offer From Your Insurance Company?

In many situations, the CCC One or Mitchell / J.D. Power reports supplied by the insurance company may be thousands less than the true retail value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal to dispute the low offer.


LEVERAGE Auto Appraisals 

is an Oregon Provider of

Total Loss Fair Market Value Vehicle Appraisal Reports
Oregon Certified & Licensed Auto Appraiser License # V34-075

Total Loss AppraisalIf your car, truck, RV, motorcycle, or other wheeled vehicle has been totaled, before you accept the insurance company’s total loss offer, you should speak to our Auto Appraiser. Ken’s been a certified licensed appraiser in the state of Oregon since April of 2010.

Insurance companies routinely underpay on totalloss claims. Many insurance companies use valuations such as CCC One and Mitchell to influence policyholders and claimants into taking much less than their vehicle may actually be worth.

If you feel you’ve received a lowball valuation offer for your totaled car, truck, RV or motorcycle from your insurance company, it probably is.  If you have full coverage, you have an appraisal clause and can let the Leverage professionals take care of negotiating with your insurance company for a fair settlement.

Get the money you’re owed. Not thousands less than your vehicle was worth.

We’ve found in most situations, the CCC One or Mitchell / J.D. Power valuation reports supplied by the insurance company may be thousands less than the true market value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to invoke your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal and negotiate the claim with your insurance company to dispute the low offer on your behalf.

My 2001 F450 was stolen from me in June and deemed a total loss by State Farm when it was recovered in July. I found Ken and he went to bat for me right away. After almost two months of State Farm creating delays and trying to cover up communication saying it didn’t happen, Ken and his team were able to get me a little over 80% more than their original offer!

State Farm offered me $3,000 more than the original offer after they knew Ken was involved. That offer was still $7,000 less than Ken was able to get me even after paying my $1,000 deductible.
–Levi Buchanan, Roseburg, Oregon

 

READY TO GET STARTED?

It’s Simple. Just follow our proven process below and recover your fair market value and appraisal costs from your insurance company in just 6 easy steps.

1. Gather Documentation

Request a PDF of the Evaluaton from your insurance company. Have it ready when you fill out our questionnaire in the next step. Or, email it to leveragepdx@gmail.com with your name in the subject line.

2. Free Claim Review

Request a Free Total Loss Claim Review in our form below, or call us at 503.420.3001 to find out how much your vehicle is really worth. We won’t waste your time by selling you an appraisal you don’t need.

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3. Order Appraisal

Place Your Order, and our Oregon Licensed and Certified Appraiser, Ken Nix will prepare the report and negotiation strategy.

4. Letter of Representation

We will send a letter of representation to your insurance company to inform them we are representing you as your appraiser under your appraisal clause.

5. Claim Negotiation

The insurance company will hire an independent appraiser and Ken will negotiate with them on your behalf to arrive at a fair settlement.

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6. Settlement

Once we have an signed agreement as to the actual Fair Market Value of your vehicle, your insurance company will award your the settlement and under Oregon Law, will reimburse your appraisal cost under OAR 836-080-0240.

Oregon Auto Appraiser Ken NixWhen it comes to navigating the complex world of total loss claims, one name stands out as the foremost authority in the industry: Ken Nix. With over 30 years of experience in the automotive sector, Ken has established himself as a highly respected figure and an expert in his field. As the Appraisal Director at our company, Ken is responsible for preparing, signing, and negotiating first-party total loss claims. Ken Nix’s impressive background highlights why he is the ultimate choice as a total loss negotiator on your claim.

Automotive Industry Expertise: Ken Nix’s automotive journey spans over three decades, during which he has accumulated a wealth of knowledge and experience. His long-standing tenure in the industry has solidified his reputation as a trusted automotive authority. Notably, Ken is the proud founder of the Volkswagen Owners Club, a global community boasting an impressive membership of over 60,000 individuals. This achievement not only reflects his deep passion for automobiles but also signifies his ability to connect with people on an international scale.

Certified Oregon Auto Appraiser: As a certified Oregon auto appraiser, Ken Nix possesses the necessary credentials to evaluate and assess the value of vehicles accurately. This accreditation adds an extra layer of credibility to his appraisal work, ensuring that all parties involved can rely on his expertise and judgment. Ken’s testimony as an expert witness in numerous automotive value arbitration cases, jury trials, and criminal court cases further solidifies his standing as a trusted and respected professional in the field.

Extensive Industry Experience: Throughout his career, Ken has worked with several major automotive brands, gaining invaluable experience and insights along the way. He has dedicated seven years to Honda, three years each to Toyota, Volkswagen, and Volvo, and over three years to Ford and Chevrolet. During his tenure at Diversiform and Reynolds and Reynolds, Ken had the privilege of collaborating directly with esteemed personnel from national dealerships, including Dealer Principals, General Managers, GSMs, and Fixed-Ops Directors. This experience involved developing and consulting on automotive marketing and customer retention, allowing Ken to cultivate a deep understanding of the industry from multiple perspectives.

Negotiation Skills: Ken Nix’s exceptional negotiation skills are the product of his diverse background as a teacher of automotive product knowledge and sales, coupled with personal training from renowned experts such as Zig Ziglar, Tom Stuker, and Grant Cordone. With over 45 years of professional negotiation experience, Ken possesses a remarkable ability to ensure fair and equitable settlements for all stakeholders involved in each total loss appraisal. His expertise in negotiations has been sought after in countless arbitration cases, jury trials, and criminal court cases, testifying as an expert witness.

Spotting Previous and Bad Repairs: One of Ken Nix’s unique strengths lies in his ability to spot previous and bad repairs on opposing appraiser’s comparables used in their appraisal. This skill stems from his extensive work in the diminished value sector, where he has developed a keen eye for identifying concealed repairs and assessing their impact on a vehicle’s value. By recognizing these issues, Ken brings an additional layer of scrutiny to the negotiation process, ensuring that the total loss appraisal accurately reflects the true value of the vehicle in question.

Conclusion: In the realm of total loss negotiations, Ken Nix stands head and shoulders above the rest. With his profound knowledge, extensive industry experience, and exceptional negotiation skills, Ken is the ideal choice as a total loss negotiator. His reputation for fairness, expertise, and attention to detail garners respect throughout the automotive industry. When working with Ken, stakeholders can rest assured that they are in the hands of a consummate professional who will advocate for a fair and equitable settlement.

READY FOR A FREE CLAIM REVIEW? Email the PDF of the CCC One, Mitchell / J.D. Powers or other evaluation of your vehicle to: leveragepdx@gmail.com. With the SUBJECT: FREE CLAIM REVIEW with your NAME. Then call us at 503.567.8900 for a free claim review. (Example: FREE CLAIM REVIEW – KEN NIX) If I’m unable to immediately take your call, please leave your information with our live answering service (which will take your call 24/7).  I’ll call you as soon as I’m available. Please allow a little time as I may be negotiating a claim or inspecting a vehicle when you call during the day. If it is later at night, I may call you the next morning. I’ll call you back from my Cell Phone sometimes, ending in 0539. Thank you for considering me as your auto appraiser.

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