We Specialize in Oregon Total Loss Appraisal Clause Disputes

Call Now for a Free Claim Review – 503.567.8900  Email: leveragepdx@gmail.com

When faced with the situation of a loss vehicle, in Oregon many people find themselves searching for a “total loss appraisal near me.” At Leverage Auto Appraisals, we specialize in providing services for auto loss appraisals. We understand how challenging this period can be for our valued customers. Ken, who is an auto appraiser with knowledge of the Oregon total loss threshold utilizes his expertise to ensure you receive the maximum settlement possible.

It’s not uncommon to disagree with insurance evaluations. That’s where our expertise comes into play. As auto appraisers, our commitment is to make sure you’re not being shortchanged. We work closely with our clients to ensure that each auto appraisal accurately reflects the value of their vehicle and advocate for the best possible settlement, from insurance providers.

Total Loss Appraisal

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

Ken Nix – Oregon Certified Auto Appraiser since 2010
Total Loss Expert Negotiator for Appraisal Clause Disputes

Need A Total Loss Appraisal?
Don’t Settle for a Report, Get LEVERAGE

Total loss appraisals by a certified Oregon Auto Appraiser for Insurance totaled vehicle dispute claims

LEVERAGE AUTO APPRAISALS

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Leverage Auto Appraisals |Total Loss Appraiser
Excellent
Leverage Auto Appraisals |Total Loss Appraiser
4.9
Based on 122 reviews
barrett rosteck
barrett rosteck
Ken took the time to talk me through this unfamiliar process and indicated he felt the initial insurance offer was a low-ball estimate. He was able to find comparable cars and confidently negotiate an increase on my behalf.I was contacted by the insurance's hired appraiser when they were looking for pre-accident condition details on my car and even they mentioned they had been in negotiations with Ken over many cases in the past. His years of experience paid off for me! Thank you.
Joel Rubicam
Joel Rubicam
Ken did a fantastic job, both in helping us navigate the process and in achieving a fair result. The initial offer from our insurance company seemed unreasonably low, so I tried to negotiate a fair amount. It made a very small difference, but their final offer was still far too low. Thanks to Ken's knowledge and experience, our final settlement was 87% higher than that final offer from the insurance company. If you are in Oregon and your vehicle is declared a total loss, calling Leverage Auto Appraisals should unquestionably be your next step.
Response from the owner: Thank you for the fantastic review! I’m glad I could help you navigate the process and secure a $4,875 increase on your 2006 Honda Element total loss claim with State Farm—raising your settlement from $5,625 to $10,500, an 87% increase!Your experience is, unfortunately, a common one—insurance companies start with a lowball offer, and even when policyholders push back, they make only minimal adjustments. That’s why having an experienced appraiser on your side makes all the difference.I truly appreciate your trust and recommendation. If you ever need assistance again or know someone else facing a total loss, don’t hesitate to reach out. Thanks again for choosing Leverage Auto Appraisals!—Ken
So Vaun
So Vaun
Where do I begin and how do I thank Ken? Not many know about a person’s right to have an auto appraiser to negotiate a fair price for your vehicle! If you ever need an appraiser, you must get Ken on your side! We were being lowballed, and they didn’t want to really negotiate.I found Ken Nix, his business “Leverage Auto Appraisal” when he says he’s on your side, he truly is!He got me way more than I could have ever expected. Not only that, what I learned from his expertise, was an eye opener! he explains every step in great detail, and breaks it down so it all makes sense.I hope I never have to go through this again, but if we had to. Ken, you’re the man!Thank you, for your patience, understanding and for answering my many questions and walking me through this.OH! The best part my husband was one satisfied and amazed client!
Response from the owner: Thank you so much, Lavaune! I truly appreciate you taking the time to write a review, and I'm thrilled that both you and your husband were pleased with my services. I'm especially grateful that you mentioned my efforts to explain the process in detail. I always strive to ensure that my clients fully understand each step, even though the process can sometimes take time. Negotiating a claim involves many variables such as whether the insurance company picks a local appraiser, an out-of-area one, or even a large, well-connected company can all impact the timeline and outcome.This job certainly isn't stress-free, and my priority is always to make sure my clients are satisfied. If I worked for the insurance companies, I'd probably earn about $250 more per case on average, and I wouldn’t have to worry as much about public opinion, marketing, negotiating, or selling my appraisal services. But the path I’ve chosen, while challenging, I feel is the right one for me. It is fulfilling because I get to help people who are being taken advantage in most cases, and I’m committed to advocating for my clients and ensuring they know their rights and understand the process. Your recognition of these efforts means the world to me. Thank you again! - Ken
Aaron Williams
Aaron Williams
Ken is a bulldog! If the insurance companies are putting the screws to you, Ken will help you get you claim right!Ken is friendly, knowledgable, thorough and trustworthy!
Response from the owner: Thank you for the awesome review! I appreciate the kind words and am glad I could help secure an **$8,395 increase** on your **State Farm total loss claim**. Insurance companies often try to minimize payouts, but I make sure my clients don’t get shortchanged. Thorough research, market knowledge, and persistence are key to getting a fair settlement. I truly appreciate your trust in me to handle your claim and fight for what you deserved. If you ever need assistance in the future, don’t hesitate to reach out. Thanks again for your support! —Ken
Mario skoro
Mario skoro
Ken at Leverage Auto Appraisal was fantastic! State Farm’s initial offer for my totaled car was much lower, but Ken stepped in and got me an additional $2,400 for my 2006 Lexus is350. I would’ve loved to get even more, but that’s no fault of Ken’s—he truly went above and beyond. He was professional, knowledgeable, and made the process easy and stress-free. His stories made the experience enjoyable, too! If you’re dealing with a total loss, don’t settle—reach out to Ken and his team. His fee is reimbursed by the insurance company, so it’s a win-win, and he does all the heavy lifting. Highly recommend!
Response from the owner: Thank you for the kind words Mario. It was a pleasure speaking with you. I hope I didn't bore you too much. I try to provide a very transparent conversation so everyone is on the same page. Thank you again for choosing me as your auto appraiser. - Ken
Andrew Rohner
Andrew Rohner
I highly recommend this service. I was able to secure a settlement over 50% higher than what was offered by my insurance company. Ken really came through for me.
Jason Connelly
Jason Connelly
Absolutely blown away. My insurance company was trying to rob me on the value of my car. I’m very pleased than they were able to negotiate a settlement from 20k up to almost 24k. Well worth the $500 that I even got reimbursed
Response from the owner: Thank you, Jason, for your kind words. In Oregon, insurance companies are required to reimburse the cost of the appraisal on an appraisal clause dispute if we increase the settlement by just one cent over the last offer accourding to Oregon law OAR 836-080-0240. My flat fee includes negotiation, unlike many companies that charge a low initial fee and then demand exorbitant amounts to negotiate the claim at an hourly rate or as much as 50% of the increase. FYI, if a company charges you $225 for an appraisal, then an additional $300 per hour to negotiate the claim settlement, according to Oregon law, they only owe you $225 reimbursement, even if they charged you $600 more for the negotiation. It's very concerning that many out-of-state appraisers are now targeting Oregon in the last few months, most appear to be working for the insurance companies as many of them are the same opposing appraisers I'm having to fight against. Some even claim to be "insiders" because of their previous work with insurers as adjusters..... Yeah, I bet they're just very ethical and would never be biased against someone paying them a small amount even though they're making $100k a year from the same insurance company. Then I look at the skyrocketing online advertising costs, driven up from $2.52 last August, to $92.09 per click over the last few months due to these new out of state appraisers. My question is what business model makes this logical? I've been very fortunate to have supportive clients like you who post reviews. This helps others understand that I strive to secure fair settlements, not low ball offers. I only do approximately 20-25 appraisals per month, so I'm not looking for the path of least resistance like some of these companies doing 150 appraisals per month. I actually work the claim and audit the opposing appraiser's appraisal and comps. Thank you Jason for helping spread the word! I appreciate you taking your time. Kind regards, Kenps. I apologize for ranting, but it's not fair what's going on lately. People pay their premiums, but are being low balled with comparable vehicles that have no photos, and questionable condition when they have a claim? Some of these valuations I'm seeing have comparables with Branded Titles, structural damage, 3-4 prior accidents, bad repairs, and even thousands in current damage. Things that make you go hmmmmmm..........
Ryan R
Ryan R
I had a tricky auto claim with my insurance. Ken spent lots of time working on our claim and negotiated a 14% higher appraisal award!
Response from the owner: Thank you for sharing your experience! This was definitely a tricky claim, and the negotiation with the opposing appraiser was particularly tough, but I’m glad we were able to secure a **$7,006 increase**—bringing your total settlement from **$47,056.80 to $54,063.00**, a **14% higher appraisal award**. It’s also important to mention that if you had used the **"FAIR"** company, they would have charged **$300 upfront** for the appraisal and then taken **15% of the increase**—which in your case would have been an additional **$1,050.90**. That means you would have lost **$1,350.90** from your final settlement, and **Progressive would have only been required to reimburse you for the $300 appraisal fee**. The rest would have come straight out of your pocket. In my personal opinion, I feel this is akin to a **bait-and-switch scam**—they lure people in with a low initial fee, but once they secure an increase, they take a significant percentage of the payout. Meanwhile, they market themselves as a no-risk option, when in reality, clients end up paying far more than they should. By choosing me, you **kept 100% of the increase**, and **Progressive was required to reimburse you for the full cost of our appraisal** as per **Oregon law OAR 836-080-0240**. That’s how it should be—fair, transparent, and in the best interest of the policyholder. I appreciate you trusting me to fight for a fair valuation, and I’m glad we could achieve this strong result. If you ever need assistance again, don’t hesitate to reach out. Thanks again for your review and for choosing me to handle your claim! —Ken
jake patterson
jake patterson
Ken was awesome! He went above and beyond and was able to get more than double the value I was offered by my insurance company. Really understood the value of my vehicle as it was a rare car! He was also very quick and helped reached a settlement quickly! Would highly recommend and strongly advise hiring if the value of your vehicle is in question.
Response from the owner: Thank you for the awesome review! I’m glad we were able to secure a **$6,955 increase** on your **2003 Lexus IS 300** claim with **State Farm**, bringing your total settlement to **$11,900**—a **140.6% increase** over their original lowball offer of **$4,945**. Rare and unique vehicles are often undervalued because insurers rely on flawed automated systems that fail to recognize their true market worth. I make it a priority to research and present accurate valuations so my clients get what they actually deserve. I'm also happy we were able to reach a fair settlement quickly! Additionally, per **Oregon law OAR 836-080-0240**, **State Farm was required to reimburse you 100% of our appraisal fee**, meaning you not only secured a significantly higher payout but also had your appraisal costs fully covered. I truly appreciate your recommendation, and if you ever need help in the future, don’t hesitate to reach out. Thanks again for trusting me with your claim! —Ken
Timothy O'Connor
Timothy O'Connor
Ken is the man! He’s super informative and educates you through out the process and genuinely cares about you which is a huge breadth of fresh air after dealing with insurance agents. Also, at the end of the day he gets the job done. I’ve used him twice and each time my appraisal went up at least 130%! Ken’s the man!
Response from the owner: Thank you for your continued trust in my services and for taking the time to share your experience. I am thrilled to have successfully assisted you with your Honda Element claim, resulting in a $4,000 increase, and now again with your Volkswagen claim, achieving another significant increase of over $4,000.Your case highlights the importance of a thorough and expert appraisal process. The CCC ONE valuation initially deducted $1,895 from your vehicle compared to a similar vehicle with over 18,000 more miles, which was a clear oversight. Additionally, State Farm's CCC ONE valuation used comparables that were not the correct model trim, without making necessary adjustments for this discrepancy. Such inaccuracies can severely impact the Actual Cash Value and ultimately your settlement.As a licensed auto appraiser specializing in Total Loss Appraisal and Car Appraisal, my goal is to ensure that clients like you receive fair and accurate valuations. I leverage local market knowledge and detailed research to dispute total loss insurance claims effectively. Your experience underscores the critical need to challenge unfair valuations and seek adjustments based on accurate comparables and realistic market conditions.It's important to note that many appraisers out there work for insurance companies. While they may claim to be unbiased and "on your side," if they are earning $100k a year from claims provided by insurance companies, their loyalty might not truly lie with the consumer. Recently, there has been an influx of appraisers advertising in the Oregon area from places like Seattle, California, Georgia, and even Canada. These appraisers often don't realize we don't have an 8% sales tax in Oregon. They may claim to be "local," but in reality, they only have a PO Box in Oregon.I am grateful for your loyalty and pleased to see our efforts lead to such substantial financial gains. Your feedback is invaluable, and I remain committed to providing exceptional service and support to all my clients.Thank you once again for choosing my services for your total loss disputes. Should you or anyone you know need assistance with a total loss insurance claim, please do not hesitate to reach out.Best regards,Ken NixLeverage Auto Appraisals
Chrissy Swartouy
Chrissy Swartouy
Ken did a great job getting me top dollar for my Jeep! Well worth the money! I received about 33% more than what my insurance was going to pay me for my loss. You need an expert to negotiate with experts & Ken delivered. Just be very patient- it takes about 3-4 months during this process but well worth it! Highly recommended Ken with Leverage!
Response from the owner: Thank you for the kind words Chrissy. I truly appreciate your praise. Fortunately most claims do NOT take this long and typically wrap up within a week or two. However the timeline often depends on how long it takes the insurance company to hire an appraiser and it also depends on the opposing appraiser and the effort required to discredit their appraisal while defending my own.In your case we secured a $5,396 increase from State Farm’s final offer which is a fantastic result. I do believe your Jeep Wrangler was worth more given its lower mileage but being a 2004 with very low miles and in much better condition that 98% of 2004 Jeeps out there made it challenging to build a higher credible valuation with the available comparable vehicles. Many of the comps had higher miles, prior damage, improper repairs, or even current damage while being listed at much lower values. Which makes it harder to quantify or discredit, especially if there is no damage history or visible damage on the opposing appraiser's comps. In comparison someone could purchase a four-year newer Wrangler with about 10,000 more miles for the same value we settled for. That had to be considered in our negotiation.The extended timeline for your claim reflects my commitment to not settling for less. I will not take the path of least resistance or agree to a lowball offer just to expedite negotiations. If I believe a significant increase is achievable I continue to fight for my clients even if it takes longer.Recently negotiations have slowed due to the large volume of claims following the hurricanes. Many large appraisal companies hired by insurers are overwhelmed with appraisers handling 75 to 150 assignments per month which is far beyond what allows for quality work. In comparison, I only took on 25 assignments last month which gives me time to actually work each claim to the best of my ability. Many of these appraisers are from out of state and are not licensed or authorized to produce appraisals in Oregon and are using comps from the East Coast, Salt States, etc to lowball valueations. Over the past 14 years, I have been able to disqualify a large number of out of state appraisers. Unfortunately due to changes in ODOT's rules, since January 2024 it has become nearly impossible to disqualify these appraisers if they are working for an insurance company.Thank you again for your patience and trust in me. I am so glad we were able to achieve such a strong outcome for your claim.
Beau Loid
Beau Loid
Ken is a straight shooter. No BS. Very impressed with the service. I will definitely be using him in the future if needed. Thanks Ken!
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Why Choose LEVERAGE AUTO APPRAISALS?

Low Volume, High Quality Appraisals Backed By An Expert Negotiator With Over 40 Years Experience.

Oregon Certified Appraiser

When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. Ken Nix an Oregon certified and licensed auto appraiser. #V34-075

Credible Automotive Experience

Ken Nix has 13+  years experience negotiating total loss claims against insurance companies, with over 40 years of  automotive and expert negotiating experience. He knows the vehicles, which is one of the biggest problems with the industry. So many auto appraisers are ex-body shop estimators or ex-insurance adjusters with no previous experience evaluating or selling vehicles.

Credible Valuations

We follow the Uniform Standards of Professional Appraisal Practice (U.S.P.A.P.) standards for credible appraisals. Some appraisal companies inflate their valuations in an effort to entice you to use them because they have the largest value picked out of the air. Highest doesn’t mean you’ll settle for more, normally it has the opposite effect. Solid credible documented work showing how we arrived at the value, and knowing how to discredit the opposing appraiser’s comparables and appraisal is the key.

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We Don't Work For Insurance Companies

Unlike most auto appraisers, Ken only works for consumers and has never worked for an insurance company. No one’s shoving an envelope full of money across the table. But, there could be appraisers that develop methodologies to produce lower values in hopes of acquiring future business from the insurance companies. Some of these guys work both sides. (FYI, my attorney made me add the “could be” above to keep me from being sued).

Located in Oregon

LEVERAGE Auto Appraisals is actually located in Oregon. Our main office is in Portland, Oregon. Although, we service all of Oregon including Medford, Eugene, Springfield, Coos Bay, Pendleton, Bend, Grants Pass, Gresham, Beaverton, Hillsboro, Salem, and Tigard, Oregon. Be aware many auto appraiser who look like they’re local are from Florida, Texas, North Caroline, etc. and are not authorized to appraise vehicles in Oregon.

100% Reimbursement

As long as we increase the last offer from your insurance company one cent under your appraisal clause, by Oregon law, your insurance company would be required to provide you with 100% reimbursement of the appraial cost. OAR 836-080-0240

Some More Recent Total Loss Appraisal Clause Claim Settlements

1998 Toyota 4Runner Limited

  • Insurance Company: Progressive
  • Settlement Increase: $8,214.82
  • Percentage Increase: 139%
  • Bend, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,935.18
  • Settlement: $14,150.00
  • Client: Shelly S..
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2019 Mercedes-Benz GLC300 4Matic

  • Insurance Company: State Farm
  • Settlement Increase: $4,815.00
  • Percentage Increase: 16%
  • Vancouver, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $30,185.00
  • Settlement: $35000.00
  • Client: Phoi L.

2003 Dodge Ram 2500

  • Insurance Company: Progessive
  • Settlement Increase: $13,539
  • Percentage Increase: 90%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $15,111.00
  • Settlement: $28650
  • Client: Braden S.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 GMC 3500 SLT

  • Insurance Company: Progressive
  • Settlement Increase: $6297.07
  • Percentage Increase: 37%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $17,202.93
  • Settlement: $23,500.00
  • Client: Cody B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2002 Toyota Sequoia Limited

  • Insurance Company: Geico
  • Settlement Increase: $4,320
  • Percentage Increase: 84%
  • Hillsboro, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Nathaniel M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2004 Porsche Cayenne Turbo

  • Insurance Company: Progessive
  • Settlement Increase: $7,971
  • Percentage Increase: 77%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $10,428.68
  • Settlement: $18,400.00
  • Client: Alexandre B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2018 Hyundai Elantra

  • Insurance Company: Geico
  • Settlement Increase: $1,714.00
  • Percentage Increase: 12%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $14,786.00
  • Settlement: $16,500.00
  • Client: Sadie B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2014 Jaguar XJ

  • Insurance Company: Allstate
  • Settlement Increase: $4093.00
  • Percentage Increase: 19%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Kenneth P.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1971 Ford Bronco

  • Insurance Company: USAA
  • Settlement Increase: $8,742.00
  • Percentage Increase: 14%
  • Klamath Falls, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $63,258
  • Settlement: $72,000.00
  • Client: Thomas H.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 Dodge Neon SRT-4

  • Insurance Company: Progressive
  • Settlement Increase: $8,083.00
  • Percentage Increase: 178%
  • Yakima, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $4,543.00
  • Settlement: $12,626.00
  • Client: Alex, C.
  • Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00

2007 Toyota Prius

  • Insurance Company: Progressive
  • Settlement Increase: $5,550.00
  • Percentage Increase: 75%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $7,449.95
  • Settlement: $13,000.00
  • Client: Grant M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1999 Honda Civic DX

  • Insurance Company: Progressive
  • Settlement Increase: $3,529.09.00
  • Percentage Increase: 180%
  • Vancouver, WA
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

2012 Toyota Prius V Five

  • Insurance Company: State Farm
  • Settlement Increase: $8,044.33
  • Percentage Increase: 63%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $12,784.00 CCC ONE
  • Settlement: $20,828.33
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00

1981 Chevrolet C10 Pickup

  • Insurance Company: Progressive
  • Settlement Increase: $7,028.67
  • Percentage Increase: 72%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
  • Settlement: $16,828.67
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00

2001 Ford F250 SD

  • Insurance Company: Progressive
  • Settlement Increase: $9,581.69
  • Percentage Increase: 98%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

Total Loss Appraisal in Oregon

Call Now For Help With Your Oregon Total Loss Claim
(503) 567-8900 

Unfair Offer From Your Insurance Company?

In many situations, the CCC One or Mitchell / J.D. Power reports supplied by the insurance company may be thousands less than the true retail value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal to dispute the low offer.


LEVERAGE Auto Appraisals 

is an Oregon Provider of

Total Loss Fair Market Value Vehicle Appraisal Reports
Oregon Certified & Licensed Auto Appraiser License # V34-075

Total Loss AppraisalIf your car, truck, RV, motorcycle, or other wheeled vehicle has been totaled, before you accept the insurance company’s total loss offer, you should speak to our Auto Appraiser. Ken’s been a certified licensed appraiser in the state of Oregon since April of 2010.

Insurance companies routinely underpay on totalloss claims. Many insurance companies use valuations such as CCC One and Mitchell to influence policyholders and claimants into taking much less than their vehicle may actually be worth.

If you feel you’ve received a lowball valuation offer for your totaled car, truck, RV or motorcycle from your insurance company, it probably is.  If you have full coverage, you have an appraisal clause and can let the Leverage professionals take care of negotiating with your insurance company for a fair settlement.

Get the money you’re owed. Not thousands less than your vehicle was worth.

We’ve found in most situations, the CCC One or Mitchell / J.D. Power valuation reports supplied by the insurance company may be thousands less than the true market value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to invoke your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal and negotiate the claim with your insurance company to dispute the low offer on your behalf.

My 2001 F450 was stolen from me in June and deemed a total loss by State Farm when it was recovered in July. I found Ken and he went to bat for me right away. After almost two months of State Farm creating delays and trying to cover up communication saying it didn’t happen, Ken and his team were able to get me a little over 80% more than their original offer!

State Farm offered me $3,000 more than the original offer after they knew Ken was involved. That offer was still $7,000 less than Ken was able to get me even after paying my $1,000 deductible.
–Levi Buchanan, Roseburg, Oregon

 

READY TO GET STARTED?

It’s Simple. Just follow our proven process below and recover your fair market value and appraisal costs from your insurance company in just 6 easy steps.

1. Gather Documentation

Request a PDF of the Evaluaton from your insurance company. Have it ready when you fill out our questionnaire in the next step. Or, email it to leveragepdx@gmail.com with your name in the subject line.

2. Free Claim Review

Request a Free Total Loss Claim Review in our form below, or call us at 503.420.3001 to find out how much your vehicle is really worth. We won’t waste your time by selling you an appraisal you don’t need.

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3. Order Appraisal

Place Your Order, and our Oregon Licensed and Certified Appraiser, Ken Nix will prepare the report and negotiation strategy.

4. Letter of Representation

We will send a letter of representation to your insurance company to inform them we are representing you as your appraiser under your appraisal clause.

5. Claim Negotiation

The insurance company will hire an independent appraiser and Ken will negotiate with them on your behalf to arrive at a fair settlement.

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6. Settlement

Once we have an signed agreement as to the actual Fair Market Value of your vehicle, your insurance company will award your the settlement and under Oregon Law, will reimburse your appraisal cost under OAR 836-080-0240.

Oregon Auto Appraiser Ken NixWhen it comes to navigating the complex world of total loss claims, one name stands out as the foremost authority in the industry: Ken Nix. With over 30 years of experience in the automotive sector, Ken has established himself as a highly respected figure and an expert in his field. As the Appraisal Director at our company, Ken is responsible for preparing, signing, and negotiating first-party total loss claims. Ken Nix’s impressive background highlights why he is the ultimate choice as a total loss negotiator on your claim.

Automotive Industry Expertise: Ken Nix’s automotive journey spans over three decades, during which he has accumulated a wealth of knowledge and experience. His long-standing tenure in the industry has solidified his reputation as a trusted automotive authority. Notably, Ken is the proud founder of the Volkswagen Owners Club, a global community boasting an impressive membership of over 60,000 individuals. This achievement not only reflects his deep passion for automobiles but also signifies his ability to connect with people on an international scale.

Certified Oregon Auto Appraiser: As a certified Oregon auto appraiser, Ken Nix possesses the necessary credentials to evaluate and assess the value of vehicles accurately. This accreditation adds an extra layer of credibility to his appraisal work, ensuring that all parties involved can rely on his expertise and judgment. Ken’s testimony as an expert witness in numerous automotive value arbitration cases, jury trials, and criminal court cases further solidifies his standing as a trusted and respected professional in the field.

Extensive Industry Experience: Throughout his career, Ken has worked with several major automotive brands, gaining invaluable experience and insights along the way. He has dedicated seven years to Honda, three years each to Toyota, Volkswagen, and Volvo, and over three years to Ford and Chevrolet. During his tenure at Diversiform and Reynolds and Reynolds, Ken had the privilege of collaborating directly with esteemed personnel from national dealerships, including Dealer Principals, General Managers, GSMs, and Fixed-Ops Directors. This experience involved developing and consulting on automotive marketing and customer retention, allowing Ken to cultivate a deep understanding of the industry from multiple perspectives.

Negotiation Skills: Ken Nix’s exceptional negotiation skills are the product of his diverse background as a teacher of automotive product knowledge and sales, coupled with personal training from renowned experts such as Zig Ziglar, Tom Stuker, and Grant Cordone. With over 45 years of professional negotiation experience, Ken possesses a remarkable ability to ensure fair and equitable settlements for all stakeholders involved in each total loss appraisal. His expertise in negotiations has been sought after in countless arbitration cases, jury trials, and criminal court cases, testifying as an expert witness.

Spotting Previous and Bad Repairs: One of Ken Nix’s unique strengths lies in his ability to spot previous and bad repairs on opposing appraiser’s comparables used in their appraisal. This skill stems from his extensive work in the diminished value sector, where he has developed a keen eye for identifying concealed repairs and assessing their impact on a vehicle’s value. By recognizing these issues, Ken brings an additional layer of scrutiny to the negotiation process, ensuring that the total loss appraisal accurately reflects the true value of the vehicle in question.

Conclusion: In the realm of total loss negotiations, Ken Nix stands head and shoulders above the rest. With his profound knowledge, extensive industry experience, and exceptional negotiation skills, Ken is the ideal choice as a total loss negotiator. His reputation for fairness, expertise, and attention to detail garners respect throughout the automotive industry. When working with Ken, stakeholders can rest assured that they are in the hands of a consummate professional who will advocate for a fair and equitable settlement.

READY FOR A FREE CLAIM REVIEW? Email the PDF of the CCC One, Mitchell / J.D. Powers or other evaluation of your vehicle to: leveragepdx@gmail.com. With the SUBJECT: FREE CLAIM REVIEW with your NAME. Then call us at 503.567.8900 for a free claim review. (Example: FREE CLAIM REVIEW – KEN NIX) If I’m unable to immediately take your call, please leave your information with our live answering service (which will take your call 24/7).  I’ll call you as soon as I’m available. Please allow a little time as I may be negotiating a claim or inspecting a vehicle when you call during the day. If it is later at night, I may call you the next morning. I’ll call you back from my Cell Phone sometimes, ending in 0539. Thank you for considering me as your auto appraiser.

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