Eugene, Oregon Total Loss Appraisal

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In Eugene, Oregon, facing a total loss vehicle scenario, whether due to a car accident or a stolen vehicle, can be a daunting experience. Leverage Auto Appraisals, renowned for its commitment to fair and just car valuation, is here to help. We specialize in total loss appraisals and stand ready to ensure that you receive the full retail value for your vehicle.

When an insurance company declares your vehicle a total loss in Eugene, the implications can be significant. This usually means that the cost of repairing your vehicle may be as much, if not more than, its current retail market value. In such situations, the expertise of Leverage Auto Appraisals becomes indispensable. We are dedicated to helping you navigate through these challenging times, ensuring your vehicle’s valuation is fair and just, in line with Oregon’s legal standards.

Eugene, Oregon, with its picturesque landscapes and landmarks like the University of Oregon campus and the serene Hendricks Park, provides a unique backdrop for our services. We understand the local market and are committed to serving the community with integrity and professionalism.

Our services are tailored to those who feel their insurance company’s offer is unjustly low. Unlike other appraisal services, we are not affiliated with any insurance companies. Our primary objective is to help you secure a fair settlement. According to Oregon law, you are entitled to 100% reimbursement of the appraisal costs if the final appraised value is even a cent more than the insurance company’s last offer.

Ken Nix, our Oregon Certified Vehicle Appraiser (Certification #V34-075), brings a wealth of experience in handling total loss car appraisals, auto total loss appraisal insurance claim disputes, and negotiations for both standard and specialized vehicles, including those involved with Copart and IAAI. We have observed a trend where valuations from sources like CCC ONE, Mitchell, and JD Powers for certain types of vehicles, particularly Diesel Trucks with 7.3, Duramax, or Cummins engines, are significantly lower than their actual market value. This is where we step in, leveraging the appraisal clause in your policy to contest these lowball estimates.

If you are in Eugene and find yourself battling with a total loss insurance claim, don’t hesitate to reach out to Leverage Auto Appraisals. We offer a free Claim Review and are dedicated to ensuring that your car value or vehicle value truly reflects its worth in the market. Our approach is comprehensive and personalized, focused on recovering the maximum fair market value for your vehicle.

Contact Leverage Auto Appraisals at (503) 567-8900 for professional assistance in Eugene, Oregon. Whether it’s a simple car accident or more complex cases involving total loss appraisal near me, auto total loss appraisal, or total loss evaluation, we are here to guide you towards a fair and equitable settlement. Let us help you navigate this process and ensure that your rights are fully protected.

total loss vehicles at copart in Portland, Oregon

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Excellent

Leverage Auto Appraisals |Total Loss Appraiser

Based on 134 reviews

Freddie Todd

I would give 10 stars if i could. Ken Nix of Leverage Auto Apprasials is very knowledgeable with years of experience. It is important to know that Ken has not worked for the insurance companies. This makes him a truly independent appraiser. Ken is transparent and keeps you in the loop. He increased my settlement $2,660 over what the insurance company offered. Very happy about that! Ken does his very best to get you the most money for your car. He was a great help to me in navigating the settlement process. I strongly and highly recommend Leverage Auto Appraisals. BTW from start to finish it took 4 business days to get the insurance company to agree to giving $2,660 more. The $499 fee was paid by the insurance company. Thank you Ken for all your help!! Keep up the good work!

Response from the owner:Thank you for the kind words Freddie. Fortunately, your claim went quickly because they hired a local appraiser as the opposing appraiser. I really appreciate you choosing me as your appraiser and expecially the 10 stars! 🙂 - Ken Also, just to clarify for others, Freddie initially paid my fee upfront, and State Farm had to reimburse the fee per Oregon Law OAR 836-080-0240 which states: "Your insurer must reimburse your reasonable appraisal costs if the final appraised value is greater than the insurer’s last offer."

barrett rosteck

Ken took the time to talk me through this unfamiliar process and indicated he felt the initial insurance offer was a low-ball estimate. He was able to find comparable cars and confidently negotiate an increase on my behalf.
I was contacted by the insurance's hired appraiser when they were looking for pre-accident condition details on my car and even they mentioned they had been in negotiations with Ken over many cases in the past. His years of experience paid off for me! Thank you.

Tim Paup

Ken was great! Helped us get more value for our car & was wonderful to work with. We highly recommend him!

mona chandler

I had a no-fault total loss vehicle claim, and dealing with the at-fault driver's insurance company (USAA) was an absolute nightmare. They only offered me $4,296.00, and the process was incredibly frustrating. Thankfully, Ken stepped in and worked his magic, securing $8,999.00 for me—way beyond what I had anticipated! If I ever find myself in this situation again, I’ll definitely turn to Ken without hesitation. I’ve already recommended him to all my relatives. Insurance companies might not have your back, but Ken certainly does!

Response from the owner:Mona, thank you so much for the kind review and for putting your trust in me during such a frustrating claim. That original $4,296 offer from USAA was, frankly, ridiculous. I’m proud we pushed back and got you $8,999, even if they were too stingy to throw in that final dollar. I guess leaving you one dollar shy of $9,000 made their day... but it made ours too, because we fought back and won big! It’s an honor to be your advocate when the insurance company won’t step up. I’m especially grateful you’re already recommending me to family—that's the best compliment I could ask for. Kind regards, Ken

Jeremy Bittermann

I was recently involved in an accident which totaled my beloved 100 Series Land Cruiser. I consider myself to be a pretty good negotiator and figured I would be able to get a decent settlement from my insurance company.

I was WRONG. It was a gigantic, time-wasting headache. After spending a bunch of time gathering and submitting documentation to prove that their settlement offer was absurdly low they agreed and increased their offer by $500 - ridiculous.

At this point I engaged Ken to help. He was a steady hand through the entire process and provided a real education on how this whole dumb system works. In the end he was able to get the offer increased by over $8k (!) which made the final settlement much closer to what the value of the car was.

If you find yourself in a similar situation I suggest not wasting your time trying to do it yourself. Just hire Ken. He'll do a great job, take all the guess-work out of it and will almost definitely get you more money.

Also, if he gets the insurance company to increase their offer by any amount then they are obligated to reimburse you for Ken's fee!

Thanks Ken!

So Vaun

Where do I begin and how do I thank Ken? Not many know about a person’s right to have an auto appraiser to negotiate a fair price for your vehicle! If you ever need an appraiser, you must get Ken on your side! We were being lowballed, and they didn’t want to really negotiate.
I found Ken Nix, his business “Leverage Auto Appraisal” when he says he’s on your side, he truly is!
He got me way more than I could have ever expected. Not only that, what I learned from his expertise, was an eye opener! he explains every step in great detail, and breaks it down so it all makes sense.
I hope I never have to go through this again, but if we had to. Ken, you’re the man!
Thank you, for your patience, understanding and for answering my many questions and walking me through this.
OH! The best part my husband was one satisfied and amazed client!

Response from the owner:Thank you so much, Lavaune! I truly appreciate you taking the time to write a review, and I'm thrilled that both you and your husband were pleased with my services. I'm especially grateful that you mentioned my efforts to explain the process in detail. I always strive to ensure that my clients fully understand each step, even though the process can sometimes take time. Negotiating a claim involves many variables such as whether the insurance company picks a local appraiser, an out-of-area one, or even a large, well-connected company can all impact the timeline and outcome. This job certainly isn't stress-free, and my priority is always to make sure my clients are satisfied. If I worked for the insurance companies, I'd probably earn about $250 more per case on average, and I wouldn’t have to worry as much about public opinion, marketing, negotiating, or selling my appraisal services. But the path I’ve chosen, while challenging, I feel is the right one for me. It is fulfilling because I get to help people who are being taken advantage in most cases, and I’m committed to advocating for my clients and ensuring they know their rights and understand the process. Your recognition of these efforts means the world to me. Thank you again! - Ken

Ryan R

I had a tricky auto claim with my insurance. Ken spent lots of time working on our claim and negotiated a 14% higher appraisal award!

Response from the owner:Thank you for sharing your experience! This was definitely a tricky claim, and the negotiation with the opposing appraiser was particularly tough, but I’m glad we were able to secure a **$7,006 increase**—bringing your total settlement from **$47,056.80 to $54,063.00**, a **14% higher appraisal award**. It’s also important to mention that if you had used the **"FAIR"** company, they would have charged **$300 upfront** for the appraisal and then taken **15% of the increase**—which in your case would have been an additional **$1,050.90**. That means you would have lost **$1,350.90** from your final settlement, and **Progressive would have only been required to reimburse you for the $300 appraisal fee**. The rest would have come straight out of your pocket. In my personal opinion, I feel this is akin to a **bait-and-switch scam**—they lure people in with a low initial fee, but once they secure an increase, they take a significant percentage of the payout. Meanwhile, they market themselves as a no-risk option, when in reality, clients end up paying far more than they should. By choosing me, you **kept 100% of the increase**, and **Progressive was required to reimburse you for the full cost of our appraisal** as per **Oregon law OAR 836-080-0240**. That’s how it should be—fair, transparent, and in the best interest of the policyholder. I appreciate you trusting me to fight for a fair valuation, and I’m glad we could achieve this strong result. If you ever need assistance again, don’t hesitate to reach out. Thanks again for your review and for choosing me to handle your claim! —Ken

Dave Andrews

Ken delivered as advertised and I can confidently recommend him. He was able to get us 5k over the insurance offer. I plan to use him again.

Beau Loid

Ken is a straight shooter. No BS. Very impressed with the service. I will definitely be using him in the future if needed. Thanks Ken!

Kim Beason

Ken was wonderful to work with and to have on my side. The insurance company was trying to lowball our totaled vehicle and after reaching out to him he did all the work and got us a substantial amount above what insurance was " willing to pay". He is also a wealth of knowledge and very passionate about his customers.

Viviana Rojas

Response from the owner:Thank you for the 5 stars Vivian. That was very nice of you. I'm sorry we didn't get to work together, but very happy things worked out for you. Best Wishes - Ken

Gabe Ritter

Ken is the absolute best in the business and a pleasure to work with. A true professional and knows his stuff. I highly recommend using him to get you the absolute best price for your total loss vehicle. He knows all the ins and outs of the insurance business. Do yourself a favor and hire him.

Response from the owner:Gabe, thank you so much for the generous review! You were such a pleasure to work with—truly one of the kindest folks I’ve had the chance to help. I appreciate your trust and your words more than you know. I’m glad we could put my knowledge of the appraisal clause and insurance world to good use and get you the result you deserved. It means a lot that you’d recommend me so highly. You made the process smooth and enjoyable, and I’m always here if you or anyone you know needs help down the road. Kind regards, Ken

Portland Total Loss Vehicle Appraisals

At Leverage Auto Appraisals in Portland, Oregon, we understand the frustration and confusion that can arise when your insurance company undervalues your vehicle after a total loss. Situated in the heart of a city renowned for its rich culture and landmarks like the historic Portland Art Museum, our team is dedicated to ensuring that locals receive fair treatment in their auto insurance claims.

Dealing with a total loss vehicle claim can be a trying experience, especially when the settlement offer from your insurance company doesn’t reflect the true car value or vehicle value. This situation is all too common in Portland, where residents frequently face challenges in getting fair compensation for their totaled car following a car accident or incidents involving Copart or IAAI.

The Appraisal Clause – Your Path to a Fair Offer:

Challenging the Offer: If your insurance company’s valuation falls short, the appraisal clause in your policy is your tool for contesting their offer.
Conducting Independent Appraisals: As part of this process, you have the right to obtain an independent appraisal at your expense, while your insurance company does the same.
Resolving Discrepancies: In cases where these appraisals differ, an umpire is appointed to settle the value dispute, with the costs split between you and the insurer.
Oregon Law Advantage: Under Oregon law, if the final appraised value is higher than your insurer’s last offer, they are obligated to reimburse you for the appraisal costs.

At Leverage Auto Appraisals, we specialize in navigating these complex scenarios. Our team, led by our experienced auto appraiser, Ken Nix, is committed to helping Portland residents stand up to insurance companies that undervalue their vehicles. We provide a comprehensive and free evaluation of your total loss claim, empowering you to make an informed decision on whether to proceed with the dispute.

Our approach is personalized and focused. Unlike larger appraisal firms, each case at Leverage Auto Appraisals receives the detailed attention it deserves. We understand the unique aspects of Portland’s vehicle market, ensuring that your claim reflects the real market value, be it for everyday cars or more specialized vehicles seen in Copart or IAAI auctions.

For Portland residents facing total loss situations, remember that you have a right to fair treatment. Don’t settle for less than what your vehicle is worth. Contact Leverage Auto Appraisals for professional guidance and support in ensuring you receive a fair and just settlement. We stand with you, advocating for your rights, and ensuring that the value of your vehicle is recognized and compensated appropriately.

Why Hire Us?

Oregon Licensed Auto Appraiser for over 13 Years

Over 35 years Experience as a Professional Negotiator

Over 18 years Automotive sales Experience. Experience with all types of vehicles. Not just an ex estimator or adjuster.

Over 40 years of Automotive Experience

Professionally Trained One on One by Zig Ziglar, Grant Cardone, and Tom Stuker.

Worked with Hundreds of Dealer, GM's, and GSM's in Oregon while employed with Reynolds and Reynolds.

Whether you're in Coos Bay, Bend, Eugene or Portland, Ken knows you're Used Car Market.

Vehicles We Sevice

We produce total loss appraisals for Acura, Alfa Romeo, Audi, Bentley, BMW, Buick, Cadillac, Chevrolet, Chrysler, Corvette, Dodge, Ferrari, Fiat, Ford, Freightliner, GMC, Honda, Hummer, Hyundai, Infiniti, International, Isuzu, Jaguar, Jeep, Kia, Lamborghini, Land Rover, Lexus, Lincoln, Maserati, Mazda, Mercedes-Benz, Mercury, Mini-Cooper, Mitsubishi, Oldsmobile, Peterbilt, Plymouth, Pontiac, Porsche, RAM, Rolls Royce, Saab, Saturn, Scion, Shelby, Subaru, Toyota, Volkswagen, Volvo.

As well as older Diesel 1 ton and 3/4 ton Trucks with Powerstroke, Cummins, and Duramax Engines. We also provide Sprinter Van, Ram Promaster, VW Camper Vans, and other Conversion Van Total Loss Appraisals.

We also work Total Loss Claim Disputes on other specialty vehicles such as Heavy Trucks, Semi Trucks, Motorcycles, Classic Cars, Muscle Cars, Collectible Vehicles, Exotic Cars, Motor Coaches, Work Vans, Commercial Vehicles, and many more.

WHO IS KEN NIX

Ken Nix is a local Oregon Certified and Licensed Vehicle appraiser since April of 2010 has been authorized by ODOT to appraise vehicles in Oregon for over 12 years.
Ken started in the automotive industry in the 1980s and has sold and appraised tens of thousands of vehicles including late model cars and trucks, Exotics, Muscle Cars, Street Rods, Vintage, Classics, Street Rods, Camper Conversions, and even Japanese right-hand drive vans while working for multiple franchises over 20 years. Ken is the independent appraiser chosen by Ron Tonkin Gran Turismo for independent vehicle assessments.
Previously employed by Diversiform and Reynolds and Reynolds. Ken worked with local Automotive Dealers, Sales, Service and Body shops to market vehicles. Hundreds of Dealership owners, managers, and staff know and trust him. Ken also worked with Lanphere Enterprises, and many other local dealers to provide digital solutions for automotive marketing.
Ken is the founder of Volkswagen Owners Club, My GTI, and Jetta Junkie and was an Administrator for Autoguide.com for over 10 years.
Ken’s wife jokes that sometimes she’s married to Liam Neeson because Ken has a very particular set of skills, skills he’s acquired over a very long career.

OREGON LICENSED AUTO APPRAISER for over 13 years

Ken has actual long term automotive sales, appraisal and negotiation experience. Beware long term businesses with inexperienced vehicle appraisers claiming decades of experience because a relative founded the business. Make sure your automotive appraiser has the real world experience to back up their claims.
Ken’s background in training salespeople on Product Knowledge, combined with auto body repair assessment experience and his computer background provides negotiating leverage over opposing appraisers. The ability to spot bad repairs from prior damage on an opposing appraiser’s comparables to discrediting salt state and flood damaged vehicles used by your insurance company’s valuations from CCC One and Mitchell / J.D. Powers to lowball your vehicle.
Expert Negotiator. Personally trained one on one by Zig Ziglar, Tom Stuker, and Grant Cordone. Over 45 years experience as a professional negotiator.
Ken’s Automotive, Computer Technology, Legal Reseach, and Negotiating background provides a very specific skill set that makes him a nightmare to opposing appraisers.

Recent Total Loss Claim Dispute Recoveries

G. Genauer – Total Loss Dispute
Insurance Company: State Farm

Portland, Oregon
Vehicle: 2014 Volkswagen Jetta SportWagen TDI
Offer: $16,174
Settled Value: $20,500
Increase: $4,326.00

S. Mead – Total Loss Dispute
Insurance Company: Geico

Prineville, Oregon
Vehicle: 5th Wheel Toy Hauler 2016 Keystone
Rv M-387 CARBON
Offer: $42,079
Settled Value: $51,700 – May 13, 2022
Increase: $9,621

S. Arkelian – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 2018 RAM 2500 Laramie Crew Diesel 2500
Offer: $59,152.21
Settled Value: $65,625 – May 11, 2022
Increase: $6.472.79

M. Smith – Total Loss Dispute
Insurance Company: Liberty Mutual

Portland, Oregon
Vehicle: 2003 Ford Super Duty F-250 King
Ranch Crew Cab
Offer: $14327.00
Settled Value: $19,995 – May 13, 2022
Increase: $5,668

C. Wilkinson – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 2004 Toyota Tacoma 4 Door Crew Cab
Offer: $22,024.90
Settled Value: $31,500 – May 4, 2022
Increase: $9,475.10

K. Johnson – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 1995 TOYOTA LANDCRUISER
Offer: $20,653.83
Settled Value: $29,500.00
Increase: $8,846.17

LEVERAGE

Auto Appraisals

(503) 420-3001

Location

Portland, OR. 97225

Email

leveragepdx@gmail.com

Open Hours

Mon:8am – 8pm
Tue: 8am – 8pm
Wed: 8am – 8pm
Thur: 8am – 8pm
Fri: 8am – 8pm
Sat: 8am – 8pm
Sun: 8am – 8pm