We Specialize in Oregon Total Loss Appraisal Clause Disputes

Call Now for a Free Claim Review – 503.567.8900  Email: leveragepdx@gmail.com

When faced with the situation of a loss vehicle, in Oregon many people find themselves searching for a “total loss appraisal near me.” At Leverage Auto Appraisals, we specialize in providing services for auto loss appraisals. We understand how challenging this period can be for our valued customers. Ken, who is an auto appraiser with knowledge of the Oregon total loss threshold utilizes his expertise to ensure you receive the maximum settlement possible.

It’s not uncommon to disagree with insurance evaluations. That’s where our expertise comes into play. As auto appraisers, our commitment is to make sure you’re not being shortchanged. We work closely with our clients to ensure that each auto appraisal accurately reflects the value of their vehicle and advocate for the best possible settlement, from insurance providers.

Total Loss Appraisal

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

Ken Nix – Oregon Certified Auto Appraiser since 2010
Total Loss Expert Negotiator for Appraisal Clause Disputes

Need A Total Loss Appraisal?
Don’t Settle for a Report, Get LEVERAGE

Total Loss Appraisal

LEVERAGE AUTO APPRAISALS

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Total Loss Appraisal
Excellent
Leverage Auto Appraisals |Total Loss Appraiser4.9
Based on 186 reviews
Total Loss Appraisal
Louis Gomez
I was recently in a car accident that unfortunately totaled my truck. Thankfully, no one was hurt. I assumed my insurance company would handle everything smoothly, but from the start, I felt like I got the runaround. When they finally gave me a vehicle appraisal, the offer seemed far too low. I explained all the features, add-ons, and the truck’s low mileage, but none of that seemed to matter—they continued to make excuses and stick with a lowball offer. I felt completely stuck until a friend of my wife’s suggested I call Ken Nix. Under our policy, we had the right to get a second appraisal from an independent professional if we disagreed with the insurance company’s valuation. Reaching out to Ken was the best decision we could have made. He was incredibly professional, knowledgeable, and truly fought for our family. Thanks to his expertise and persistence, we received a fair payout that reflected the true value of our truck. We are extremely grateful for everything Ken did—his communication, dedication, and skill made the entire process so much easier. It’s reassuring to know there are people like Ken out there who will stand up for you when you need it most. If you’re feeling lost or want a second opinion, I wholeheartedly recommend giving Ken Nix a call. He knows exactly what he’s doing and genuinely cares about helping his clients.
Response from the owner:Louis, thank you so much for taking the time to share your experience. First and most importantly, I am very glad no one was hurt. A totaled truck is bad enough, but when the insurance company gives you the runaround and then refuses to recognize the low mileage, features, and added equipment, it can make a stressful situation feel ten times worse. I am grateful your wife’s friend pointed you in my direction, and I am honored you trusted me to help with your total loss appraisal clause claim here in Oregon. I truly do care about my clients and their families. My cousin, Harold Wayne Nix, was an esteemed attorney who passed away last month, and he spent his life fighting for the underdog. He was my role model in that way, and I try to carry that same spirit into every insurance claim car value dispute I handle. Thank you again for trusting Leverage Auto Appraisals. I am so glad we were able to stand up for the true value of your truck and help get your family a fair payout. Kind regards, Ken
Total Loss Appraisal
Gwen Tomac
I highly recommend working with Ken at Leverage Auto Appraisals. We were a bit lost after we were rear-ended and our insurance company declared our vehicle totaled. The payout was much less than the vehicles value and we were overwhelmed. Ken explained OR state laws around this and what he would do on our behalf. It was not a quick process, but it was definitely worthwhile. In the end, Ken was able to get us a settlement much closer to the vehicles value. We are incredibly grateful to him and would 100% recommend him.
Response from the owner:Gwen, thank you so much for the wonderful review. I truly appreciate you and your family trusting me during such a stressful time. I am especially glad we were able to increase the value of your 2025 Toyota Grand Highlander Hybrid Limited from $49,415 to $56,077, resulting in an additional $6,662 for your family. I know the appraisal clause process is not always fast, but I believe it is far better to take the time to pursue a fair settlement than to simply accept a low offer. I'm grateful we were able to get much closer to the true market value of your vehicle, and I appreciate your patience throughout the process. Also, if you have not yet received reimbursement for the full cost of the appraisal, please let me know. Under Oregon law, if the appraisal results in an increase over the insurance company's last offer, they are required to reimburse your reasonable appraisal costs. I want to make sure you receive every dollar you are entitled to. Thank you again for your recommendation and your trust. It was a pleasure working with you, and I wish you and your family all the best. Kind regards, Ken
Total Loss Appraisal
Danielle Andrade
I sadly totaled my 2017 4Runner recently. I’m so glad I called Ken at leverage auto. He was able to get me $2k more than progressive was going to pay out. It’s a good thing he’s doing! 2k definitely made a difference to me! Thank you Ken!
Response from the owner:Danielle, thank you so much for the wonderful review. I am really glad we were able to increase Progressive's settlement on your 2017 Toyota 4Runner by $2,000. I'm glad that extra money made a difference. I also appreciate your comment that this is "a good thing." That truly means a lot to me because helping people through total loss claims is exactly why I do this and the reason I don't work for insurance companies. I've instilled these same values in my kids, Nico Nix at Total Loss Northwest, Austin Nix at Diminished Value of Oregon and our newest appraiser, Savannah Long, my daughter who will be working with me again! YAY! Most people only go through this process once or twice in their lives, while insurance companies handle these claims every day. Having someone in your corner who understands the process can make all the difference. Thank you again for your trust and your recommendation. It was a pleasure working with you, and I wish you nothing but the best moving forward. Kind regards, Ken
Total Loss Appraisal
Ashley Cervantes
Ken Nix was an absolute joy to work with and he did exactly what he said he would. He was able to get my payout increased enough to pay off my loan, buy back my car, and have some left over to repair it too! He even reassured me when insurance's third party appraiser tried to scare me into thinking I had made a big mistake. Hiring Ken was the best decision I could have made and I am 100% satisfied with the outcome. I could not recommend him more. Thank you so much Ken!
Response from the owner:Ashley, thank you so much for the wonderful review. It was truly a pleasure working with you, and I am so glad we were able to increase the value of your **2015 Honda CR-V** by more than **$2,700**, a **43.8 percent increase** over the original offer. Unfortunately, it is not uncommon for insurance company representatives or the appraisers they hire to say things that make policyholders question whether they are making the right decision. I am glad I was able to answer your questions and give you the confidence to stay the course. In the end, being able to pay off your loan, buy your CR-V back, and still have money left over to repair it worked out. That is exactly why I enjoy doing this work. Thank you again for your trust and your kind words. You were an absolute pleasure to work with, and I truly appreciate your recommendation. I wish you many more miles with your CR-V, and if you ever need anything in the future, do not hesitate to reach out. Kind regards, Ken
Total Loss Appraisal
Andrew Bertz
Having to go all the way to getting an appraisal was not something I wanted to do. But when my Insurance company low balled me and would not budge, I reach out to Ken. He was great to work with and helped explain the process. I was able to get over 10% more for my total loss claim thanks to Ken's work.
Response from the owner:Andrew, thank you for taking the time to write this, I really appreciate it. I know going through the appraisal clause process is not something anyone plans on, but unfortunately it becomes necessary when the insurance company just will not budge on a low offer. I am glad I could help walk you through the process and make it a little easier to navigate. That is exactly why I am here, to help Oregon drivers deal with these total loss situations and make sure they are not stuck accepting less than what their vehicle is actually worth. Getting over a 10 percent increase is a solid result and a great example of why it is important to challenge those initial valuations. Thank you again for your trust and for working with me. I truly appreciate it and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Vitri Reeves
I highly recommend Ken from Leverage Auto Appraisals Total Loss Appraiser LLC. If you’re dealing with insurance pressure to close a claim quickly, trust Ken and his process—even when it feels uncomfortable. I’m so glad I listened to him. Ken fought hard for my dispute and made sure I received what I truly deserved for my Chevy truck. He is extremely knowledgeable about the insurance and appraisal industry and took the time to explain things clearly. I’m not great at reading fine print, and without his guidance, I could have easily ended up paying much more out of pocket. Beyond the appraisal itself, Ken generously shared valuable insights about how he conducts business and the importance of family and integrity. Those conversations had nothing to do with appraisals, but I truly appreciated them—they meant a lot. Thank you, Ken, for fighting for us and for going above and beyond. Your dedication and honesty make a real difference.
Photo from customer review
Response from the owner:Vitri, thank you so much for the thoughtful review and for trusting me with your Insurance total loss claim on your 2024 Chevrolet Silverado 1500 LT Trail Boss. I also want to thank you for uploading photos of your truck. Beautiful Silverado and honestly a shame that it was totaled. Photos like yours really help people see these are real clients, real vehicles, and real appraisal clause disputes here in Oregon. Sadly, there are companies out there purchasing reviews or creating misleading impressions online, so I truly appreciate clients like you who take the time to share genuine experiences. I’m really glad you trusted the process even when the insurance company pressure started building to settle quickly. That pressure is exactly where many consumers end up accepting less than they deserve. In your case, we were able to secure a $5,132 increase over the original CCC valuation, which made a significant difference on your Silverado claim. Helping Oregon drivers challenge low insurance offers and navigate the appraisal clause process is exactly why I do this work. I also sincerely appreciate your comments about our conversations outside of the appraisal itself. Family, integrity, and trying to do right by people have always mattered more to me than simply processing claims. I have never worked for insurance companies and have never accepted revenue from insurance companies in any capacity because I believe remaining fully independent is critical to being truly unbiased for consumers. Lately, it has come to my attention that several appraisers operating in Oregon are also performing work for insurance companies while simultaneously marketing themselves to consumers without fully disclosing those relationships. Personally, I believe that creates a serious conflict of interest when someone is representing a consumer against the same insurance companies they are also receiving business from. That is one of the main reasons I have always chosen to work exclusively for vehicle owners and policyholders rather than insurers. Thank you again for the trust, the great conversation, and the opportunity to help. Wishing you and your family nothing but the best moving forward. Kind regards, Ken
Total Loss Appraisal
Shawn Penny
I highly recommend Ken with Leverage Auto Appraisals. They were instrumental in my total loss claim process. The insurance company initially offered me $16,500 for my vehicle, but thanks to Leverage’s professional appraisal, I was able to secure a settlement of $19,950. Their service was professional, effective, and well worth it."
Response from the owner:Shawn, thank you so much for the great review and for trusting me with your total loss claim. I am glad we were able to increase your settlement to $19,950. Claims like yours are a good reminder that the first offer from an insurance company is not always the fair market value of a vehicle. My goal is never to create the highest appraisal possible. It is to produce the most accurate appraisal possible and then defend that value during negotiations. That approach helped us reach a settlement that was much closer to what your vehicle was actually worth. I truly appreciate your recommendation and the opportunity to help. Hopefully you never need an independent appraiser again, but if you do, I will be here. I wish you all the best, and thank you again for choosing Leverage Auto Appraisals. Kind regards, Ken
Total Loss Appraisal
Hannah Viera
Ken was absolutely the right choice for this situation and if I ever get in another car accident like this, he’s getting a call much sooner in the process. Ken was knowledgeable, thorough, and proactive. I’m so thankful to him for helping me deal with a nightmare of an insurance negotiation.
Response from the owner:Thank you so much, Hannah. I really appreciate the kind words and your trust in me. I’m glad I could help take some of the stress out of what had already become a nightmare dealing with State Farm. There were definitely some things in the CCC valuation that did not make sense to me. The mileage adjustments were extremely inconsistent, with some working out to as little as one cent per mile up to five cents per mile on lower mileage vehicles, while the comparable vehicles varied by tens of thousands of miles. It seemed it always just works out to being to their advantage also. They also applied a $571 condition deduction against your Genesis when it was in exceptional condition, and then took an additional condition deduction. These blanket deductions are frustrating because they do not necessarily reflect the actual condition of the vehicles being compared, especially your car. Your Genesis was a really nice car, and I’m glad I could help challenge the valuation and get you closer to a fair settlement. Hopefully you never need me again, but if you do, I’ll be here. Thank you again, Hannah! Kind regards, Ken
Total Loss Appraisal
James McNames
Great experience. They were able to negotiate a value that was approximately 50% higher than what the insurance company initially offered. Would use them again, and I strongly recommend them.
Response from the owner:James, thank you so much for the great review and recommendation. I really appreciate you trusting me with your total loss claim. I am glad we were able to increase your settlement by approximately 50 percent over the original offer from your insurance company. Claims like yours are a good reminder that the first offer is not always the final offer. My job is to research the market, build a credible appraisal, and then stand behind that value during negotiations. It is always rewarding when that work results in a settlement that is much closer to what the vehicle is actually worth. Thank you again for your recommendation. It was a pleasure working with you, and I hope you never need my services again. But if you ever do, or if you know someone dealing with a total loss, I will be happy to help. Kind regards, Ken
Total Loss Appraisal
Sandy DeBano
Ken at Leverage Auto Appraisers is truly amazing. I was ready to give up in despair dealing with my claims specialist at State Farm, who was undervaluing our 2010 Toyota Highlander (which State Farm totaled after we hit a deer). Ken was a straight shooter, is extremely knowledgeable about the entire convoluted process, and helped every step of the way. Getting the appraisal from Ken was unexpectedly easy and fast (once State Farm assigned their appraiser, which took several weeks). Ken is a a pro and has real integrity! And he saved us over $2000!!!
Response from the owner:Sandy, thank you so much for the incredible review, I truly appreciate you taking the time to share this. It was absolutely awesome working with you, and I am really glad I could help turn things around when it felt like you were hitting a wall. Dealing with a total loss after hitting a deer is stressful enough, and when the valuation comes in low, it just adds to that frustration. I hear that a lot, people feeling like they are running out of options. I am glad we were able to step in, work through the appraisal clause process, and get your Highlander where it should have been. That $2,000 plus increase makes a real difference. I also appreciate your patience with the timeline, especially waiting on State Farm to assign their appraiser. That part is unfortunately out of our control, but once things get moving, I do everything I can to keep it efficient and straightforward. Thank you again for your trust, your kind words, and your recommendation. It really means a lot to me, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Jessica Kittell
I cannot say enough good things about leverage auto appraisals. First off Ken is very kind and knowledgeable. We had never been in an accident before and he explained the process and what to expect. State farm gave us a total loss on our Dodge grand caravan and tried to offer us $12,233 after Kens hard work he got us back $17,950. He's fast and efficient. Our whole process took a total of 3 days. If you need an appraisal done I would highly recommend leverage auto appraisals.
Response from the owner:Jessica, thank you so much for the amazing review, I truly appreciate you taking the time to share your experience. It was honestly awesome working with you, and I am really glad I could help guide you through everything, especially since this was your first time dealing with a total loss situation. That jump from $12,233 to $17,950, a $5,700 increase, is a fantastic result. And on a van, that is saying a lot. Most of the time we see increases in that $3,000 to $4,000 range on vans, so getting close to $6,000 definitely made me feel like I had my Wheaties that morning. I am just glad I was able to help you get what your vehicle was actually worth. State Farm does tend to rely on CCC valuations, which in my experience are often on the low side. That said, I will give credit where it is due, State Farm is generally a solid insurance company, and many of the appraisers they hire tend to be more ethical than some others out there. That definitely helps when it comes to reaching a fair resolution. Thank you again for your trust and for recommending Leverage Auto Appraisals. It truly means a lot, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Bret Levick
I can’t recommend Leverage Auto Appraisers enough. My son had what can only be described as a “unicorn” car — a pristine 2011 Subaru Forester with just 60k miles and a flawless service record. We searched long and hard to find it, and it was absolutely perfect for him. Less than two months later, while it was parked, a huge tree branch fell on it, breaking the windshield, side-view mirror and damaging the door. GEICO immediately totaled it and then tried to lowball us based purely on the age of the car. Anyone who’s tried to buy a Subaru in Oregon knows the market is completely different — you simply cannot find low-mileage, well-maintained Subarus at the prices GEICO wanted to use. That’s when we hired Ken at Leverage Auto Appraisers. Not only is he genuinely a nice, easy-to-work-with guy, but he handled everything professionally and knew exactly how to deal with the insurance process. He ended up increasing the payout by around 30%, which was enough for us to buy a comparable replacement vehicle without going too deep out-of-pocket. Even better, because of Oregon law, his fee was reimbursed — so if you hire him, make sure you request that reimbursement from your insurer. Ken truly saved us in a stressful situation. Worth every penny, and then some.
Photo from customer reviewPhoto from customer review
Response from the owner:Bret, thank you so much for taking the time to write such a thoughtful review, I truly appreciate it. And thank you for providing so many photos, that really helps more than most people realize. It helps others understand that comprehensive losses like tree damage, falling limbs, or even mudslides can absolutely be disputed when the valuation comes in low. And I have to say again, that Forester was a unicorn. Finding a 2011 with only 60k miles and that kind of history here in Oregon is no easy task. The market for Subarus out here is completely different, and those insurance valuations rarely reflect what these vehicles are actually worth. That situation with the tree branch was just brutal, especially after all the effort you put into finding the perfect vehicle for your son. I am really glad we were able to step in and secure over a $3,000 increase, roughly 30 percent more than the original offer, so you could get into a comparable replacement without taking a big financial hit. Thank you again for your trust, your kind words, and the recommendation. It was truly awesome working with you, and I am always here if you ever need anything in the future. Kind regards, Ken

Why Choose LEVERAGE AUTO APPRAISALS?

Low Volume, High Quality Appraisals Backed By An Expert Negotiator With Over 40 Years Experience.

Oregon Certified Appraiser

When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. Ken Nix an Oregon certified and licensed auto appraiser. #V34-075

Credible Automotive Experience

Ken Nix has 13+  years experience negotiating total loss claims against insurance companies, with over 40 years of  automotive and expert negotiating experience. He knows the vehicles, which is one of the biggest problems with the industry. So many auto appraisers are ex-body shop estimators or ex-insurance adjusters with no previous experience evaluating or selling vehicles.

Credible Valuations

We follow the Uniform Standards of Professional Appraisal Practice (U.S.P.A.P.) standards for credible appraisals. Some appraisal companies inflate their valuations in an effort to entice you to use them because they have the largest value picked out of the air. Highest doesn’t mean you’ll settle for more, normally it has the opposite effect. Solid credible documented work showing how we arrived at the value, and knowing how to discredit the opposing appraiser’s comparables and appraisal is the key.

Z

We Don't Work For Insurance Companies

Unlike most auto appraisers, Ken only works for consumers and has never worked for an insurance company. No one’s shoving an envelope full of money across the table. But, there could be appraisers that develop methodologies to produce lower values in hopes of acquiring future business from the insurance companies. Some of these guys work both sides. (FYI, my attorney made me add the “could be” above to keep me from being sued).

Located in Oregon

LEVERAGE Auto Appraisals is actually located in Oregon. Our main office is in Portland, Oregon. Although, we service all of Oregon including Medford, Eugene, Springfield, Coos Bay, Pendleton, Bend, Grants Pass, Gresham, Beaverton, Hillsboro, Salem, and Tigard, Oregon. Be aware many auto appraiser who look like they’re local are from Florida, Texas, North Caroline, etc. and are not authorized to appraise vehicles in Oregon.

100% Reimbursement

As long as we increase the last offer from your insurance company one cent under your appraisal clause, by Oregon law, your insurance company would be required to provide you with 100% reimbursement of the appraial cost. OAR 836-080-0240

Some More Recent Total Loss Appraisal Clause Claim Settlements

1998 Toyota 4Runner Limited

  • Insurance Company: Progressive
  • Settlement Increase: $8,214.82
  • Percentage Increase: 139%
  • Bend, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,935.18
  • Settlement: $14,150.00
  • Client: Shelly S..
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2019 Mercedes-Benz GLC300 4Matic

  • Insurance Company: State Farm
  • Settlement Increase: $4,815.00
  • Percentage Increase: 16%
  • Vancouver, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $30,185.00
  • Settlement: $35000.00
  • Client: Phoi L.

2003 Dodge Ram 2500

  • Insurance Company: Progessive
  • Settlement Increase: $13,539
  • Percentage Increase: 90%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $15,111.00
  • Settlement: $28650
  • Client: Braden S.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 GMC 3500 SLT

  • Insurance Company: Progressive
  • Settlement Increase: $6297.07
  • Percentage Increase: 37%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $17,202.93
  • Settlement: $23,500.00
  • Client: Cody B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2002 Toyota Sequoia Limited

  • Insurance Company: Geico
  • Settlement Increase: $4,320
  • Percentage Increase: 84%
  • Hillsboro, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Nathaniel M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2004 Porsche Cayenne Turbo

  • Insurance Company: Progessive
  • Settlement Increase: $7,971
  • Percentage Increase: 77%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $10,428.68
  • Settlement: $18,400.00
  • Client: Alexandre B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2018 Hyundai Elantra

  • Insurance Company: Geico
  • Settlement Increase: $1,714.00
  • Percentage Increase: 12%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $14,786.00
  • Settlement: $16,500.00
  • Client: Sadie B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2014 Jaguar XJ

  • Insurance Company: Allstate
  • Settlement Increase: $4093.00
  • Percentage Increase: 19%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Kenneth P.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1971 Ford Bronco

  • Insurance Company: USAA
  • Settlement Increase: $8,742.00
  • Percentage Increase: 14%
  • Klamath Falls, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $63,258
  • Settlement: $72,000.00
  • Client: Thomas H.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 Dodge Neon SRT-4

  • Insurance Company: Progressive
  • Settlement Increase: $8,083.00
  • Percentage Increase: 178%
  • Yakima, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $4,543.00
  • Settlement: $12,626.00
  • Client: Alex, C.
  • Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00

2007 Toyota Prius

  • Insurance Company: Progressive
  • Settlement Increase: $5,550.00
  • Percentage Increase: 75%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $7,449.95
  • Settlement: $13,000.00
  • Client: Grant M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1999 Honda Civic DX

  • Insurance Company: Progressive
  • Settlement Increase: $3,529.09.00
  • Percentage Increase: 180%
  • Vancouver, WA
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

2012 Toyota Prius V Five

  • Insurance Company: State Farm
  • Settlement Increase: $8,044.33
  • Percentage Increase: 63%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $12,784.00 CCC ONE
  • Settlement: $20,828.33
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00

1981 Chevrolet C10 Pickup

  • Insurance Company: Progressive
  • Settlement Increase: $7,028.67
  • Percentage Increase: 72%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
  • Settlement: $16,828.67
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00

2001 Ford F250 SD

  • Insurance Company: Progressive
  • Settlement Increase: $9,581.69
  • Percentage Increase: 98%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

Total Loss Appraisal in Oregon

Call Now For Help With Your Oregon Total Loss Claim
(503) 567-8900 

Unfair Offer From Your Insurance Company?

In many situations, the CCC One or Mitchell / J.D. Power reports supplied by the insurance company may be thousands less than the true retail value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal to dispute the low offer.


LEVERAGE Auto Appraisals 

is an Oregon Provider of

Total Loss Fair Market Value Vehicle Appraisal Reports
Oregon Certified & Licensed Auto Appraiser License # V34-075

Total Loss AppraisalIf your car, truck, RV, motorcycle, or other wheeled vehicle has been totaled, before you accept the insurance company’s total loss offer, you should speak to our Auto Appraiser. Ken’s been a certified licensed appraiser in the state of Oregon since April of 2010.

Insurance companies routinely underpay on totalloss claims. Many insurance companies use valuations such as CCC One and Mitchell to influence policyholders and claimants into taking much less than their vehicle may actually be worth.

If you feel you’ve received a lowball valuation offer for your totaled car, truck, RV or motorcycle from your insurance company, it probably is.  If you have full coverage, you have an appraisal clause and can let the Leverage professionals take care of negotiating with your insurance company for a fair settlement.

Get the money you’re owed. Not thousands less than your vehicle was worth.

We’ve found in most situations, the CCC One or Mitchell / J.D. Power valuation reports supplied by the insurance company may be thousands less than the true market value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to invoke your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal and negotiate the claim with your insurance company to dispute the low offer on your behalf.

My 2001 F450 was stolen from me in June and deemed a total loss by State Farm when it was recovered in July. I found Ken and he went to bat for me right away. After almost two months of State Farm creating delays and trying to cover up communication saying it didn’t happen, Ken and his team were able to get me a little over 80% more than their original offer!

State Farm offered me $3,000 more than the original offer after they knew Ken was involved. That offer was still $7,000 less than Ken was able to get me even after paying my $1,000 deductible.
–Levi Buchanan, Roseburg, Oregon

 

READY TO GET STARTED?

It’s Simple. Just follow our proven process below and recover your fair market value and appraisal costs from your insurance company in just 6 easy steps.

1. Gather Documentation

Request a PDF of the Evaluaton from your insurance company. Have it ready when you fill out our questionnaire in the next step. Or, email it to leveragepdx@gmail.com with your name in the subject line.

2. Free Claim Review

Request a Free Total Loss Claim Review in our form below, or call us at 503.420.3001 to find out how much your vehicle is really worth. We won’t waste your time by selling you an appraisal you don’t need.

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3. Order Appraisal

Place Your Order, and our Oregon Licensed and Certified Appraiser, Ken Nix will prepare the report and negotiation strategy.

4. Letter of Representation

We will send a letter of representation to your insurance company to inform them we are representing you as your appraiser under your appraisal clause.

5. Claim Negotiation

The insurance company will hire an independent appraiser and Ken will negotiate with them on your behalf to arrive at a fair settlement.

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6. Settlement

Once we have an signed agreement as to the actual Fair Market Value of your vehicle, your insurance company will award your the settlement and under Oregon Law, will reimburse your appraisal cost under OAR 836-080-0240.

Oregon Auto Appraiser Ken NixWhen it comes to navigating the complex world of total loss claims, one name stands out as the foremost authority in the industry: Ken Nix. With over 30 years of experience in the automotive sector, Ken has established himself as a highly respected figure and an expert in his field. As the Appraisal Director at our company, Ken is responsible for preparing, signing, and negotiating first-party total loss claims. Ken Nix’s impressive background highlights why he is the ultimate choice as a total loss negotiator on your claim.

Automotive Industry Expertise: Ken Nix’s automotive journey spans over three decades, during which he has accumulated a wealth of knowledge and experience. His long-standing tenure in the industry has solidified his reputation as a trusted automotive authority. Notably, Ken is the proud founder of the Volkswagen Owners Club, a global community boasting an impressive membership of over 60,000 individuals. This achievement not only reflects his deep passion for automobiles but also signifies his ability to connect with people on an international scale.

Certified Oregon Auto Appraiser: As a certified Oregon auto appraiser, Ken Nix possesses the necessary credentials to evaluate and assess the value of vehicles accurately. This accreditation adds an extra layer of credibility to his appraisal work, ensuring that all parties involved can rely on his expertise and judgment. Ken’s testimony as an expert witness in numerous automotive value arbitration cases, jury trials, and criminal court cases further solidifies his standing as a trusted and respected professional in the field.

Extensive Industry Experience: Throughout his career, Ken has worked with several major automotive brands, gaining invaluable experience and insights along the way. He has dedicated seven years to Honda, three years each to Toyota, Volkswagen, and Volvo, and over three years to Ford and Chevrolet. During his tenure at Diversiform and Reynolds and Reynolds, Ken had the privilege of collaborating directly with esteemed personnel from national dealerships, including Dealer Principals, General Managers, GSMs, and Fixed-Ops Directors. This experience involved developing and consulting on automotive marketing and customer retention, allowing Ken to cultivate a deep understanding of the industry from multiple perspectives.

Negotiation Skills: Ken Nix’s exceptional negotiation skills are the product of his diverse background as a teacher of automotive product knowledge and sales, coupled with personal training from renowned experts such as Zig Ziglar, Tom Stuker, and Grant Cordone. With over 45 years of professional negotiation experience, Ken possesses a remarkable ability to ensure fair and equitable settlements for all stakeholders involved in each total loss appraisal. His expertise in negotiations has been sought after in countless arbitration cases, jury trials, and criminal court cases, testifying as an expert witness.

Spotting Previous and Bad Repairs: One of Ken Nix’s unique strengths lies in his ability to spot previous and bad repairs on opposing appraiser’s comparables used in their appraisal. This skill stems from his extensive work in the diminished value sector, where he has developed a keen eye for identifying concealed repairs and assessing their impact on a vehicle’s value. By recognizing these issues, Ken brings an additional layer of scrutiny to the negotiation process, ensuring that the total loss appraisal accurately reflects the true value of the vehicle in question.

Conclusion: In the realm of total loss negotiations, Ken Nix stands head and shoulders above the rest. With his profound knowledge, extensive industry experience, and exceptional negotiation skills, Ken is the ideal choice as a total loss negotiator. His reputation for fairness, expertise, and attention to detail garners respect throughout the automotive industry. When working with Ken, stakeholders can rest assured that they are in the hands of a consummate professional who will advocate for a fair and equitable settlement.

READY FOR A FREE CLAIM REVIEW? Email the PDF of the CCC One, Mitchell / J.D. Powers or other evaluation of your vehicle to: leveragepdx@gmail.com. With the SUBJECT: FREE CLAIM REVIEW with your NAME. Then call us at 503.567.8900 for a free claim review. (Example: FREE CLAIM REVIEW – KEN NIX) If I’m unable to immediately take your call, please leave your information with our live answering service (which will take your call 24/7).  I’ll call you as soon as I’m available. Please allow a little time as I may be negotiating a claim or inspecting a vehicle when you call during the day. If it is later at night, I may call you the next morning. I’ll call you back from my Cell Phone sometimes, ending in 0539. Thank you for considering me as your auto appraiser.

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