We Specialize in Oregon Total Loss Appraisal Clause Disputes

Call Now for a Free Claim Review – 503.567.8900  Email: leveragepdx@gmail.com

When faced with the situation of a loss vehicle, in Oregon many people find themselves searching for a “total loss appraisal near me.” At Leverage Auto Appraisals, we specialize in providing services for auto loss appraisals. We understand how challenging this period can be for our valued customers. Ken, who is an auto appraiser with knowledge of the Oregon total loss threshold utilizes his expertise to ensure you receive the maximum settlement possible.

It’s not uncommon to disagree with insurance evaluations. That’s where our expertise comes into play. As auto appraisers, our commitment is to make sure you’re not being shortchanged. We work closely with our clients to ensure that each auto appraisal accurately reflects the value of their vehicle and advocate for the best possible settlement, from insurance providers.

Total Loss Appraisal

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

Ken Nix – Oregon Certified Auto Appraiser since 2010
Total Loss Expert Negotiator for Appraisal Clause Disputes

Need A Total Loss Appraisal?
Don’t Settle for a Report, Get LEVERAGE

Total Loss Appraisal

LEVERAGE AUTO APPRAISALS

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Total Loss Appraisal
Excellent
Leverage Auto Appraisals |Total Loss Appraiser4.9
Based on 183 reviews
Total Loss Appraisal
Alan Cowan
I highly recommend consulting with Ken Nix before accepting any insurance offer. My vehicle was damaged by a tow truck operator and declared totaled by State Farm. They offered me a ridiculously low settlement for a vehicle that I had purchased just one month prior. After struggling with my claims specialist for several weeks, I reached out to Ken and he was able increase my settlement to $5,009 from State Farm's initial offer $2,176. Ken knows the business extremely well and will make sure you get a fair offer.
Response from the owner:Alan, thank you for the kind words and the strong recommendation. Getting a low offer after your vehicle was damaged by a tow truck operator and declared a total loss is enough to make anyone feel like they are getting steamrolled. Buying the vehicle only one month before the loss makes that original $2,176 offer from State Farm even harder to swallow. I am really glad you reached out before accepting it. Increasing the settlement to $5,009 was a strong result and well over a 50 percent increase. I do apologize that the process took longer than normal because of my own wreck, and I truly appreciate your patience while I worked through that. Helping Oregon drivers with an insurance claim car value dispute is exactly why I do this work, and I am happy we could get you a much fairer outcome. Kind regards, Ken
Total Loss Appraisal
Howard Bergman
I was greatly impressed with Ken at his company. He immediately explain all of details on how it works and how do you insurance company use he gives you the low number? KEN WHEN'S ABLE TO GET ME OVER $9000 MORE THAN YOU INSURANCE COMPANY OFFERED? I WOULD DEFINITELY GIVE A 5 STAR REVIEW. AND WHAT? HIGHLY RECOMMENDED HIM THANK YOU HOWARD BERGMAN.
Response from the owner:Howard, thank you so much for taking the time to write this review, I truly appreciate it. And I really want to emphasize how much your review helps other people. There are so many folks out there dealing with total loss claims who have no idea that they can challenge the insurance company’s valuation. They just accept whatever number is put in front of them, even when it is way off. Reviews like yours show people that this process actually works and that they do not have to accept some stupidly low value that the insurance company is trying to shove down their throat. I am really glad we were able to step in and get you over a $9,000 increase. That is a significant difference, and that is exactly why I am so passionate about what I do. Situations like yours happen every single day, and unfortunately a lot of people never question it. Last year alone I handled 336 claims, and only three of those did not result in at least a $1,000 increase. The odds are very strong when the valuation is off, but there are always variables. I am not a clairvoyant, I do not know who the opposing appraiser will be or how they will approach it. Sometimes we get someone local who understands the Oregon market, and sometimes we get an out of state appraiser who has no clue what vehicles are actually worth here, and those are the ones we really have to fight. In your case, this was a State Farm claim, and I want to be clear, I actually think State Farm is a good company overall. The issue is more with the valuation companies they rely on. CCC valuations in particular tend to come in low, and unfortunately there are not many alternatives out there, some of which are even worse. So while I do not fault State Farm directly, the system they are working within can produce some pretty inaccurate results. Another big issue is the use of so called independent appraisers who are anything but independent. Many of these appraisers are either employees or receive massive amounts of repeat business from the same insurance companies, sometimes millions of dollars worth. It is hard to believe there is no bias there, even if it is subconscious. When your income depends on keeping that relationship, it creates a conflict whether people want to admit it or not. I know this one took a little longer than usual, especially since we had to deal with an out of state appraiser, but I really appreciate your patience and your trust in me throughout the process. I am glad we stuck with it and got you the result you deserved. Thank you again for your kind words and for helping others by sharing your experience. It really does make a difference. Kind regards, Ken
Total Loss Appraisal
Vitri Reeves
I highly recommend Ken from Leverage Auto Appraisals Total Loss Appraiser LLC. If you’re dealing with insurance pressure to close a claim quickly, trust Ken and his process—even when it feels uncomfortable. I’m so glad I listened to him. Ken fought hard for my dispute and made sure I received what I truly deserved for my Chevy truck. He is extremely knowledgeable about the insurance and appraisal industry and took the time to explain things clearly. I’m not great at reading fine print, and without his guidance, I could have easily ended up paying much more out of pocket. Beyond the appraisal itself, Ken generously shared valuable insights about how he conducts business and the importance of family and integrity. Those conversations had nothing to do with appraisals, but I truly appreciated them—they meant a lot. Thank you, Ken, for fighting for us and for going above and beyond. Your dedication and honesty make a real difference.
Photo from customer review
Response from the owner:Vitri, thank you so much for the thoughtful review and for trusting me with your Insurance total loss claim on your 2024 Chevrolet Silverado 1500 LT Trail Boss. I also want to thank you for uploading photos of your truck. Beautiful Silverado and honestly a shame that it was totaled. Photos like yours really help people see these are real clients, real vehicles, and real appraisal clause disputes here in Oregon. Sadly, there are companies out there purchasing reviews or creating misleading impressions online, so I truly appreciate clients like you who take the time to share genuine experiences. I’m really glad you trusted the process even when the insurance company pressure started building to settle quickly. That pressure is exactly where many consumers end up accepting less than they deserve. In your case, we were able to secure a $5,132 increase over the original CCC valuation, which made a significant difference on your Silverado claim. Helping Oregon drivers challenge low insurance offers and navigate the appraisal clause process is exactly why I do this work. I also sincerely appreciate your comments about our conversations outside of the appraisal itself. Family, integrity, and trying to do right by people have always mattered more to me than simply processing claims. I have never worked for insurance companies and have never accepted revenue from insurance companies in any capacity because I believe remaining fully independent is critical to being truly unbiased for consumers. Lately, it has come to my attention that several appraisers operating in Oregon are also performing work for insurance companies while simultaneously marketing themselves to consumers without fully disclosing those relationships. Personally, I believe that creates a serious conflict of interest when someone is representing a consumer against the same insurance companies they are also receiving business from. That is one of the main reasons I have always chosen to work exclusively for vehicle owners and policyholders rather than insurers. Thank you again for the trust, the great conversation, and the opportunity to help. Wishing you and your family nothing but the best moving forward. Kind regards, Ken
Total Loss Appraisal
Jacob Riopelle (Jake Riopelle)
I was working with State Farm insurance, and received an appraisal from CCC for $13,400 for my 2013 Sienna. The car only had 1 only owner before me and was declared a total loss. I gave Ken a call and he let me know that they were way under evaluating my vehicle like I suspected. He worked with my insurance and in about a week he had gotten me from that $13,400.00 up to $19,600.00. Absolutely worth every penny Ken was fantastic to work with. Definitely recommend his services to anyone who has a totaled vehicle. Per Oregon law if the appraisal that you get from Ken or any other appraisal company is a penny over what the insurance company’s first appraisal of your vehicle your insurance company is liable to pay Ken’s fee. So overall, you’re basically getting a fantastic free service and more value for your vehicle. I hope I don’t ever total another vehicle but if I do, I’m calling Ken.
Response from the owner:Jake, thank you for taking the time to write such a detailed review, I truly appreciate it. It was an absolute pleasure working with you, and I am really glad you trusted your instincts when that $13,400 valuation just didn’t sit right. Getting your settlement up to $19,600 and securing that $6,200 increase is exactly why I do what I do. I am very passionate about helping people get what they truly deserve, not some lowball number that gets pushed on them in hopes they will just accept it and move on. The reality is, these insurance valuations are often riddled with problems. The comps are not inspected, have no photos, erased from the internet, and there is little to no transparency on condition assuming their comps are in excellent condition when in fact the majority they use are in worse. This is 2026, not 1994, there is no reason they can't provide photos of their comps. I regularly find vehicles with prior frame or structural damage, poor repairs, and even branded titles being used as comparables. It is honestly unacceptable. What frustrates me the most is how many people just take that first offer. There are hundreds of thousands of people every year across this country who accept less than what their vehicle is worth simply because they do not know they have options. Some of the increases I have seen are life changing. Last year alone, I had a claim increase by around $50,000. That should not even be possible if the system was working correctly, but it happens more often than people realize. I really do believe we should expect better from both insurance companies and the systems in place that are supposed to oversee them. Until that changes, I will keep doing everything I can to stand up for people and make sure they are treated fairly. Thank you again for your trust, your patience, and your recommendation. Hopefully you never need me again, but if you do, I have got your back. Kind regards, Ken
Total Loss Appraisal
James McNames
Great experience. They were able to negotiate a value that was approximately 50% higher than what the insurance company initially offered. Would use them again, and I strongly recommend them.
Response from the owner:James, thank you so much for the great review and recommendation. I really appreciate you trusting me with your total loss claim. I am glad we were able to increase your settlement by approximately 50 percent over the original offer from your insurance company. Claims like yours are a good reminder that the first offer is not always the final offer. My job is to research the market, build a credible appraisal, and then stand behind that value during negotiations. It is always rewarding when that work results in a settlement that is much closer to what the vehicle is actually worth. Thank you again for your recommendation. It was a pleasure working with you, and I hope you never need my services again. But if you ever do, or if you know someone dealing with a total loss, I will be happy to help. Kind regards, Ken
Total Loss Appraisal
Scot Northern
I highly recommend Ken Nix at Leverage Auto Appraisals. When my 2024 Toyota 4Runner was declared a total loss, the insurance company tried to lowball me on the value of my vehicle and aftermarket upgrades. I hired Ken, and his tenacity was exactly what I needed. He truly fights for the little guy against the corporate bureaucracy. By coordinating directly with the state regulators and insurance company appraisers, while refusing to back down, he successfully secured a $3,056 increase over the initial insurance offer. If you are dealing with a total loss and need an expert who will relentlessly advocate for what you are owed, Ken is your guy.
Response from the owner:Scot, thank you so much for the outstanding review and for trusting me with your 2024 Toyota 4Runner TRD Off Road Premium. That is one beautiful 4Runner, and I am glad we were able to secure an additional $3,056 over the original offer from Progressive. One of the biggest challenges in your claim was making sure the true value of both your vehicle and its aftermarket upgrades was recognized. Insurance companies do not always give those upgrades the consideration they deserve, so it often takes persistence, solid research, and a willingness to stand your ground. I appreciate your patience while I worked through the process because I truly believed your 4Runner was worth more than the initial offer reflected. Thank you again for your recommendation and your kind words. Helping people level the playing field during a total loss claim is exactly why I do this. I hope you never need my services again, but if you ever have questions in the future, you know how to reach me. Kind regards, Ken
Total Loss Appraisal
Jessica Kittell
I cannot say enough good things about leverage auto appraisals. First off Ken is very kind and knowledgeable. We had never been in an accident before and he explained the process and what to expect. State farm gave us a total loss on our Dodge grand caravan and tried to offer us $12,233 after Kens hard work he got us back $17,950. He's fast and efficient. Our whole process took a total of 3 days. If you need an appraisal done I would highly recommend leverage auto appraisals.
Response from the owner:Jessica, thank you so much for the amazing review, I truly appreciate you taking the time to share your experience. It was honestly awesome working with you, and I am really glad I could help guide you through everything, especially since this was your first time dealing with a total loss situation. That jump from $12,233 to $17,950, a $5,700 increase, is a fantastic result. And on a van, that is saying a lot. Most of the time we see increases in that $3,000 to $4,000 range on vans, so getting close to $6,000 definitely made me feel like I had my Wheaties that morning. I am just glad I was able to help you get what your vehicle was actually worth. State Farm does tend to rely on CCC valuations, which in my experience are often on the low side. That said, I will give credit where it is due, State Farm is generally a solid insurance company, and many of the appraisers they hire tend to be more ethical than some others out there. That definitely helps when it comes to reaching a fair resolution. Thank you again for your trust and for recommending Leverage Auto Appraisals. It truly means a lot, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Jennifer Estrada
Ken did an amazing job on getting more money from our insurance on my daughters car. I highly recommend Ken and his team.
Photo from customer review
Total Loss Appraisal
Jared Kuenzi
Ken Nix is a miracle worker. He got me over $4,373 over what my insurance was offering. He clearly explained the process to me. I have great confidence in his work and would recommend him to anyone.
Response from the owner:Thank you for the kind words and for taking the time to share your experience. Miracle worker might be a little generous, but I will gladly accept it and try not to let it go to my head. I like to think of myself more as BATMAN. lol My goal is always to explain the process clearly so you know what is happening and why the insurance company’s offer may not reflect the true value of your vehicle. I also appreciate you providing the photo of your Infiniti. Details matter in a total loss insurance claim, and every piece of information helps tell the full story. I am very happy we were able to increase your settlement by $4,373 and help get you a much fairer result. Kind regards, Ken
Total Loss Appraisal
Dominique Demouchet
I went through a pretty traumatic accident and total loss of my 2 week old car. While insurance was extremely difficult, Ken helped make the process as smooth as possible and was able to get over $2k more than i would have gotten otherwise, plus the refund of my appraisal fee since he increased the value. I can’t recommend him enough to get through these situations.
Response from the owner:Thank you so much for sharing this, and I am truly sorry you had to go through such a traumatic accident, especially with a car that was only two weeks old. That is a tough situation on so many levels, and I am really glad I could help take some of that weight off your shoulders during the process. Insurance claims can be incredibly frustrating, especially when you are already dealing with the stress of a total loss. I am happy we were able to push back through the appraisal clause process and secure that additional $2000 plus for you. Getting the appraisal fee reimbursed as well is exactly how it should work here in Oregon, and I am glad everything came together in your favor. I truly appreciate your trust and your recommendation. It means a lot to me to be able to help people navigate these situations and come out with a fair result. Kind regards, Ken
Total Loss Appraisal
Walt Jg
After my daughter was in an accident in our Mini Countryman, the insurance company low-balled the total-loss payout for our fully insured vehicle. Unfortunately, this seems to be standard practice. We were forced to hire an appraiser to exercise the legally mandated appraisal clause in our policy to recover the disputed value amount. I was fortunate enough to connect with Ken at Leverage Auto Appraisals. Ken has been doing this a long time--he knows where all the bones are buried (as they say), his process is refined, he's personable, friendly and he devotes a lot of attention to his cases. Ken increased the payout I received from the insurance substantially, as expected. It would seem that Ken's purpose in this life is to hold these crooked insurance companies accountable. Kudos Ken. Thank you!!!
Photo from customer review
Response from the owner:Walt, thank you so much for taking the time to write such an incredible review, I truly appreciate it. And thank you for including the photos, that was a really severe front end collision. Seeing that kind of damage really puts things into perspective, and I am just glad your daughter is okay. Vehicles can be replaced, people cannot. I am really glad we were able to step in and help you through that situation. Unfortunately, what you experienced with the insurance company is all too common. These total loss valuations are often low right out of the gate, and most people do not realize they have the right to challenge them through the appraisal clause. That is where I come in, making sure people are not stuck accepting less than what their vehicle is truly worth. And yeah… I guess you could say I do know where a few of the bones are buried. Ha ha. I have been doing this a long time, and over the years I have built a strong network of dealers and industry contacts. A lot of those relationships go back to when I worked with Reynolds and Reynolds and during my time helping run a large automotive forum network for about 10 years. Even now, I will call a dealer about a comparable and hear someone in the background say, “Is that Ken Nix?” after not talking for 10 or 15 years. It is pretty cool, and those relationships really help when it comes to getting accurate real world market data and holding these valuations accountable. I am grateful you trusted me with your claim, and I am really glad we were able to get you a substantially better outcome. Thank you again for the kind words, they truly mean a lot. Kind regards, Ken
Total Loss Appraisal
Bernadeau Faurestal
I had a great experience working with Ken. The process took longer than expected, but Ken stayed on top of the negotiations and kept working my case. In the end, he was able to increase my total loss settlement by about 20%. I'm very happy with the outcome and would definitely recommend Leverage to anyone who feels their vehicle was undervalued by their insurance company. One thing I'd add is to be patient as the appraisal process isn't quick, and some delays are outside the appraiser's control. In my case, the final result made the wait worthwhile. Thanks again, Ken!
Response from the owner:Bernadeau, thank you so much for the fantastic review. I really enjoyed working with you, and I appreciate you sticking with the process. While it took longer than either of us would have liked, I'm glad we didn't settle early for just a couple thousand dollars more and instead continued pushing for what I believed your Tesla Model Y was actually worth. In the end, we were able to increase your total loss settlement by over $5,500, and I am thrilled the extra patience paid off. One thing I would like to add for anyone reading this review is that the length of an appraisal clause claim is often determined by how responsive the opposing appraiser is. Once my appraisal is complete, I cannot force someone on the other side to answer emails or return phone calls. Unfortunately, I have noticed a few companies becoming slower and slower during negotiations while also advertising in our area how quickly they complete appraisals for consumers. I also encourage everyone to do a little homework before hiring an appraiser. Ask if they are licensed to appraise vehicles in Oregon and request their Oregon appraiser license number. If that information is not readily available on their website or they are unwilling to provide it, I would encourage you to ask why. Also ask whether they or their company perform appraisal work for insurance companies or receive any revenue from insurance companies. In my opinion, an independent appraiser should be willing to answer those questions openly and honestly. I have also seen situations where policyholders received very quick settlements from companies advertising fast turnaround times, only for me to later obtain substantially higher settlements after becoming involved. In my opinion, a fast result does not always mean the best result. I would rather spend a little more time fighting for the highest credible value that is owed to a client, than settle a claim quickly for less than I believe it is worth. Thank you again for putting your trust in me. I am grateful for the opportunity to help you challenge an undervalued insurance settlement, and I wish you nothing but the best moving forward. Kind regards, Ken

Why Choose LEVERAGE AUTO APPRAISALS?

Low Volume, High Quality Appraisals Backed By An Expert Negotiator With Over 40 Years Experience.

Oregon Certified Appraiser

When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. Ken Nix an Oregon certified and licensed auto appraiser. #V34-075

Credible Automotive Experience

Ken Nix has 13+  years experience negotiating total loss claims against insurance companies, with over 40 years of  automotive and expert negotiating experience. He knows the vehicles, which is one of the biggest problems with the industry. So many auto appraisers are ex-body shop estimators or ex-insurance adjusters with no previous experience evaluating or selling vehicles.

Credible Valuations

We follow the Uniform Standards of Professional Appraisal Practice (U.S.P.A.P.) standards for credible appraisals. Some appraisal companies inflate their valuations in an effort to entice you to use them because they have the largest value picked out of the air. Highest doesn’t mean you’ll settle for more, normally it has the opposite effect. Solid credible documented work showing how we arrived at the value, and knowing how to discredit the opposing appraiser’s comparables and appraisal is the key.

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We Don't Work For Insurance Companies

Unlike most auto appraisers, Ken only works for consumers and has never worked for an insurance company. No one’s shoving an envelope full of money across the table. But, there could be appraisers that develop methodologies to produce lower values in hopes of acquiring future business from the insurance companies. Some of these guys work both sides. (FYI, my attorney made me add the “could be” above to keep me from being sued).

Located in Oregon

LEVERAGE Auto Appraisals is actually located in Oregon. Our main office is in Portland, Oregon. Although, we service all of Oregon including Medford, Eugene, Springfield, Coos Bay, Pendleton, Bend, Grants Pass, Gresham, Beaverton, Hillsboro, Salem, and Tigard, Oregon. Be aware many auto appraiser who look like they’re local are from Florida, Texas, North Caroline, etc. and are not authorized to appraise vehicles in Oregon.

100% Reimbursement

As long as we increase the last offer from your insurance company one cent under your appraisal clause, by Oregon law, your insurance company would be required to provide you with 100% reimbursement of the appraial cost. OAR 836-080-0240

Some More Recent Total Loss Appraisal Clause Claim Settlements

1998 Toyota 4Runner Limited

  • Insurance Company: Progressive
  • Settlement Increase: $8,214.82
  • Percentage Increase: 139%
  • Bend, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,935.18
  • Settlement: $14,150.00
  • Client: Shelly S..
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2019 Mercedes-Benz GLC300 4Matic

  • Insurance Company: State Farm
  • Settlement Increase: $4,815.00
  • Percentage Increase: 16%
  • Vancouver, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $30,185.00
  • Settlement: $35000.00
  • Client: Phoi L.

2003 Dodge Ram 2500

  • Insurance Company: Progessive
  • Settlement Increase: $13,539
  • Percentage Increase: 90%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $15,111.00
  • Settlement: $28650
  • Client: Braden S.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 GMC 3500 SLT

  • Insurance Company: Progressive
  • Settlement Increase: $6297.07
  • Percentage Increase: 37%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $17,202.93
  • Settlement: $23,500.00
  • Client: Cody B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2002 Toyota Sequoia Limited

  • Insurance Company: Geico
  • Settlement Increase: $4,320
  • Percentage Increase: 84%
  • Hillsboro, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Nathaniel M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2004 Porsche Cayenne Turbo

  • Insurance Company: Progessive
  • Settlement Increase: $7,971
  • Percentage Increase: 77%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $10,428.68
  • Settlement: $18,400.00
  • Client: Alexandre B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2018 Hyundai Elantra

  • Insurance Company: Geico
  • Settlement Increase: $1,714.00
  • Percentage Increase: 12%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $14,786.00
  • Settlement: $16,500.00
  • Client: Sadie B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2014 Jaguar XJ

  • Insurance Company: Allstate
  • Settlement Increase: $4093.00
  • Percentage Increase: 19%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Kenneth P.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1971 Ford Bronco

  • Insurance Company: USAA
  • Settlement Increase: $8,742.00
  • Percentage Increase: 14%
  • Klamath Falls, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $63,258
  • Settlement: $72,000.00
  • Client: Thomas H.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 Dodge Neon SRT-4

  • Insurance Company: Progressive
  • Settlement Increase: $8,083.00
  • Percentage Increase: 178%
  • Yakima, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $4,543.00
  • Settlement: $12,626.00
  • Client: Alex, C.
  • Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00

2007 Toyota Prius

  • Insurance Company: Progressive
  • Settlement Increase: $5,550.00
  • Percentage Increase: 75%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $7,449.95
  • Settlement: $13,000.00
  • Client: Grant M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1999 Honda Civic DX

  • Insurance Company: Progressive
  • Settlement Increase: $3,529.09.00
  • Percentage Increase: 180%
  • Vancouver, WA
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

2012 Toyota Prius V Five

  • Insurance Company: State Farm
  • Settlement Increase: $8,044.33
  • Percentage Increase: 63%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $12,784.00 CCC ONE
  • Settlement: $20,828.33
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00

1981 Chevrolet C10 Pickup

  • Insurance Company: Progressive
  • Settlement Increase: $7,028.67
  • Percentage Increase: 72%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
  • Settlement: $16,828.67
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00

2001 Ford F250 SD

  • Insurance Company: Progressive
  • Settlement Increase: $9,581.69
  • Percentage Increase: 98%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

Total Loss Appraisal in Oregon

Call Now For Help With Your Oregon Total Loss Claim
(503) 567-8900 

Unfair Offer From Your Insurance Company?

In many situations, the CCC One or Mitchell / J.D. Power reports supplied by the insurance company may be thousands less than the true retail value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal to dispute the low offer.


LEVERAGE Auto Appraisals 

is an Oregon Provider of

Total Loss Fair Market Value Vehicle Appraisal Reports
Oregon Certified & Licensed Auto Appraiser License # V34-075

Total Loss AppraisalIf your car, truck, RV, motorcycle, or other wheeled vehicle has been totaled, before you accept the insurance company’s total loss offer, you should speak to our Auto Appraiser. Ken’s been a certified licensed appraiser in the state of Oregon since April of 2010.

Insurance companies routinely underpay on totalloss claims. Many insurance companies use valuations such as CCC One and Mitchell to influence policyholders and claimants into taking much less than their vehicle may actually be worth.

If you feel you’ve received a lowball valuation offer for your totaled car, truck, RV or motorcycle from your insurance company, it probably is.  If you have full coverage, you have an appraisal clause and can let the Leverage professionals take care of negotiating with your insurance company for a fair settlement.

Get the money you’re owed. Not thousands less than your vehicle was worth.

We’ve found in most situations, the CCC One or Mitchell / J.D. Power valuation reports supplied by the insurance company may be thousands less than the true market value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to invoke your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal and negotiate the claim with your insurance company to dispute the low offer on your behalf.

My 2001 F450 was stolen from me in June and deemed a total loss by State Farm when it was recovered in July. I found Ken and he went to bat for me right away. After almost two months of State Farm creating delays and trying to cover up communication saying it didn’t happen, Ken and his team were able to get me a little over 80% more than their original offer!

State Farm offered me $3,000 more than the original offer after they knew Ken was involved. That offer was still $7,000 less than Ken was able to get me even after paying my $1,000 deductible.
–Levi Buchanan, Roseburg, Oregon

 

READY TO GET STARTED?

It’s Simple. Just follow our proven process below and recover your fair market value and appraisal costs from your insurance company in just 6 easy steps.

1. Gather Documentation

Request a PDF of the Evaluaton from your insurance company. Have it ready when you fill out our questionnaire in the next step. Or, email it to leveragepdx@gmail.com with your name in the subject line.

2. Free Claim Review

Request a Free Total Loss Claim Review in our form below, or call us at 503.420.3001 to find out how much your vehicle is really worth. We won’t waste your time by selling you an appraisal you don’t need.

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3. Order Appraisal

Place Your Order, and our Oregon Licensed and Certified Appraiser, Ken Nix will prepare the report and negotiation strategy.

4. Letter of Representation

We will send a letter of representation to your insurance company to inform them we are representing you as your appraiser under your appraisal clause.

5. Claim Negotiation

The insurance company will hire an independent appraiser and Ken will negotiate with them on your behalf to arrive at a fair settlement.

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6. Settlement

Once we have an signed agreement as to the actual Fair Market Value of your vehicle, your insurance company will award your the settlement and under Oregon Law, will reimburse your appraisal cost under OAR 836-080-0240.

Oregon Auto Appraiser Ken NixWhen it comes to navigating the complex world of total loss claims, one name stands out as the foremost authority in the industry: Ken Nix. With over 30 years of experience in the automotive sector, Ken has established himself as a highly respected figure and an expert in his field. As the Appraisal Director at our company, Ken is responsible for preparing, signing, and negotiating first-party total loss claims. Ken Nix’s impressive background highlights why he is the ultimate choice as a total loss negotiator on your claim.

Automotive Industry Expertise: Ken Nix’s automotive journey spans over three decades, during which he has accumulated a wealth of knowledge and experience. His long-standing tenure in the industry has solidified his reputation as a trusted automotive authority. Notably, Ken is the proud founder of the Volkswagen Owners Club, a global community boasting an impressive membership of over 60,000 individuals. This achievement not only reflects his deep passion for automobiles but also signifies his ability to connect with people on an international scale.

Certified Oregon Auto Appraiser: As a certified Oregon auto appraiser, Ken Nix possesses the necessary credentials to evaluate and assess the value of vehicles accurately. This accreditation adds an extra layer of credibility to his appraisal work, ensuring that all parties involved can rely on his expertise and judgment. Ken’s testimony as an expert witness in numerous automotive value arbitration cases, jury trials, and criminal court cases further solidifies his standing as a trusted and respected professional in the field.

Extensive Industry Experience: Throughout his career, Ken has worked with several major automotive brands, gaining invaluable experience and insights along the way. He has dedicated seven years to Honda, three years each to Toyota, Volkswagen, and Volvo, and over three years to Ford and Chevrolet. During his tenure at Diversiform and Reynolds and Reynolds, Ken had the privilege of collaborating directly with esteemed personnel from national dealerships, including Dealer Principals, General Managers, GSMs, and Fixed-Ops Directors. This experience involved developing and consulting on automotive marketing and customer retention, allowing Ken to cultivate a deep understanding of the industry from multiple perspectives.

Negotiation Skills: Ken Nix’s exceptional negotiation skills are the product of his diverse background as a teacher of automotive product knowledge and sales, coupled with personal training from renowned experts such as Zig Ziglar, Tom Stuker, and Grant Cordone. With over 45 years of professional negotiation experience, Ken possesses a remarkable ability to ensure fair and equitable settlements for all stakeholders involved in each total loss appraisal. His expertise in negotiations has been sought after in countless arbitration cases, jury trials, and criminal court cases, testifying as an expert witness.

Spotting Previous and Bad Repairs: One of Ken Nix’s unique strengths lies in his ability to spot previous and bad repairs on opposing appraiser’s comparables used in their appraisal. This skill stems from his extensive work in the diminished value sector, where he has developed a keen eye for identifying concealed repairs and assessing their impact on a vehicle’s value. By recognizing these issues, Ken brings an additional layer of scrutiny to the negotiation process, ensuring that the total loss appraisal accurately reflects the true value of the vehicle in question.

Conclusion: In the realm of total loss negotiations, Ken Nix stands head and shoulders above the rest. With his profound knowledge, extensive industry experience, and exceptional negotiation skills, Ken is the ideal choice as a total loss negotiator. His reputation for fairness, expertise, and attention to detail garners respect throughout the automotive industry. When working with Ken, stakeholders can rest assured that they are in the hands of a consummate professional who will advocate for a fair and equitable settlement.

READY FOR A FREE CLAIM REVIEW? Email the PDF of the CCC One, Mitchell / J.D. Powers or other evaluation of your vehicle to: leveragepdx@gmail.com. With the SUBJECT: FREE CLAIM REVIEW with your NAME. Then call us at 503.567.8900 for a free claim review. (Example: FREE CLAIM REVIEW – KEN NIX) If I’m unable to immediately take your call, please leave your information with our live answering service (which will take your call 24/7).  I’ll call you as soon as I’m available. Please allow a little time as I may be negotiating a claim or inspecting a vehicle when you call during the day. If it is later at night, I may call you the next morning. I’ll call you back from my Cell Phone sometimes, ending in 0539. Thank you for considering me as your auto appraiser.

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