We Specialize in Oregon Total Loss Appraisal Clause Disputes

Call Now for a Free Claim Review – 503.567.8900  Email: leveragepdx@gmail.com

When faced with the situation of a loss vehicle, in Oregon many people find themselves searching for a “total loss appraisal near me.” At Leverage Auto Appraisals, we specialize in providing services for auto loss appraisals. We understand how challenging this period can be for our valued customers. Ken, who is an auto appraiser with knowledge of the Oregon total loss threshold utilizes his expertise to ensure you receive the maximum settlement possible.

It’s not uncommon to disagree with insurance evaluations. That’s where our expertise comes into play. As auto appraisers, our commitment is to make sure you’re not being shortchanged. We work closely with our clients to ensure that each auto appraisal accurately reflects the value of their vehicle and advocate for the best possible settlement, from insurance providers.

Total Loss Appraisal

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

Ken Nix – Oregon Certified Auto Appraiser since 2010
Total Loss Expert Negotiator for Appraisal Clause Disputes

Need A Total Loss Appraisal?
Don’t Settle for a Report, Get LEVERAGE

Total loss appraisals by a certified Oregon Auto Appraiser for Insurance totaled vehicle dispute claims

LEVERAGE AUTO APPRAISALS

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Leverage Auto Appraisals |Total Loss Appraiser
Excellent
Leverage Auto Appraisals |Total Loss Appraiser
4.9
Based on 99 reviews
amy boynton
amy boynton
Ken Nix, Leverage Auto Appraisals, Portland Oregon★★★★★★★★★★If I could, I'd give Ken 10 ★s!! Ken Nix is a great advocate!! We were the original owners of a 1991 Toyota Land Cruiser; it was stolen from the “secured” parking garage at our apartment in downtown Portland. We hardly ever drove it, so we didn't discover the cruiser was stolen for nearly a week. A couple days later I fell and broke my jaw & 2 ribs, so we had a LOT of stress going on. PDXstolencars (dot) com helped us locate the car, but the thieves totaled it - then State Farm tried to lowball us on the ACV.I started doing research on what to do when your insurance company undervalues your total loss vehicle and “stumbled upon” Ken Nix; well, that must have been an act of Grace, because Ken negotiated our settlement and not only got an increase in our ACV payout, but also helped alleviate the intense stress of the situation.When one is facing an unfamiliar state of affairs (i.e. the loss of your 33 yr old beloved land cruiser that's recently transitioned to the status of a “collector's car”), one needs an advocate that's not only well-versed in the domain of vehicle valuation and appraisal, but also knows the local players involved. In Oregon, you also need that appraiser to be licensed w/the Oregon Dept of Transportation.Ken Nix is your guy!! Ken ONLY advocates for regular people, not for the insurance companies. Everything he told us was accurate, and it all played out just as he expected. If you're facing the total loss of your vehicle, just call Ken Nix… you'll be glad you did!! ★★★★★★★★★★
Response from the owner: Thank you so much for your kind words and for taking the time to share your experience. I am genuinely sorry for the ordeal you went through with the theft and total loss of your 1991 Toyota Land Cruiser, especially given your personal injuries and the emotional stress involved. Losing a beloved vehicle like your Land Cruiser, which holds significant sentimental value, can be incredibly tough. My heart goes out to you and your family during this time.Navigating a State Farm Appraisal Clause Dispute Claim under such circumstances is challenging, and I commend your resilience. I'm glad I could assist in this difficult time by negotiating an increase in the Actual Cash Value (ACV) payout from State Farm. Your praise for my expertise, local knowledge, and dedication to advocating for regular people, not insurance companies, means a lot to me.As a licensed auto appraiser specializing in Total Loss Appraisal and Car Appraisal, I focus on ensuring fair and accurate valuations for my clients. In your case, the initial CCC ONE valuation by State Farm undervalued your Land Cruiser. It is essential to challenge such lowball offers, as they often do not reflect the true market value, especially when relying on inaccurate comparables or incorrect CCC ONE Valuation data.Thank you for acknowledging the importance of knowing the local dealers, market, and area. Recently, there has been an influx of appraisers from places like Seattle, Florida, Georgia, California, and even Canada, who often charge policyholders $225 for an appraisal to "hook" them, then add $300 per hour or even 50% of the increase to negotiate the claim. Because their appraisals are low, insurance companies only reimburse the $225 appraisal cost, not the full $725 it actually costs, as the separate negotiation charge is not part of the appraisal. This practice seems nearly like bait and switch and raises questions about who their true client is—policyholders or insurance companies.That's why I refuse to work for insurance companies. Even if appraisers make a conscious decision to be unbiased, the significant amount of business they receive from insurance companies can unconsciously influence their valuations. Ensuring that my clients receive fair settlements without any conflict of interest is my top priority.I am grateful for your loyalty and pleased to see our efforts lead to a fair settlement. Your feedback is invaluable, and I remain committed to providing exceptional service and support to all my clients.Thank you once again for placing your trust in my services during such a stressful time. Should you or anyone you know need assistance with a total loss dispute or any other car appraisal needs, please do not hesitate to reach out.Best regards,Ken NixLeverage Auto Appraisals
Tim Moore
Tim Moore
Ken helped me through a tough total loss (theft) of a unique truck. I was getting nowhere with the insurance companies and thanks to Ken I feel that we reached a fair settlement.
Response from the owner: Thank you so very much Tim, for your kind words and for taking the time to share your experience. I am truly glad that I could assist you through the total loss dispute on your 1999 Ford F-550 Diesel Truck that was stolen. Your recognition of my assistance and expertise means a lot to me.Dealing with a total loss insurance appraisal clause claim for a unique vehicle, especially one stolen, presents specific challenges. Diesel trucks like yours have become common targets for car thieves lately, adding to the stress and complexity of the situation. The initial resistance from the insurance company to offer a fair settlement is a common issue many clients face. The complexity of valuing a unique truck accurately often leads to low initial offers based on incomplete or incorrect data from CCC ONE or JD Powers Valuations.This was a State Farm claim, and the initial appraisal from CCC ONE significantly undervalued your vehicle. Through thorough analysis and using my local market knowledge, I was able to increase the value by over $7,200, ensuring you received a fair settlement.I feel we should have gotten more, but again, we had to negotiate with an appraiser out of California. Funny, that's one of the same appraisers that are targeting Oregon consumers now. As an Oregon certified and licensed auto appraiser specializing in Total Loss Vehicle Appraisals, my goal is to ensure that clients like you receive a fair and accurate Market Value settlement. I strive to dispute total loss insurance claims effectively, leveraging local market knowledge and detailed analysis to challenge lowball offers.Your case underscores the importance of thorough and expert appraisals in achieving fair settlements, especially in difficult situations where the vehicle is unique and there are few comparable vehicles available. .Thank you once again for your trust and patience. Should you or anyone you know need assistance with a total loss dispute or any other car appraisal needs, please do not hesitate to reach out. I remain committed to providing exceptional service and support to all my clients.Best regards,Ken NixLeverage Auto Appraisals
todd marshall
todd marshall
Ken is the man, understands in real time the games the insurance company plays. Thanks Ken, nice work.
Response from the owner: Todd, as the Senior Assistant Attorney General at the Oregon Department of Justice, it is a sincere honor to meet your standards. I am extremely grateful for the invaluable insights and knowledge you have shared with me regarding Oregon law and total loss claims. Honestly, I feel I was just along for the ride, watching a master at work. I really enjoyed working with you. It was so funny that they just kept digging a deeper hole because they didn't know who you were. You're a true unsung hero to consumers throughout Oregon. Keep up the great work. - Ken
Travis
Travis
Ken was excellent to work with and really is an expert in his field. He does everything he can to help and got me over $4,000 more than my insurance's initial offer. Highly recommend getting yourself a quality appraiser like Ken.
Response from the owner: Thank you so much Travis, for your kind words and for taking the time to share your positive experience. I am delighted that we could secure over $4,000 more than the initial offer from the insurance company for your claim. Your recommendation means a lot to me.Achieving such a significant increase in the Market Value payout underscores the importance of a thorough and expert appraisal process. As a licensed auto appraiser specializing in Total Loss Appraisal and Car Appraisal, I am dedicated to providing accurate and fair valuations for all my clients. It's all too common for initial offers from insurance companies to be low, often based on incomplete or incorrect data from CCC ONE valuations or JD Powers Valuations.By carefully analyzing the market and ensuring that all factors are considered, I strive to dispute total loss insurance claims effectively and secure the settlements my clients deserve. Your case is a perfect example of why it's crucial to have a quality appraiser on your side.Thank you again for your trust and for recognizing my expertise and efforts. Should you or anyone you know need assistance with a total loss dispute or any other car appraisal needs, please do not hesitate to reach out. I remain committed to providing exceptional service and support to all my clients.Best regards,Ken NixLeverage Auto Appraisals
David Smid
David Smid
I can't thank Ken Nix enough with Leverage Auto Appraisals for his help with my total loss claim. He doubled what my insurance company offered me. He got them to send me over $4,000. Don't fight for yourself, hire a professional. The cost of the appraisal is reimbursed to you by your insurance company in the state of Oregon.
Response from the owner: $4,000 increase is always pretty nice. Thank you so much for the awesome review. I really appreciate it. - ken
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I have used Ken 2 times in the last 10 years. For the lowest rate around for this service he brought my claim up over $10,000 both times.On my last claim he found out that progressive has used a salvage titled vehicle as a comparable to my immaculate low mile diesel truck which actually got me paid back for the trucks current value.I recommend Ken on a regular basis to my friends who are unaware of what insurance companies try to do to you. I can tell you from experience he is a true car enthusiast and will go ABOVE AND BEYOND for his customers and he will fight for you. I wouldn’t be driving the truck I have now without his help.Thanks again, Ken!Keep doing what you’re doing! You’re the best. Hope all is well.
Response from the owner: We did knock it out of the park a couple of times didn't we? I really appreciate you and always love to see previous clients or their friends, although I hope you never do need me again. I'd prefer you just have a safe happy life. - Ken
l. lao
l. lao
Ken is peasant to work and effectively negotiated a better pricing, he definitely a top performer.
Response from the owner: Thank you for your kind words and for taking the time to share your experience with Leverage Auto Appraisals.It was truly a pleasure working alongside you, especially in helping you receive a more accurate and deserving value for your 2013 BMW X1 sDrive 28i. Such unique vehicles demand a keen understanding and appreciation of their worth, and I'm glad we could ensure you got a fair deal.Your acknowledgment serves as a testament to the dedication we have in serving our clients to the best of our ability. If you ever need any further assistance or guidance in the future, please don't hesitate to reach out.Warm regards,Ken NixLeverage Auto Appraisals
Andrew M
Andrew M
Reached out because my insurance provided me low offer on a total loss and I was not willing to settle. Everyone kept telling me to research and request a new offer based on all of the information I gathered. It makes no sense to do all this work when leverage Auto appraisals can do all of that work and has an established working relationship with insurance companies where he knows what information to provide to get the end result his clients are looking for. After it was all said and done they were able to get an offer within a very close amount of what I was looking for. I hope I never have to use their service again but if I will I certainly will come back to this company. Thank you again for your guidance and your hard work. Now if only I can find my wife another car like the one she lost.
Jennifer Chamale
Jennifer Chamale
Ken is the best! He helped increase my settlement by 270%. I was so disheartened when a drunk driver ran into my parked car and totaled it, and even more disheartened when my insurance offered me such a low-ball settlement. Thanks to Ken, I can actually afford to buy a drivable car. I'm so glad I took the appraisal clause route. I couldn't have picked a better person to help me through the process. Ken was always quick to reply, and he got the ball rolling super quick. He is super transparent and helpful! 10/10 recommend!
Response from the owner: Thank you so much Jennifer for taking the time to write a review. I apologize for taking so long to respond but I've been having to spank a few insurance companies lately. LOL We definitely spanked them on the value on your 4Runner. Never should we get a 270% increase. That's truly insane. Especially on a 4Runner. But, I see huge lowballs on 4runners all the time. Thank you for the 10/10 that's AWESOME! Makes me smile when a client is that happy. Thank you for choosing me as your auto appraiser. - Ken
Jason Connelly
Jason Connelly
Absolutely blown away. My insurance company was trying to rob me on the value of my car. I’m very pleased than they were able to negotiate a settlement from 20k up to almost 24k. Well worth the $500 that I even got reimbursed
Response from the owner: Thank you, Jason, for your kind words. In Oregon, insurance companies are required to reimburse the cost of the appraisal on an appraisal clause dispute if we increase the settlement by just one cent over the last offer accourding to Oregon law OAR 836-080-0240. My flat fee includes negotiation, unlike many companies that charge a low initial fee and then demand exorbitant amounts to negotiate the claim at an hourly rate or as much as 50% of the increase. FYI, if a company charges you $225 for an appraisal, then an additional $300 per hour to negotiate the claim settlement, according to Oregon law, they only owe you $225 reimbursement, even if they charged you $600 more for the negotiation. It's very concerning that many out-of-state appraisers are now targeting Oregon in the last few months, most appear to be working for the insurance companies as many of them are the same opposing appraisers I'm having to fight against. Some even claim to be "insiders" because of their previous work with insurers as adjusters..... Yeah, I bet they're just very ethical and would never be biased against someone paying them a small amount even though they're making $100k a year from the same insurance company. Then I look at the skyrocketing online advertising costs, driven up from $2.52 last August, to $92.09 per click over the last few months due to these new out of state appraisers. My question is what business model makes this logical? I've been very fortunate to have supportive clients like you who post reviews. This helps others understand that I strive to secure fair settlements, not low ball offers. I only do approximately 20-25 appraisals per month, so I'm not looking for the path of least resistance like some of these companies doing 150 appraisals per month. I actually work the claim and audit the opposing appraiser's appraisal and comps. Thank you Jason for helping spread the word! I appreciate you taking your time. Kind regards, Kenps. I apologize for ranting, but it's not fair what's going on lately. People pay their premiums, but are being low balled with comparable vehicles that have no photos, and questionable condition when they have a claim? Some of these valuations I'm seeing have comparables with Branded Titles, structural damage, 3-4 prior accidents, bad repairs, and even thousands in current damage. Things that make you go hmmmmmm..........
WA prop
WA prop
Ken just helped me close the negotiations with insurance company. He was very dedicated and knowledgeable. He shared with me on each step of the progress and was very responsive. He helped me recover ~15% more than what the insurance company valued my loss. Great job, Ken.
Response from the owner: Thank you so much for taking the time to share your experience with Leverage Auto Appraisals and myself. It's always a priority for me to keep clients well-informed at each step, ensuring transparency and building trust.I'm glad to have been able to assist in getting a more accurate and just valuation for your vehicle. That extra 15% represents not just an increase in numbers, but a testament to ensuring fairness in what can sometimes be a complex negotiation process with insurance companies when dealing with a totaled vehicle.Your acknowledgment is very much appreciated and means a lot, and I'm here to assist if you ever require any further guidance or assistance in the future. Warm regards,Ken NixLeverage Auto Appraisals
Kirstie Forsey
Kirstie Forsey
I was involved in a not at fault accident in September 2023. My insurance company was giving me the run around and offered me a very low price for my 2018 Toyota 4Runner premium. I contacted Ken Nix to get a professional and more accurate evaluation of my vehicle. I am glad I did. Ken was able to get me 4K more for my vehicle than the insurance company offered me. This allowed me to be able to pay off my vehicle and have money down to get a new one. Ken was down to earth and kind; he worked diligently to get me the best price for my vehicle. I absolutely recommend him to all who are being taken advantage of by their insurance companies. Ken will get you a fair price and fast.
Response from the owner: Thank you for the Kind words Kirstie. I appreciate the trust you put in me choosing me as your auto appraiser. thank you so much! - Ken
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Why Choose LEVERAGE AUTO APPRAISALS?

Low Volume, High Quality Appraisals Backed By An Expert Negotiator With Over 40 Years Experience.

Oregon Certified Appraiser

When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. Ken Nix an Oregon certified and licensed auto appraiser. #V34-075

Credible Automotive Experience

Ken Nix has 13+  years experience negotiating total loss claims against insurance companies, with over 40 years of  automotive and expert negotiating experience. He knows the vehicles, which is one of the biggest problems with the industry. So many auto appraisers are ex-body shop estimators or ex-insurance adjusters with no previous experience evaluating or selling vehicles.

Credible Valuations

We follow the Uniform Standards of Professional Appraisal Practice (U.S.P.A.P.) standards for credible appraisals. Some appraisal companies inflate their valuations in an effort to entice you to use them because they have the largest value picked out of the air. Highest doesn’t mean you’ll settle for more, normally it has the opposite effect. Solid credible documented work showing how we arrived at the value, and knowing how to discredit the opposing appraiser’s comparables and appraisal is the key.

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We Don't Work For Insurance Companies

Unlike most auto appraisers, Ken only works for consumers and has never worked for an insurance company. No one’s shoving an envelope full of money across the table. But, there could be appraisers that develop methodologies to produce lower values in hopes of acquiring future business from the insurance companies. Some of these guys work both sides. (FYI, my attorney made me add the “could be” above to keep me from being sued).

Located in Oregon

LEVERAGE Auto Appraisals is actually located in Oregon. Our main office is in Portland, Oregon. Although, we service all of Oregon including Medford, Eugene, Springfield, Coos Bay, Pendleton, Bend, Grants Pass, Gresham, Beaverton, Hillsboro, Salem, and Tigard, Oregon. Be aware many auto appraiser who look like they’re local are from Florida, Texas, North Caroline, etc. and are not authorized to appraise vehicles in Oregon.

100% Reimbursement

As long as we increase the last offer from your insurance company one cent under your appraisal clause, by Oregon law, your insurance company would be required to provide you with 100% reimbursement of the appraial cost. OAR 836-080-0240

Some More Recent Total Loss Appraisal Clause Claim Settlements

1998 Toyota 4Runner Limited

  • Insurance Company: Progressive
  • Settlement Increase: $8,214.82
  • Percentage Increase: 139%
  • Bend, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,935.18
  • Settlement: $14,150.00
  • Client: Shelly S..
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2019 Mercedes-Benz GLC300 4Matic

  • Insurance Company: State Farm
  • Settlement Increase: $4,815.00
  • Percentage Increase: 16%
  • Vancouver, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $30,185.00
  • Settlement: $35000.00
  • Client: Phoi L.

2003 Dodge Ram 2500

  • Insurance Company: Progessive
  • Settlement Increase: $13,539
  • Percentage Increase: 90%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $15,111.00
  • Settlement: $28650
  • Client: Braden S.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 GMC 3500 SLT

  • Insurance Company: Progressive
  • Settlement Increase: $6297.07
  • Percentage Increase: 37%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $17,202.93
  • Settlement: $23,500.00
  • Client: Cody B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2002 Toyota Sequoia Limited

  • Insurance Company: Geico
  • Settlement Increase: $4,320
  • Percentage Increase: 84%
  • Hillsboro, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Nathaniel M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2004 Porsche Cayenne Turbo

  • Insurance Company: Progessive
  • Settlement Increase: $7,971
  • Percentage Increase: 77%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $10,428.68
  • Settlement: $18,400.00
  • Client: Alexandre B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2018 Hyundai Elantra

  • Insurance Company: Geico
  • Settlement Increase: $1,714.00
  • Percentage Increase: 12%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $14,786.00
  • Settlement: $16,500.00
  • Client: Sadie B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2014 Jaguar XJ

  • Insurance Company: Allstate
  • Settlement Increase: $4093.00
  • Percentage Increase: 19%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Kenneth P.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1971 Ford Bronco

  • Insurance Company: USAA
  • Settlement Increase: $8,742.00
  • Percentage Increase: 14%
  • Klamath Falls, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $63,258
  • Settlement: $72,000.00
  • Client: Thomas H.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 Dodge Neon SRT-4

  • Insurance Company: Progressive
  • Settlement Increase: $8,083.00
  • Percentage Increase: 178%
  • Yakima, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $4,543.00
  • Settlement: $12,626.00
  • Client: Alex, C.
  • Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00

2007 Toyota Prius

  • Insurance Company: Progressive
  • Settlement Increase: $5,550.00
  • Percentage Increase: 75%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $7,449.95
  • Settlement: $13,000.00
  • Client: Grant M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1999 Honda Civic DX

  • Insurance Company: Progressive
  • Settlement Increase: $3,529.09.00
  • Percentage Increase: 180%
  • Vancouver, WA
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

2012 Toyota Prius V Five

  • Insurance Company: State Farm
  • Settlement Increase: $8,044.33
  • Percentage Increase: 63%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $12,784.00 CCC ONE
  • Settlement: $20,828.33
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00

1981 Chevrolet C10 Pickup

  • Insurance Company: Progressive
  • Settlement Increase: $7,028.67
  • Percentage Increase: 72%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
  • Settlement: $16,828.67
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00

2001 Ford F250 SD

  • Insurance Company: Progressive
  • Settlement Increase: $9,581.69
  • Percentage Increase: 98%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

Total Loss Appraisal in Oregon

Call Now For Help With Your Oregon Total Loss Claim
(503) 567-8900 

Unfair Offer From Your Insurance Company?

In many situations, the CCC One or Mitchell / J.D. Power reports supplied by the insurance company may be thousands less than the true retail value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal to dispute the low offer.


LEVERAGE Auto Appraisals 

is an Oregon Provider of

Total Loss Fair Market Value Vehicle Appraisal Reports
Oregon Certified & Licensed Auto Appraiser License # V34-075

Total Loss AppraisalIf your car, truck, RV, motorcycle, or other wheeled vehicle has been totaled, before you accept the insurance company’s total loss offer, you should speak to our Auto Appraiser. Ken’s been a certified licensed appraiser in the state of Oregon since April of 2010.

Insurance companies routinely underpay on totalloss claims. Many insurance companies use valuations such as CCC One and Mitchell to influence policyholders and claimants into taking much less than their vehicle may actually be worth.

If you feel you’ve received a lowball valuation offer for your totaled car, truck, RV or motorcycle from your insurance company, it probably is.  If you have full coverage, you have an appraisal clause and can let the Leverage professionals take care of negotiating with your insurance company for a fair settlement.

Get the money you’re owed. Not thousands less than your vehicle was worth.

We’ve found in most situations, the CCC One or Mitchell / J.D. Power valuation reports supplied by the insurance company may be thousands less than the true market value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to invoke your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal and negotiate the claim with your insurance company to dispute the low offer on your behalf.

My 2001 F450 was stolen from me in June and deemed a total loss by State Farm when it was recovered in July. I found Ken and he went to bat for me right away. After almost two months of State Farm creating delays and trying to cover up communication saying it didn’t happen, Ken and his team were able to get me a little over 80% more than their original offer!

State Farm offered me $3,000 more than the original offer after they knew Ken was involved. That offer was still $7,000 less than Ken was able to get me even after paying my $1,000 deductible.
–Levi Buchanan, Roseburg, Oregon

 

READY TO GET STARTED?

It’s Simple. Just follow our proven process below and recover your fair market value and appraisal costs from your insurance company in just 6 easy steps.

1. Gather Documentation

Request a PDF of the Evaluaton from your insurance company. Have it ready when you fill out our questionnaire in the next step. Or, email it to leveragepdx@gmail.com with your name in the subject line.

2. Free Claim Review

Request a Free Total Loss Claim Review in our form below, or call us at 503.420.3001 to find out how much your vehicle is really worth. We won’t waste your time by selling you an appraisal you don’t need.

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3. Order Appraisal

Place Your Order, and our Oregon Licensed and Certified Appraiser, Ken Nix will prepare the report and negotiation strategy.

4. Letter of Representation

We will send a letter of representation to your insurance company to inform them we are representing you as your appraiser under your appraisal clause.

5. Claim Negotiation

The insurance company will hire an independent appraiser and Ken will negotiate with them on your behalf to arrive at a fair settlement.

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6. Settlement

Once we have an signed agreement as to the actual Fair Market Value of your vehicle, your insurance company will award your the settlement and under Oregon Law, will reimburse your appraisal cost under OAR 836-080-0240.

Oregon Auto Appraiser Ken NixWhen it comes to navigating the complex world of total loss claims, one name stands out as the foremost authority in the industry: Ken Nix. With over 30 years of experience in the automotive sector, Ken has established himself as a highly respected figure and an expert in his field. As the Appraisal Director at our company, Ken is responsible for preparing, signing, and negotiating first-party total loss claims. Ken Nix’s impressive background highlights why he is the ultimate choice as a total loss negotiator on your claim.

Automotive Industry Expertise: Ken Nix’s automotive journey spans over three decades, during which he has accumulated a wealth of knowledge and experience. His long-standing tenure in the industry has solidified his reputation as a trusted automotive authority. Notably, Ken is the proud founder of the Volkswagen Owners Club, a global community boasting an impressive membership of over 60,000 individuals. This achievement not only reflects his deep passion for automobiles but also signifies his ability to connect with people on an international scale.

Certified Oregon Auto Appraiser: As a certified Oregon auto appraiser, Ken Nix possesses the necessary credentials to evaluate and assess the value of vehicles accurately. This accreditation adds an extra layer of credibility to his appraisal work, ensuring that all parties involved can rely on his expertise and judgment. Ken’s testimony as an expert witness in numerous automotive value arbitration cases, jury trials, and criminal court cases further solidifies his standing as a trusted and respected professional in the field.

Extensive Industry Experience: Throughout his career, Ken has worked with several major automotive brands, gaining invaluable experience and insights along the way. He has dedicated seven years to Honda, three years each to Toyota, Volkswagen, and Volvo, and over three years to Ford and Chevrolet. During his tenure at Diversiform and Reynolds and Reynolds, Ken had the privilege of collaborating directly with esteemed personnel from national dealerships, including Dealer Principals, General Managers, GSMs, and Fixed-Ops Directors. This experience involved developing and consulting on automotive marketing and customer retention, allowing Ken to cultivate a deep understanding of the industry from multiple perspectives.

Negotiation Skills: Ken Nix’s exceptional negotiation skills are the product of his diverse background as a teacher of automotive product knowledge and sales, coupled with personal training from renowned experts such as Zig Ziglar, Tom Stuker, and Grant Cordone. With over 45 years of professional negotiation experience, Ken possesses a remarkable ability to ensure fair and equitable settlements for all stakeholders involved in each total loss appraisal. His expertise in negotiations has been sought after in countless arbitration cases, jury trials, and criminal court cases, testifying as an expert witness.

Spotting Previous and Bad Repairs: One of Ken Nix’s unique strengths lies in his ability to spot previous and bad repairs on opposing appraiser’s comparables used in their appraisal. This skill stems from his extensive work in the diminished value sector, where he has developed a keen eye for identifying concealed repairs and assessing their impact on a vehicle’s value. By recognizing these issues, Ken brings an additional layer of scrutiny to the negotiation process, ensuring that the total loss appraisal accurately reflects the true value of the vehicle in question.

Conclusion: In the realm of total loss negotiations, Ken Nix stands head and shoulders above the rest. With his profound knowledge, extensive industry experience, and exceptional negotiation skills, Ken is the ideal choice as a total loss negotiator. His reputation for fairness, expertise, and attention to detail garners respect throughout the automotive industry. When working with Ken, stakeholders can rest assured that they are in the hands of a consummate professional who will advocate for a fair and equitable settlement.

READY FOR A FREE CLAIM REVIEW? Email the PDF of the CCC One, Mitchell / J.D. Powers or other evaluation of your vehicle to: leveragepdx@gmail.com. With the SUBJECT: FREE CLAIM REVIEW with your NAME. Then call us at 503.567.8900 for a free claim review. (Example: FREE CLAIM REVIEW – KEN NIX) If I’m unable to immediately take your call, please leave your information with our live answering service (which will take your call 24/7).  I’ll call you as soon as I’m available. Please allow a little time as I may be negotiating a claim or inspecting a vehicle when you call during the day. If it is later at night, I may call you the next morning. I’ll call you back from my Cell Phone sometimes, ending in 0539. Thank you for considering me as your auto appraiser.

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