We Specialize in Oregon Total Loss Appraisal Clause Disputes

Call Now for a Free Claim Review – 503.567.8900  Email: leveragepdx@gmail.com

When faced with the situation of a loss vehicle, in Oregon many people find themselves searching for a “total loss appraisal near me.” At Leverage Auto Appraisals, we specialize in providing services for auto loss appraisals. We understand how challenging this period can be for our valued customers. Ken, who is an auto appraiser with knowledge of the Oregon total loss threshold utilizes his expertise to ensure you receive the maximum settlement possible.

It’s not uncommon to disagree with insurance evaluations. That’s where our expertise comes into play. As auto appraisers, our commitment is to make sure you’re not being shortchanged. We work closely with our clients to ensure that each auto appraisal accurately reflects the value of their vehicle and advocate for the best possible settlement, from insurance providers.

Total Loss Appraisal

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

Ken Nix – Oregon Certified Auto Appraiser since 2010
Total Loss Expert Negotiator for Appraisal Clause Disputes

Need A Total Loss Appraisal?
Don’t Settle for a Report, Get LEVERAGE

Total Loss Appraisal

LEVERAGE AUTO APPRAISALS

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Total Loss Appraisal
Excellent
Leverage Auto Appraisals |Total Loss Appraiser4.9
Based on 186 reviews
Total Loss Appraisal
Mehdi Farjami
Ken is truly a man on Integrity. He gave me the best advice that actually helped me use as leverage to save my Car from being Totaled. I highly recommend them. Thank you Ken!
Response from the owner:Mehdi, thank you so much for the kind words, I really appreciate you taking the time to write this. It was great working with you, and I am really glad I was able to help you navigate that situation and ultimately keep your vehicle from being totaled. Not every case needs to go all the way through the appraisal clause process. Sometimes just knowing how these insurance companies operate and using the right information at the right time can make all the difference. I am glad you were able to use that leverage and get a better outcome. Thank you again for your trust and your recommendation. It truly means a lot, and I am always here if you ever need anything in the future. Kind regards, Ken
Total Loss Appraisal
dbowl36yahoo
Ken did very good job negotiating a settlement. It was a great experience and I got what I thought I deserved. Thanks again Ken!
Photo from customer reviewPhoto from customer review
Response from the owner:Thank you so much for the great review, I truly appreciate it. I am really glad we were able to get you to a settlement that felt right, that is always the goal. And I especially want to thank you for providing the photos of that red Ram truck. That means more than most people realize. Those diesel trucks in particular are getting lowballed so badly right now, it is honestly insane. Seeing the actual vehicle helps tell the real story and shows just how far off some of these insurance valuations can be. It also really helps other people see that these are real claims with real results, not something made up or bought somewhere online. I truly appreciate you taking the extra time to do that. You have no idea how much that helps. Thank you again for your trust, I really appreciate you. Kind regards, Ken
Total Loss Appraisal
Montana Moore
I rolled my truck in Canada while guiding and my insurance offered me 3500 less than my pay off quote and Ken was able to get them to come up 8000 dollars. I will never use anyone else of if I had to do this process again. Highly highly recommend
Photo from customer review
Response from the owner:Montana, thank you so much for the awesome review, I truly appreciate it. And more than anything, thank you for putting your trust in me. I know this one was not the easiest process and it took a little time, but getting that full $8,000 increase is exactly why we stayed the course. We probably could have wrapped things up quicker if we had only pushed for a few hundred dollars more, but that is not how I operate. If I believe there is more value there, I am going to fight for it. I am really glad we did, because that is a huge difference when it comes to getting you back to where you should be. Also, thank you for posting the photos. I mean… wow. Seeing that again, it just hits you. That was a serious accident, and the fact that you walked away from that is nothing short of amazing. The good lord was definitely looking out for you that day. I really appreciate your confidence in me and your recommendation. Hopefully you never have to go through this again, but if you do, I have got your back. Kind regards, Ken
Total Loss Appraisal
K W
I had a somewhat rare version of a vehicle that was stolen. Insurance decided to compare it to a much more common and cheaper version and refused to budge. Luckily I found Leverage. Not only did Leverage get my insurance to compare to a like version, which almost doubled what I received, but they got me almost 50% more than the revised value. If your insurance is being stubborn with you talk to Leverage.
Response from the owner:Thank you so much for the great review and for trusting me with your claim. Cases involving rare or uncommon vehicles, especially trucks, can be some of the most challenging because insurance companies often try to compare them to more common, lower value models that simply are not the same. Condition and History are very important when it comes to rare or collectible vehicles. It can make the difference of that vehicle being a collectible, or just a generic car or truck. I was really happy we were able to get the valuation based on the correct version of your truck first, and then continue negotiating to increase the settlement even further. That is exactly why I never take the path of least resistance. If I believe the evidence supports a higher value, I'm going to do everything in my power to get that amount. Every vehicle deserves to be compared to what it actually is, not to a less valuable version that happens to be easier to find. Thank you again for your recommendation. Reviews like yours help others realize they do not have to accept an unfair valuation just because the insurance company says it is correct. It was a pleasure working with you, and I truly appreciate the opportunity to help. Kind regards, Ken
Total Loss Appraisal
Jeff Reece
I totaled my vehicle. State Farm offered me 11k less than the market value was. I had no idea about any of this process or what to do. I found Leverage Auto Appraisals on Google. I got ahold of Ken the owner and from that point on I was literally on cruise control. Ken's credentials some of which are on their website are truly excellent. And excellent is the exact word I would use for the ENTIRE service I received from Ken. From his professionalism from start to finish to him putting my insurance agency on notice that he has been doing this far longer than any of them and knows every law and statute of the process that if they wanted an ethics contract signed he had no problem with that just first send him a copy of the appraiser they are using and how much have they paid him in the last year! No response from that! He wasn't intimidated and didn't let them walk all over me. Ken is like going to court with Johnny Cochran as an attorney compared to a public defender. I could in NO WAY find another person capable of doing a better job. I absolutely recommend him over anyone else!
Photo from customer review
Response from the owner:Jeff, thank you so much for such an incredible review. I truly appreciate your trust. I am especially glad we were able to increase the value of your 2019 Dodge Charger from State Farm's original offer of $15,856 to $22,670, putting an additional $6,814 in your pocket, a 43 percent increase. I also have to admit your comparison to Johnny Cochran tickled me. I am not sure I deserve that, but I certainly appreciate it. Your claim was one of those where the initial CCC valuation simply did not make sense. State Farm eventually tried to resolve the claim with a much smaller increase, but I truly believed your Charger was worth considerably more. Rather than taking the path of least resistance, I stayed with it until we reached a settlement that was much closer to its true market value. That is exactly why I fight every claim as if it were my own. One thing I hope other Oregon drivers take away from your experience is that most people have no idea the appraisal clause even exists. The information is buried in the total loss paperwork in extremely small print, and if your adjuster never mentions it, you may never know it is an option. Many people also do not realize they can accept the portion of the settlement that is not in dispute while the appraisal clause process moves forward. Even better, under Oregon law, if the appraisal increases the insurance company's final offer by as little as one cent, the insurance company must reimburse the reasonable cost of the appraisal. After more than 16 years handling these claims, I have yet to have a State Farm appraisal clause case where I was not able to secure a significant increase for my client. Thank you again for posting the photo of your Charger and for trusting me throughout the entire appraisal clause process. Reviews like yours help other Oregon drivers realize they do not have to simply accept a low insurance settlement without asking questions. I wish you all the best, and hopefully our paths only cross again under much better circumstances. Kind regards, Ken
Total Loss Appraisal
Nick Rucker
Ken nix and his team helped me out tremendously with my 2007 Subaru. Limited edition STI and my total loss claim. He was able to appraise over $5000 above what state farm had originally submitted. I'm so grateful and thankful for Ken Nix and his team and his services. Excellent job and excellent service. I will definitely suggest and recommend using them for any total loss claim.
Response from the owner:Nick, thank you so much for the awesome review and for trusting me with your 2007 Subaru WRX STI Limited. I am really glad we were able to increase the value by **more than $5,000** over the original offer. Vehicles like yours deserve someone who understands what makes them special, and I appreciate you giving me the opportunity to fight for its true market value. While I am happy with the appraisal result, I also know our work is not completely finished. I have always believed that just because the appraisal is over does not mean I stop helping my clients. Whenever I think there is something more that can be done, I will continue to point people in the right direction, help research information, and do whatever I reasonably can to help them move forward. I cannot provide legal advice, but I will always do my best to help you understand the process and the options available to you. Thank you again for your recommendation and your trust. Clients like you are the reason I enjoy what I do. Hopefully you never need me again, but if you ever have questions down the road, do not hesitate to give me a call. And even though I have no ablity to negotiate the salvage, I'll continue to be here for you until we get the issue resolved. Kind regards, Ken
Total Loss Appraisal
Dominique Demouchet
I went through a pretty traumatic accident and total loss of my 2 week old car. While insurance was extremely difficult, Ken helped make the process as smooth as possible and was able to get over $2k more than i would have gotten otherwise, plus the refund of my appraisal fee since he increased the value. I can’t recommend him enough to get through these situations.
Response from the owner:Thank you so much for sharing this, and I am truly sorry you had to go through such a traumatic accident, especially with a car that was only two weeks old. That is a tough situation on so many levels, and I am really glad I could help take some of that weight off your shoulders during the process. Insurance claims can be incredibly frustrating, especially when you are already dealing with the stress of a total loss. I am happy we were able to push back through the appraisal clause process and secure that additional $2000 plus for you. Getting the appraisal fee reimbursed as well is exactly how it should work here in Oregon, and I am glad everything came together in your favor. I truly appreciate your trust and your recommendation. It means a lot to me to be able to help people navigate these situations and come out with a fair result. Kind regards, Ken
Total Loss Appraisal
Shawn Penny
I highly recommend Ken with Leverage Auto Appraisals. They were instrumental in my total loss claim process. The insurance company initially offered me $16,500 for my vehicle, but thanks to Leverage’s professional appraisal, I was able to secure a settlement of $19,950. Their service was professional, effective, and well worth it."
Response from the owner:Shawn, thank you so much for the great review and for trusting me with your total loss claim. I am glad we were able to increase your settlement to $19,950. Claims like yours are a good reminder that the first offer from an insurance company is not always the fair market value of a vehicle. My goal is never to create the highest appraisal possible. It is to produce the most accurate appraisal possible and then defend that value during negotiations. That approach helped us reach a settlement that was much closer to what your vehicle was actually worth. I truly appreciate your recommendation and the opportunity to help. Hopefully you never need an independent appraiser again, but if you do, I will be here. I wish you all the best, and thank you again for choosing Leverage Auto Appraisals. Kind regards, Ken
Total Loss Appraisal
Troy Violette
I can’t say enough good things about Leverage Auto and especially Ken. From start to finish, Ken was extremely communicative, professional, and genuinely friendly. He made the entire process much easier and less stressful than it would have been trying to deal with the insurance company on my own. Leverage Auto provided me everything needed to challenge the insurance company, and the results spoke for themselves. Their help ultimately resulted in a significantly higher payout than what the insurance company originally offered ($2k+). What stood out to me most was Ken himself. He was always responsive, easy to talk to, and genuinely seemed to care about helping me get treated fairly. You can tell he takes pride in what he does. We need more honest, hardworking people like Ken who are willing to fight for the little guy instead of just letting the big insurance companies have their way. I’m extremely grateful for the help and would absolutely recommend Leverage Auto to anyone dealing with an insurance company over the value of their vehicle. 5 stars all the way!
Response from the owner:Thank you so much, Troy. I really appreciate the kind words and especially your comments about communication and genuinely caring about the outcome. I do take a lot of pride in fighting for my clients, and I’m glad I was able to get you more than $2,000 above the insurance company’s offer. Your Volkswagen Golf TDI was an interesting one because the six speed manual transmission is actually more sought after, yet the CCC valuation relied on automatic transmission comparables. They also applied the same $1,469 condition deduction against your vehicle, even though yours was exceptional and in better condition than most of the comparable vehicles I found. Unfortunately, finding good comparables for these TDIs can be difficult because there simply are not many of them available. Sometimes I know a vehicle is worth more, but I still have to prove it with credible market evidence. Thank you again for trusting me to handle your total loss appraisal dispute and for the five stars, Troy. I’m glad I could make the process a little less stressful and help get the settlement closer to what your Golf TDI was actually worth. Kind regards, Ken
Total Loss Appraisal
Wilson Munoz
Ken Nix from Leverage Auto Appraisas is the man!!! He was able to negotiate a fair price for my totaled Toyota Tundra, he made a terrifying and stressful process look easy by doing the work with my insurance. Ken made sure insurance don’t keep your money, highly recommend using Ken for your appraisal needs, he will deliver. Insurance Offer: $16,296.00 Settlement: $20,600.00 Increase: $4,304.00
Photo from customer reviewPhoto from customer review
Response from the owner:Thank you so much for the awesome review, I really appreciate you taking the time to share your experience. And thank you for posting the photos of your truck, that Tundra was a very nice truck. Always makes it a little tougher when you see how clean and well kept a vehicle was before a total loss. I am really glad I could help make a stressful situation a lot easier for you. Going from $16,296 to $20,600 is a strong result, and exactly why it is so important to challenge those initial insurance offers. Too often they come in low, and without pushing back, people end up settling for less than what their vehicle is actually worth. I truly appreciate your trust and the recommendation. It means a lot, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Scott Searcy
Sooooo glad we discovered that we could hire our own appraiser! My son hit a deer and his SUV was soon determined a total loss. Our insurance rep lowballed us with their initial $$ offer which I tried to negotiate in vain getting nowhere for literally 4 weeks. They kept unfairly comping our 1 owner, private use vehicle against former rental cars and then discounted ours additionally by $1400 for not being in showroom condition "like their rental comps"! The more I researched their comps, the more frustrated I became... They even comped vehicles with previous accidents that sold earlier where I could not look up the Carfax history... Shame on them! Even with Carfax, I found most “1 owner vehicles” deceptive with the 1 owner being a major rental company… My rep(s) eventually referred me to their total loss adjuster and all they said repeatedly was a whole lot of NO. It was insanity, 4 weeks passed & I was left fuming getting nowhere fast on my own. I researched next options then found Leverage Auto Appraisals and Ken Nix. I was a little reluctant but made the investment to bring him on to help. He quickly jumped in our claim and took over the negotiations. Within a couple weeks he succeeded in getting us THOUSANDS $$ more than I was even expecting. The kicker was - in the end, our insurance company even had to pay Ken’s fees on top of everything! Valuable life lesson learned… If you get in a total loss situation, don’t waste your valuable time trying to negotiate with your insurance rep on your own. Hire a pro… I only wish I had discovered Ken sooner as I would not have wasted weeks on end researching fair comparable vehicles & building spreadsheets to try and sway our claim with zero luck. Ken’s a pro at this. Hire him, be patient and let him fight on equal footing with your insurance rep.
Photo from customer reviewPhoto from customer review
Response from the owner:Scott, thank you so much for taking the time to write such a detailed review and for sharing the photos of your son's SUV. It was a beautiful vehicle, and I completely understand why you were so frustrated after spending weeks trying to negotiate on your own. One thing your experience highlights is that negotiating a total loss claim is very different from simply finding a few comparable vehicles online. The valuation company controls the valuation process, and that can make it extremely difficult for consumers to negotiate against, when they can just change the rules since they are in charge of that valuation. Even when you find better vehicles that are closer in mileage, condition, or location, they are not always willing to use them. That is one of the reasons I have dedicated nearly my entire practice to total loss appraisal disputes. After more than 16 years specializing in these claims, I know what evidence is most likely to hold up during the appraisal clause process and where to focus my efforts. Unfortunately, it's not always as simple as producing an appraisal, I also have to discredit their comps, and build value in your vehicle. Luckily, I have over 30 years experience doing that. Thank you again for trusting me with your claim. I also appreciate you mentioning that the insurance company reimbursed the full cost of the appraisal. Most importantly, I am glad we were able to secure $3,500 more than they offered. I hope you and your son never have to go through another total loss, but if you ever have questions in the future, I am always happy to help. Kind regards, Ken
Total Loss Appraisal
Vitri Reeves
I highly recommend Ken from Leverage Auto Appraisals Total Loss Appraiser LLC. If you’re dealing with insurance pressure to close a claim quickly, trust Ken and his process—even when it feels uncomfortable. I’m so glad I listened to him. Ken fought hard for my dispute and made sure I received what I truly deserved for my Chevy truck. He is extremely knowledgeable about the insurance and appraisal industry and took the time to explain things clearly. I’m not great at reading fine print, and without his guidance, I could have easily ended up paying much more out of pocket. Beyond the appraisal itself, Ken generously shared valuable insights about how he conducts business and the importance of family and integrity. Those conversations had nothing to do with appraisals, but I truly appreciated them—they meant a lot. Thank you, Ken, for fighting for us and for going above and beyond. Your dedication and honesty make a real difference.
Photo from customer review
Response from the owner:Vitri, thank you so much for the thoughtful review and for trusting me with your Insurance total loss claim on your 2024 Chevrolet Silverado 1500 LT Trail Boss. I also want to thank you for uploading photos of your truck. Beautiful Silverado and honestly a shame that it was totaled. Photos like yours really help people see these are real clients, real vehicles, and real appraisal clause disputes here in Oregon. Sadly, there are companies out there purchasing reviews or creating misleading impressions online, so I truly appreciate clients like you who take the time to share genuine experiences. I’m really glad you trusted the process even when the insurance company pressure started building to settle quickly. That pressure is exactly where many consumers end up accepting less than they deserve. In your case, we were able to secure a $5,132 increase over the original CCC valuation, which made a significant difference on your Silverado claim. Helping Oregon drivers challenge low insurance offers and navigate the appraisal clause process is exactly why I do this work. I also sincerely appreciate your comments about our conversations outside of the appraisal itself. Family, integrity, and trying to do right by people have always mattered more to me than simply processing claims. I have never worked for insurance companies and have never accepted revenue from insurance companies in any capacity because I believe remaining fully independent is critical to being truly unbiased for consumers. Lately, it has come to my attention that several appraisers operating in Oregon are also performing work for insurance companies while simultaneously marketing themselves to consumers without fully disclosing those relationships. Personally, I believe that creates a serious conflict of interest when someone is representing a consumer against the same insurance companies they are also receiving business from. That is one of the main reasons I have always chosen to work exclusively for vehicle owners and policyholders rather than insurers. Thank you again for the trust, the great conversation, and the opportunity to help. Wishing you and your family nothing but the best moving forward. Kind regards, Ken

Why Choose LEVERAGE AUTO APPRAISALS?

Low Volume, High Quality Appraisals Backed By An Expert Negotiator With Over 40 Years Experience.

Oregon Certified Appraiser

When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. Ken Nix an Oregon certified and licensed auto appraiser. #V34-075

Credible Automotive Experience

Ken Nix has 13+  years experience negotiating total loss claims against insurance companies, with over 40 years of  automotive and expert negotiating experience. He knows the vehicles, which is one of the biggest problems with the industry. So many auto appraisers are ex-body shop estimators or ex-insurance adjusters with no previous experience evaluating or selling vehicles.

Credible Valuations

We follow the Uniform Standards of Professional Appraisal Practice (U.S.P.A.P.) standards for credible appraisals. Some appraisal companies inflate their valuations in an effort to entice you to use them because they have the largest value picked out of the air. Highest doesn’t mean you’ll settle for more, normally it has the opposite effect. Solid credible documented work showing how we arrived at the value, and knowing how to discredit the opposing appraiser’s comparables and appraisal is the key.

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We Don't Work For Insurance Companies

Unlike most auto appraisers, Ken only works for consumers and has never worked for an insurance company. No one’s shoving an envelope full of money across the table. But, there could be appraisers that develop methodologies to produce lower values in hopes of acquiring future business from the insurance companies. Some of these guys work both sides. (FYI, my attorney made me add the “could be” above to keep me from being sued).

Located in Oregon

LEVERAGE Auto Appraisals is actually located in Oregon. Our main office is in Portland, Oregon. Although, we service all of Oregon including Medford, Eugene, Springfield, Coos Bay, Pendleton, Bend, Grants Pass, Gresham, Beaverton, Hillsboro, Salem, and Tigard, Oregon. Be aware many auto appraiser who look like they’re local are from Florida, Texas, North Caroline, etc. and are not authorized to appraise vehicles in Oregon.

100% Reimbursement

As long as we increase the last offer from your insurance company one cent under your appraisal clause, by Oregon law, your insurance company would be required to provide you with 100% reimbursement of the appraial cost. OAR 836-080-0240

Some More Recent Total Loss Appraisal Clause Claim Settlements

1998 Toyota 4Runner Limited

  • Insurance Company: Progressive
  • Settlement Increase: $8,214.82
  • Percentage Increase: 139%
  • Bend, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,935.18
  • Settlement: $14,150.00
  • Client: Shelly S..
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2019 Mercedes-Benz GLC300 4Matic

  • Insurance Company: State Farm
  • Settlement Increase: $4,815.00
  • Percentage Increase: 16%
  • Vancouver, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $30,185.00
  • Settlement: $35000.00
  • Client: Phoi L.

2003 Dodge Ram 2500

  • Insurance Company: Progessive
  • Settlement Increase: $13,539
  • Percentage Increase: 90%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $15,111.00
  • Settlement: $28650
  • Client: Braden S.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 GMC 3500 SLT

  • Insurance Company: Progressive
  • Settlement Increase: $6297.07
  • Percentage Increase: 37%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $17,202.93
  • Settlement: $23,500.00
  • Client: Cody B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2002 Toyota Sequoia Limited

  • Insurance Company: Geico
  • Settlement Increase: $4,320
  • Percentage Increase: 84%
  • Hillsboro, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Nathaniel M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2004 Porsche Cayenne Turbo

  • Insurance Company: Progessive
  • Settlement Increase: $7,971
  • Percentage Increase: 77%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $10,428.68
  • Settlement: $18,400.00
  • Client: Alexandre B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2018 Hyundai Elantra

  • Insurance Company: Geico
  • Settlement Increase: $1,714.00
  • Percentage Increase: 12%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $14,786.00
  • Settlement: $16,500.00
  • Client: Sadie B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2014 Jaguar XJ

  • Insurance Company: Allstate
  • Settlement Increase: $4093.00
  • Percentage Increase: 19%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Kenneth P.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1971 Ford Bronco

  • Insurance Company: USAA
  • Settlement Increase: $8,742.00
  • Percentage Increase: 14%
  • Klamath Falls, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $63,258
  • Settlement: $72,000.00
  • Client: Thomas H.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 Dodge Neon SRT-4

  • Insurance Company: Progressive
  • Settlement Increase: $8,083.00
  • Percentage Increase: 178%
  • Yakima, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $4,543.00
  • Settlement: $12,626.00
  • Client: Alex, C.
  • Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00

2007 Toyota Prius

  • Insurance Company: Progressive
  • Settlement Increase: $5,550.00
  • Percentage Increase: 75%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $7,449.95
  • Settlement: $13,000.00
  • Client: Grant M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1999 Honda Civic DX

  • Insurance Company: Progressive
  • Settlement Increase: $3,529.09.00
  • Percentage Increase: 180%
  • Vancouver, WA
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

2012 Toyota Prius V Five

  • Insurance Company: State Farm
  • Settlement Increase: $8,044.33
  • Percentage Increase: 63%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $12,784.00 CCC ONE
  • Settlement: $20,828.33
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00

1981 Chevrolet C10 Pickup

  • Insurance Company: Progressive
  • Settlement Increase: $7,028.67
  • Percentage Increase: 72%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
  • Settlement: $16,828.67
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00

2001 Ford F250 SD

  • Insurance Company: Progressive
  • Settlement Increase: $9,581.69
  • Percentage Increase: 98%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

Total Loss Appraisal in Oregon

Call Now For Help With Your Oregon Total Loss Claim
(503) 567-8900 

Unfair Offer From Your Insurance Company?

In many situations, the CCC One or Mitchell / J.D. Power reports supplied by the insurance company may be thousands less than the true retail value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal to dispute the low offer.


LEVERAGE Auto Appraisals 

is an Oregon Provider of

Total Loss Fair Market Value Vehicle Appraisal Reports
Oregon Certified & Licensed Auto Appraiser License # V34-075

Total Loss AppraisalIf your car, truck, RV, motorcycle, or other wheeled vehicle has been totaled, before you accept the insurance company’s total loss offer, you should speak to our Auto Appraiser. Ken’s been a certified licensed appraiser in the state of Oregon since April of 2010.

Insurance companies routinely underpay on totalloss claims. Many insurance companies use valuations such as CCC One and Mitchell to influence policyholders and claimants into taking much less than their vehicle may actually be worth.

If you feel you’ve received a lowball valuation offer for your totaled car, truck, RV or motorcycle from your insurance company, it probably is.  If you have full coverage, you have an appraisal clause and can let the Leverage professionals take care of negotiating with your insurance company for a fair settlement.

Get the money you’re owed. Not thousands less than your vehicle was worth.

We’ve found in most situations, the CCC One or Mitchell / J.D. Power valuation reports supplied by the insurance company may be thousands less than the true market value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to invoke your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal and negotiate the claim with your insurance company to dispute the low offer on your behalf.

My 2001 F450 was stolen from me in June and deemed a total loss by State Farm when it was recovered in July. I found Ken and he went to bat for me right away. After almost two months of State Farm creating delays and trying to cover up communication saying it didn’t happen, Ken and his team were able to get me a little over 80% more than their original offer!

State Farm offered me $3,000 more than the original offer after they knew Ken was involved. That offer was still $7,000 less than Ken was able to get me even after paying my $1,000 deductible.
–Levi Buchanan, Roseburg, Oregon

 

READY TO GET STARTED?

It’s Simple. Just follow our proven process below and recover your fair market value and appraisal costs from your insurance company in just 6 easy steps.

1. Gather Documentation

Request a PDF of the Evaluaton from your insurance company. Have it ready when you fill out our questionnaire in the next step. Or, email it to leveragepdx@gmail.com with your name in the subject line.

2. Free Claim Review

Request a Free Total Loss Claim Review in our form below, or call us at 503.420.3001 to find out how much your vehicle is really worth. We won’t waste your time by selling you an appraisal you don’t need.

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3. Order Appraisal

Place Your Order, and our Oregon Licensed and Certified Appraiser, Ken Nix will prepare the report and negotiation strategy.

4. Letter of Representation

We will send a letter of representation to your insurance company to inform them we are representing you as your appraiser under your appraisal clause.

5. Claim Negotiation

The insurance company will hire an independent appraiser and Ken will negotiate with them on your behalf to arrive at a fair settlement.

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6. Settlement

Once we have an signed agreement as to the actual Fair Market Value of your vehicle, your insurance company will award your the settlement and under Oregon Law, will reimburse your appraisal cost under OAR 836-080-0240.

Oregon Auto Appraiser Ken NixWhen it comes to navigating the complex world of total loss claims, one name stands out as the foremost authority in the industry: Ken Nix. With over 30 years of experience in the automotive sector, Ken has established himself as a highly respected figure and an expert in his field. As the Appraisal Director at our company, Ken is responsible for preparing, signing, and negotiating first-party total loss claims. Ken Nix’s impressive background highlights why he is the ultimate choice as a total loss negotiator on your claim.

Automotive Industry Expertise: Ken Nix’s automotive journey spans over three decades, during which he has accumulated a wealth of knowledge and experience. His long-standing tenure in the industry has solidified his reputation as a trusted automotive authority. Notably, Ken is the proud founder of the Volkswagen Owners Club, a global community boasting an impressive membership of over 60,000 individuals. This achievement not only reflects his deep passion for automobiles but also signifies his ability to connect with people on an international scale.

Certified Oregon Auto Appraiser: As a certified Oregon auto appraiser, Ken Nix possesses the necessary credentials to evaluate and assess the value of vehicles accurately. This accreditation adds an extra layer of credibility to his appraisal work, ensuring that all parties involved can rely on his expertise and judgment. Ken’s testimony as an expert witness in numerous automotive value arbitration cases, jury trials, and criminal court cases further solidifies his standing as a trusted and respected professional in the field.

Extensive Industry Experience: Throughout his career, Ken has worked with several major automotive brands, gaining invaluable experience and insights along the way. He has dedicated seven years to Honda, three years each to Toyota, Volkswagen, and Volvo, and over three years to Ford and Chevrolet. During his tenure at Diversiform and Reynolds and Reynolds, Ken had the privilege of collaborating directly with esteemed personnel from national dealerships, including Dealer Principals, General Managers, GSMs, and Fixed-Ops Directors. This experience involved developing and consulting on automotive marketing and customer retention, allowing Ken to cultivate a deep understanding of the industry from multiple perspectives.

Negotiation Skills: Ken Nix’s exceptional negotiation skills are the product of his diverse background as a teacher of automotive product knowledge and sales, coupled with personal training from renowned experts such as Zig Ziglar, Tom Stuker, and Grant Cordone. With over 45 years of professional negotiation experience, Ken possesses a remarkable ability to ensure fair and equitable settlements for all stakeholders involved in each total loss appraisal. His expertise in negotiations has been sought after in countless arbitration cases, jury trials, and criminal court cases, testifying as an expert witness.

Spotting Previous and Bad Repairs: One of Ken Nix’s unique strengths lies in his ability to spot previous and bad repairs on opposing appraiser’s comparables used in their appraisal. This skill stems from his extensive work in the diminished value sector, where he has developed a keen eye for identifying concealed repairs and assessing their impact on a vehicle’s value. By recognizing these issues, Ken brings an additional layer of scrutiny to the negotiation process, ensuring that the total loss appraisal accurately reflects the true value of the vehicle in question.

Conclusion: In the realm of total loss negotiations, Ken Nix stands head and shoulders above the rest. With his profound knowledge, extensive industry experience, and exceptional negotiation skills, Ken is the ideal choice as a total loss negotiator. His reputation for fairness, expertise, and attention to detail garners respect throughout the automotive industry. When working with Ken, stakeholders can rest assured that they are in the hands of a consummate professional who will advocate for a fair and equitable settlement.

READY FOR A FREE CLAIM REVIEW? Email the PDF of the CCC One, Mitchell / J.D. Powers or other evaluation of your vehicle to: leveragepdx@gmail.com. With the SUBJECT: FREE CLAIM REVIEW with your NAME. Then call us at 503.567.8900 for a free claim review. (Example: FREE CLAIM REVIEW – KEN NIX) If I’m unable to immediately take your call, please leave your information with our live answering service (which will take your call 24/7).  I’ll call you as soon as I’m available. Please allow a little time as I may be negotiating a claim or inspecting a vehicle when you call during the day. If it is later at night, I may call you the next morning. I’ll call you back from my Cell Phone sometimes, ending in 0539. Thank you for considering me as your auto appraiser.

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