We Specialize in Oregon Total Loss Appraisal Clause Disputes

Call Now for a Free Claim Review – 503.567.8900  Email: leveragepdx@gmail.com

When faced with the situation of a loss vehicle, in Oregon many people find themselves searching for a “total loss appraisal near me.” At Leverage Auto Appraisals, we specialize in providing services for auto loss appraisals. We understand how challenging this period can be for our valued customers. Ken, who is an auto appraiser with knowledge of the Oregon total loss threshold utilizes his expertise to ensure you receive the maximum settlement possible.

It’s not uncommon to disagree with insurance evaluations. That’s where our expertise comes into play. As auto appraisers, our commitment is to make sure you’re not being shortchanged. We work closely with our clients to ensure that each auto appraisal accurately reflects the value of their vehicle and advocate for the best possible settlement, from insurance providers.

Total Loss Appraisal

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

Ken Nix – Oregon Certified Auto Appraiser since 2010
Total Loss Expert Negotiator for Appraisal Clause Disputes

Need A Total Loss Appraisal?
Don’t Settle for a Report, Get LEVERAGE

Total Loss Appraisal

LEVERAGE AUTO APPRAISALS

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Total Loss Appraisal
Excellent
Leverage Auto Appraisals |Total Loss Appraiser
Based on 172 reviews
Total Loss Appraisal
Andrew Bertz
Having to go all the way to getting an appraisal was not something I wanted to do. But when my Insurance company low balled me and would not budge, I reach out to Ken.
He was great to work with and helped explain the process.
I was able to get over 10% more for my total loss claim thanks to Ken's work.
Response from the owner:Andrew, thank you for taking the time to write this, I really appreciate it. I know going through the appraisal clause process is not something anyone plans on, but unfortunately it becomes necessary when the insurance company just will not budge on a low offer. I am glad I could help walk you through the process and make it a little easier to navigate. That is exactly why I am here, to help Oregon drivers deal with these total loss situations and make sure they are not stuck accepting less than what their vehicle is actually worth. Getting over a 10 percent increase is a solid result and a great example of why it is important to challenge those initial valuations. Thank you again for your trust and for working with me. I truly appreciate it and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Jacob Riopelle (Jake Riopelle)
I was working with State Farm insurance, and received an appraisal from CCC for $13,400 for my 2013 Sienna. The car only had 1 only owner before me and was declared a total loss. I gave Ken a call and he let me know that they were way under evaluating my vehicle like I suspected. He worked with my insurance and in about a week he had gotten me from that $13,400.00 up to $19,600.00. Absolutely worth every penny Ken was fantastic to work with. Definitely recommend his services to anyone who has a totaled vehicle. Per Oregon law if the appraisal that you get from Ken or any other appraisal company is a penny over what the insurance company’s first appraisal of your vehicle your insurance company is liable to pay Ken’s fee. So overall, you’re basically getting a fantastic free service and more value for your vehicle. I hope I don’t ever total another vehicle but if I do, I’m calling Ken.
Response from the owner:Jake, thank you for taking the time to write such a detailed review, I truly appreciate it. It was an absolute pleasure working with you, and I am really glad you trusted your instincts when that $13,400 valuation just didn’t sit right. Getting your settlement up to $19,600 and securing that $6,200 increase is exactly why I do what I do. I am very passionate about helping people get what they truly deserve, not some lowball number that gets pushed on them in hopes they will just accept it and move on. The reality is, these insurance valuations are often riddled with problems. The comps are not inspected, have no photos, erased from the internet, and there is little to no transparency on condition assuming their comps are in excellent condition when in fact the majority they use are in worse. This is 2026, not 1994, there is no reason they can't provide photos of their comps. I regularly find vehicles with prior frame or structural damage, poor repairs, and even branded titles being used as comparables. It is honestly unacceptable. What frustrates me the most is how many people just take that first offer. There are hundreds of thousands of people every year across this country who accept less than what their vehicle is worth simply because they do not know they have options. Some of the increases I have seen are life changing. Last year alone, I had a claim increase by around $50,000. That should not even be possible if the system was working correctly, but it happens more often than people realize. I really do believe we should expect better from both insurance companies and the systems in place that are supposed to oversee them. Until that changes, I will keep doing everything I can to stand up for people and make sure they are treated fairly. Thank you again for your trust, your patience, and your recommendation. Hopefully you never need me again, but if you do, I have got your back. Kind regards, Ken
Total Loss Appraisal
Jeff Reece
I totaled my vehicle. State Farm offered me 11k less than the market value was. I had no idea about any of this process or what to do. I found Leverage Auto Appraisals on Google. I got ahold of Ken the owner and from that point on I was literally on cruise control. Ken's credentials some of which are on their website are truly excellent. And excellent is the exact word I would use for the ENTIRE service I received from Ken. From his professionalism from start to finish to him putting my insurance agency on notice that he has been doing this far longer than any of them and knows every law and statute of the process that if they wanted an ethics contract signed he had no problem with that just first send him a copy of the appraiser they are using and how much have they paid him in the last year! No response from that! He wasn't intimidated and didn't let them walk all over me. Ken is like going to court with Johnny Cochran as an attorney compared to a public defender. I could in NO WAY find another person capable of doing a better job. I absolutely recommend him over anyone else!
Total Loss Appraisal
Total Loss Appraisal
Dat Nguyen
Faced with a total loss from USAA for hail damage they have been trying to undercut me on everything from my vehicles worth to the repairs that would be needed. For those reading this and are suffering from the Insurance companies abuse of power you aren't alone. Mr. Nix, who has been working my case fought and awarded me with 2k extra in my cars evaluation.
While not only fighting for me as a client he is very informative and knowledgeable on all kinds of cases. He has helped me understand the situation and going beyond what is required to help make sure things get settled properly. Even with my appraisal being settled he is further helping me fight USAA to do the right thing, for this I am truly grateful to hear a voice that cares.
11/10
Response from the owner:Dat, thank you so much for taking the time to write this, I truly appreciate it. It was great working with you, and I am really glad I could help you push back and get that additional $2,000 on your vehicle. More importantly, I am glad I could help you better understand what was going on and make sure you were not being taken advantage of. I want you to know, I really do try to make myself available as much as possible, not just for my clients, but even for people who are just looking for guidance. Sometimes I get paid, sometimes I do not, and that is okay. I did not get into this for the money, I got into it to help people and to make sure they are treated fairly. There are a lot of moving parts in these claims, whether it is storage fees, rental issues, or insurance companies not providing the right information, and I do my best to step in wherever I can. A lot of people do not realize the time that goes into each case. Even something as simple as a call can take 20 minutes or more by the time I stop what I am doing, pull up the file, review everything, and then have a proper conversation. Multiply that by 20 clients in a day, and it adds up to over six hours just providing updates. At the same time, I am negotiating claims, reviewing valuations, dealing with insurance companies, and sometimes even reaching out to the Division of Financial Regulation when needed. My days usually start around 5 in the morning and go into the evening, because I want to make sure my clients are taken care of. I really appreciate your patience and your trust throughout the process, and I am glad I could continue helping even beyond the appraisal itself. That means a lot to me. Kind regards, Ken
Total Loss Appraisal
Jessica Kittell
I cannot say enough good things about leverage auto appraisals. First off Ken is very kind and knowledgeable. We had never been in an accident before and he explained the process and what to expect. State farm gave us a total loss on our Dodge grand caravan and tried to offer us $12,233 after Kens hard work he got us back $17,950. He's fast and efficient. Our whole process took a total of 3 days. If you need an appraisal done I would highly recommend leverage auto appraisals.
Response from the owner:Jessica, thank you so much for the amazing review, I truly appreciate you taking the time to share your experience. It was honestly awesome working with you, and I am really glad I could help guide you through everything, especially since this was your first time dealing with a total loss situation. That jump from $12,233 to $17,950, a $5,700 increase, is a fantastic result. And on a van, that is saying a lot. Most of the time we see increases in that $3,000 to $4,000 range on vans, so getting close to $6,000 definitely made me feel like I had my Wheaties that morning. I am just glad I was able to help you get what your vehicle was actually worth. State Farm does tend to rely on CCC valuations, which in my experience are often on the low side. That said, I will give credit where it is due, State Farm is generally a solid insurance company, and many of the appraisers they hire tend to be more ethical than some others out there. That definitely helps when it comes to reaching a fair resolution. Thank you again for your trust and for recommending Leverage Auto Appraisals. It truly means a lot, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Nick Rucker
Ken nix and his team helped me out tremendously with my 2007 Subaru. Limited edition STI and my total loss claim. He was able to appraise over $5000 above what state farm had originally submitted. I'm so grateful and thankful for Ken Nix and his team and his services. Excellent job and excellent service. I will definitely suggest and recommend using them for any total loss claim.
Total Loss Appraisal
Sandy DeBano
Ken at Leverage Auto Appraisers is truly amazing. I was ready to give up in despair dealing with my claims specialist at State Farm, who was undervaluing our 2010 Toyota Highlander (which State Farm totaled after we hit a deer). Ken was a straight shooter, is extremely knowledgeable about the entire convoluted process, and helped every step of the way. Getting the appraisal from Ken was unexpectedly easy and fast (once State Farm assigned their appraiser, which took several weeks). Ken is a a pro and has real integrity! And he saved us over $2000!!!
Response from the owner:Sandy, thank you so much for the incredible review, I truly appreciate you taking the time to share this. It was absolutely awesome working with you, and I am really glad I could help turn things around when it felt like you were hitting a wall. Dealing with a total loss after hitting a deer is stressful enough, and when the valuation comes in low, it just adds to that frustration. I hear that a lot, people feeling like they are running out of options. I am glad we were able to step in, work through the appraisal clause process, and get your Highlander where it should have been. That $2,000 plus increase makes a real difference. I also appreciate your patience with the timeline, especially waiting on State Farm to assign their appraiser. That part is unfortunately out of our control, but once things get moving, I do everything I can to keep it efficient and straightforward. Thank you again for your trust, your kind words, and your recommendation. It really means a lot to me, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Nathan Salyers
Ken was fantastic! He got us $6120 more than we were originally offered! I wouldn't hesitate to refer him to anybody in need of his service!
Total Loss AppraisalTotal Loss AppraisalTotal Loss AppraisalTotal Loss AppraisalTotal Loss AppraisalTotal Loss Appraisal
Response from the owner:Nathan, you rock. I’m grateful for the kind words and even more grateful for those 7 amazing truck photos you added to your review. Most people don’t think to do that, but it really helps others see the quality of vehicles we’re fighting to get properly valued. Your truck deserved that $6,120 boost and then some! Thank you again for your trust, your review, and your willingness to refer others my way. That kind of support helps keep the playing field a little more level when insurance companies try to shortchange people. I'm always happy to step in and make things right. Kind regards, Ken
Total Loss Appraisal
Troy
I was rear-ended and my insurance offered me $19,489 for my 2021 Toyota Camry. Ken got me $22,005.50 which is an increase of $2,516.50! I would absolutely use Ken in the future and strongly recommend him.
Total Loss Appraisal
Cesilia Torres
Ken was very helpful and transparent of the next steps and ways to pursue my claim. When I called his team requesting assistance on my out of state claim Ken return my phone call in a couple minutes and answered any question I had and continued to let me know if additional questions were raised to contact him.

Ken helped ease some stress and confusion I had and I greatly appreciate all the help
Response from the owner:Thank you, Cesilia! It was a real pleasure helping you through this process. I know out-of-state claims can come with a few extra wrinkles, but I’m glad we could simplify things and get you the clarity you needed. Fast communication and clear next steps are a big part of how we support our clients, so I’m thrilled to hear that made a difference for you. We are here for Oregon drivers and beyond, whether it is an insurance value dispute or just figuring out what to do next. Don’t hesitate to reach out again if anything else comes up. We are just a phone call away. Kind regards, Ken
Total Loss Appraisal
Louis Gomez
I was recently in a car accident that unfortunately totaled my truck. Thankfully, no one was hurt. I assumed my insurance company would handle everything smoothly, but from the start, I felt like I got the runaround. When they finally gave me a vehicle appraisal, the offer seemed far too low. I explained all the features, add-ons, and the truck’s low mileage, but none of that seemed to matter—they continued to make excuses and stick with a lowball offer.
I felt completely stuck until a friend of my wife’s suggested I call Ken Nix. Under our policy, we had the right to get a second appraisal from an independent professional if we disagreed with the insurance company’s valuation. Reaching out to Ken was the best decision we could have made. He was incredibly professional, knowledgeable, and truly fought for our family. Thanks to his expertise and persistence, we received a fair payout that reflected the true value of our truck.
We are extremely grateful for everything Ken did—his communication, dedication, and skill made the entire process so much easier. It’s reassuring to know there are people like Ken out there who will stand up for you when you need it most. If you’re feeling lost or want a second opinion, I wholeheartedly recommend giving Ken Nix a call. He knows exactly what he’s doing and genuinely cares about helping his clients.
Response from the owner:Louis, thank you so much for taking the time to share your experience. First and most importantly, I am very glad no one was hurt. A totaled truck is bad enough, but when the insurance company gives you the runaround and then refuses to recognize the low mileage, features, and added equipment, it can make a stressful situation feel ten times worse. I am grateful your wife’s friend pointed you in my direction, and I am honored you trusted me to help with your total loss appraisal clause claim here in Oregon. I truly do care about my clients and their families. My cousin, Harold Wayne Nix, was an esteemed attorney who passed away last month, and he spent his life fighting for the underdog. He was my role model in that way, and I try to carry that same spirit into every insurance claim car value dispute I handle. Thank you again for trusting Leverage Auto Appraisals. I am so glad we were able to stand up for the true value of your truck and help get your family a fair payout. Kind regards, Ken
Total Loss Appraisal
Wilson Munoz
Ken Nix from Leverage Auto Appraisas is the man!!! He was able to negotiate a fair price for my totaled Toyota Tundra, he made a terrifying and stressful process look easy by doing the work with my insurance.
Ken made sure insurance don’t keep your money, highly recommend using Ken for your appraisal needs, he will deliver.
Insurance Offer: $16,296.00
Settlement: $20,600.00
Increase: $4,304.00
Total Loss AppraisalTotal Loss Appraisal
Response from the owner:Thank you so much for the awesome review, I really appreciate you taking the time to share your experience. And thank you for posting the photos of your truck, that Tundra was a very nice truck. Always makes it a little tougher when you see how clean and well kept a vehicle was before a total loss. I am really glad I could help make a stressful situation a lot easier for you. Going from $16,296 to $20,600 is a strong result, and exactly why it is so important to challenge those initial insurance offers. Too often they come in low, and without pushing back, people end up settling for less than what their vehicle is actually worth. I truly appreciate your trust and the recommendation. It means a lot, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal

Why Choose LEVERAGE AUTO APPRAISALS?

Low Volume, High Quality Appraisals Backed By An Expert Negotiator With Over 40 Years Experience.

Oregon Certified Appraiser

When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. Ken Nix an Oregon certified and licensed auto appraiser. #V34-075

Credible Automotive Experience

Ken Nix has 13+  years experience negotiating total loss claims against insurance companies, with over 40 years of  automotive and expert negotiating experience. He knows the vehicles, which is one of the biggest problems with the industry. So many auto appraisers are ex-body shop estimators or ex-insurance adjusters with no previous experience evaluating or selling vehicles.

Credible Valuations

We follow the Uniform Standards of Professional Appraisal Practice (U.S.P.A.P.) standards for credible appraisals. Some appraisal companies inflate their valuations in an effort to entice you to use them because they have the largest value picked out of the air. Highest doesn’t mean you’ll settle for more, normally it has the opposite effect. Solid credible documented work showing how we arrived at the value, and knowing how to discredit the opposing appraiser’s comparables and appraisal is the key.

Z

We Don't Work For Insurance Companies

Unlike most auto appraisers, Ken only works for consumers and has never worked for an insurance company. No one’s shoving an envelope full of money across the table. But, there could be appraisers that develop methodologies to produce lower values in hopes of acquiring future business from the insurance companies. Some of these guys work both sides. (FYI, my attorney made me add the “could be” above to keep me from being sued).

Located in Oregon

LEVERAGE Auto Appraisals is actually located in Oregon. Our main office is in Portland, Oregon. Although, we service all of Oregon including Medford, Eugene, Springfield, Coos Bay, Pendleton, Bend, Grants Pass, Gresham, Beaverton, Hillsboro, Salem, and Tigard, Oregon. Be aware many auto appraiser who look like they’re local are from Florida, Texas, North Caroline, etc. and are not authorized to appraise vehicles in Oregon.

100% Reimbursement

As long as we increase the last offer from your insurance company one cent under your appraisal clause, by Oregon law, your insurance company would be required to provide you with 100% reimbursement of the appraial cost. OAR 836-080-0240

Some More Recent Total Loss Appraisal Clause Claim Settlements

1998 Toyota 4Runner Limited

  • Insurance Company: Progressive
  • Settlement Increase: $8,214.82
  • Percentage Increase: 139%
  • Bend, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,935.18
  • Settlement: $14,150.00
  • Client: Shelly S..
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2019 Mercedes-Benz GLC300 4Matic

  • Insurance Company: State Farm
  • Settlement Increase: $4,815.00
  • Percentage Increase: 16%
  • Vancouver, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $30,185.00
  • Settlement: $35000.00
  • Client: Phoi L.

2003 Dodge Ram 2500

  • Insurance Company: Progessive
  • Settlement Increase: $13,539
  • Percentage Increase: 90%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $15,111.00
  • Settlement: $28650
  • Client: Braden S.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 GMC 3500 SLT

  • Insurance Company: Progressive
  • Settlement Increase: $6297.07
  • Percentage Increase: 37%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $17,202.93
  • Settlement: $23,500.00
  • Client: Cody B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2002 Toyota Sequoia Limited

  • Insurance Company: Geico
  • Settlement Increase: $4,320
  • Percentage Increase: 84%
  • Hillsboro, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Nathaniel M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2004 Porsche Cayenne Turbo

  • Insurance Company: Progessive
  • Settlement Increase: $7,971
  • Percentage Increase: 77%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $10,428.68
  • Settlement: $18,400.00
  • Client: Alexandre B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2018 Hyundai Elantra

  • Insurance Company: Geico
  • Settlement Increase: $1,714.00
  • Percentage Increase: 12%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $14,786.00
  • Settlement: $16,500.00
  • Client: Sadie B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2014 Jaguar XJ

  • Insurance Company: Allstate
  • Settlement Increase: $4093.00
  • Percentage Increase: 19%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Kenneth P.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1971 Ford Bronco

  • Insurance Company: USAA
  • Settlement Increase: $8,742.00
  • Percentage Increase: 14%
  • Klamath Falls, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $63,258
  • Settlement: $72,000.00
  • Client: Thomas H.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 Dodge Neon SRT-4

  • Insurance Company: Progressive
  • Settlement Increase: $8,083.00
  • Percentage Increase: 178%
  • Yakima, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $4,543.00
  • Settlement: $12,626.00
  • Client: Alex, C.
  • Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00

2007 Toyota Prius

  • Insurance Company: Progressive
  • Settlement Increase: $5,550.00
  • Percentage Increase: 75%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $7,449.95
  • Settlement: $13,000.00
  • Client: Grant M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1999 Honda Civic DX

  • Insurance Company: Progressive
  • Settlement Increase: $3,529.09.00
  • Percentage Increase: 180%
  • Vancouver, WA
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

2012 Toyota Prius V Five

  • Insurance Company: State Farm
  • Settlement Increase: $8,044.33
  • Percentage Increase: 63%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $12,784.00 CCC ONE
  • Settlement: $20,828.33
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00

1981 Chevrolet C10 Pickup

  • Insurance Company: Progressive
  • Settlement Increase: $7,028.67
  • Percentage Increase: 72%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
  • Settlement: $16,828.67
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00

2001 Ford F250 SD

  • Insurance Company: Progressive
  • Settlement Increase: $9,581.69
  • Percentage Increase: 98%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

Total Loss Appraisal in Oregon

Call Now For Help With Your Oregon Total Loss Claim
(503) 567-8900 

Unfair Offer From Your Insurance Company?

In many situations, the CCC One or Mitchell / J.D. Power reports supplied by the insurance company may be thousands less than the true retail value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal to dispute the low offer.


LEVERAGE Auto Appraisals 

is an Oregon Provider of

Total Loss Fair Market Value Vehicle Appraisal Reports
Oregon Certified & Licensed Auto Appraiser License # V34-075

Total Loss AppraisalIf your car, truck, RV, motorcycle, or other wheeled vehicle has been totaled, before you accept the insurance company’s total loss offer, you should speak to our Auto Appraiser. Ken’s been a certified licensed appraiser in the state of Oregon since April of 2010.

Insurance companies routinely underpay on totalloss claims. Many insurance companies use valuations such as CCC One and Mitchell to influence policyholders and claimants into taking much less than their vehicle may actually be worth.

If you feel you’ve received a lowball valuation offer for your totaled car, truck, RV or motorcycle from your insurance company, it probably is.  If you have full coverage, you have an appraisal clause and can let the Leverage professionals take care of negotiating with your insurance company for a fair settlement.

Get the money you’re owed. Not thousands less than your vehicle was worth.

We’ve found in most situations, the CCC One or Mitchell / J.D. Power valuation reports supplied by the insurance company may be thousands less than the true market value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to invoke your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal and negotiate the claim with your insurance company to dispute the low offer on your behalf.

My 2001 F450 was stolen from me in June and deemed a total loss by State Farm when it was recovered in July. I found Ken and he went to bat for me right away. After almost two months of State Farm creating delays and trying to cover up communication saying it didn’t happen, Ken and his team were able to get me a little over 80% more than their original offer!

State Farm offered me $3,000 more than the original offer after they knew Ken was involved. That offer was still $7,000 less than Ken was able to get me even after paying my $1,000 deductible.
–Levi Buchanan, Roseburg, Oregon

 

READY TO GET STARTED?

It’s Simple. Just follow our proven process below and recover your fair market value and appraisal costs from your insurance company in just 6 easy steps.

1. Gather Documentation

Request a PDF of the Evaluaton from your insurance company. Have it ready when you fill out our questionnaire in the next step. Or, email it to leveragepdx@gmail.com with your name in the subject line.

2. Free Claim Review

Request a Free Total Loss Claim Review in our form below, or call us at 503.420.3001 to find out how much your vehicle is really worth. We won’t waste your time by selling you an appraisal you don’t need.

i

3. Order Appraisal

Place Your Order, and our Oregon Licensed and Certified Appraiser, Ken Nix will prepare the report and negotiation strategy.

4. Letter of Representation

We will send a letter of representation to your insurance company to inform them we are representing you as your appraiser under your appraisal clause.

5. Claim Negotiation

The insurance company will hire an independent appraiser and Ken will negotiate with them on your behalf to arrive at a fair settlement.

i

6. Settlement

Once we have an signed agreement as to the actual Fair Market Value of your vehicle, your insurance company will award your the settlement and under Oregon Law, will reimburse your appraisal cost under OAR 836-080-0240.

Oregon Auto Appraiser Ken NixWhen it comes to navigating the complex world of total loss claims, one name stands out as the foremost authority in the industry: Ken Nix. With over 30 years of experience in the automotive sector, Ken has established himself as a highly respected figure and an expert in his field. As the Appraisal Director at our company, Ken is responsible for preparing, signing, and negotiating first-party total loss claims. Ken Nix’s impressive background highlights why he is the ultimate choice as a total loss negotiator on your claim.

Automotive Industry Expertise: Ken Nix’s automotive journey spans over three decades, during which he has accumulated a wealth of knowledge and experience. His long-standing tenure in the industry has solidified his reputation as a trusted automotive authority. Notably, Ken is the proud founder of the Volkswagen Owners Club, a global community boasting an impressive membership of over 60,000 individuals. This achievement not only reflects his deep passion for automobiles but also signifies his ability to connect with people on an international scale.

Certified Oregon Auto Appraiser: As a certified Oregon auto appraiser, Ken Nix possesses the necessary credentials to evaluate and assess the value of vehicles accurately. This accreditation adds an extra layer of credibility to his appraisal work, ensuring that all parties involved can rely on his expertise and judgment. Ken’s testimony as an expert witness in numerous automotive value arbitration cases, jury trials, and criminal court cases further solidifies his standing as a trusted and respected professional in the field.

Extensive Industry Experience: Throughout his career, Ken has worked with several major automotive brands, gaining invaluable experience and insights along the way. He has dedicated seven years to Honda, three years each to Toyota, Volkswagen, and Volvo, and over three years to Ford and Chevrolet. During his tenure at Diversiform and Reynolds and Reynolds, Ken had the privilege of collaborating directly with esteemed personnel from national dealerships, including Dealer Principals, General Managers, GSMs, and Fixed-Ops Directors. This experience involved developing and consulting on automotive marketing and customer retention, allowing Ken to cultivate a deep understanding of the industry from multiple perspectives.

Negotiation Skills: Ken Nix’s exceptional negotiation skills are the product of his diverse background as a teacher of automotive product knowledge and sales, coupled with personal training from renowned experts such as Zig Ziglar, Tom Stuker, and Grant Cordone. With over 45 years of professional negotiation experience, Ken possesses a remarkable ability to ensure fair and equitable settlements for all stakeholders involved in each total loss appraisal. His expertise in negotiations has been sought after in countless arbitration cases, jury trials, and criminal court cases, testifying as an expert witness.

Spotting Previous and Bad Repairs: One of Ken Nix’s unique strengths lies in his ability to spot previous and bad repairs on opposing appraiser’s comparables used in their appraisal. This skill stems from his extensive work in the diminished value sector, where he has developed a keen eye for identifying concealed repairs and assessing their impact on a vehicle’s value. By recognizing these issues, Ken brings an additional layer of scrutiny to the negotiation process, ensuring that the total loss appraisal accurately reflects the true value of the vehicle in question.

Conclusion: In the realm of total loss negotiations, Ken Nix stands head and shoulders above the rest. With his profound knowledge, extensive industry experience, and exceptional negotiation skills, Ken is the ideal choice as a total loss negotiator. His reputation for fairness, expertise, and attention to detail garners respect throughout the automotive industry. When working with Ken, stakeholders can rest assured that they are in the hands of a consummate professional who will advocate for a fair and equitable settlement.

READY FOR A FREE CLAIM REVIEW? Email the PDF of the CCC One, Mitchell / J.D. Powers or other evaluation of your vehicle to: leveragepdx@gmail.com. With the SUBJECT: FREE CLAIM REVIEW with your NAME. Then call us at 503.567.8900 for a free claim review. (Example: FREE CLAIM REVIEW – KEN NIX) If I’m unable to immediately take your call, please leave your information with our live answering service (which will take your call 24/7).  I’ll call you as soon as I’m available. Please allow a little time as I may be negotiating a claim or inspecting a vehicle when you call during the day. If it is later at night, I may call you the next morning. I’ll call you back from my Cell Phone sometimes, ending in 0539. Thank you for considering me as your auto appraiser.

Call Now