We Specialize in Oregon Total Loss Appraisal Clause Disputes

Call Now for a Free Claim Review – 503.567.8900  Email: leveragepdx@gmail.com

When faced with the situation of a loss vehicle, in Oregon many people find themselves searching for a “total loss appraisal near me.” At Leverage Auto Appraisals, we specialize in providing services for auto loss appraisals. We understand how challenging this period can be for our valued customers. Ken, who is an auto appraiser with knowledge of the Oregon total loss threshold utilizes his expertise to ensure you receive the maximum settlement possible.

It’s not uncommon to disagree with insurance evaluations. That’s where our expertise comes into play. As auto appraisers, our commitment is to make sure you’re not being shortchanged. We work closely with our clients to ensure that each auto appraisal accurately reflects the value of their vehicle and advocate for the best possible settlement, from insurance providers.

Total Loss Appraisal

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

Ken Nix – Oregon Certified Auto Appraiser since 2010
Total Loss Expert Negotiator for Appraisal Clause Disputes

Need A Total Loss Appraisal?
Don’t Settle for a Report, Get LEVERAGE

Total loss appraisals by a certified Oregon Auto Appraiser for Insurance totaled vehicle dispute claims

LEVERAGE AUTO APPRAISALS

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Leverage Auto Appraisals |Total Loss Appraiser
Excellent
Leverage Auto Appraisals |Total Loss Appraiser
4.9
Based on 106 reviews
todd marshall
todd marshall
Ken is the man, understands in real time the games the insurance company plays. Thanks Ken, nice work.
Response from the owner: Todd, as the Senior Assistant Attorney General at the Oregon Department of Justice, it is a sincere honor to meet your standards. I am extremely grateful for the invaluable insights and knowledge you have shared with me regarding Oregon law and total loss claims. Honestly, I feel I was just along for the ride, watching a master at work. I really enjoyed working with you. It was so funny that they just kept digging a deeper hole because they didn't know who you were. You're a true unsung hero to consumers throughout Oregon. Keep up the great work. - Ken
Adam Springer
Adam Springer
Ken advocated for my client when the insurance company wouldn't play fair. Less than a week after they received his appraisal, the insurance company paid her 50% more than their previous top offer!
Response from the owner: Thank you Adam for taking the time to write a review. I know your time is valuable. Just let me know anytime I can help. I really appreciate your referrals. Kind regards, Ken
Connor
Connor
Great working with Ken! Very professional and knowledgeable. Did an excellent job explaining the whole process. Can’t recommend him enough.
Response from the owner: Thanks for giving me the idea to put together a video to explain the process better to clients. And, thank you again for choosing me as your auto appraiser! - Ken
Mario skoro
Mario skoro
Ken at Leverage Auto Appraisal was fantastic! State Farm’s initial offer for my totaled car was much lower, but Ken stepped in and got me an additional $2,400 for my 2006 Lexus is350. I would’ve loved to get even more, but that’s no fault of Ken’s—he truly went above and beyond. He was professional, knowledgeable, and made the process easy and stress-free. His stories made the experience enjoyable, too! If you’re dealing with a total loss, don’t settle—reach out to Ken and his team. His fee is reimbursed by the insurance company, so it’s a win-win, and he does all the heavy lifting. Highly recommend!
Response from the owner: Thank you for the kind words Mario. It was a pleasure speaking with you. I hope I didn't bore you too much. I try to provide a very transparent conversation so everyone is on the same page. Thank you again for choosing me as your auto appraiser. - Ken
Harrison Parsons
Harrison Parsons
Ken did Did an amazing job not only was he very professional over the phone he went straight to work for us and got what we needed done.. My 1994 F-350 Diesel was in an accident and my insurance was only gunna only pay me 22k but Ken got me a 10k increase. I recommend Ken’s team (His family business) at leverage auto appraisals for any of your appraisals needs.
Response from the owner: As Colonel John "Hannibal" Smith says, "I love it when a plan comes together." 'nuff said. Thank you for choosing me as your auto appraiser and for the trust you put into me. I did have to work for this one. 🙂 - Ken Nix
Ross J
Ross J
Ken and his staff were fantastic. I found his services via google, and his reviews are what sold me. He's a talker, but his results speak for themselves. My insurance company paid me about $4k more for my vehicle than they would have if I had not sought Ken's help. Ken, I really appreciate your time and attention to detail. Thank you!
Response from the owner: Thank you for your kind words, Ross. Your observation hits the mark—I do talk a lot, I'm very passionate in ensuring my clients receive fair compensation, rather than accepting the undervalued offers that are all too common. I also do my best to be very transparent on the process and what to expect so there are no surprises. If I can answer those questions before they're asked later on, it avails me with more time working my client's claims, rather than answering questions over multiple phone calls. As an Oregon Certified Auto Appraiser, it was gratifying to negotiate a $4,000 increase on your 2015 Ford Transit Cargo Van T-250 with Safeco. The initial assessment by CCC ONE, which deducted an additional $2,687 for the condition of your vehicle, despite your truck having 80,000 fewer miles than a comparable model, was perplexing, but unfortunately, very common. The specifics of these condition adjustments, often ending in amounts slightly over $50—yours being $2,687, for instance—always strike me as peculiar. Is it mere coincidence that these condition values exceed $50 in the ending number rounding them closer to $100, or is there more to it? It's details like these that reinforce the importance of a meticulous Total Loss Appraisal process, ensuring clients like you are not shortchanged. Your satisfaction is a testament to the value of persistence and expertise in navigating these claims. Thank you again for trusting me with your appraisal, and I'm here should you need assistance in the future. PS. Make sure to send a copy of the invoice to Safeco so they can reimburse you for my services. - Ken
Jason Connelly
Jason Connelly
Absolutely blown away. My insurance company was trying to rob me on the value of my car. I’m very pleased than they were able to negotiate a settlement from 20k up to almost 24k. Well worth the $500 that I even got reimbursed
Response from the owner: Thank you, Jason, for your kind words. In Oregon, insurance companies are required to reimburse the cost of the appraisal on an appraisal clause dispute if we increase the settlement by just one cent over the last offer accourding to Oregon law OAR 836-080-0240. My flat fee includes negotiation, unlike many companies that charge a low initial fee and then demand exorbitant amounts to negotiate the claim at an hourly rate or as much as 50% of the increase. FYI, if a company charges you $225 for an appraisal, then an additional $300 per hour to negotiate the claim settlement, according to Oregon law, they only owe you $225 reimbursement, even if they charged you $600 more for the negotiation. It's very concerning that many out-of-state appraisers are now targeting Oregon in the last few months, most appear to be working for the insurance companies as many of them are the same opposing appraisers I'm having to fight against. Some even claim to be "insiders" because of their previous work with insurers as adjusters..... Yeah, I bet they're just very ethical and would never be biased against someone paying them a small amount even though they're making $100k a year from the same insurance company. Then I look at the skyrocketing online advertising costs, driven up from $2.52 last August, to $92.09 per click over the last few months due to these new out of state appraisers. My question is what business model makes this logical? I've been very fortunate to have supportive clients like you who post reviews. This helps others understand that I strive to secure fair settlements, not low ball offers. I only do approximately 20-25 appraisals per month, so I'm not looking for the path of least resistance like some of these companies doing 150 appraisals per month. I actually work the claim and audit the opposing appraiser's appraisal and comps. Thank you Jason for helping spread the word! I appreciate you taking your time. Kind regards, Kenps. I apologize for ranting, but it's not fair what's going on lately. People pay their premiums, but are being low balled with comparable vehicles that have no photos, and questionable condition when they have a claim? Some of these valuations I'm seeing have comparables with Branded Titles, structural damage, 3-4 prior accidents, bad repairs, and even thousands in current damage. Things that make you go hmmmmmm..........
Layne Michaud
Layne Michaud
Ken has been great to work with at Leverage Auto Appraisal! Helped me get the settlement I needed when the insurance companies offered a lowball offer. I’d hire him again in a second! Will 100% use him again if needed (but let’s hope I don’t!). I would and will recommend him to anyone else trying to negotiate a fair settlement with their insurance company.
Response from the owner: Thank you for the kind words Layne. I really appreciate your faith in me. Can't believe how sneaky sneaky they acted on this case. But, that's the environment we're living in now. Insurance companies have lost so much money due to natural disasters, inflation and property values over the past few years, they're doing all kinds of weird things trying to pay the least amount possible. Thank you again! - Ken
Jen Anderson
Jen Anderson
Ken worked for several months to try to get us a bigger settlement when our carrier insisted on shortchanging us by refusing to use any comps in our actual vicinity. Despite being stonewalled by the m0bster-like "appraisers" the carrier used (who are halfway across the continent), we eventually ended up with much more than we could have gotten on our own. It's stressful when someone else's carelessness ruins your vehicle and adds insult the injury when you can't depend on your own carrier to go to bat for you. We would use Ken again (but hope to never need to 😂).
Response from the owner: Here's another one where the insurance company used an appraiser from Chicago. How can they know our market at all. Then pulled some of the most underhanded stunts as usual, all why claiming to be so caring for our military personnel. The opposing appraiser literally used a vehicle with current damage and extremely excessive wear. They use database data without providing actual advertisements or photos of the vehicles they use as comps. This insurance company consistently uses this appraisal company, and they company is extremely well connected. They never use local appraisers so they can try to strong arm the policyholder's appraiser. Never should a claim go on this long. Up until 6 months ago, most claims I did were completed in about a week. Lately, I've had to hunt and fight and spend weeks just looking for their comparable vehicles to discredit. Thank you for your patience and trust in me. I really appreciate you taking the time to write a review since it appears that companies out of Seattle and California have made it where it is so costly to even advertise locally. question is how can they afford to pay over $30 and up to $70 per click to advertise on G**gle ads makes me question how are they making that make business sense. Thank you again for your trust. Ken
Chrissy Swartouy
Chrissy Swartouy
Ken did a great job getting me top dollar for my Jeep! Well worth the money! I received about 33% more than what my insurance was going to pay me for my loss. You need an expert to negotiate with experts & Ken delivered. Just be very patient- it takes about 3-4 months during this process but well worth it! Highly recommended Ken with Leverage!
Response from the owner: Thank you for the kind words Chrissy. I truly appreciate your praise. Fortunately most claims do NOT take this long and typically wrap up within a week or two. However the timeline often depends on how long it takes the insurance company to hire an appraiser and it also depends on the opposing appraiser and the effort required to discredit their appraisal while defending my own.In your case we secured a $5,396 increase from State Farm’s final offer which is a fantastic result. I do believe your Jeep Wrangler was worth more given its lower mileage but being a 2004 with very low miles and in much better condition that 98% of 2004 Jeeps out there made it challenging to build a higher credible valuation with the available comparable vehicles. Many of the comps had higher miles, prior damage, improper repairs, or even current damage while being listed at much lower values. Which makes it harder to quantify or discredit, especially if there is no damage history or visible damage on the opposing appraiser's comps. In comparison someone could purchase a four-year newer Wrangler with about 10,000 more miles for the same value we settled for. That had to be considered in our negotiation.The extended timeline for your claim reflects my commitment to not settling for less. I will not take the path of least resistance or agree to a lowball offer just to expedite negotiations. If I believe a significant increase is achievable I continue to fight for my clients even if it takes longer.Recently negotiations have slowed due to the large volume of claims following the hurricanes. Many large appraisal companies hired by insurers are overwhelmed with appraisers handling 75 to 150 assignments per month which is far beyond what allows for quality work. In comparison, I only took on 25 assignments last month which gives me time to actually work each claim to the best of my ability. Many of these appraisers are from out of state and are not licensed or authorized to produce appraisals in Oregon and are using comps from the East Coast, Salt States, etc to lowball valueations. Over the past 14 years, I have been able to disqualify a large number of out of state appraisers. Unfortunately due to changes in ODOT's rules, since January 2024 it has become nearly impossible to disqualify these appraisers if they are working for an insurance company.Thank you again for your patience and trust in me. I am so glad we were able to achieve such a strong outcome for your claim.
Anshuman Thakur
Anshuman Thakur
The whole process took more than 75 days but Ken was able to negotiate $13K more from the insurance company. Thanks!
Response from the owner: Thank you for taking the time to write a review Anshuman! It is truly appreciated. I share your frustration with the extended duration of the process, particularly for vehicles like yours, where it appears that the insurance company might be leveraging the payout period to their advantage. Wasn't always like this, and I hope it becomes easier again. We're just dealing with so many new people at the insurance companies and they aren't hiring as many local appraisers as the used to do. Luckily we worked with a local appraiser on this who understood our market, instead of someone from 1,000 miles away. My aim is always to streamline these proceedings, and it would indeed be faster if insurers acknowledged the rightful value of vehicles before it has to go to appraisal clause. Your trust in me handling your claim is greatly appreciated! Thank you for your patience and sticking with me.- Ken
Viviana Rojas
Viviana Rojas
Response from the owner: Thank you for the 5 stars Vivian. That was very nice of you. I'm sorry we didn't get to work together, but very happy things worked out for you. Best Wishes - Ken
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Why Choose LEVERAGE AUTO APPRAISALS?

Low Volume, High Quality Appraisals Backed By An Expert Negotiator With Over 40 Years Experience.

Oregon Certified Appraiser

When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. Ken Nix an Oregon certified and licensed auto appraiser. #V34-075

Credible Automotive Experience

Ken Nix has 13+  years experience negotiating total loss claims against insurance companies, with over 40 years of  automotive and expert negotiating experience. He knows the vehicles, which is one of the biggest problems with the industry. So many auto appraisers are ex-body shop estimators or ex-insurance adjusters with no previous experience evaluating or selling vehicles.

Credible Valuations

We follow the Uniform Standards of Professional Appraisal Practice (U.S.P.A.P.) standards for credible appraisals. Some appraisal companies inflate their valuations in an effort to entice you to use them because they have the largest value picked out of the air. Highest doesn’t mean you’ll settle for more, normally it has the opposite effect. Solid credible documented work showing how we arrived at the value, and knowing how to discredit the opposing appraiser’s comparables and appraisal is the key.

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We Don't Work For Insurance Companies

Unlike most auto appraisers, Ken only works for consumers and has never worked for an insurance company. No one’s shoving an envelope full of money across the table. But, there could be appraisers that develop methodologies to produce lower values in hopes of acquiring future business from the insurance companies. Some of these guys work both sides. (FYI, my attorney made me add the “could be” above to keep me from being sued).

Located in Oregon

LEVERAGE Auto Appraisals is actually located in Oregon. Our main office is in Portland, Oregon. Although, we service all of Oregon including Medford, Eugene, Springfield, Coos Bay, Pendleton, Bend, Grants Pass, Gresham, Beaverton, Hillsboro, Salem, and Tigard, Oregon. Be aware many auto appraiser who look like they’re local are from Florida, Texas, North Caroline, etc. and are not authorized to appraise vehicles in Oregon.

100% Reimbursement

As long as we increase the last offer from your insurance company one cent under your appraisal clause, by Oregon law, your insurance company would be required to provide you with 100% reimbursement of the appraial cost. OAR 836-080-0240

Some More Recent Total Loss Appraisal Clause Claim Settlements

1998 Toyota 4Runner Limited

  • Insurance Company: Progressive
  • Settlement Increase: $8,214.82
  • Percentage Increase: 139%
  • Bend, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,935.18
  • Settlement: $14,150.00
  • Client: Shelly S..
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2019 Mercedes-Benz GLC300 4Matic

  • Insurance Company: State Farm
  • Settlement Increase: $4,815.00
  • Percentage Increase: 16%
  • Vancouver, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $30,185.00
  • Settlement: $35000.00
  • Client: Phoi L.

2003 Dodge Ram 2500

  • Insurance Company: Progessive
  • Settlement Increase: $13,539
  • Percentage Increase: 90%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $15,111.00
  • Settlement: $28650
  • Client: Braden S.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 GMC 3500 SLT

  • Insurance Company: Progressive
  • Settlement Increase: $6297.07
  • Percentage Increase: 37%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $17,202.93
  • Settlement: $23,500.00
  • Client: Cody B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2002 Toyota Sequoia Limited

  • Insurance Company: Geico
  • Settlement Increase: $4,320
  • Percentage Increase: 84%
  • Hillsboro, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Nathaniel M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2004 Porsche Cayenne Turbo

  • Insurance Company: Progessive
  • Settlement Increase: $7,971
  • Percentage Increase: 77%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $10,428.68
  • Settlement: $18,400.00
  • Client: Alexandre B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2018 Hyundai Elantra

  • Insurance Company: Geico
  • Settlement Increase: $1,714.00
  • Percentage Increase: 12%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $14,786.00
  • Settlement: $16,500.00
  • Client: Sadie B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2014 Jaguar XJ

  • Insurance Company: Allstate
  • Settlement Increase: $4093.00
  • Percentage Increase: 19%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Kenneth P.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1971 Ford Bronco

  • Insurance Company: USAA
  • Settlement Increase: $8,742.00
  • Percentage Increase: 14%
  • Klamath Falls, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $63,258
  • Settlement: $72,000.00
  • Client: Thomas H.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 Dodge Neon SRT-4

  • Insurance Company: Progressive
  • Settlement Increase: $8,083.00
  • Percentage Increase: 178%
  • Yakima, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $4,543.00
  • Settlement: $12,626.00
  • Client: Alex, C.
  • Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00

2007 Toyota Prius

  • Insurance Company: Progressive
  • Settlement Increase: $5,550.00
  • Percentage Increase: 75%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $7,449.95
  • Settlement: $13,000.00
  • Client: Grant M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1999 Honda Civic DX

  • Insurance Company: Progressive
  • Settlement Increase: $3,529.09.00
  • Percentage Increase: 180%
  • Vancouver, WA
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

2012 Toyota Prius V Five

  • Insurance Company: State Farm
  • Settlement Increase: $8,044.33
  • Percentage Increase: 63%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $12,784.00 CCC ONE
  • Settlement: $20,828.33
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00

1981 Chevrolet C10 Pickup

  • Insurance Company: Progressive
  • Settlement Increase: $7,028.67
  • Percentage Increase: 72%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
  • Settlement: $16,828.67
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00

2001 Ford F250 SD

  • Insurance Company: Progressive
  • Settlement Increase: $9,581.69
  • Percentage Increase: 98%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

Total Loss Appraisal in Oregon

Call Now For Help With Your Oregon Total Loss Claim
(503) 567-8900 

Unfair Offer From Your Insurance Company?

In many situations, the CCC One or Mitchell / J.D. Power reports supplied by the insurance company may be thousands less than the true retail value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal to dispute the low offer.


LEVERAGE Auto Appraisals 

is an Oregon Provider of

Total Loss Fair Market Value Vehicle Appraisal Reports
Oregon Certified & Licensed Auto Appraiser License # V34-075

Total Loss AppraisalIf your car, truck, RV, motorcycle, or other wheeled vehicle has been totaled, before you accept the insurance company’s total loss offer, you should speak to our Auto Appraiser. Ken’s been a certified licensed appraiser in the state of Oregon since April of 2010.

Insurance companies routinely underpay on totalloss claims. Many insurance companies use valuations such as CCC One and Mitchell to influence policyholders and claimants into taking much less than their vehicle may actually be worth.

If you feel you’ve received a lowball valuation offer for your totaled car, truck, RV or motorcycle from your insurance company, it probably is.  If you have full coverage, you have an appraisal clause and can let the Leverage professionals take care of negotiating with your insurance company for a fair settlement.

Get the money you’re owed. Not thousands less than your vehicle was worth.

We’ve found in most situations, the CCC One or Mitchell / J.D. Power valuation reports supplied by the insurance company may be thousands less than the true market value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to invoke your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal and negotiate the claim with your insurance company to dispute the low offer on your behalf.

My 2001 F450 was stolen from me in June and deemed a total loss by State Farm when it was recovered in July. I found Ken and he went to bat for me right away. After almost two months of State Farm creating delays and trying to cover up communication saying it didn’t happen, Ken and his team were able to get me a little over 80% more than their original offer!

State Farm offered me $3,000 more than the original offer after they knew Ken was involved. That offer was still $7,000 less than Ken was able to get me even after paying my $1,000 deductible.
–Levi Buchanan, Roseburg, Oregon

 

READY TO GET STARTED?

It’s Simple. Just follow our proven process below and recover your fair market value and appraisal costs from your insurance company in just 6 easy steps.

1. Gather Documentation

Request a PDF of the Evaluaton from your insurance company. Have it ready when you fill out our questionnaire in the next step. Or, email it to leveragepdx@gmail.com with your name in the subject line.

2. Free Claim Review

Request a Free Total Loss Claim Review in our form below, or call us at 503.420.3001 to find out how much your vehicle is really worth. We won’t waste your time by selling you an appraisal you don’t need.

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3. Order Appraisal

Place Your Order, and our Oregon Licensed and Certified Appraiser, Ken Nix will prepare the report and negotiation strategy.

4. Letter of Representation

We will send a letter of representation to your insurance company to inform them we are representing you as your appraiser under your appraisal clause.

5. Claim Negotiation

The insurance company will hire an independent appraiser and Ken will negotiate with them on your behalf to arrive at a fair settlement.

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6. Settlement

Once we have an signed agreement as to the actual Fair Market Value of your vehicle, your insurance company will award your the settlement and under Oregon Law, will reimburse your appraisal cost under OAR 836-080-0240.

Oregon Auto Appraiser Ken NixWhen it comes to navigating the complex world of total loss claims, one name stands out as the foremost authority in the industry: Ken Nix. With over 30 years of experience in the automotive sector, Ken has established himself as a highly respected figure and an expert in his field. As the Appraisal Director at our company, Ken is responsible for preparing, signing, and negotiating first-party total loss claims. Ken Nix’s impressive background highlights why he is the ultimate choice as a total loss negotiator on your claim.

Automotive Industry Expertise: Ken Nix’s automotive journey spans over three decades, during which he has accumulated a wealth of knowledge and experience. His long-standing tenure in the industry has solidified his reputation as a trusted automotive authority. Notably, Ken is the proud founder of the Volkswagen Owners Club, a global community boasting an impressive membership of over 60,000 individuals. This achievement not only reflects his deep passion for automobiles but also signifies his ability to connect with people on an international scale.

Certified Oregon Auto Appraiser: As a certified Oregon auto appraiser, Ken Nix possesses the necessary credentials to evaluate and assess the value of vehicles accurately. This accreditation adds an extra layer of credibility to his appraisal work, ensuring that all parties involved can rely on his expertise and judgment. Ken’s testimony as an expert witness in numerous automotive value arbitration cases, jury trials, and criminal court cases further solidifies his standing as a trusted and respected professional in the field.

Extensive Industry Experience: Throughout his career, Ken has worked with several major automotive brands, gaining invaluable experience and insights along the way. He has dedicated seven years to Honda, three years each to Toyota, Volkswagen, and Volvo, and over three years to Ford and Chevrolet. During his tenure at Diversiform and Reynolds and Reynolds, Ken had the privilege of collaborating directly with esteemed personnel from national dealerships, including Dealer Principals, General Managers, GSMs, and Fixed-Ops Directors. This experience involved developing and consulting on automotive marketing and customer retention, allowing Ken to cultivate a deep understanding of the industry from multiple perspectives.

Negotiation Skills: Ken Nix’s exceptional negotiation skills are the product of his diverse background as a teacher of automotive product knowledge and sales, coupled with personal training from renowned experts such as Zig Ziglar, Tom Stuker, and Grant Cordone. With over 45 years of professional negotiation experience, Ken possesses a remarkable ability to ensure fair and equitable settlements for all stakeholders involved in each total loss appraisal. His expertise in negotiations has been sought after in countless arbitration cases, jury trials, and criminal court cases, testifying as an expert witness.

Spotting Previous and Bad Repairs: One of Ken Nix’s unique strengths lies in his ability to spot previous and bad repairs on opposing appraiser’s comparables used in their appraisal. This skill stems from his extensive work in the diminished value sector, where he has developed a keen eye for identifying concealed repairs and assessing their impact on a vehicle’s value. By recognizing these issues, Ken brings an additional layer of scrutiny to the negotiation process, ensuring that the total loss appraisal accurately reflects the true value of the vehicle in question.

Conclusion: In the realm of total loss negotiations, Ken Nix stands head and shoulders above the rest. With his profound knowledge, extensive industry experience, and exceptional negotiation skills, Ken is the ideal choice as a total loss negotiator. His reputation for fairness, expertise, and attention to detail garners respect throughout the automotive industry. When working with Ken, stakeholders can rest assured that they are in the hands of a consummate professional who will advocate for a fair and equitable settlement.

READY FOR A FREE CLAIM REVIEW? Email the PDF of the CCC One, Mitchell / J.D. Powers or other evaluation of your vehicle to: leveragepdx@gmail.com. With the SUBJECT: FREE CLAIM REVIEW with your NAME. Then call us at 503.567.8900 for a free claim review. (Example: FREE CLAIM REVIEW – KEN NIX) If I’m unable to immediately take your call, please leave your information with our live answering service (which will take your call 24/7).  I’ll call you as soon as I’m available. Please allow a little time as I may be negotiating a claim or inspecting a vehicle when you call during the day. If it is later at night, I may call you the next morning. I’ll call you back from my Cell Phone sometimes, ending in 0539. Thank you for considering me as your auto appraiser.

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