We Specialize in Oregon Total Loss Appraisal Clause Disputes

Call Now for a Free Claim Review – 503.567.8900  Email: leveragepdx@gmail.com

When faced with the situation of a loss vehicle, in Oregon many people find themselves searching for a “total loss appraisal near me.” At Leverage Auto Appraisals, we specialize in providing services for auto loss appraisals. We understand how challenging this period can be for our valued customers. Ken, who is an auto appraiser with knowledge of the Oregon total loss threshold utilizes his expertise to ensure you receive the maximum settlement possible.

It’s not uncommon to disagree with insurance evaluations. That’s where our expertise comes into play. As auto appraisers, our commitment is to make sure you’re not being shortchanged. We work closely with our clients to ensure that each auto appraisal accurately reflects the value of their vehicle and advocate for the best possible settlement, from insurance providers.

Total Loss Appraisal

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

Ken Nix – Oregon Certified Auto Appraiser since 2010
Total Loss Expert Negotiator for Appraisal Clause Disputes

Need A Total Loss Appraisal?
Don’t Settle for a Report, Get LEVERAGE

Total Loss Appraisal

LEVERAGE AUTO APPRAISALS

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Total Loss Appraisal
Excellent
Leverage Auto Appraisals |Total Loss Appraiser4.9
Based on 186 reviews
Total Loss Appraisal
Jeff Reece
I totaled my vehicle. State Farm offered me 11k less than the market value was. I had no idea about any of this process or what to do. I found Leverage Auto Appraisals on Google. I got ahold of Ken the owner and from that point on I was literally on cruise control. Ken's credentials some of which are on their website are truly excellent. And excellent is the exact word I would use for the ENTIRE service I received from Ken. From his professionalism from start to finish to him putting my insurance agency on notice that he has been doing this far longer than any of them and knows every law and statute of the process that if they wanted an ethics contract signed he had no problem with that just first send him a copy of the appraiser they are using and how much have they paid him in the last year! No response from that! He wasn't intimidated and didn't let them walk all over me. Ken is like going to court with Johnny Cochran as an attorney compared to a public defender. I could in NO WAY find another person capable of doing a better job. I absolutely recommend him over anyone else!
Photo from customer review
Response from the owner:Jeff, thank you so much for such an incredible review. I truly appreciate your trust. I am especially glad we were able to increase the value of your 2019 Dodge Charger from State Farm's original offer of $15,856 to $22,670, putting an additional $6,814 in your pocket, a 43 percent increase. I also have to admit your comparison to Johnny Cochran tickled me. I am not sure I deserve that, but I certainly appreciate it. Your claim was one of those where the initial CCC valuation simply did not make sense. State Farm eventually tried to resolve the claim with a much smaller increase, but I truly believed your Charger was worth considerably more. Rather than taking the path of least resistance, I stayed with it until we reached a settlement that was much closer to its true market value. That is exactly why I fight every claim as if it were my own. One thing I hope other Oregon drivers take away from your experience is that most people have no idea the appraisal clause even exists. The information is buried in the total loss paperwork in extremely small print, and if your adjuster never mentions it, you may never know it is an option. Many people also do not realize they can accept the portion of the settlement that is not in dispute while the appraisal clause process moves forward. Even better, under Oregon law, if the appraisal increases the insurance company's final offer by as little as one cent, the insurance company must reimburse the reasonable cost of the appraisal. After more than 16 years handling these claims, I have yet to have a State Farm appraisal clause case where I was not able to secure a significant increase for my client. Thank you again for posting the photo of your Charger and for trusting me throughout the entire appraisal clause process. Reviews like yours help other Oregon drivers realize they do not have to simply accept a low insurance settlement without asking questions. I wish you all the best, and hopefully our paths only cross again under much better circumstances. Kind regards, Ken
Total Loss Appraisal
Chris LaPointe
I can't recommend Ken at Leverage Auto Appraisals highly enough. When my insurance company declared my vehicle a total loss, their initial valuation was not near to the value of my vehicle. I knew something wasn't right and reached out to Ken. From our first conversation, it was clear that he genuinely cared about helping me receive a fair settlement. He took the time to explain the appraisal process, answered all of my questions, and handled the negotiations with professionalism and confidence. His knowledge of vehicle values and the insurance claims process was impressive, and his persistence and knowledge made all the difference. Thanks to Ken's hard work and dedication, he was able to negotiate a settlement that was much closer to the true market value of my vehicle. Without his expertise, things would have resolved differently. If you're dealing with a total loss claim or feel your insurance company has undervalued your vehicle, don't hesitate to call Ken. He is honest, knowledgeable, responsive, and truly fights for his clients. I'm incredibly grateful for everything he did and would recommend Leverage Auto Appraisals to anyone looking for someone who will advocate for them every step of the way.
Response from the owner:Thank you so much, Chris. I really appreciate the thoughtful review and your trust in me. Your 2000 Honda S2000 was an exceptional car with only about 52,000 miles, and I’m glad I was able to get you over $5,000 more on your total loss settlement. There were some things in the CCC ONE valuation that simply did not make sense to me. One of their comparable vehicles had around 110,000 miles, more than double the mileage of your S2000. Then they deducted over $1,500 for condition from your vehicle, even though your S2000 was in exceptional condition. Comparing a 52,000 mile showroom quality car against vehicles with substantially higher mileage and then making that kind of condition deduction is exactly why these reports need to be carefully reviewed. I’m glad I could help get the settlement much closer to the true market value of such a special S2000. Thank you again for the recommendation and for trusting me to fight for you, Chris. Kind regards, Ken
Total Loss Appraisal
DJ FaceCrook Funches
I recently worked with Ken Mix after my 2017 Nissan Leaf was totaled in an accident that was 100% the other driver's fault. State Farm's initial settlement offer was far too low, and I was struggling to get a fair value for my vehicle. I actually used an AI tool to help me research my options, and it flagged Ken as one of the top independent appraisers in the region, noting his consistent victories in disputing lowball claims against State Farm. Ken came highly recommended, and he absolutely delivered. The story of how we started working together is pretty funny. At first, Ken honestly didn't think he could take my case. Because of the highly volatile nature of the market for older EVs—specifically the Nissan Leaf—he wasn't sure he could find the data to beat State Farm's quote. Instead of just taking my money, he generously gave me a brilliant counter-strategy: he told me to report our initial consultation directly to State Farm to show them I was speaking with an independent appraiser, predicting that just knowing I had an expert in my corner might scare them into raising the Actual Cash Value (ACV) by $1,000 on the spot. But it gets better. About a day later, Ken emailed me urgently. He had kept digging into the data on his own time, completed some deeper research, and realized he could absolutely get me a deal. He was so confident after reviewing the numbers that he told me that if I paid his fee, he could almost guarantee an appraisal that would cover the cost, making it entirely worthwhile and risk-free for me. He took the case, conducted a meticulous appraisal, and completely shattered State Farm's lowball offer—ultimately securing an additional $1,702 on top of their first valuation. His report paid for itself multiple times over, just like he said it would. Beyond being an absolute master of his craft, Ken is a fascinating person to talk to. He has an incredible background, a unique education, and a wealth of diverse life experiences that make him an absolute pleasure to work with. He genuinely cares about getting justice for his clients. If you are dealing with a total loss or a difficult insurance claim in the Seattle/Tacoma area, do yourself a favor and call Ken Mix. He is the absolute best in the business. Thank you, Ken!
Response from the owner:John, thank you so much for taking the time to write such an incredible review. I truly appreciate your trust, and I am glad we were ultimately able to increase the value of your 2017 Nissan Leaf by an additional **$1,702**. I have to admit, this claim almost never happened. When we first spoke, I honestly did not think I could build a strong enough appraisal to justify asking you to hire me. The market for older Nissan Leafs can be extremely volatile, and I never want someone to spend money on an appraisal unless I genuinely believe I can help. After our conversation, though, I just could not let it go. I kept researching on my own time and eventually found stronger comparable vehicles much closer to your area. Those local comparables completely changed my opinion of the claim, so I reached back out because I believed we finally had enough evidence to move forward. I am really glad I did. I originally thought we might be able to improve the settlement by around a thousand dollars, so I was happy we were able to exceed that and secure an additional $1,702 instead. The only part that still frustrates me is that, unlike Oregon, Washington does not require insurance companies to reimburse consumers for the reasonable cost of an appraisal when it results in a higher settlement. I have always believed that if the insurance company is proven wrong, the consumer should not have to bear the cost of proving it. In most cases I've been able to provide a strong enough argument, that insurance companies have reimbursed the appraisal fee in Washington, and I can't believe State Farm fought us on the reimbursement. Unfortunately, sometimes this happens on Washington State claims. Thank you again for your thoughtful review and recommendation. It was a pleasure working with you, and I truly enjoyed our conversations along the way. I wish you nothing but the best, and if you ever need anything in the future, you know how to reach me. Kind regards, Ken
Total Loss Appraisal
Dominique Demouchet
I went through a pretty traumatic accident and total loss of my 2 week old car. While insurance was extremely difficult, Ken helped make the process as smooth as possible and was able to get over $2k more than i would have gotten otherwise, plus the refund of my appraisal fee since he increased the value. I can’t recommend him enough to get through these situations.
Response from the owner:Thank you so much for sharing this, and I am truly sorry you had to go through such a traumatic accident, especially with a car that was only two weeks old. That is a tough situation on so many levels, and I am really glad I could help take some of that weight off your shoulders during the process. Insurance claims can be incredibly frustrating, especially when you are already dealing with the stress of a total loss. I am happy we were able to push back through the appraisal clause process and secure that additional $2000 plus for you. Getting the appraisal fee reimbursed as well is exactly how it should work here in Oregon, and I am glad everything came together in your favor. I truly appreciate your trust and your recommendation. It means a lot to me to be able to help people navigate these situations and come out with a fair result. Kind regards, Ken
Total Loss Appraisal
Howard Bergman
I was greatly impressed with Ken at his company. He immediately explain all of details on how it works and how do you insurance company use he gives you the low number? KEN WHEN'S ABLE TO GET ME OVER $9000 MORE THAN YOU INSURANCE COMPANY OFFERED? I WOULD DEFINITELY GIVE A 5 STAR REVIEW. AND WHAT? HIGHLY RECOMMENDED HIM THANK YOU HOWARD BERGMAN.
Response from the owner:Howard, thank you so much for taking the time to write this review, I truly appreciate it. And I really want to emphasize how much your review helps other people. There are so many folks out there dealing with total loss claims who have no idea that they can challenge the insurance company’s valuation. They just accept whatever number is put in front of them, even when it is way off. Reviews like yours show people that this process actually works and that they do not have to accept some stupidly low value that the insurance company is trying to shove down their throat. I am really glad we were able to step in and get you over a $9,000 increase. That is a significant difference, and that is exactly why I am so passionate about what I do. Situations like yours happen every single day, and unfortunately a lot of people never question it. Last year alone I handled 336 claims, and only three of those did not result in at least a $1,000 increase. The odds are very strong when the valuation is off, but there are always variables. I am not a clairvoyant, I do not know who the opposing appraiser will be or how they will approach it. Sometimes we get someone local who understands the Oregon market, and sometimes we get an out of state appraiser who has no clue what vehicles are actually worth here, and those are the ones we really have to fight. In your case, this was a State Farm claim, and I want to be clear, I actually think State Farm is a good company overall. The issue is more with the valuation companies they rely on. CCC valuations in particular tend to come in low, and unfortunately there are not many alternatives out there, some of which are even worse. So while I do not fault State Farm directly, the system they are working within can produce some pretty inaccurate results. Another big issue is the use of so called independent appraisers who are anything but independent. Many of these appraisers are either employees or receive massive amounts of repeat business from the same insurance companies, sometimes millions of dollars worth. It is hard to believe there is no bias there, even if it is subconscious. When your income depends on keeping that relationship, it creates a conflict whether people want to admit it or not. I know this one took a little longer than usual, especially since we had to deal with an out of state appraiser, but I really appreciate your patience and your trust in me throughout the process. I am glad we stuck with it and got you the result you deserved. Thank you again for your kind words and for helping others by sharing your experience. It really does make a difference. Kind regards, Ken
Total Loss Appraisal
Bret Levick
I can’t recommend Leverage Auto Appraisers enough. My son had what can only be described as a “unicorn” car — a pristine 2011 Subaru Forester with just 60k miles and a flawless service record. We searched long and hard to find it, and it was absolutely perfect for him. Less than two months later, while it was parked, a huge tree branch fell on it, breaking the windshield, side-view mirror and damaging the door. GEICO immediately totaled it and then tried to lowball us based purely on the age of the car. Anyone who’s tried to buy a Subaru in Oregon knows the market is completely different — you simply cannot find low-mileage, well-maintained Subarus at the prices GEICO wanted to use. That’s when we hired Ken at Leverage Auto Appraisers. Not only is he genuinely a nice, easy-to-work-with guy, but he handled everything professionally and knew exactly how to deal with the insurance process. He ended up increasing the payout by around 30%, which was enough for us to buy a comparable replacement vehicle without going too deep out-of-pocket. Even better, because of Oregon law, his fee was reimbursed — so if you hire him, make sure you request that reimbursement from your insurer. Ken truly saved us in a stressful situation. Worth every penny, and then some.
Photo from customer reviewPhoto from customer review
Response from the owner:Bret, thank you so much for taking the time to write such a thoughtful review, I truly appreciate it. And thank you for providing so many photos, that really helps more than most people realize. It helps others understand that comprehensive losses like tree damage, falling limbs, or even mudslides can absolutely be disputed when the valuation comes in low. And I have to say again, that Forester was a unicorn. Finding a 2011 with only 60k miles and that kind of history here in Oregon is no easy task. The market for Subarus out here is completely different, and those insurance valuations rarely reflect what these vehicles are actually worth. That situation with the tree branch was just brutal, especially after all the effort you put into finding the perfect vehicle for your son. I am really glad we were able to step in and secure over a $3,000 increase, roughly 30 percent more than the original offer, so you could get into a comparable replacement without taking a big financial hit. Thank you again for your trust, your kind words, and the recommendation. It was truly awesome working with you, and I am always here if you ever need anything in the future. Kind regards, Ken
Total Loss Appraisal
Suraj Gaurav
I would highly recommend Ken, he greatly exceeded my expectations. And made the process very smooth to deal with the insurance company. He is a rock star! My Porsche Taycan had an accident and got totalled. State Farm offered a payout amount and Ken was able to raise it by $7000. The appreciation would not have been possible without him. I would recommend him in a heartbeat!! He’s easy to work with, very communicative, professional and the best at his game!!
Photo from customer reviewPhoto from customer review
Response from the owner:Thank you so much for the awesome review, I really appreciate it. And I have to say… that Taycan was absolutely gorgeous. I have a red Maserati GranTurismo Sport myself, so I have a soft spot for beautiful cars, especially when they stand out like yours did. Seriously, stunning vehicle. I am really glad I could help make the process smooth for you and get things moving in the right direction with State Farm. A $7000 increase on a total loss claim is exactly why it is so important to challenge those initial valuations. Vehicles like yours are often undervalued, and I am happy we were able to push back and get you closer to the true market value through the appraisal clause process here in Oregon. I truly appreciate your trust, your kind words, and the recommendation. I hope you end up in another red Taycan because that would be a perfect replacement. If you ever need anything in the future, I am always here to help. Kind regards, Ken
Total Loss Appraisal
Shawn Penny
I highly recommend Ken with Leverage Auto Appraisals. They were instrumental in my total loss claim process. The insurance company initially offered me $16,500 for my vehicle, but thanks to Leverage’s professional appraisal, I was able to secure a settlement of $19,950. Their service was professional, effective, and well worth it."
Response from the owner:Shawn, thank you so much for the great review and for trusting me with your total loss claim. I am glad we were able to increase your settlement to $19,950. Claims like yours are a good reminder that the first offer from an insurance company is not always the fair market value of a vehicle. My goal is never to create the highest appraisal possible. It is to produce the most accurate appraisal possible and then defend that value during negotiations. That approach helped us reach a settlement that was much closer to what your vehicle was actually worth. I truly appreciate your recommendation and the opportunity to help. Hopefully you never need an independent appraiser again, but if you do, I will be here. I wish you all the best, and thank you again for choosing Leverage Auto Appraisals. Kind regards, Ken
Total Loss Appraisal
Bernadeau Faurestal
I had a great experience working with Ken. The process took longer than expected, but Ken stayed on top of the negotiations and kept working my case. In the end, he was able to increase my total loss settlement by about 20%. I'm very happy with the outcome and would definitely recommend Leverage to anyone who feels their vehicle was undervalued by their insurance company. One thing I'd add is to be patient as the appraisal process isn't quick, and some delays are outside the appraiser's control. In my case, the final result made the wait worthwhile. Thanks again, Ken!
Response from the owner:Bernadeau, thank you so much for the fantastic review. I really enjoyed working with you, and I appreciate you sticking with the process. While it took longer than either of us would have liked, I'm glad we didn't settle early for just a couple thousand dollars more and instead continued pushing for what I believed your Tesla Model Y was actually worth. In the end, we were able to increase your total loss settlement by over $5,500, and I am thrilled the extra patience paid off. One thing I would like to add for anyone reading this review is that the length of an appraisal clause claim is often determined by how responsive the opposing appraiser is. Once my appraisal is complete, I cannot force someone on the other side to answer emails or return phone calls. Unfortunately, I have noticed a few companies becoming slower and slower during negotiations while also advertising in our area how quickly they complete appraisals for consumers. I also encourage everyone to do a little homework before hiring an appraiser. Ask if they are licensed to appraise vehicles in Oregon and request their Oregon appraiser license number. If that information is not readily available on their website or they are unwilling to provide it, I would encourage you to ask why. Also ask whether they or their company perform appraisal work for insurance companies or receive any revenue from insurance companies. In my opinion, an independent appraiser should be willing to answer those questions openly and honestly. I have also seen situations where policyholders received very quick settlements from companies advertising fast turnaround times, only for me to later obtain substantially higher settlements after becoming involved. In my opinion, a fast result does not always mean the best result. I would rather spend a little more time fighting for the highest credible value that is owed to a client, than settle a claim quickly for less than I believe it is worth. Thank you again for putting your trust in me. I am grateful for the opportunity to help you challenge an undervalued insurance settlement, and I wish you nothing but the best moving forward. Kind regards, Ken
Total Loss Appraisal
dbowl36yahoo
Ken did very good job negotiating a settlement. It was a great experience and I got what I thought I deserved. Thanks again Ken!
Photo from customer reviewPhoto from customer review
Response from the owner:Thank you so much for the great review, I truly appreciate it. I am really glad we were able to get you to a settlement that felt right, that is always the goal. And I especially want to thank you for providing the photos of that red Ram truck. That means more than most people realize. Those diesel trucks in particular are getting lowballed so badly right now, it is honestly insane. Seeing the actual vehicle helps tell the real story and shows just how far off some of these insurance valuations can be. It also really helps other people see that these are real claims with real results, not something made up or bought somewhere online. I truly appreciate you taking the extra time to do that. You have no idea how much that helps. Thank you again for your trust, I really appreciate you. Kind regards, Ken
Total Loss Appraisal
Ashley Cervantes
Ken Nix was an absolute joy to work with and he did exactly what he said he would. He was able to get my payout increased enough to pay off my loan, buy back my car, and have some left over to repair it too! He even reassured me when insurance's third party appraiser tried to scare me into thinking I had made a big mistake. Hiring Ken was the best decision I could have made and I am 100% satisfied with the outcome. I could not recommend him more. Thank you so much Ken!
Response from the owner:Ashley, thank you so much for the wonderful review. It was truly a pleasure working with you, and I am so glad we were able to increase the value of your **2015 Honda CR-V** by more than **$2,700**, a **43.8 percent increase** over the original offer. Unfortunately, it is not uncommon for insurance company representatives or the appraisers they hire to say things that make policyholders question whether they are making the right decision. I am glad I was able to answer your questions and give you the confidence to stay the course. In the end, being able to pay off your loan, buy your CR-V back, and still have money left over to repair it worked out. That is exactly why I enjoy doing this work. Thank you again for your trust and your kind words. You were an absolute pleasure to work with, and I truly appreciate your recommendation. I wish you many more miles with your CR-V, and if you ever need anything in the future, do not hesitate to reach out. Kind regards, Ken
Total Loss Appraisal
Hannah Viera
Ken was absolutely the right choice for this situation and if I ever get in another car accident like this, he’s getting a call much sooner in the process. Ken was knowledgeable, thorough, and proactive. I’m so thankful to him for helping me deal with a nightmare of an insurance negotiation.
Response from the owner:Thank you so much, Hannah. I really appreciate the kind words and your trust in me. I’m glad I could help take some of the stress out of what had already become a nightmare dealing with State Farm. There were definitely some things in the CCC valuation that did not make sense to me. The mileage adjustments were extremely inconsistent, with some working out to as little as one cent per mile up to five cents per mile on lower mileage vehicles, while the comparable vehicles varied by tens of thousands of miles. It seemed it always just works out to being to their advantage also. They also applied a $571 condition deduction against your Genesis when it was in exceptional condition, and then took an additional condition deduction. These blanket deductions are frustrating because they do not necessarily reflect the actual condition of the vehicles being compared, especially your car. Your Genesis was a really nice car, and I’m glad I could help challenge the valuation and get you closer to a fair settlement. Hopefully you never need me again, but if you do, I’ll be here. Thank you again, Hannah! Kind regards, Ken

Why Choose LEVERAGE AUTO APPRAISALS?

Low Volume, High Quality Appraisals Backed By An Expert Negotiator With Over 40 Years Experience.

Oregon Certified Appraiser

When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. Ken Nix an Oregon certified and licensed auto appraiser. #V34-075

Credible Automotive Experience

Ken Nix has 13+  years experience negotiating total loss claims against insurance companies, with over 40 years of  automotive and expert negotiating experience. He knows the vehicles, which is one of the biggest problems with the industry. So many auto appraisers are ex-body shop estimators or ex-insurance adjusters with no previous experience evaluating or selling vehicles.

Credible Valuations

We follow the Uniform Standards of Professional Appraisal Practice (U.S.P.A.P.) standards for credible appraisals. Some appraisal companies inflate their valuations in an effort to entice you to use them because they have the largest value picked out of the air. Highest doesn’t mean you’ll settle for more, normally it has the opposite effect. Solid credible documented work showing how we arrived at the value, and knowing how to discredit the opposing appraiser’s comparables and appraisal is the key.

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We Don't Work For Insurance Companies

Unlike most auto appraisers, Ken only works for consumers and has never worked for an insurance company. No one’s shoving an envelope full of money across the table. But, there could be appraisers that develop methodologies to produce lower values in hopes of acquiring future business from the insurance companies. Some of these guys work both sides. (FYI, my attorney made me add the “could be” above to keep me from being sued).

Located in Oregon

LEVERAGE Auto Appraisals is actually located in Oregon. Our main office is in Portland, Oregon. Although, we service all of Oregon including Medford, Eugene, Springfield, Coos Bay, Pendleton, Bend, Grants Pass, Gresham, Beaverton, Hillsboro, Salem, and Tigard, Oregon. Be aware many auto appraiser who look like they’re local are from Florida, Texas, North Caroline, etc. and are not authorized to appraise vehicles in Oregon.

100% Reimbursement

As long as we increase the last offer from your insurance company one cent under your appraisal clause, by Oregon law, your insurance company would be required to provide you with 100% reimbursement of the appraial cost. OAR 836-080-0240

Some More Recent Total Loss Appraisal Clause Claim Settlements

1998 Toyota 4Runner Limited

  • Insurance Company: Progressive
  • Settlement Increase: $8,214.82
  • Percentage Increase: 139%
  • Bend, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,935.18
  • Settlement: $14,150.00
  • Client: Shelly S..
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2019 Mercedes-Benz GLC300 4Matic

  • Insurance Company: State Farm
  • Settlement Increase: $4,815.00
  • Percentage Increase: 16%
  • Vancouver, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $30,185.00
  • Settlement: $35000.00
  • Client: Phoi L.

2003 Dodge Ram 2500

  • Insurance Company: Progessive
  • Settlement Increase: $13,539
  • Percentage Increase: 90%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $15,111.00
  • Settlement: $28650
  • Client: Braden S.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 GMC 3500 SLT

  • Insurance Company: Progressive
  • Settlement Increase: $6297.07
  • Percentage Increase: 37%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $17,202.93
  • Settlement: $23,500.00
  • Client: Cody B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2002 Toyota Sequoia Limited

  • Insurance Company: Geico
  • Settlement Increase: $4,320
  • Percentage Increase: 84%
  • Hillsboro, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Nathaniel M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2004 Porsche Cayenne Turbo

  • Insurance Company: Progessive
  • Settlement Increase: $7,971
  • Percentage Increase: 77%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $10,428.68
  • Settlement: $18,400.00
  • Client: Alexandre B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2018 Hyundai Elantra

  • Insurance Company: Geico
  • Settlement Increase: $1,714.00
  • Percentage Increase: 12%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $14,786.00
  • Settlement: $16,500.00
  • Client: Sadie B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2014 Jaguar XJ

  • Insurance Company: Allstate
  • Settlement Increase: $4093.00
  • Percentage Increase: 19%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Kenneth P.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1971 Ford Bronco

  • Insurance Company: USAA
  • Settlement Increase: $8,742.00
  • Percentage Increase: 14%
  • Klamath Falls, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $63,258
  • Settlement: $72,000.00
  • Client: Thomas H.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 Dodge Neon SRT-4

  • Insurance Company: Progressive
  • Settlement Increase: $8,083.00
  • Percentage Increase: 178%
  • Yakima, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $4,543.00
  • Settlement: $12,626.00
  • Client: Alex, C.
  • Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00

2007 Toyota Prius

  • Insurance Company: Progressive
  • Settlement Increase: $5,550.00
  • Percentage Increase: 75%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $7,449.95
  • Settlement: $13,000.00
  • Client: Grant M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1999 Honda Civic DX

  • Insurance Company: Progressive
  • Settlement Increase: $3,529.09.00
  • Percentage Increase: 180%
  • Vancouver, WA
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

2012 Toyota Prius V Five

  • Insurance Company: State Farm
  • Settlement Increase: $8,044.33
  • Percentage Increase: 63%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $12,784.00 CCC ONE
  • Settlement: $20,828.33
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00

1981 Chevrolet C10 Pickup

  • Insurance Company: Progressive
  • Settlement Increase: $7,028.67
  • Percentage Increase: 72%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
  • Settlement: $16,828.67
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00

2001 Ford F250 SD

  • Insurance Company: Progressive
  • Settlement Increase: $9,581.69
  • Percentage Increase: 98%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

Total Loss Appraisal in Oregon

Call Now For Help With Your Oregon Total Loss Claim
(503) 567-8900 

Unfair Offer From Your Insurance Company?

In many situations, the CCC One or Mitchell / J.D. Power reports supplied by the insurance company may be thousands less than the true retail value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal to dispute the low offer.


LEVERAGE Auto Appraisals 

is an Oregon Provider of

Total Loss Fair Market Value Vehicle Appraisal Reports
Oregon Certified & Licensed Auto Appraiser License # V34-075

Total Loss AppraisalIf your car, truck, RV, motorcycle, or other wheeled vehicle has been totaled, before you accept the insurance company’s total loss offer, you should speak to our Auto Appraiser. Ken’s been a certified licensed appraiser in the state of Oregon since April of 2010.

Insurance companies routinely underpay on totalloss claims. Many insurance companies use valuations such as CCC One and Mitchell to influence policyholders and claimants into taking much less than their vehicle may actually be worth.

If you feel you’ve received a lowball valuation offer for your totaled car, truck, RV or motorcycle from your insurance company, it probably is.  If you have full coverage, you have an appraisal clause and can let the Leverage professionals take care of negotiating with your insurance company for a fair settlement.

Get the money you’re owed. Not thousands less than your vehicle was worth.

We’ve found in most situations, the CCC One or Mitchell / J.D. Power valuation reports supplied by the insurance company may be thousands less than the true market value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to invoke your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal and negotiate the claim with your insurance company to dispute the low offer on your behalf.

My 2001 F450 was stolen from me in June and deemed a total loss by State Farm when it was recovered in July. I found Ken and he went to bat for me right away. After almost two months of State Farm creating delays and trying to cover up communication saying it didn’t happen, Ken and his team were able to get me a little over 80% more than their original offer!

State Farm offered me $3,000 more than the original offer after they knew Ken was involved. That offer was still $7,000 less than Ken was able to get me even after paying my $1,000 deductible.
–Levi Buchanan, Roseburg, Oregon

 

READY TO GET STARTED?

It’s Simple. Just follow our proven process below and recover your fair market value and appraisal costs from your insurance company in just 6 easy steps.

1. Gather Documentation

Request a PDF of the Evaluaton from your insurance company. Have it ready when you fill out our questionnaire in the next step. Or, email it to leveragepdx@gmail.com with your name in the subject line.

2. Free Claim Review

Request a Free Total Loss Claim Review in our form below, or call us at 503.420.3001 to find out how much your vehicle is really worth. We won’t waste your time by selling you an appraisal you don’t need.

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3. Order Appraisal

Place Your Order, and our Oregon Licensed and Certified Appraiser, Ken Nix will prepare the report and negotiation strategy.

4. Letter of Representation

We will send a letter of representation to your insurance company to inform them we are representing you as your appraiser under your appraisal clause.

5. Claim Negotiation

The insurance company will hire an independent appraiser and Ken will negotiate with them on your behalf to arrive at a fair settlement.

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6. Settlement

Once we have an signed agreement as to the actual Fair Market Value of your vehicle, your insurance company will award your the settlement and under Oregon Law, will reimburse your appraisal cost under OAR 836-080-0240.

Oregon Auto Appraiser Ken NixWhen it comes to navigating the complex world of total loss claims, one name stands out as the foremost authority in the industry: Ken Nix. With over 30 years of experience in the automotive sector, Ken has established himself as a highly respected figure and an expert in his field. As the Appraisal Director at our company, Ken is responsible for preparing, signing, and negotiating first-party total loss claims. Ken Nix’s impressive background highlights why he is the ultimate choice as a total loss negotiator on your claim.

Automotive Industry Expertise: Ken Nix’s automotive journey spans over three decades, during which he has accumulated a wealth of knowledge and experience. His long-standing tenure in the industry has solidified his reputation as a trusted automotive authority. Notably, Ken is the proud founder of the Volkswagen Owners Club, a global community boasting an impressive membership of over 60,000 individuals. This achievement not only reflects his deep passion for automobiles but also signifies his ability to connect with people on an international scale.

Certified Oregon Auto Appraiser: As a certified Oregon auto appraiser, Ken Nix possesses the necessary credentials to evaluate and assess the value of vehicles accurately. This accreditation adds an extra layer of credibility to his appraisal work, ensuring that all parties involved can rely on his expertise and judgment. Ken’s testimony as an expert witness in numerous automotive value arbitration cases, jury trials, and criminal court cases further solidifies his standing as a trusted and respected professional in the field.

Extensive Industry Experience: Throughout his career, Ken has worked with several major automotive brands, gaining invaluable experience and insights along the way. He has dedicated seven years to Honda, three years each to Toyota, Volkswagen, and Volvo, and over three years to Ford and Chevrolet. During his tenure at Diversiform and Reynolds and Reynolds, Ken had the privilege of collaborating directly with esteemed personnel from national dealerships, including Dealer Principals, General Managers, GSMs, and Fixed-Ops Directors. This experience involved developing and consulting on automotive marketing and customer retention, allowing Ken to cultivate a deep understanding of the industry from multiple perspectives.

Negotiation Skills: Ken Nix’s exceptional negotiation skills are the product of his diverse background as a teacher of automotive product knowledge and sales, coupled with personal training from renowned experts such as Zig Ziglar, Tom Stuker, and Grant Cordone. With over 45 years of professional negotiation experience, Ken possesses a remarkable ability to ensure fair and equitable settlements for all stakeholders involved in each total loss appraisal. His expertise in negotiations has been sought after in countless arbitration cases, jury trials, and criminal court cases, testifying as an expert witness.

Spotting Previous and Bad Repairs: One of Ken Nix’s unique strengths lies in his ability to spot previous and bad repairs on opposing appraiser’s comparables used in their appraisal. This skill stems from his extensive work in the diminished value sector, where he has developed a keen eye for identifying concealed repairs and assessing their impact on a vehicle’s value. By recognizing these issues, Ken brings an additional layer of scrutiny to the negotiation process, ensuring that the total loss appraisal accurately reflects the true value of the vehicle in question.

Conclusion: In the realm of total loss negotiations, Ken Nix stands head and shoulders above the rest. With his profound knowledge, extensive industry experience, and exceptional negotiation skills, Ken is the ideal choice as a total loss negotiator. His reputation for fairness, expertise, and attention to detail garners respect throughout the automotive industry. When working with Ken, stakeholders can rest assured that they are in the hands of a consummate professional who will advocate for a fair and equitable settlement.

READY FOR A FREE CLAIM REVIEW? Email the PDF of the CCC One, Mitchell / J.D. Powers or other evaluation of your vehicle to: leveragepdx@gmail.com. With the SUBJECT: FREE CLAIM REVIEW with your NAME. Then call us at 503.567.8900 for a free claim review. (Example: FREE CLAIM REVIEW – KEN NIX) If I’m unable to immediately take your call, please leave your information with our live answering service (which will take your call 24/7).  I’ll call you as soon as I’m available. Please allow a little time as I may be negotiating a claim or inspecting a vehicle when you call during the day. If it is later at night, I may call you the next morning. I’ll call you back from my Cell Phone sometimes, ending in 0539. Thank you for considering me as your auto appraiser.

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