We Specialize in Oregon Total Loss Appraisal Clause Disputes

Call Now for a Free Claim Review – 503.567.8900  Email: leveragepdx@gmail.com

When faced with the situation of a loss vehicle, in Oregon many people find themselves searching for a “total loss appraisal near me.” At Leverage Auto Appraisals, we specialize in providing services for auto loss appraisals. We understand how challenging this period can be for our valued customers. Ken, who is an auto appraiser with knowledge of the Oregon total loss threshold utilizes his expertise to ensure you receive the maximum settlement possible.

It’s not uncommon to disagree with insurance evaluations. That’s where our expertise comes into play. As auto appraisers, our commitment is to make sure you’re not being shortchanged. We work closely with our clients to ensure that each auto appraisal accurately reflects the value of their vehicle and advocate for the best possible settlement, from insurance providers.

Total Loss Appraisal

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

Ken Nix – Oregon Certified Auto Appraiser since 2010
Total Loss Expert Negotiator for Appraisal Clause Disputes

Need A Total Loss Appraisal?
Don’t Settle for a Report, Get LEVERAGE

Total Loss Appraisal

LEVERAGE AUTO APPRAISALS

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Total Loss Appraisal
Excellent
Leverage Auto Appraisals |Total Loss Appraiser4.9
Based on 186 reviews
Total Loss Appraisal
David Sudar
TLDR; Ken got us an extra 19% out of our Insurance company, and we didn't have to do anything. Easeful process. Recommended! State Farm offered us $9,533 for our totaled car. I spent 30 minutes reading their report and then looking at various sites online for what it would cost us to buy a comparable car. It was clear their offer was majorly low balling us. From what I've since learned, they basically always low ball you. Anyhow, I hired Ken / Leverage Auto Appraisals. We had one call, I sent him his fee, and from there I literally had to do zero work. He negotiated a settlement of $11,750, for an increase of $2,217. State Farm promptly sent us the check, as well as the reimbursement for Ken's fee. I had some initial hesitation over having to pay his fee up front, though based on his word with how successful he is, reading over all these positive reviews, and my own sense of the initial offer being too low, I decided that the chances of getting a valuation of at least one dollar more were very, very high, which would mean they would also reimburse the fee. Glad I did it. Thanks, Ken!
Response from the owner:David, thank you so much for the awesome and detailed review, I truly appreciate you taking the time to share your experience. Reviews like yours really help other people understand that this process works and that they do not have to just accept whatever number the insurance company puts in front of them. You did exactly what I wish more people would do, you took a little time to look at the report and compare it to the real market. It does not take long to realize when something is off. Like you said, those initial offers tend to come in low more often than not. I am really glad you trusted your instincts and decided to move forward. Getting you from $9,533 to $11,750, that $2,217 increase, is exactly why I do what I do. And I am glad the process felt easy on your end. That is always my goal, take the stress off my clients and handle everything behind the scenes. I also appreciate you mentioning the upfront fee hesitation. That is completely normal. But like you said, in Oregon, if we increase the value by even a dollar, the insurance company is required to reimburse that fee. The odds are very strong, and I am glad it worked out exactly how it should have for you. Thank you again for your trust and your recommendation. It really means a lot, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Dylan
So I recently totaled my truck and my insurance company tried to tell me my truck was worth $56307. That number just did not sit well with me due to the fact to replace my exact truck it would be closer to $65k, I reached out to Ken at Leverage and he was able to get me just shy of $63k. Couldn't be happier! Thanks a bunch Ken, you're a life saver.
Response from the owner:Dylan, thank you again for the awesome review and for trusting me with your State Farm total loss claim on your 2024 Toyota Tundra TRD Pro. What really stood out to me about your case was that, as a used car manager for a major Toyota dealership, you immediately recognized the CCC valuation from State Farm was not reflecting the true replacement value of your truck here in Oregon. The important thing is that this was never about a lack of knowledge on your part. In fact, you probably understood Toyota vehicle values better than 99 percent of people dealing with a total loss claim. The real problem was the process itself. State Farm and CCC ONE controlled the valuation process and had the ability to pick and choose which comparable vehicles they wanted to use while dismissing stronger comps that supported a higher value. That creates a situation where even someone highly experienced in the automotive industry can become completely handicapped trying to negotiate fairly on their own. Luckily, because of your background in the industry, you recognized early on what many people unfortunately do not realize until it is too late. You understood that all the knowledge in the world can still be insufficient when the insurance company and CCC1 control the valuation process itself. You realized this was not simply about finding better comps. It required pushing the claim into the appraisal clause process and having someone involved who specializes specifically in total loss appraisal clause disputes and negotiating against these CCC ONE valuation systems every day. I’m really glad we were able to secure a $6,289 increase over the original State Farm CCC ONE valuation, bringing your settlement to just under $63,000. That is a substantial increase and much closer to the true market value of your truck. Thank you again for reaching out from the Grants Pass area and allowing me to help. Cases like yours are exactly why I continue fighting for Oregon drivers dealing with unfair total loss valuations and lowball CCC 1 reports from State Farm and other insurance companies. Kind regards, Ken
Total Loss Appraisal
K.R.
I had a very positive experience with Leverage Auto Appraisals. Ken helped me dispute a total loss claim on my vehicle and I ended up getting a higher payout from my insurance company. The process was smooth, professional, and stress-free from start to finish. He was very responsive, explained everything clearly, and truly went above and beyond to make sure I was treated fairly. I would absolutely recommend Leverage Auto Appraisals to anyone dealing with a total loss or insurance dispute!
Response from the owner:Thank you so much for the kind words, I truly appreciate you taking the time to write this. It was awesome working with you, and I am really glad I could help make the process feel smooth and a little less stressful. That is always my goal, to take something that is usually frustrating and confusing and make it as straightforward as possible while making sure you are treated fairly. These total loss situations can be overwhelming, especially when the insurance company is not coming in where they should, so I am glad we were able to get you a better outcome. Thank you again for your trust and your recommendation. It really means a lot, and I am always here if you ever need help in the future. Kind regards, Ken
Total Loss Appraisal
Danielle Andrade
I sadly totaled my 2017 4Runner recently. I’m so glad I called Ken at leverage auto. He was able to get me $2k more than progressive was going to pay out. It’s a good thing he’s doing! 2k definitely made a difference to me! Thank you Ken!
Response from the owner:Danielle, thank you so much for the wonderful review. I am really glad we were able to increase Progressive's settlement on your 2017 Toyota 4Runner by $2,000. I'm glad that extra money made a difference. I also appreciate your comment that this is "a good thing." That truly means a lot to me because helping people through total loss claims is exactly why I do this and the reason I don't work for insurance companies. I've instilled these same values in my kids, Nico Nix at Total Loss Northwest, Austin Nix at Diminished Value of Oregon and our newest appraiser, Savannah Long, my daughter who will be working with me again! YAY! Most people only go through this process once or twice in their lives, while insurance companies handle these claims every day. Having someone in your corner who understands the process can make all the difference. Thank you again for your trust and your recommendation. It was a pleasure working with you, and I wish you nothing but the best moving forward. Kind regards, Ken
Total Loss Appraisal
Constance Corrick
I meant to do this a couple months ago, but if you ever are looking to invoke the appraisal clause with your insurance definitely get ahold of Ken!! He got me close to $4K more than what insurance was wanting me to accept. I will say be patient (I was not good at this), communication can be sparse, but he is very busy and has reasons. Thank you Ken!!
Response from the owner:Thank you so much for taking the time to come back and write this review, I really appreciate it. It was truly awesome working with you, even if the patience part was a little tough at times. Totally understandable, these total loss situations can be stressful and nobody likes waiting when they are dealing with an insurance claim. I am really glad we were able to help you through the appraisal clause process and secure nearly $4,000 more than the original offer. That is exactly why having an independent auto appraiser in Oregon can make such a big difference when dealing with a total loss valuation dispute. Insurance companies do not always reflect the true market value, and I am happy we were able to challenge that and get you a better outcome. Thank you again for your trust, your patience, and your kind words. It really means a lot, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Chris LaPointe
I can't recommend Ken at Leverage Auto Appraisals highly enough. When my insurance company declared my vehicle a total loss, their initial valuation was not near to the value of my vehicle. I knew something wasn't right and reached out to Ken. From our first conversation, it was clear that he genuinely cared about helping me receive a fair settlement. He took the time to explain the appraisal process, answered all of my questions, and handled the negotiations with professionalism and confidence. His knowledge of vehicle values and the insurance claims process was impressive, and his persistence and knowledge made all the difference. Thanks to Ken's hard work and dedication, he was able to negotiate a settlement that was much closer to the true market value of my vehicle. Without his expertise, things would have resolved differently. If you're dealing with a total loss claim or feel your insurance company has undervalued your vehicle, don't hesitate to call Ken. He is honest, knowledgeable, responsive, and truly fights for his clients. I'm incredibly grateful for everything he did and would recommend Leverage Auto Appraisals to anyone looking for someone who will advocate for them every step of the way.
Response from the owner:Thank you so much, Chris. I really appreciate the thoughtful review and your trust in me. Your 2000 Honda S2000 was an exceptional car with only about 52,000 miles, and I’m glad I was able to get you over $5,000 more on your total loss settlement. There were some things in the CCC ONE valuation that simply did not make sense to me. One of their comparable vehicles had around 110,000 miles, more than double the mileage of your S2000. Then they deducted over $1,500 for condition from your vehicle, even though your S2000 was in exceptional condition. Comparing a 52,000 mile showroom quality car against vehicles with substantially higher mileage and then making that kind of condition deduction is exactly why these reports need to be carefully reviewed. I’m glad I could help get the settlement much closer to the true market value of such a special S2000. Thank you again for the recommendation and for trusting me to fight for you, Chris. Kind regards, Ken
Total Loss Appraisal
Jared Kuenzi
Ken Nix is a miracle worker. He got me over $4,373 over what my insurance was offering. He clearly explained the process to me. I have great confidence in his work and would recommend him to anyone.
Response from the owner:Thank you for the kind words and for taking the time to share your experience. Miracle worker might be a little generous, but I will gladly accept it and try not to let it go to my head. I like to think of myself more as BATMAN. lol My goal is always to explain the process clearly so you know what is happening and why the insurance company’s offer may not reflect the true value of your vehicle. I also appreciate you providing the photo of your Infiniti. Details matter in a total loss insurance claim, and every piece of information helps tell the full story. I am very happy we were able to increase your settlement by $4,373 and help get you a much fairer result. Kind regards, Ken
Total Loss Appraisal
Jim Babbitt
Leverage Auto Appraisals and Ken Nix come highly recommended. When our pickup was totaled, Progressive insurance initially offered a settlement of $20,000. The vehicle's value was known to be higher, but navigating the insurance process can be difficult. Ken at Leverage Auto Appraisals provided expert assistance. He navigated the insurance process on the our behalf. Though the negotiation with Progressive took about a year, Ken's persistence led to a successful outcome. He negotiated a $26,000 settlement for the totaled truck, significantly higher than the original offer. I believe the key for us, in the negotiations, was to have patients and give Ken the space operate. Ken was knowledgeable and communicative. If facing a total loss claim and believing the insurance company's offer is too low, consider contacting Ken at Leverage Auto Appraisals.
Response from the owner:Jim, thank you again for taking the time to write such a thoughtful review, I truly appreciate it. It was an absolute pleasure working with you, and I am really glad we were able to get this one across the finish line the right way. This was definitely one that took some time, but like you said, patience made all the difference. Going from $20,000 to $26,000, that $6,000 increase, is exactly why I refuse to take the path of least resistance. It would have been very easy to settle this case early for a couple thousand more and move on, and unfortunately that is what a lot of appraisers do. But that is not why I got into this. I got into this to help people, not to chase quick and easy settlements. I will be honest, it does irk me a bit that there are appraisers out there who claim they are working for the consumer, when in reality they are just working for themselves. Some of them charge no upfront fee, which sounds great, but then take a large percentage of the increase on the back end. In a case like yours, that could have been $3,000 or more out of your pocket. That is not how I operate. My goal is to get every dollar I truly believe your vehicle is worth, not just take the easy win. I am really glad you trusted the process and gave me the time to do what needed to be done. That is how we got the result we did. Thank you again for your trust, your patience, and your recommendation. It truly means a lot. Kind regards, Ken
Total Loss Appraisal
Jennifer Estrada
Ken did an amazing job on getting more money from our insurance on my daughters car. I highly recommend Ken and his team.
Photo from customer review
Response from the owner:Thank you so much, Jennifer. I really appreciate the recommendation and the trust you put in me to help with your daughter’s Challenger. I’m glad I was able to challenge State Farm’s CCC valuation and get a little over $3,000 added to the settlement. It still amazes me how these CCC ONE valuations can sometimes be thousands of dollars away from what a vehicle is actually worth. I also really appreciate you including the photo of the Challenger. Photos help people reading these reviews see that these are real vehicles, real total loss claims, and real people dealing with these insurance valuation disputes. That was a really nice Challenger, and it was tough seeing it damaged like that. Thank you again for taking the time to leave the review and especially for including the photo. It means a lot to me. Kind regards, Ken
Total Loss Appraisal
Jessica Kittell
I cannot say enough good things about leverage auto appraisals. First off Ken is very kind and knowledgeable. We had never been in an accident before and he explained the process and what to expect. State farm gave us a total loss on our Dodge grand caravan and tried to offer us $12,233 after Kens hard work he got us back $17,950. He's fast and efficient. Our whole process took a total of 3 days. If you need an appraisal done I would highly recommend leverage auto appraisals.
Response from the owner:Jessica, thank you so much for the amazing review, I truly appreciate you taking the time to share your experience. It was honestly awesome working with you, and I am really glad I could help guide you through everything, especially since this was your first time dealing with a total loss situation. That jump from $12,233 to $17,950, a $5,700 increase, is a fantastic result. And on a van, that is saying a lot. Most of the time we see increases in that $3,000 to $4,000 range on vans, so getting close to $6,000 definitely made me feel like I had my Wheaties that morning. I am just glad I was able to help you get what your vehicle was actually worth. State Farm does tend to rely on CCC valuations, which in my experience are often on the low side. That said, I will give credit where it is due, State Farm is generally a solid insurance company, and many of the appraisers they hire tend to be more ethical than some others out there. That definitely helps when it comes to reaching a fair resolution. Thank you again for your trust and for recommending Leverage Auto Appraisals. It truly means a lot, and I am always here if you ever need help again. Kind regards, Ken
Total Loss Appraisal
Louis Gomez
I was recently in a car accident that unfortunately totaled my truck. Thankfully, no one was hurt. I assumed my insurance company would handle everything smoothly, but from the start, I felt like I got the runaround. When they finally gave me a vehicle appraisal, the offer seemed far too low. I explained all the features, add-ons, and the truck’s low mileage, but none of that seemed to matter—they continued to make excuses and stick with a lowball offer. I felt completely stuck until a friend of my wife’s suggested I call Ken Nix. Under our policy, we had the right to get a second appraisal from an independent professional if we disagreed with the insurance company’s valuation. Reaching out to Ken was the best decision we could have made. He was incredibly professional, knowledgeable, and truly fought for our family. Thanks to his expertise and persistence, we received a fair payout that reflected the true value of our truck. We are extremely grateful for everything Ken did—his communication, dedication, and skill made the entire process so much easier. It’s reassuring to know there are people like Ken out there who will stand up for you when you need it most. If you’re feeling lost or want a second opinion, I wholeheartedly recommend giving Ken Nix a call. He knows exactly what he’s doing and genuinely cares about helping his clients.
Response from the owner:Louis, thank you so much for taking the time to share your experience. First and most importantly, I am very glad no one was hurt. A totaled truck is bad enough, but when the insurance company gives you the runaround and then refuses to recognize the low mileage, features, and added equipment, it can make a stressful situation feel ten times worse. I am grateful your wife’s friend pointed you in my direction, and I am honored you trusted me to help with your total loss appraisal clause claim here in Oregon. I truly do care about my clients and their families. My cousin, Harold Wayne Nix, was an esteemed attorney who passed away last month, and he spent his life fighting for the underdog. He was my role model in that way, and I try to carry that same spirit into every insurance claim car value dispute I handle. Thank you again for trusting Leverage Auto Appraisals. I am so glad we were able to stand up for the true value of your truck and help get your family a fair payout. Kind regards, Ken
Total Loss Appraisal
Mehdi Farjami
Ken is truly a man on Integrity. He gave me the best advice that actually helped me use as leverage to save my Car from being Totaled. I highly recommend them. Thank you Ken!
Response from the owner:Mehdi, thank you so much for the kind words, I really appreciate you taking the time to write this. It was great working with you, and I am really glad I was able to help you navigate that situation and ultimately keep your vehicle from being totaled. Not every case needs to go all the way through the appraisal clause process. Sometimes just knowing how these insurance companies operate and using the right information at the right time can make all the difference. I am glad you were able to use that leverage and get a better outcome. Thank you again for your trust and your recommendation. It truly means a lot, and I am always here if you ever need anything in the future. Kind regards, Ken

Why Choose LEVERAGE AUTO APPRAISALS?

Low Volume, High Quality Appraisals Backed By An Expert Negotiator With Over 40 Years Experience.

Oregon Certified Appraiser

When Hiring an Auto Appraiser, make sure they are certified by the Oregon Department of Transportation. Otherwise, the appraisal may not be considered credible. Ken Nix an Oregon certified and licensed auto appraiser. #V34-075

Credible Automotive Experience

Ken Nix has 13+  years experience negotiating total loss claims against insurance companies, with over 40 years of  automotive and expert negotiating experience. He knows the vehicles, which is one of the biggest problems with the industry. So many auto appraisers are ex-body shop estimators or ex-insurance adjusters with no previous experience evaluating or selling vehicles.

Credible Valuations

We follow the Uniform Standards of Professional Appraisal Practice (U.S.P.A.P.) standards for credible appraisals. Some appraisal companies inflate their valuations in an effort to entice you to use them because they have the largest value picked out of the air. Highest doesn’t mean you’ll settle for more, normally it has the opposite effect. Solid credible documented work showing how we arrived at the value, and knowing how to discredit the opposing appraiser’s comparables and appraisal is the key.

Z

We Don't Work For Insurance Companies

Unlike most auto appraisers, Ken only works for consumers and has never worked for an insurance company. No one’s shoving an envelope full of money across the table. But, there could be appraisers that develop methodologies to produce lower values in hopes of acquiring future business from the insurance companies. Some of these guys work both sides. (FYI, my attorney made me add the “could be” above to keep me from being sued).

Located in Oregon

LEVERAGE Auto Appraisals is actually located in Oregon. Our main office is in Portland, Oregon. Although, we service all of Oregon including Medford, Eugene, Springfield, Coos Bay, Pendleton, Bend, Grants Pass, Gresham, Beaverton, Hillsboro, Salem, and Tigard, Oregon. Be aware many auto appraiser who look like they’re local are from Florida, Texas, North Caroline, etc. and are not authorized to appraise vehicles in Oregon.

100% Reimbursement

As long as we increase the last offer from your insurance company one cent under your appraisal clause, by Oregon law, your insurance company would be required to provide you with 100% reimbursement of the appraial cost. OAR 836-080-0240

Some More Recent Total Loss Appraisal Clause Claim Settlements

1998 Toyota 4Runner Limited

  • Insurance Company: Progressive
  • Settlement Increase: $8,214.82
  • Percentage Increase: 139%
  • Bend, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,935.18
  • Settlement: $14,150.00
  • Client: Shelly S..
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2019 Mercedes-Benz GLC300 4Matic

  • Insurance Company: State Farm
  • Settlement Increase: $4,815.00
  • Percentage Increase: 16%
  • Vancouver, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $30,185.00
  • Settlement: $35000.00
  • Client: Phoi L.

2003 Dodge Ram 2500

  • Insurance Company: Progessive
  • Settlement Increase: $13,539
  • Percentage Increase: 90%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $15,111.00
  • Settlement: $28650
  • Client: Braden S.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 GMC 3500 SLT

  • Insurance Company: Progressive
  • Settlement Increase: $6297.07
  • Percentage Increase: 37%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $17,202.93
  • Settlement: $23,500.00
  • Client: Cody B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2002 Toyota Sequoia Limited

  • Insurance Company: Geico
  • Settlement Increase: $4,320
  • Percentage Increase: 84%
  • Hillsboro, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Nathaniel M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2004 Porsche Cayenne Turbo

  • Insurance Company: Progessive
  • Settlement Increase: $7,971
  • Percentage Increase: 77%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $10,428.68
  • Settlement: $18,400.00
  • Client: Alexandre B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2018 Hyundai Elantra

  • Insurance Company: Geico
  • Settlement Increase: $1,714.00
  • Percentage Increase: 12%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $14,786.00
  • Settlement: $16,500.00
  • Client: Sadie B.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2014 Jaguar XJ

  • Insurance Company: Allstate
  • Settlement Increase: $4093.00
  • Percentage Increase: 19%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $5,180.00
  • Settlement: $9,500.00
  • Client: Kenneth P.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1971 Ford Bronco

  • Insurance Company: USAA
  • Settlement Increase: $8,742.00
  • Percentage Increase: 14%
  • Klamath Falls, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $63,258
  • Settlement: $72,000.00
  • Client: Thomas H.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

2005 Dodge Neon SRT-4

  • Insurance Company: Progressive
  • Settlement Increase: $8,083.00
  • Percentage Increase: 178%
  • Yakima, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $4,543.00
  • Settlement: $12,626.00
  • Client: Alex, C.
  • Final Cost to client for our services (Washington Does Not have a law that demands reimbursement, but his tax reimbursement increase was approximately $711.30, which was more than the cost of the appraisal): $499.00

2007 Toyota Prius

  • Insurance Company: Progressive
  • Settlement Increase: $5,550.00
  • Percentage Increase: 75%
  • Portland, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $7,449.95
  • Settlement: $13,000.00
  • Client: Grant M.
  • Final Cost to client for our services after reimbursement from their insurance company: $0.00

1999 Honda Civic DX

  • Insurance Company: Progressive
  • Settlement Increase: $3,529.09.00
  • Percentage Increase: 180%
  • Vancouver, WA
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

2012 Toyota Prius V Five

  • Insurance Company: State Farm
  • Settlement Increase: $8,044.33
  • Percentage Increase: 63%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $12,784.00 CCC ONE
  • Settlement: $20,828.33
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $707.90, which alone was more than the cost of the appraisal): $499.00

1981 Chevrolet C10 Pickup

  • Insurance Company: Progressive
  • Settlement Increase: $7,028.67
  • Percentage Increase: 72%
  • Vancouver, Washington
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $9,800.00 Mitchell – JD Powers Valuation
  • Settlement: $16,828.67
  • Client: Jeffery H.
  • Final Cost to client for our services (Washington Does Not have a law that guarantees reimbursement, but his tax reimbursement increase was approximately $618.52, which alone was more than the cost of the appraisal): $499.00

2001 Ford F250 SD

  • Insurance Company: Progressive
  • Settlement Increase: $9,581.69
  • Percentage Increase: 98%
  • Creswell, Oregon
Details
  • Total Loss Dispute Appraisal and negotiation.
  • Insurance Offer: $1,970.91
  • Settlement: $5,500
  • Client: Matt S.
  • Final Cost to client for our services after reimbursement from their insurance company: $499 (Washington Does not have a law that demands reimbursement like Oregon does. But, the client also received an additional $310.00 in taxes. So his net increase was $3,340.00)

Total Loss Appraisal in Oregon

Call Now For Help With Your Oregon Total Loss Claim
(503) 567-8900 

Unfair Offer From Your Insurance Company?

In many situations, the CCC One or Mitchell / J.D. Power reports supplied by the insurance company may be thousands less than the true retail value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal to dispute the low offer.


LEVERAGE Auto Appraisals 

is an Oregon Provider of

Total Loss Fair Market Value Vehicle Appraisal Reports
Oregon Certified & Licensed Auto Appraiser License # V34-075

Total Loss AppraisalIf your car, truck, RV, motorcycle, or other wheeled vehicle has been totaled, before you accept the insurance company’s total loss offer, you should speak to our Auto Appraiser. Ken’s been a certified licensed appraiser in the state of Oregon since April of 2010.

Insurance companies routinely underpay on totalloss claims. Many insurance companies use valuations such as CCC One and Mitchell to influence policyholders and claimants into taking much less than their vehicle may actually be worth.

If you feel you’ve received a lowball valuation offer for your totaled car, truck, RV or motorcycle from your insurance company, it probably is.  If you have full coverage, you have an appraisal clause and can let the Leverage professionals take care of negotiating with your insurance company for a fair settlement.

Get the money you’re owed. Not thousands less than your vehicle was worth.

We’ve found in most situations, the CCC One or Mitchell / J.D. Power valuation reports supplied by the insurance company may be thousands less than the true market value of your vehicle. If you’re not satisfied with the amount the insurance company is offering for your total loss you have the right to invoke your appraisal clause to use an independent Oregon Certified auto appraiser to produce an total loss appraisal and negotiate the claim with your insurance company to dispute the low offer on your behalf.

My 2001 F450 was stolen from me in June and deemed a total loss by State Farm when it was recovered in July. I found Ken and he went to bat for me right away. After almost two months of State Farm creating delays and trying to cover up communication saying it didn’t happen, Ken and his team were able to get me a little over 80% more than their original offer!

State Farm offered me $3,000 more than the original offer after they knew Ken was involved. That offer was still $7,000 less than Ken was able to get me even after paying my $1,000 deductible.
–Levi Buchanan, Roseburg, Oregon

 

READY TO GET STARTED?

It’s Simple. Just follow our proven process below and recover your fair market value and appraisal costs from your insurance company in just 6 easy steps.

1. Gather Documentation

Request a PDF of the Evaluaton from your insurance company. Have it ready when you fill out our questionnaire in the next step. Or, email it to leveragepdx@gmail.com with your name in the subject line.

2. Free Claim Review

Request a Free Total Loss Claim Review in our form below, or call us at 503.420.3001 to find out how much your vehicle is really worth. We won’t waste your time by selling you an appraisal you don’t need.

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3. Order Appraisal

Place Your Order, and our Oregon Licensed and Certified Appraiser, Ken Nix will prepare the report and negotiation strategy.

4. Letter of Representation

We will send a letter of representation to your insurance company to inform them we are representing you as your appraiser under your appraisal clause.

5. Claim Negotiation

The insurance company will hire an independent appraiser and Ken will negotiate with them on your behalf to arrive at a fair settlement.

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6. Settlement

Once we have an signed agreement as to the actual Fair Market Value of your vehicle, your insurance company will award your the settlement and under Oregon Law, will reimburse your appraisal cost under OAR 836-080-0240.

Oregon Auto Appraiser Ken NixWhen it comes to navigating the complex world of total loss claims, one name stands out as the foremost authority in the industry: Ken Nix. With over 30 years of experience in the automotive sector, Ken has established himself as a highly respected figure and an expert in his field. As the Appraisal Director at our company, Ken is responsible for preparing, signing, and negotiating first-party total loss claims. Ken Nix’s impressive background highlights why he is the ultimate choice as a total loss negotiator on your claim.

Automotive Industry Expertise: Ken Nix’s automotive journey spans over three decades, during which he has accumulated a wealth of knowledge and experience. His long-standing tenure in the industry has solidified his reputation as a trusted automotive authority. Notably, Ken is the proud founder of the Volkswagen Owners Club, a global community boasting an impressive membership of over 60,000 individuals. This achievement not only reflects his deep passion for automobiles but also signifies his ability to connect with people on an international scale.

Certified Oregon Auto Appraiser: As a certified Oregon auto appraiser, Ken Nix possesses the necessary credentials to evaluate and assess the value of vehicles accurately. This accreditation adds an extra layer of credibility to his appraisal work, ensuring that all parties involved can rely on his expertise and judgment. Ken’s testimony as an expert witness in numerous automotive value arbitration cases, jury trials, and criminal court cases further solidifies his standing as a trusted and respected professional in the field.

Extensive Industry Experience: Throughout his career, Ken has worked with several major automotive brands, gaining invaluable experience and insights along the way. He has dedicated seven years to Honda, three years each to Toyota, Volkswagen, and Volvo, and over three years to Ford and Chevrolet. During his tenure at Diversiform and Reynolds and Reynolds, Ken had the privilege of collaborating directly with esteemed personnel from national dealerships, including Dealer Principals, General Managers, GSMs, and Fixed-Ops Directors. This experience involved developing and consulting on automotive marketing and customer retention, allowing Ken to cultivate a deep understanding of the industry from multiple perspectives.

Negotiation Skills: Ken Nix’s exceptional negotiation skills are the product of his diverse background as a teacher of automotive product knowledge and sales, coupled with personal training from renowned experts such as Zig Ziglar, Tom Stuker, and Grant Cordone. With over 45 years of professional negotiation experience, Ken possesses a remarkable ability to ensure fair and equitable settlements for all stakeholders involved in each total loss appraisal. His expertise in negotiations has been sought after in countless arbitration cases, jury trials, and criminal court cases, testifying as an expert witness.

Spotting Previous and Bad Repairs: One of Ken Nix’s unique strengths lies in his ability to spot previous and bad repairs on opposing appraiser’s comparables used in their appraisal. This skill stems from his extensive work in the diminished value sector, where he has developed a keen eye for identifying concealed repairs and assessing their impact on a vehicle’s value. By recognizing these issues, Ken brings an additional layer of scrutiny to the negotiation process, ensuring that the total loss appraisal accurately reflects the true value of the vehicle in question.

Conclusion: In the realm of total loss negotiations, Ken Nix stands head and shoulders above the rest. With his profound knowledge, extensive industry experience, and exceptional negotiation skills, Ken is the ideal choice as a total loss negotiator. His reputation for fairness, expertise, and attention to detail garners respect throughout the automotive industry. When working with Ken, stakeholders can rest assured that they are in the hands of a consummate professional who will advocate for a fair and equitable settlement.

READY FOR A FREE CLAIM REVIEW? Email the PDF of the CCC One, Mitchell / J.D. Powers or other evaluation of your vehicle to: leveragepdx@gmail.com. With the SUBJECT: FREE CLAIM REVIEW with your NAME. Then call us at 503.567.8900 for a free claim review. (Example: FREE CLAIM REVIEW – KEN NIX) If I’m unable to immediately take your call, please leave your information with our live answering service (which will take your call 24/7).  I’ll call you as soon as I’m available. Please allow a little time as I may be negotiating a claim or inspecting a vehicle when you call during the day. If it is later at night, I may call you the next morning. I’ll call you back from my Cell Phone sometimes, ending in 0539. Thank you for considering me as your auto appraiser.

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