Oregon Total Loss Appraisal Clause Disputes

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In the aftermath of a car accident or in cases of theft, flood, Stolen vehicle or other unforeseen events, your vehicle might be declared a total loss by your insurance company. This term typically implies that repair costs are either equivalent to or surpass the vehicle’s retail market value. At Leverage Auto Appraisals, we believe you deserve the full retail market value for your car, inclusive of any relevant Tax, Title, and Licensing Fees, especially in Oregon where you have the legal right to dispute the insurance company’s offer if it seems unjustifiably low.

The key lies in the appraisal clause of your full coverage policy. This provision enables you to hire an independent auto appraiser, like Ken Nix, a certified expert in Oregon, to challenge what might seem like a lowball valuation from your insurer. If your insurance policy includes an appraisal provision, it typically follows these steps:

  1. Obtain an auto appraisal (at your expense).
  2. Your insurance company conducts its own appraisal (at its expense).
  3. Should there be a disagreement on the vehicle’s value, both appraisers select an umpire. The costs for the umpire are split equally between you and the insurance company.
  4. If the final appraised and negotiated value is higher than the insurance company’s last offer, they are obliged to reimburse you for reasonable appraisal expenses. (Oregon Policies Only)

At Leverage Auto Appraisals, we stand by your side in these critical moments. Whether your car has been involved in an accident, suffered damage from a storm, or been stolen, we provide a thorough, unbiased auto appraisal to ensure you receive a fair valuation. This is particularly crucial when the cost of repairs approaches or exceeds your vehicle’s market value.

In summary, don’t settle for less. If you’re facing a total loss situation in Oregon and want to dispute the insurance company’s offer, rely on Leverage Auto Appraisals for accurate, reliable, and fair auto appraisal services. Your vehicle’s true car value or vehicle value should always reflect its worth in the market, and we’re here to make sure that happens.

Oregon

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Oregon
Excellent
Leverage Auto Appraisals |Total Loss Appraiser4.9
Based on 180 reviews
Oregon
Tracker Bain
Hello everyone, hope you come out as good as we did. My daughter and I totaled out my truck, and hurt my trailer and early bronco pretty bad. Insurance took care of the bronco fair so far. But my 2005 Dodge Cummings 2500 with a six speed manual didn’t fair so well. My truck saved our lives by giving its own body in trade. I bought this truck new and it was still a well taken care of truck with a handfull of dents. Still had the original windshield in it. Well insurance didn’t see it like that. Trucks cost $70k to over $100k now a days and they think my truck was worth $12k. After arguing with a guy from State Farm about the unfair practices they use I was able to get them to finally sell me my truck back, which he said they couldn’t do. Plus give me $11k. This was still way below what these trucks sell for used. I called Ken and he said he would look into it. By the next morning he called me and said he found three trucks on the market worth around $27k. So I hired him and he started doing his thing. Now everyone wants upfront service with a smile. Ken did exactly that for us. It took 6 months to deal with State Farm at their pace. He stayed with them every step of the way. I ended up getting $22k for my truck after it was all said and done. It went from $16k to $22k. The best part is the insurance has to pay his fee for him being right on the price. This took some time so it’s not fun or easy, paying insurance on a truck that they owe you on it frustrating also. So give Ken a call and be patient. He can only work as fast as the insurance will go, which is snail speed. I don’t really know what I would have done without him, I would of ate $6k just to be done with the insurance company. I’m glad I called him, he’s always a pleasure to talk to and a super easy guy to approach. Thanks Ken!
Photo from customer review
Response from the owner:Thank you so much for taking the time to write this, I truly appreciate it. And I especially want to thank you for posting the photos. That really does mean a lot. It helps people see that these are real situations with real vehicles and real outcomes. Even just sharing the truck makes a big difference, and I wish more people would do that. This was definitely one of those claims that required some patience, and I really appreciate you sticking with it and trusting the process. I know six months is not fun, especially when you are dealing with the insurance company at what feels like a snail’s pace. Unfortunately, I can only move as fast as they allow, but you gave me the space to do what I do, and that is what allowed us to move things from $16,000 up to $22,000. That $6,000 difference is exactly what most people end up losing when they get frustrated and just settle. I will be honest, this one did frustrate me a bit because I truly believe your truck was worth more. A Cummins with a six speed is not your average truck, and the market reflects that. I could have easily taken the path of least resistance and gone ahead and settled early for a couple thousand dollars more, like a lot of appraisers do, but that is not who I am. I did not get into this to chase quick settlements, I got into this to help people get what their vehicles are actually worth. The challenge we ran into here was dealing with an out of state appraiser who really did not understand the Oregon market. That is something I am seeing more and more, and it makes these cases tougher than they should be. We pushed it right up to the point where going further would have risked what we had already gained on an umpire, hoping they will be ethical 🙄, and that is always a tough call. My job is not just to push, but to protect what we have already secured for my client. At the end of the day, I am really glad we were able to get you a strong result, and more importantly, I am glad you did not have to just accept that initial number. Thank you again for your trust, your patience, and for taking the time to help others by sharing your experience. It really does make a difference. Kind regards, Ken
Oregon
Gwen Tomac
I highly recommend working with Ken at Leverage Auto Appraisals. We were a bit lost after we were rear-ended and our insurance company declared our vehicle totaled. The payout was much less than the vehicles value and we were overwhelmed. Ken explained OR state laws around this and what he would do on our behalf. It was not a quick process, but it was definitely worthwhile. In the end, Ken was able to get us a settlement much closer to the vehicles value. We are incredibly grateful to him and would 100% recommend him.
Response from the owner:Gwen, thank you so much for the wonderful review. I truly appreciate you and your family trusting me during such a stressful time. I am especially glad we were able to increase the value of your 2025 Toyota Grand Highlander Hybrid Limited from $49,415 to $56,077, resulting in an additional $6,662 for your family. I know the appraisal clause process is not always fast, but I believe it is far better to take the time to pursue a fair settlement than to simply accept a low offer. I'm grateful we were able to get much closer to the true market value of your vehicle, and I appreciate your patience throughout the process. Also, if you have not yet received reimbursement for the full cost of the appraisal, please let me know. Under Oregon law, if the appraisal results in an increase over the insurance company's last offer, they are required to reimburse your reasonable appraisal costs. I want to make sure you receive every dollar you are entitled to. Thank you again for your recommendation and your trust. It was a pleasure working with you, and I wish you and your family all the best. Kind regards, Ken
Oregon
Sandy DeBano
Ken at Leverage Auto Appraisers is truly amazing. I was ready to give up in despair dealing with my claims specialist at State Farm, who was undervaluing our 2010 Toyota Highlander (which State Farm totaled after we hit a deer). Ken was a straight shooter, is extremely knowledgeable about the entire convoluted process, and helped every step of the way. Getting the appraisal from Ken was unexpectedly easy and fast (once State Farm assigned their appraiser, which took several weeks). Ken is a a pro and has real integrity! And he saved us over $2000!!!
Response from the owner:Sandy, thank you so much for the incredible review, I truly appreciate you taking the time to share this. It was absolutely awesome working with you, and I am really glad I could help turn things around when it felt like you were hitting a wall. Dealing with a total loss after hitting a deer is stressful enough, and when the valuation comes in low, it just adds to that frustration. I hear that a lot, people feeling like they are running out of options. I am glad we were able to step in, work through the appraisal clause process, and get your Highlander where it should have been. That $2,000 plus increase makes a real difference. I also appreciate your patience with the timeline, especially waiting on State Farm to assign their appraiser. That part is unfortunately out of our control, but once things get moving, I do everything I can to keep it efficient and straightforward. Thank you again for your trust, your kind words, and your recommendation. It really means a lot to me, and I am always here if you ever need help again. Kind regards, Ken
Oregon
Shawn Penny
I highly recommend Ken with Leverage Auto Appraisals. They were instrumental in my total loss claim process. The insurance company initially offered me $16,500 for my vehicle, but thanks to Leverage’s professional appraisal, I was able to secure a settlement of $19,950. Their service was professional, effective, and well worth it."
Response from the owner:Shawn, thank you so much for the great review and for trusting me with your total loss claim. I am glad we were able to increase your settlement to $19,950. Claims like yours are a good reminder that the first offer from an insurance company is not always the fair market value of a vehicle. My goal is never to create the highest appraisal possible. It is to produce the most accurate appraisal possible and then defend that value during negotiations. That approach helped us reach a settlement that was much closer to what your vehicle was actually worth. I truly appreciate your recommendation and the opportunity to help. Hopefully you never need an independent appraiser again, but if you do, I will be here. I wish you all the best, and thank you again for choosing Leverage Auto Appraisals. Kind regards, Ken
Oregon
Howard Bergman
I was greatly impressed with Ken at his company. He immediately explain all of details on how it works and how do you insurance company use he gives you the low number? KEN WHEN'S ABLE TO GET ME OVER $9000 MORE THAN YOU INSURANCE COMPANY OFFERED? I WOULD DEFINITELY GIVE A 5 STAR REVIEW. AND WHAT? HIGHLY RECOMMENDED HIM THANK YOU HOWARD BERGMAN.
Response from the owner:Howard, thank you so much for taking the time to write this review, I truly appreciate it. And I really want to emphasize how much your review helps other people. There are so many folks out there dealing with total loss claims who have no idea that they can challenge the insurance company’s valuation. They just accept whatever number is put in front of them, even when it is way off. Reviews like yours show people that this process actually works and that they do not have to accept some stupidly low value that the insurance company is trying to shove down their throat. I am really glad we were able to step in and get you over a $9,000 increase. That is a significant difference, and that is exactly why I am so passionate about what I do. Situations like yours happen every single day, and unfortunately a lot of people never question it. Last year alone I handled 336 claims, and only three of those did not result in at least a $1,000 increase. The odds are very strong when the valuation is off, but there are always variables. I am not a clairvoyant, I do not know who the opposing appraiser will be or how they will approach it. Sometimes we get someone local who understands the Oregon market, and sometimes we get an out of state appraiser who has no clue what vehicles are actually worth here, and those are the ones we really have to fight. In your case, this was a State Farm claim, and I want to be clear, I actually think State Farm is a good company overall. The issue is more with the valuation companies they rely on. CCC valuations in particular tend to come in low, and unfortunately there are not many alternatives out there, some of which are even worse. So while I do not fault State Farm directly, the system they are working within can produce some pretty inaccurate results. Another big issue is the use of so called independent appraisers who are anything but independent. Many of these appraisers are either employees or receive massive amounts of repeat business from the same insurance companies, sometimes millions of dollars worth. It is hard to believe there is no bias there, even if it is subconscious. When your income depends on keeping that relationship, it creates a conflict whether people want to admit it or not. I know this one took a little longer than usual, especially since we had to deal with an out of state appraiser, but I really appreciate your patience and your trust in me throughout the process. I am glad we stuck with it and got you the result you deserved. Thank you again for your kind words and for helping others by sharing your experience. It really does make a difference. Kind regards, Ken
Oregon
Jim Babbitt
Leverage Auto Appraisals and Ken Nix come highly recommended. When our pickup was totaled, Progressive insurance initially offered a settlement of $20,000. The vehicle's value was known to be higher, but navigating the insurance process can be difficult. Ken at Leverage Auto Appraisals provided expert assistance. He navigated the insurance process on the our behalf. Though the negotiation with Progressive took about a year, Ken's persistence led to a successful outcome. He negotiated a $26,000 settlement for the totaled truck, significantly higher than the original offer. I believe the key for us, in the negotiations, was to have patients and give Ken the space operate. Ken was knowledgeable and communicative. If facing a total loss claim and believing the insurance company's offer is too low, consider contacting Ken at Leverage Auto Appraisals.
Response from the owner:Jim, thank you again for taking the time to write such a thoughtful review, I truly appreciate it. It was an absolute pleasure working with you, and I am really glad we were able to get this one across the finish line the right way. This was definitely one that took some time, but like you said, patience made all the difference. Going from $20,000 to $26,000, that $6,000 increase, is exactly why I refuse to take the path of least resistance. It would have been very easy to settle this case early for a couple thousand more and move on, and unfortunately that is what a lot of appraisers do. But that is not why I got into this. I got into this to help people, not to chase quick and easy settlements. I will be honest, it does irk me a bit that there are appraisers out there who claim they are working for the consumer, when in reality they are just working for themselves. Some of them charge no upfront fee, which sounds great, but then take a large percentage of the increase on the back end. In a case like yours, that could have been $3,000 or more out of your pocket. That is not how I operate. My goal is to get every dollar I truly believe your vehicle is worth, not just take the easy win. I am really glad you trusted the process and gave me the time to do what needed to be done. That is how we got the result we did. Thank you again for your trust, your patience, and your recommendation. It truly means a lot. Kind regards, Ken
Oregon
dbowl36yahoo
Ken did very good job negotiating a settlement. It was a great experience and I got what I thought I deserved. Thanks again Ken!
Photo from customer reviewPhoto from customer review
Response from the owner:Thank you so much for the great review, I truly appreciate it. I am really glad we were able to get you to a settlement that felt right, that is always the goal. And I especially want to thank you for providing the photos of that red Ram truck. That means more than most people realize. Those diesel trucks in particular are getting lowballed so badly right now, it is honestly insane. Seeing the actual vehicle helps tell the real story and shows just how far off some of these insurance valuations can be. It also really helps other people see that these are real claims with real results, not something made up or bought somewhere online. I truly appreciate you taking the extra time to do that. You have no idea how much that helps. Thank you again for your trust, I really appreciate you. Kind regards, Ken
Oregon
Matthew Hutchinson
Very happy to join Ken’s list of success stories and satisfied customers here 😁. When our family’s 2019 Mazda CX-9 was hit and totaled, USAA’s appraisal came in well below the cost to replace it. I tried to prove our case to the insurance company, but they put up more obstacles and excuses, claiming our comps were too old, then they were too new, then they were not the exact same trim, etc. Having been a member in good standing for over 30 years, this was both disappointing and costly process for our family. Ken got to work immediately and provided very clear insight on the process and his experience. Within one month, USAA sent us a check for an additional $5,500 to make up the difference for the revised and substantiated appraisal. Thank you Ken!
Response from the owner:Matthew, thank you so much for the awesome review, I truly appreciate you taking the time to share your experience. It was great working with you, and I am really glad we were able to turn that situation around for your family. What you described is something I see all the time. The back and forth on comps being too old, too new, or not quite right is one of the most common tactics used, and it can be incredibly frustrating for people trying to handle it on their own. That is exactly where I step in, to cut through all of that and focus on what actually reflects the true market value. Getting that additional $5,500 for your CX-9 is stronger than a skunk in a phone booth, and I am glad we were able to get you closer to what it would actually cost to replace your vehicle. That is the number that really matters. Thank you again for your trust, your patience, and for being great to work with. I truly appreciate it, and I am always here if you ever need help again. Kind regards, Ken
Oregon
Dominique Demouchet
I went through a pretty traumatic accident and total loss of my 2 week old car. While insurance was extremely difficult, Ken helped make the process as smooth as possible and was able to get over $2k more than i would have gotten otherwise, plus the refund of my appraisal fee since he increased the value. I can’t recommend him enough to get through these situations.
Response from the owner:Thank you so much for sharing this, and I am truly sorry you had to go through such a traumatic accident, especially with a car that was only two weeks old. That is a tough situation on so many levels, and I am really glad I could help take some of that weight off your shoulders during the process. Insurance claims can be incredibly frustrating, especially when you are already dealing with the stress of a total loss. I am happy we were able to push back through the appraisal clause process and secure that additional $2000 plus for you. Getting the appraisal fee reimbursed as well is exactly how it should work here in Oregon, and I am glad everything came together in your favor. I truly appreciate your trust and your recommendation. It means a lot to me to be able to help people navigate these situations and come out with a fair result. Kind regards, Ken
Oregon
Vitri Reeves
I highly recommend Ken from Leverage Auto Appraisals Total Loss Appraiser LLC. If you’re dealing with insurance pressure to close a claim quickly, trust Ken and his process—even when it feels uncomfortable. I’m so glad I listened to him. Ken fought hard for my dispute and made sure I received what I truly deserved for my Chevy truck. He is extremely knowledgeable about the insurance and appraisal industry and took the time to explain things clearly. I’m not great at reading fine print, and without his guidance, I could have easily ended up paying much more out of pocket. Beyond the appraisal itself, Ken generously shared valuable insights about how he conducts business and the importance of family and integrity. Those conversations had nothing to do with appraisals, but I truly appreciated them—they meant a lot. Thank you, Ken, for fighting for us and for going above and beyond. Your dedication and honesty make a real difference.
Photo from customer review
Response from the owner:Vitri, thank you so much for the thoughtful review and for trusting me with your Insurance total loss claim on your 2024 Chevrolet Silverado 1500 LT Trail Boss. I also want to thank you for uploading photos of your truck. Beautiful Silverado and honestly a shame that it was totaled. Photos like yours really help people see these are real clients, real vehicles, and real appraisal clause disputes here in Oregon. Sadly, there are companies out there purchasing reviews or creating misleading impressions online, so I truly appreciate clients like you who take the time to share genuine experiences. I’m really glad you trusted the process even when the insurance company pressure started building to settle quickly. That pressure is exactly where many consumers end up accepting less than they deserve. In your case, we were able to secure a $5,132 increase over the original CCC valuation, which made a significant difference on your Silverado claim. Helping Oregon drivers challenge low insurance offers and navigate the appraisal clause process is exactly why I do this work. I also sincerely appreciate your comments about our conversations outside of the appraisal itself. Family, integrity, and trying to do right by people have always mattered more to me than simply processing claims. I have never worked for insurance companies and have never accepted revenue from insurance companies in any capacity because I believe remaining fully independent is critical to being truly unbiased for consumers. Lately, it has come to my attention that several appraisers operating in Oregon are also performing work for insurance companies while simultaneously marketing themselves to consumers without fully disclosing those relationships. Personally, I believe that creates a serious conflict of interest when someone is representing a consumer against the same insurance companies they are also receiving business from. That is one of the main reasons I have always chosen to work exclusively for vehicle owners and policyholders rather than insurers. Thank you again for the trust, the great conversation, and the opportunity to help. Wishing you and your family nothing but the best moving forward. Kind regards, Ken
Oregon
Jordan Schreiber, L.Ac.
I had just bought a beautiful 2015 BMW X5 35d a month prior to hitting a deer and having Progressive call it a total loss. I knew the offer from Progressive was not going to allow me to replace the l X5 that I was just getting to know when, after some searching online, found Ken. I filled out the form on his website and heard back from him the next day saying he'd take my case on and that he could help. The entire process took about a month total, from hiring Ken to finally getting my payout. At times, it took a few days for Ken to get back to me and time for insurance to respond. It was stressful, but made much easier by Ken's re-assuring and calm easy going demeanor. As soon as Progressive, got Ken's letter of arbitration, they offered me over $4000 more, the next morning! Partly this was because Progressive was trying to get out of arbitration and didn't want to reimburse Ken's fee to me, but they eventually did. While it didn't happen overnight, it was the holidays, Ken made the whole process much easier and I would hire him again if I ever needed to and have recommended him already. I think it was about $4300 total more that Ken helped negotiate! Thank you Ken
Response from the owner:I really appreciate you sharing this, thank you. And yes, that was a sharp BMW, definitely a tough one to see go so soon after you picked it up. Unfortunately, that is when a lot of people first realize how far off insurance valuations can be. You did exactly the right thing by questioning the offer and reaching out. As a licensed auto appraiser here in Oregon, I see it all the time where vehicles like yours are undervalued through automated reports. I am glad we were able to step in, invoke the appraisal clause, and ultimately help you secure about $4300 more on your total loss settlement. That is money that makes a real difference when trying to replace a vehicle like that. I know the process can feel stressful at times, especially with a little waiting involved, but I am glad I was able to help make it more manageable along the way. Thank you again for your trust, your patience, and for recommending me to others. That means everything. Kind regards, Ken
Oregon
Constance Corrick
I meant to do this a couple months ago, but if you ever are looking to invoke the appraisal clause with your insurance definitely get ahold of Ken!! He got me close to $4K more than what insurance was wanting me to accept. I will say be patient (I was not good at this), communication can be sparse, but he is very busy and has reasons. Thank you Ken!!
Response from the owner:Thank you so much for taking the time to come back and write this review, I really appreciate it. It was truly awesome working with you, even if the patience part was a little tough at times. Totally understandable, these total loss situations can be stressful and nobody likes waiting when they are dealing with an insurance claim. I am really glad we were able to help you through the appraisal clause process and secure nearly $4,000 more than the original offer. That is exactly why having an independent auto appraiser in Oregon can make such a big difference when dealing with a total loss valuation dispute. Insurance companies do not always reflect the true market value, and I am happy we were able to challenge that and get you a better outcome. Thank you again for your trust, your patience, and your kind words. It really means a lot, and I am always here if you ever need help again. Kind regards, Ken

 

Oregon Total Loss Vehicle Appraisals

Has your Insurance Company deemed your vehicle a total loss? Are they not offering enough for your totaled car or truck? In your insurance policy, you have what is called an appraisal clause. The appraisal clause section is devised to allow you to dispute the offer your insurance company is providing.

If you do not agree with the value your own company offers, your policy may include an appraisal provision. Appraisal processes vary. Check your policy or ask the claims representative or contact us for help.

Typically:

  • You get an appraisal (you pay).
  • The company gets an appraisal (it pays).
  • If the appraisers don’t agree on the value, the two appraisers agree on an umpire. You and the company each pay half of the umpire’s cost.

According to OREGON LAW, Insurance companies must reimburse you for reasonable appraisal costs if the final appraised value of your vehicle is higher than the company’s last offer.

The first thing you need to do, is determine if it is a good decision to invoke your appraisal clause. LEVERAGE can help you by providing a free, no charge review of your total loss claim. This will provide you with the information to make a well informed decision as to whether you need to move forward with disputing your claim or not.

LEVERAGE specializes in Total Loss appraisals in Oregon. Unlike many large companies that use low generic staff to produce and negotiate your claim, with LEVERAGE, you get a highly qualified auto appraiser and negotiator to work with you to negotiate a fair claim so you can replace your vehicle, and move on with your life. Ken Nix works every claim himself to ensure we recover the maximum fair market value for you.

Why Hire Us?

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Oregon Licensed Auto Appraiser for over 13 Years

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Over 35 years Experience as a Professional Negotiator

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Over 18 years Automotive sales Experience. Experience with all types of vehicles. Not just an ex estimator or adjuster.

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Over 40 years of Automotive Experience

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Professionally Trained One on One by Zig Ziglar, Grant Cardone, and Tom Stuker.

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Worked with Hundreds of Dealer, GM's, and GSM's in Oregon while employed with Reynolds and Reynolds.

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Whether you're in Coos Bay, Bend, Eugene or Portland, Ken knows you're Used Car Market.

Vehicles We Sevice

We produce total loss appraisals for Acura, Alfa Romeo, Audi, Bentley, BMW, Buick, Cadillac, Chevrolet, Chrysler, Corvette, Dodge, Ferrari, Fiat, Ford, Freightliner, GMC, Honda, Hummer, Hyundai, Infiniti, International, Isuzu, Jaguar, Jeep, Kia, Lamborghini, Land Rover, Lexus, Lincoln, Maserati, Mazda, Mercedes-Benz, Mercury, Mini-Cooper, Mitsubishi, Oldsmobile, Peterbilt, Plymouth, Pontiac, Porsche, RAM, Rolls Royce, Saab, Saturn, Scion, Shelby, Subaru, Toyota, Volkswagen, Volvo.

As well as older Diesel 1 ton and 3/4 ton Trucks with Powerstroke, Cummins, and Duramax Engines. We also provide Sprinter Van, Ram Promaster, VW Camper Vans, and other Conversion Van Total Loss Appraisals.

We also work Total Loss Claim Disputes on other specialty vehicles such as Heavy Trucks, Semi Trucks, Motorcycles, Classic Cars, Muscle Cars, Collectible Vehicles, Exotic Cars, Motor Coaches, Work Vans, Commercial Vehicles, and many more.

WHO IS KEN NIX

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

  • Ken Nix is a local Oregon Certified and Licensed Vehicle appraiser since April of 2010 has been authorized by ODOT to appraise vehicles in Oregon for over 12 years.
  • Ken started in the automotive industry in the 1980s and has sold and appraised tens of thousands of vehicles including late model cars and trucks, Exotics, Muscle Cars, Street Rods, Vintage, Classics, Street Rods, Camper Conversions, and even Japanese right-hand drive vans while working for multiple franchises over 20 years. Ken is the independent appraiser chosen by Ron Tonkin Gran Turismo for independent vehicle assessments.
  • Previously employed by Diversiform and Reynolds and Reynolds. Ken worked with local Automotive Dealers, Sales, Service and Body shops to market vehicles. Hundreds of Dealership owners, managers, and staff know and trust him. Ken also worked with Lanphere Enterprises, and many other local dealers to provide digital solutions for automotive marketing.
  • Ken is the founder of Volkswagen Owners Club, My GTI, and Jetta Junkie and was an Administrator for Autoguide.com for over 10 years.
  • Ken’s wife jokes that sometimes she’s married to Liam Neeson because Ken has a very particular set of skills, skills he’s acquired over a very long career.

OREGON LICENSED AUTO APPRAISER for over 13 years

 

Ken Nix's current Oregon Auto Appraisers Certification and License issued by ODOT

  • Ken has actual long term automotive sales, appraisal and negotiation experience. Beware long term businesses with inexperienced vehicle appraisers claiming decades of experience because a relative founded the business. Make sure your automotive appraiser has the real world experience to back up their claims.
  • Ken’s background in training salespeople on Product Knowledge, combined with auto body repair assessment experience and his computer background provides negotiating leverage over opposing appraisers. The ability to spot bad repairs from prior damage on an opposing appraiser’s comparables to discrediting salt state and flood damaged vehicles used by your insurance company’s valuations from CCC One and Mitchell / J.D. Powers to lowball your vehicle.
  • Expert Negotiator. Personally trained one on one by Zig Ziglar, Tom Stuker, and Grant Cordone. Over 45 years experience as a professional negotiator.
  • Ken’s Automotive, Computer Technology, Legal Reseach, and Negotiating background provides a very specific skill set that makes him a nightmare to opposing appraisers.

 

Recent Total Loss Claim Dispute Recoveries

G. Genauer – Total Loss Dispute
Insurance Company: State Farm

Portland, Oregon
Vehicle: 2014 Volkswagen Jetta SportWagen TDI
Offer: $16,174
Settled Value: $20,500
Increase: $4,326.00

S. Mead – Total Loss Dispute
Insurance Company: Geico

Prineville, Oregon
Vehicle: 5th Wheel Toy Hauler 2016 Keystone
Rv M-387 CARBON
Offer: $42,079
Settled Value: $51,700 – May 13, 2022
Increase: $9,621

S. Arkelian – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 2018 RAM 2500 Laramie Crew Diesel 2500
Offer: $59,152.21
Settled Value: $65,625
– May 11, 2022
Increase: $6.472.79

M. Smith – Total Loss Dispute
Insurance Company: Liberty Mutual

Portland, Oregon
Vehicle: 2003 Ford Super Duty F-250 King
Ranch Crew Cab
Offer: $14327.00
Settled Value: $19,995 – May 13, 2022
Increase: $5,668

C. Wilkinson – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 2004 Toyota Tacoma 4 Door Crew Cab
Offer: $22,024.90
Settled Value: $31,500 – May 4, 2022
Increase: $9,475.10

K. Johnson – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 1995 TOYOTA LANDCRUISER
Offer: $20,653.83
Settled Value: $29,500.00
Increase: $8,846.17

LEVERAGE

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