Oregon Total Loss Appraisal Clause Disputes

Call Now for a Free Claim Review – 503.567.8900  Email: leveragepdx@gmail.com

In the aftermath of a car accident or in cases of theft, flood, Stolen vehicle or other unforeseen events, your vehicle might be declared a total loss by your insurance company. This term typically implies that repair costs are either equivalent to or surpass the vehicle’s retail market value. At Leverage Auto Appraisals, we believe you deserve the full retail market value for your car, inclusive of any relevant Tax, Title, and Licensing Fees, especially in Oregon where you have the legal right to dispute the insurance company’s offer if it seems unjustifiably low.

The key lies in the appraisal clause of your full coverage policy. This provision enables you to hire an independent auto appraiser, like Ken Nix, a certified expert in Oregon, to challenge what might seem like a lowball valuation from your insurer. If your insurance policy includes an appraisal provision, it typically follows these steps:

  1. Obtain an auto appraisal (at your expense).
  2. Your insurance company conducts its own appraisal (at its expense).
  3. Should there be a disagreement on the vehicle’s value, both appraisers select an umpire. The costs for the umpire are split equally between you and the insurance company.
  4. If the final appraised and negotiated value is higher than the insurance company’s last offer, they are obliged to reimburse you for reasonable appraisal expenses. (Oregon Policies Only)

At Leverage Auto Appraisals, we stand by your side in these critical moments. Whether your car has been involved in an accident, suffered damage from a storm, or been stolen, we provide a thorough, unbiased auto appraisal to ensure you receive a fair valuation. This is particularly crucial when the cost of repairs approaches or exceeds your vehicle’s market value.

In summary, don’t settle for less. If you’re facing a total loss situation in Oregon and want to dispute the insurance company’s offer, rely on Leverage Auto Appraisals for accurate, reliable, and fair auto appraisal services. Your vehicle’s true car value or vehicle value should always reflect its worth in the market, and we’re here to make sure that happens.

Oregon

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

  1. Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
  2. Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
  3. How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
  4. How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
  5. When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Oregon
Excellent
Leverage Auto Appraisals |Total Loss Appraiser4.9
Based on 186 reviews
Oregon
Lisa Bacheller
On Father’s Day, I was I was rear ended, and my car was totaled. The insurance company was offering so little I could not even come close to replacing my Vehicle. Luckily, my son found Ken. Ken went into battle on my behalf and won. Thank you Ken
Response from the owner:Thank you so much, Lisa. Getting rear ended on Father’s Day and then finding out State Farm’s total loss offer would not even come close to replacing your vehicle was adding insult to injury. I’m really glad your son found me and that I could go into battle for you. Even better, I was able to secure an additional $4,060 on your total loss settlement. When I reviewed the CCC valuation, some of the adjustments simply made no sense to me. Mileage adjustments on the comparable vehicles worked out to amounts as low as one cent, four cents, and five cents per mile. Then CCC applied the same $2,182 condition deduction against your vehicle across all three comparables, even though your vehicle was in exceptional condition. This is exactly why I believe these valuations need to be carefully reviewed instead of simply accepted at face value. I’m glad I could help get your settlement closer to what your vehicle was actually worth. Thank you for trusting me to fight for you, Lisa, and please thank your son for finding me. I truly appreciate your review. Kind regards, Ken
Oregon
DJ FaceCrook Funches
I recently worked with Ken Mix after my 2017 Nissan Leaf was totaled in an accident that was 100% the other driver's fault. State Farm's initial settlement offer was far too low, and I was struggling to get a fair value for my vehicle. I actually used an AI tool to help me research my options, and it flagged Ken as one of the top independent appraisers in the region, noting his consistent victories in disputing lowball claims against State Farm. Ken came highly recommended, and he absolutely delivered. The story of how we started working together is pretty funny. At first, Ken honestly didn't think he could take my case. Because of the highly volatile nature of the market for older EVs—specifically the Nissan Leaf—he wasn't sure he could find the data to beat State Farm's quote. Instead of just taking my money, he generously gave me a brilliant counter-strategy: he told me to report our initial consultation directly to State Farm to show them I was speaking with an independent appraiser, predicting that just knowing I had an expert in my corner might scare them into raising the Actual Cash Value (ACV) by $1,000 on the spot. But it gets better. About a day later, Ken emailed me urgently. He had kept digging into the data on his own time, completed some deeper research, and realized he could absolutely get me a deal. He was so confident after reviewing the numbers that he told me that if I paid his fee, he could almost guarantee an appraisal that would cover the cost, making it entirely worthwhile and risk-free for me. He took the case, conducted a meticulous appraisal, and completely shattered State Farm's lowball offer—ultimately securing an additional $1,702 on top of their first valuation. His report paid for itself multiple times over, just like he said it would. Beyond being an absolute master of his craft, Ken is a fascinating person to talk to. He has an incredible background, a unique education, and a wealth of diverse life experiences that make him an absolute pleasure to work with. He genuinely cares about getting justice for his clients. If you are dealing with a total loss or a difficult insurance claim in the Seattle/Tacoma area, do yourself a favor and call Ken Mix. He is the absolute best in the business. Thank you, Ken!
Response from the owner:John, thank you so much for taking the time to write such an incredible review. I truly appreciate your trust, and I am glad we were ultimately able to increase the value of your 2017 Nissan Leaf by an additional **$1,702**. I have to admit, this claim almost never happened. When we first spoke, I honestly did not think I could build a strong enough appraisal to justify asking you to hire me. The market for older Nissan Leafs can be extremely volatile, and I never want someone to spend money on an appraisal unless I genuinely believe I can help. After our conversation, though, I just could not let it go. I kept researching on my own time and eventually found stronger comparable vehicles much closer to your area. Those local comparables completely changed my opinion of the claim, so I reached back out because I believed we finally had enough evidence to move forward. I am really glad I did. I originally thought we might be able to improve the settlement by around a thousand dollars, so I was happy we were able to exceed that and secure an additional $1,702 instead. The only part that still frustrates me is that, unlike Oregon, Washington does not require insurance companies to reimburse consumers for the reasonable cost of an appraisal when it results in a higher settlement. I have always believed that if the insurance company is proven wrong, the consumer should not have to bear the cost of proving it. In most cases I've been able to provide a strong enough argument, that insurance companies have reimbursed the appraisal fee in Washington, and I can't believe State Farm fought us on the reimbursement. Unfortunately, sometimes this happens on Washington State claims. Thank you again for your thoughtful review and recommendation. It was a pleasure working with you, and I truly enjoyed our conversations along the way. I wish you nothing but the best, and if you ever need anything in the future, you know how to reach me. Kind regards, Ken
Oregon
Dylan
So I recently totaled my truck and my insurance company tried to tell me my truck was worth $56307. That number just did not sit well with me due to the fact to replace my exact truck it would be closer to $65k, I reached out to Ken at Leverage and he was able to get me just shy of $63k. Couldn't be happier! Thanks a bunch Ken, you're a life saver.
Response from the owner:Dylan, thank you again for the awesome review and for trusting me with your State Farm total loss claim on your 2024 Toyota Tundra TRD Pro. What really stood out to me about your case was that, as a used car manager for a major Toyota dealership, you immediately recognized the CCC valuation from State Farm was not reflecting the true replacement value of your truck here in Oregon. The important thing is that this was never about a lack of knowledge on your part. In fact, you probably understood Toyota vehicle values better than 99 percent of people dealing with a total loss claim. The real problem was the process itself. State Farm and CCC ONE controlled the valuation process and had the ability to pick and choose which comparable vehicles they wanted to use while dismissing stronger comps that supported a higher value. That creates a situation where even someone highly experienced in the automotive industry can become completely handicapped trying to negotiate fairly on their own. Luckily, because of your background in the industry, you recognized early on what many people unfortunately do not realize until it is too late. You understood that all the knowledge in the world can still be insufficient when the insurance company and CCC1 control the valuation process itself. You realized this was not simply about finding better comps. It required pushing the claim into the appraisal clause process and having someone involved who specializes specifically in total loss appraisal clause disputes and negotiating against these CCC ONE valuation systems every day. I’m really glad we were able to secure a $6,289 increase over the original State Farm CCC ONE valuation, bringing your settlement to just under $63,000. That is a substantial increase and much closer to the true market value of your truck. Thank you again for reaching out from the Grants Pass area and allowing me to help. Cases like yours are exactly why I continue fighting for Oregon drivers dealing with unfair total loss valuations and lowball CCC 1 reports from State Farm and other insurance companies. Kind regards, Ken
Oregon
David Sudar
TLDR; Ken got us an extra 19% out of our Insurance company, and we didn't have to do anything. Easeful process. Recommended! State Farm offered us $9,533 for our totaled car. I spent 30 minutes reading their report and then looking at various sites online for what it would cost us to buy a comparable car. It was clear their offer was majorly low balling us. From what I've since learned, they basically always low ball you. Anyhow, I hired Ken / Leverage Auto Appraisals. We had one call, I sent him his fee, and from there I literally had to do zero work. He negotiated a settlement of $11,750, for an increase of $2,217. State Farm promptly sent us the check, as well as the reimbursement for Ken's fee. I had some initial hesitation over having to pay his fee up front, though based on his word with how successful he is, reading over all these positive reviews, and my own sense of the initial offer being too low, I decided that the chances of getting a valuation of at least one dollar more were very, very high, which would mean they would also reimburse the fee. Glad I did it. Thanks, Ken!
Response from the owner:David, thank you so much for the awesome and detailed review, I truly appreciate you taking the time to share your experience. Reviews like yours really help other people understand that this process works and that they do not have to just accept whatever number the insurance company puts in front of them. You did exactly what I wish more people would do, you took a little time to look at the report and compare it to the real market. It does not take long to realize when something is off. Like you said, those initial offers tend to come in low more often than not. I am really glad you trusted your instincts and decided to move forward. Getting you from $9,533 to $11,750, that $2,217 increase, is exactly why I do what I do. And I am glad the process felt easy on your end. That is always my goal, take the stress off my clients and handle everything behind the scenes. I also appreciate you mentioning the upfront fee hesitation. That is completely normal. But like you said, in Oregon, if we increase the value by even a dollar, the insurance company is required to reimburse that fee. The odds are very strong, and I am glad it worked out exactly how it should have for you. Thank you again for your trust and your recommendation. It really means a lot, and I am always here if you ever need help again. Kind regards, Ken
Oregon
Walt Jg
After my daughter was in an accident in our Mini Countryman, the insurance company low-balled the total-loss payout for our fully insured vehicle. Unfortunately, this seems to be standard practice. We were forced to hire an appraiser to exercise the legally mandated appraisal clause in our policy to recover the disputed value amount. I was fortunate enough to connect with Ken at Leverage Auto Appraisals. Ken has been doing this a long time--he knows where all the bones are buried (as they say), his process is refined, he's personable, friendly and he devotes a lot of attention to his cases. Ken increased the payout I received from the insurance substantially, as expected. It would seem that Ken's purpose in this life is to hold these crooked insurance companies accountable. Kudos Ken. Thank you!!!
Photo from customer review
Response from the owner:Walt, thank you so much for taking the time to write such an incredible review, I truly appreciate it. And thank you for including the photos, that was a really severe front end collision. Seeing that kind of damage really puts things into perspective, and I am just glad your daughter is okay. Vehicles can be replaced, people cannot. I am really glad we were able to step in and help you through that situation. Unfortunately, what you experienced with the insurance company is all too common. These total loss valuations are often low right out of the gate, and most people do not realize they have the right to challenge them through the appraisal clause. That is where I come in, making sure people are not stuck accepting less than what their vehicle is truly worth. And yeah… I guess you could say I do know where a few of the bones are buried. Ha ha. I have been doing this a long time, and over the years I have built a strong network of dealers and industry contacts. A lot of those relationships go back to when I worked with Reynolds and Reynolds and during my time helping run a large automotive forum network for about 10 years. Even now, I will call a dealer about a comparable and hear someone in the background say, “Is that Ken Nix?” after not talking for 10 or 15 years. It is pretty cool, and those relationships really help when it comes to getting accurate real world market data and holding these valuations accountable. I am grateful you trusted me with your claim, and I am really glad we were able to get you a substantially better outcome. Thank you again for the kind words, they truly mean a lot. Kind regards, Ken
Oregon
Montana Moore
I rolled my truck in Canada while guiding and my insurance offered me 3500 less than my pay off quote and Ken was able to get them to come up 8000 dollars. I will never use anyone else of if I had to do this process again. Highly highly recommend
Photo from customer review
Response from the owner:Montana, thank you so much for the awesome review, I truly appreciate it. And more than anything, thank you for putting your trust in me. I know this one was not the easiest process and it took a little time, but getting that full $8,000 increase is exactly why we stayed the course. We probably could have wrapped things up quicker if we had only pushed for a few hundred dollars more, but that is not how I operate. If I believe there is more value there, I am going to fight for it. I am really glad we did, because that is a huge difference when it comes to getting you back to where you should be. Also, thank you for posting the photos. I mean… wow. Seeing that again, it just hits you. That was a serious accident, and the fact that you walked away from that is nothing short of amazing. The good lord was definitely looking out for you that day. I really appreciate your confidence in me and your recommendation. Hopefully you never have to go through this again, but if you do, I have got your back. Kind regards, Ken
Oregon
Mehdi Farjami
Ken is truly a man on Integrity. He gave me the best advice that actually helped me use as leverage to save my Car from being Totaled. I highly recommend them. Thank you Ken!
Response from the owner:Mehdi, thank you so much for the kind words, I really appreciate you taking the time to write this. It was great working with you, and I am really glad I was able to help you navigate that situation and ultimately keep your vehicle from being totaled. Not every case needs to go all the way through the appraisal clause process. Sometimes just knowing how these insurance companies operate and using the right information at the right time can make all the difference. I am glad you were able to use that leverage and get a better outcome. Thank you again for your trust and your recommendation. It truly means a lot, and I am always here if you ever need anything in the future. Kind regards, Ken
Oregon
Nick Rucker
Ken nix and his team helped me out tremendously with my 2007 Subaru. Limited edition STI and my total loss claim. He was able to appraise over $5000 above what state farm had originally submitted. I'm so grateful and thankful for Ken Nix and his team and his services. Excellent job and excellent service. I will definitely suggest and recommend using them for any total loss claim.
Response from the owner:Nick, thank you so much for the awesome review and for trusting me with your 2007 Subaru WRX STI Limited. I am really glad we were able to increase the value by **more than $5,000** over the original offer. Vehicles like yours deserve someone who understands what makes them special, and I appreciate you giving me the opportunity to fight for its true market value. While I am happy with the appraisal result, I also know our work is not completely finished. I have always believed that just because the appraisal is over does not mean I stop helping my clients. Whenever I think there is something more that can be done, I will continue to point people in the right direction, help research information, and do whatever I reasonably can to help them move forward. I cannot provide legal advice, but I will always do my best to help you understand the process and the options available to you. Thank you again for your recommendation and your trust. Clients like you are the reason I enjoy what I do. Hopefully you never need me again, but if you ever have questions down the road, do not hesitate to give me a call. And even though I have no ablity to negotiate the salvage, I'll continue to be here for you until we get the issue resolved. Kind regards, Ken
Oregon
Vitri Reeves
I highly recommend Ken from Leverage Auto Appraisals Total Loss Appraiser LLC. If you’re dealing with insurance pressure to close a claim quickly, trust Ken and his process—even when it feels uncomfortable. I’m so glad I listened to him. Ken fought hard for my dispute and made sure I received what I truly deserved for my Chevy truck. He is extremely knowledgeable about the insurance and appraisal industry and took the time to explain things clearly. I’m not great at reading fine print, and without his guidance, I could have easily ended up paying much more out of pocket. Beyond the appraisal itself, Ken generously shared valuable insights about how he conducts business and the importance of family and integrity. Those conversations had nothing to do with appraisals, but I truly appreciated them—they meant a lot. Thank you, Ken, for fighting for us and for going above and beyond. Your dedication and honesty make a real difference.
Photo from customer review
Response from the owner:Vitri, thank you so much for the thoughtful review and for trusting me with your Insurance total loss claim on your 2024 Chevrolet Silverado 1500 LT Trail Boss. I also want to thank you for uploading photos of your truck. Beautiful Silverado and honestly a shame that it was totaled. Photos like yours really help people see these are real clients, real vehicles, and real appraisal clause disputes here in Oregon. Sadly, there are companies out there purchasing reviews or creating misleading impressions online, so I truly appreciate clients like you who take the time to share genuine experiences. I’m really glad you trusted the process even when the insurance company pressure started building to settle quickly. That pressure is exactly where many consumers end up accepting less than they deserve. In your case, we were able to secure a $5,132 increase over the original CCC valuation, which made a significant difference on your Silverado claim. Helping Oregon drivers challenge low insurance offers and navigate the appraisal clause process is exactly why I do this work. I also sincerely appreciate your comments about our conversations outside of the appraisal itself. Family, integrity, and trying to do right by people have always mattered more to me than simply processing claims. I have never worked for insurance companies and have never accepted revenue from insurance companies in any capacity because I believe remaining fully independent is critical to being truly unbiased for consumers. Lately, it has come to my attention that several appraisers operating in Oregon are also performing work for insurance companies while simultaneously marketing themselves to consumers without fully disclosing those relationships. Personally, I believe that creates a serious conflict of interest when someone is representing a consumer against the same insurance companies they are also receiving business from. That is one of the main reasons I have always chosen to work exclusively for vehicle owners and policyholders rather than insurers. Thank you again for the trust, the great conversation, and the opportunity to help. Wishing you and your family nothing but the best moving forward. Kind regards, Ken
Oregon
Michael Crumley
Ken is the best! He completely helped me through the whole process and I’m so glad I trusted him with the total loss of my vehicle. My insurance company completely lowballed me and he got me thousands more that I was missing out on. Thank you Ken 🙏
Response from the owner:Thank you so much for the awesome review, Michael! It truly means a lot to me that you trusted me to help you through the total loss process on your 2019 BMW M5 Competition. I know how frustrating it is when an insurance company comes back with a lowball offer, especially on a high value performance vehicle where every detail matters. This was one of the tougher appraisal clause negotiations I've had in a while, but I'm glad we stayed the course and were able to increase GEICO's valuation from $53,468 to $59,000, putting an additional $5,532 in your pocket. Helping Oregon drivers through total loss insurance disputes and fighting for a fair market value is exactly why I do this. I truly appreciate your trust, your patience, and your kind words. Hopefully you never need an independent auto appraiser again, but if you do, you know where to find me. Kind regards, Ken
Oregon
Hannah Viera
Ken was absolutely the right choice for this situation and if I ever get in another car accident like this, he’s getting a call much sooner in the process. Ken was knowledgeable, thorough, and proactive. I’m so thankful to him for helping me deal with a nightmare of an insurance negotiation.
Response from the owner:Thank you so much, Hannah. I really appreciate the kind words and your trust in me. I’m glad I could help take some of the stress out of what had already become a nightmare dealing with State Farm. There were definitely some things in the CCC valuation that did not make sense to me. The mileage adjustments were extremely inconsistent, with some working out to as little as one cent per mile up to five cents per mile on lower mileage vehicles, while the comparable vehicles varied by tens of thousands of miles. It seemed it always just works out to being to their advantage also. They also applied a $571 condition deduction against your Genesis when it was in exceptional condition, and then took an additional condition deduction. These blanket deductions are frustrating because they do not necessarily reflect the actual condition of the vehicles being compared, especially your car. Your Genesis was a really nice car, and I’m glad I could help challenge the valuation and get you closer to a fair settlement. Hopefully you never need me again, but if you do, I’ll be here. Thank you again, Hannah! Kind regards, Ken
Oregon
Jim Babbitt
Leverage Auto Appraisals and Ken Nix come highly recommended. When our pickup was totaled, Progressive insurance initially offered a settlement of $20,000. The vehicle's value was known to be higher, but navigating the insurance process can be difficult. Ken at Leverage Auto Appraisals provided expert assistance. He navigated the insurance process on the our behalf. Though the negotiation with Progressive took about a year, Ken's persistence led to a successful outcome. He negotiated a $26,000 settlement for the totaled truck, significantly higher than the original offer. I believe the key for us, in the negotiations, was to have patients and give Ken the space operate. Ken was knowledgeable and communicative. If facing a total loss claim and believing the insurance company's offer is too low, consider contacting Ken at Leverage Auto Appraisals.
Response from the owner:Jim, thank you again for taking the time to write such a thoughtful review, I truly appreciate it. It was an absolute pleasure working with you, and I am really glad we were able to get this one across the finish line the right way. This was definitely one that took some time, but like you said, patience made all the difference. Going from $20,000 to $26,000, that $6,000 increase, is exactly why I refuse to take the path of least resistance. It would have been very easy to settle this case early for a couple thousand more and move on, and unfortunately that is what a lot of appraisers do. But that is not why I got into this. I got into this to help people, not to chase quick and easy settlements. I will be honest, it does irk me a bit that there are appraisers out there who claim they are working for the consumer, when in reality they are just working for themselves. Some of them charge no upfront fee, which sounds great, but then take a large percentage of the increase on the back end. In a case like yours, that could have been $3,000 or more out of your pocket. That is not how I operate. My goal is to get every dollar I truly believe your vehicle is worth, not just take the easy win. I am really glad you trusted the process and gave me the time to do what needed to be done. That is how we got the result we did. Thank you again for your trust, your patience, and your recommendation. It truly means a lot. Kind regards, Ken

 

Oregon Total Loss Vehicle Appraisals

Has your Insurance Company deemed your vehicle a total loss? Are they not offering enough for your totaled car or truck? In your insurance policy, you have what is called an appraisal clause. The appraisal clause section is devised to allow you to dispute the offer your insurance company is providing.

If you do not agree with the value your own company offers, your policy may include an appraisal provision. Appraisal processes vary. Check your policy or ask the claims representative or contact us for help.

Typically:

  • You get an appraisal (you pay).
  • The company gets an appraisal (it pays).
  • If the appraisers don’t agree on the value, the two appraisers agree on an umpire. You and the company each pay half of the umpire’s cost.

According to OREGON LAW, Insurance companies must reimburse you for reasonable appraisal costs if the final appraised value of your vehicle is higher than the company’s last offer.

The first thing you need to do, is determine if it is a good decision to invoke your appraisal clause. LEVERAGE can help you by providing a free, no charge review of your total loss claim. This will provide you with the information to make a well informed decision as to whether you need to move forward with disputing your claim or not.

LEVERAGE specializes in Total Loss appraisals in Oregon. Unlike many large companies that use low generic staff to produce and negotiate your claim, with LEVERAGE, you get a highly qualified auto appraiser and negotiator to work with you to negotiate a fair claim so you can replace your vehicle, and move on with your life. Ken Nix works every claim himself to ensure we recover the maximum fair market value for you.

Why Hire Us?

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Oregon Licensed Auto Appraiser for over 13 Years

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Over 35 years Experience as a Professional Negotiator

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Over 18 years Automotive sales Experience. Experience with all types of vehicles. Not just an ex estimator or adjuster.

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Over 40 years of Automotive Experience

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Professionally Trained One on One by Zig Ziglar, Grant Cardone, and Tom Stuker.

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Worked with Hundreds of Dealer, GM's, and GSM's in Oregon while employed with Reynolds and Reynolds.

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Whether you're in Coos Bay, Bend, Eugene or Portland, Ken knows you're Used Car Market.

Vehicles We Sevice

We produce total loss appraisals for Acura, Alfa Romeo, Audi, Bentley, BMW, Buick, Cadillac, Chevrolet, Chrysler, Corvette, Dodge, Ferrari, Fiat, Ford, Freightliner, GMC, Honda, Hummer, Hyundai, Infiniti, International, Isuzu, Jaguar, Jeep, Kia, Lamborghini, Land Rover, Lexus, Lincoln, Maserati, Mazda, Mercedes-Benz, Mercury, Mini-Cooper, Mitsubishi, Oldsmobile, Peterbilt, Plymouth, Pontiac, Porsche, RAM, Rolls Royce, Saab, Saturn, Scion, Shelby, Subaru, Toyota, Volkswagen, Volvo.

As well as older Diesel 1 ton and 3/4 ton Trucks with Powerstroke, Cummins, and Duramax Engines. We also provide Sprinter Van, Ram Promaster, VW Camper Vans, and other Conversion Van Total Loss Appraisals.

We also work Total Loss Claim Disputes on other specialty vehicles such as Heavy Trucks, Semi Trucks, Motorcycles, Classic Cars, Muscle Cars, Collectible Vehicles, Exotic Cars, Motor Coaches, Work Vans, Commercial Vehicles, and many more.

WHO IS KEN NIX

Oregon Total loss auto appraiser Ken Nix, specializing in Total Loss Appraisals for vehicles.

  • Ken Nix is a local Oregon Certified and Licensed Vehicle appraiser since April of 2010 has been authorized by ODOT to appraise vehicles in Oregon for over 12 years.
  • Ken started in the automotive industry in the 1980s and has sold and appraised tens of thousands of vehicles including late model cars and trucks, Exotics, Muscle Cars, Street Rods, Vintage, Classics, Street Rods, Camper Conversions, and even Japanese right-hand drive vans while working for multiple franchises over 20 years. Ken is the independent appraiser chosen by Ron Tonkin Gran Turismo for independent vehicle assessments.
  • Previously employed by Diversiform and Reynolds and Reynolds. Ken worked with local Automotive Dealers, Sales, Service and Body shops to market vehicles. Hundreds of Dealership owners, managers, and staff know and trust him. Ken also worked with Lanphere Enterprises, and many other local dealers to provide digital solutions for automotive marketing.
  • Ken is the founder of Volkswagen Owners Club, My GTI, and Jetta Junkie and was an Administrator for Autoguide.com for over 10 years.
  • Ken’s wife jokes that sometimes she’s married to Liam Neeson because Ken has a very particular set of skills, skills he’s acquired over a very long career.

OREGON LICENSED AUTO APPRAISER for over 13 years

 

Ken Nix's current Oregon Auto Appraisers Certification and License issued by ODOT

  • Ken has actual long term automotive sales, appraisal and negotiation experience. Beware long term businesses with inexperienced vehicle appraisers claiming decades of experience because a relative founded the business. Make sure your automotive appraiser has the real world experience to back up their claims.
  • Ken’s background in training salespeople on Product Knowledge, combined with auto body repair assessment experience and his computer background provides negotiating leverage over opposing appraisers. The ability to spot bad repairs from prior damage on an opposing appraiser’s comparables to discrediting salt state and flood damaged vehicles used by your insurance company’s valuations from CCC One and Mitchell / J.D. Powers to lowball your vehicle.
  • Expert Negotiator. Personally trained one on one by Zig Ziglar, Tom Stuker, and Grant Cordone. Over 45 years experience as a professional negotiator.
  • Ken’s Automotive, Computer Technology, Legal Reseach, and Negotiating background provides a very specific skill set that makes him a nightmare to opposing appraisers.

 

Recent Total Loss Claim Dispute Recoveries

G. Genauer – Total Loss Dispute
Insurance Company: State Farm

Portland, Oregon
Vehicle: 2014 Volkswagen Jetta SportWagen TDI
Offer: $16,174
Settled Value: $20,500
Increase: $4,326.00

S. Mead – Total Loss Dispute
Insurance Company: Geico

Prineville, Oregon
Vehicle: 5th Wheel Toy Hauler 2016 Keystone
Rv M-387 CARBON
Offer: $42,079
Settled Value: $51,700 – May 13, 2022
Increase: $9,621

S. Arkelian – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 2018 RAM 2500 Laramie Crew Diesel 2500
Offer: $59,152.21
Settled Value: $65,625
– May 11, 2022
Increase: $6.472.79

M. Smith – Total Loss Dispute
Insurance Company: Liberty Mutual

Portland, Oregon
Vehicle: 2003 Ford Super Duty F-250 King
Ranch Crew Cab
Offer: $14327.00
Settled Value: $19,995 – May 13, 2022
Increase: $5,668

C. Wilkinson – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 2004 Toyota Tacoma 4 Door Crew Cab
Offer: $22,024.90
Settled Value: $31,500 – May 4, 2022
Increase: $9,475.10

K. Johnson – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 1995 TOYOTA LANDCRUISER
Offer: $20,653.83
Settled Value: $29,500.00
Increase: $8,846.17

LEVERAGE

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