Eugene, Oregon Total Loss Appraisal

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In Eugene, Oregon, facing a total loss vehicle scenario, whether due to a car accident or a stolen vehicle, can be a daunting experience. Leverage Auto Appraisals, renowned for its commitment to fair and just car valuation, is here to help. We specialize in total loss appraisals and stand ready to ensure that you receive the full retail value for your vehicle.

When an insurance company declares your vehicle a total loss in Eugene, the implications can be significant. This usually means that the cost of repairing your vehicle may be as much, if not more than, its current retail market value. In such situations, the expertise of Leverage Auto Appraisals becomes indispensable. We are dedicated to helping you navigate through these challenging times, ensuring your vehicle’s valuation is fair and just, in line with Oregon’s legal standards.

Eugene, Oregon, with its picturesque landscapes and landmarks like the University of Oregon campus and the serene Hendricks Park, provides a unique backdrop for our services. We understand the local market and are committed to serving the community with integrity and professionalism.

Our services are tailored to those who feel their insurance company’s offer is unjustly low. Unlike other appraisal services, we are not affiliated with any insurance companies. Our primary objective is to help you secure a fair settlement. According to Oregon law, you are entitled to 100% reimbursement of the appraisal costs if the final appraised value is even a cent more than the insurance company’s last offer.

Ken Nix, our Oregon Certified Vehicle Appraiser (Certification #V34-075), brings a wealth of experience in handling total loss car appraisals, auto total loss appraisal insurance claim disputes, and negotiations for both standard and specialized vehicles, including those involved with Copart and IAAI. We have observed a trend where valuations from sources like CCC ONE, Mitchell, and JD Powers for certain types of vehicles, particularly Diesel Trucks with 7.3, Duramax, or Cummins engines, are significantly lower than their actual market value. This is where we step in, leveraging the appraisal clause in your policy to contest these lowball estimates.

If you are in Eugene and find yourself battling with a total loss insurance claim, don’t hesitate to reach out to Leverage Auto Appraisals. We offer a free Claim Review and are dedicated to ensuring that your car value or vehicle value truly reflects its worth in the market. Our approach is comprehensive and personalized, focused on recovering the maximum fair market value for your vehicle.

Contact Leverage Auto Appraisals at (503) 567-8900 for professional assistance in Eugene, Oregon. Whether it’s a simple car accident or more complex cases involving total loss appraisal near me, auto total loss appraisal, or total loss evaluation, we are here to guide you towards a fair and equitable settlement. Let us help you navigate this process and ensure that your rights are fully protected.

total loss vehicles at copart in Portland, Oregon

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Excellent

Leverage Auto Appraisals |Total Loss Appraiser

Based on 126 reviews

Babak Jabbari

If you want to talk about professionalism, experience, and honesty Ken is the man. He helped me understand the accident claim process and total loss comps and how insurance companies come up with payout amounts. He put me on ease to accept my settlement deal and move on. Thanks Ken

Response from the owner:Thank you for the kind words Babak. It's not very often I run up on a claim that is actually a good deal for the policyholder, but in your case, it was. I'm glad I could provide you with the information for you to make a well informed decision. It was really nice of you to take the time to write a review even though I wasn't able to help you achieve a higher settlement. If just everyone I helped get $3,000 or more on their claims wrote me a reviews, I'd have literally thousands of reviews instead of 80. So again, thank you VERY much to taking the time to provide your input.

David Winkler

I had a total loss claim on a vehicle with a rebuilt title. After receiving what I perceived to be a low offer, I hired Ken based on the great reviews and was not disappointed. Ken helped negotiate on our behalf and was able to raise the appraised value by more than 20%. He was also very informative and helpful walking me through the process. I would highly recommend Leverage Auto Appraisals to others in a similar situation.

Response from the owner:Thank you, David! I really appreciate you taking the time to write a review. Makes me feel good to be able to get the extra $3,300 you should have been offered to begin with. It's crazy how low some of these valuations have been recently. I was reviewing my records this morning, and out of 84 claims I've settled in the past few months, only 18 had increases of less than $3,000. This should never happen. Before the pandemic, only about 20-30% of the appraisal clause claims I worked on saw increases over $3,000. Now it's reverse???? Something really weird is going on in my opinion.

Joel Rubicam

Ken did a fantastic job, both in helping us navigate the process and in achieving a fair result. The initial offer from our insurance company seemed unreasonably low, so I tried to negotiate a fair amount. It made a very small difference, but their final offer was still far too low. Thanks to Ken's knowledge and experience, our final settlement was 87% higher than that final offer from the insurance company. If you are in Oregon and your vehicle is declared a total loss, calling Leverage Auto Appraisals should unquestionably be your next step.

Response from the owner:Thank you for the fantastic review! I’m glad I could help you navigate the process and secure a $4,875 increase on your 2006 Honda Element total loss claim with State Farm—raising your settlement from $5,625 to $10,500, an 87% increase! Your experience is, unfortunately, a common one—insurance companies start with a lowball offer, and even when policyholders push back, they make only minimal adjustments. That’s why having an experienced appraiser on your side makes all the difference. I truly appreciate your trust and recommendation. If you ever need assistance again or know someone else facing a total loss, don’t hesitate to reach out. Thanks again for choosing Leverage Auto Appraisals! —Ken

Kim Beason

Ken was wonderful to work with and to have on my side. The insurance company was trying to lowball our totaled vehicle and after reaching out to him he did all the work and got us a substantial amount above what insurance was " willing to pay". He is also a wealth of knowledge and very passionate about his customers.

Mustafa Ateş

Ken is the man! He is the person, you would like to work with. My insurance company lowballed me and after a Google search, I hired Ken. He negotiated hard with them and raised the price by almost $2000 more. And I was reimbursed by the insurance company, so it was a free service for me. Appreciate your help, Ken.

Response from the owner:Thank you so much Mustafa for your kind words. I really feel we should have gotten more. And is why this took a longer than normal. Out of the last 126 claims I've settled over the past 4 1/2 months, I've only had 19 where the increase was $2,000 or under. The comparable vehicles in the market that were lower priced were impossible to discredit without going out and doing a physical inspection on them. I feel I'm very good at spotting current damages/issues, prior damage and bad repairs on opposing comparable vehicles that an opposing appraiser can come up with. But, when advertisements don't show the issues or the photos are from months previous, it's very hard to discredit their comps. Thank you for your trust, patience and for choosing me as your auto appraiser. - Ken

S D

I recommend Ken Nix at Leverage Auto Appraisals without hesitation. He was able to negotiate an additional $2,245 in compensation from my insurance company after I had exhausted all my personal resources/negotiations (+ the insurance company paid my fee to retain him). This was for a totaled 2013 VW Golf in March 2024. I was thrilled with the outcome and it was a hassle-free process. He was a thoroughly professional expert throughout and exceeded my expectations.

Response from the owner:Thank you so much Stormie for the awesome review. I really appreciate you taking the time to do that. That was an insane dispute. It's crazy how these insurance companies can use appraisers from Kansas that have no idea of our market. They give them the Lion's share of their business and they have fear of loss of that business if they don't do what they're told. I made a suggestion to the Insurance Commissioner over 10 years ago that it would be more fair if they required an insurance company to go down a list of local appraisers willing to do appraisals rather than giving a few big companies the lion's share of the business. I feel this may not eliminate the corruption in the industry, but it would curtail it significantly. Thank you so much for choosing me as your auto appraiser. Ken

Viviana Rojas

Response from the owner:Thank you for the 5 stars Vivian. That was very nice of you. I'm sorry we didn't get to work together, but very happy things worked out for you. Best Wishes - Ken

Ron Burke

After calling Ken and explaining my details he worked with my insurance assessor. After a couple weeks he was able to get me a 29% value increase over what my insurance offered me for the total loss of my car. Thank you Ken and Leverage Auto Appraisals for your work to get me what I felt my vehicle was worth.

Response from the owner:Thank you Ron, That was a nice settlement, but a hard claim. I'm really surprised they let us get that much without pushing to go to umpire earlier. Over the past couple of months, anytime we should have a large increase like this, opposing appraisers are trying to push it to Umpire. Which in my personal opinion, is a rigged system. Most of the umpires work for insurance companies. I'm seeing more and more appraisers target the Pacific Northwest from Florida, Utah, Michigan, California, and the funny thing is a lot of them are the same auto appraisers working for insurance companies and I'm negotiating against them. Thank you for selecting me as your auto appraiser Ron. So happy I could help. Thank you, Ron! That was indeed a nice settlement, though it was a very challenging claim. I’m honestly surprised the opposing appraiser didn’t push for an umpire earlier, especially with an increase this significant. Lately, whenever we’re aiming for a large increase, opposing appraisers are quick to push to go to umpire. A system that, in my personal opinion, often favors insurers, as most umpires have close ties with them. It’s also interesting to see more appraisers targeting the Pacific Northwest from places like Florida, Utah, Michigan, and California. Many of them are the same opposing appraisers I encounter working for insurance companies in other claims. I appreciate you choosing me as your auto appraiser and taking the time to write a review.

Andrew M

Reached out because my insurance provided me low offer on a total loss and I was not willing to settle. Everyone kept telling me to research and request a new offer based on all of the information I gathered. It makes no sense to do all this work when leverage Auto appraisals can do all of that work and has an established working relationship with insurance companies where he knows what information to provide to get the end result his clients are looking for. After it was all said and done they were able to get an offer within a very close amount of what I was looking for. I hope I never have to use their service again but if I will I certainly will come back to this company. Thank you again for your guidance and your hard work. Now if only I can find my wife another car like the one she lost.

Freddie Todd

I would give 10 stars if i could. Ken Nix of Leverage Auto Apprasials is very knowledgeable with years of experience. It is important to know that Ken has not worked for the insurance companies. This makes him a truly independent appraiser. Ken is transparent and keeps you in the loop. He increased my settlement $2,660 over what the insurance company offered. Very happy about that! Ken does his very best to get you the most money for your car. He was a great help to me in navigating the settlement process. I strongly and highly recommend Leverage Auto Appraisals. BTW from start to finish it took 4 business days to get the insurance company to agree to giving $2,660 more. The $499 fee was paid by the insurance company. Thank you Ken for all your help!! Keep up the good work!

Response from the owner:Thank you for the kind words Freddie. Fortunately, your claim went quickly because they hired a local appraiser as the opposing appraiser. I really appreciate you choosing me as your appraiser and expecially the 10 stars! 🙂 - Ken Also, just to clarify for others, Freddie initially paid my fee upfront, and State Farm had to reimburse the fee per Oregon Law OAR 836-080-0240 which states: "Your insurer must reimburse your reasonable appraisal costs if the final appraised value is greater than the insurer’s last offer."

Andy Davis

Ken knows his stuff. He provided a free telephone consultation during which he essentially promised he would get me a better deal than what the insurance company was offering, and he 100% delivered. Based on how the law works in Oregon, if the appraiser gets you even a nickel more than the insurance company offer, the insurance company has to pay for your appraiser, so Ken's work on my behalf netted me about 25% more than the insurance company offer, and his work didn't cost me a nickel. I would 100% putting your trust in this man.

Response from the owner:Thank you for the kind words Andy. They've definitely made it hard on me lately. So many of these insurance companies are now hirig out of state large appraisal firms that have million dollar contracts with the insurance companies. So few ethical appraisers we're working with now days. Even after I spend hours researching some of their comps and showing why they shouldn't be used, they just change the comps and manipulate them another way. I've been doing this for nearly 15 years professionally, with over 4,000 total loss claims. Up until 3 months ago, I had only had 27 times that an opposing appraiser came in under the Market value from the insurance company. In the last 3 months, I've had 19. that says something about the way they're handling claims lately. I think it's mostly due to the high losses over the past few years, but with some I think it's just a cash grab. Thank you again for taking the time to write a review. I really appreciate it. I just wanted to add one last thing. According to the Oregon Division of Financial Regulation, you can not receive less than the last offer. I've been having a lot of clients tell me their adjusters said that if we came to a determination that the value was less than the last offer, they could actually get less. This is not true. Only in the event there was fraud or something significant such as the mileage was rolled back, etc. could this happen. Ken

Yosef Damena

I had an excellent experience with Leverage Auto Appraisals! Ken Nix and the team was professional, efficient, and incredibly knowledgeable. They provided a detailed, accurate appraisal of my vehicle and made the entire process seamless. The communication was clear, and they really took the time to explain everything to me. I highly recommend their services if you’re looking for reliable and trustworthy auto appraisal experts!

Response from the owner:Thank you so much for your kind words and for trusting Leverage Auto Appraisals! I’m thrilled to hear that you had such a positive experience. We take pride in providing detailed, accurate appraisals and ensuring our clients fully understand the process. Clear communication is a priority because insurance claims can be confusing, and too many companies take advantage of that lack of knowledge. I’m glad we could make the process seamless for you. If you ever need assistance in the future, whether it’s another appraisal or just advice on dealing with insurance claims, don’t hesitate to reach out. Your recommendation means a lot, and I truly appreciate you taking the time to share your experience. Thanks again! —Ken

Portland Total Loss Vehicle Appraisals

At Leverage Auto Appraisals in Portland, Oregon, we understand the frustration and confusion that can arise when your insurance company undervalues your vehicle after a total loss. Situated in the heart of a city renowned for its rich culture and landmarks like the historic Portland Art Museum, our team is dedicated to ensuring that locals receive fair treatment in their auto insurance claims.

Dealing with a total loss vehicle claim can be a trying experience, especially when the settlement offer from your insurance company doesn’t reflect the true car value or vehicle value. This situation is all too common in Portland, where residents frequently face challenges in getting fair compensation for their totaled car following a car accident or incidents involving Copart or IAAI.

The Appraisal Clause – Your Path to a Fair Offer:

Challenging the Offer: If your insurance company’s valuation falls short, the appraisal clause in your policy is your tool for contesting their offer.
Conducting Independent Appraisals: As part of this process, you have the right to obtain an independent appraisal at your expense, while your insurance company does the same.
Resolving Discrepancies: In cases where these appraisals differ, an umpire is appointed to settle the value dispute, with the costs split between you and the insurer.
Oregon Law Advantage: Under Oregon law, if the final appraised value is higher than your insurer’s last offer, they are obligated to reimburse you for the appraisal costs.

At Leverage Auto Appraisals, we specialize in navigating these complex scenarios. Our team, led by our experienced auto appraiser, Ken Nix, is committed to helping Portland residents stand up to insurance companies that undervalue their vehicles. We provide a comprehensive and free evaluation of your total loss claim, empowering you to make an informed decision on whether to proceed with the dispute.

Our approach is personalized and focused. Unlike larger appraisal firms, each case at Leverage Auto Appraisals receives the detailed attention it deserves. We understand the unique aspects of Portland’s vehicle market, ensuring that your claim reflects the real market value, be it for everyday cars or more specialized vehicles seen in Copart or IAAI auctions.

For Portland residents facing total loss situations, remember that you have a right to fair treatment. Don’t settle for less than what your vehicle is worth. Contact Leverage Auto Appraisals for professional guidance and support in ensuring you receive a fair and just settlement. We stand with you, advocating for your rights, and ensuring that the value of your vehicle is recognized and compensated appropriately.

Why Hire Us?

Oregon Licensed Auto Appraiser for over 13 Years

Over 35 years Experience as a Professional Negotiator

Over 18 years Automotive sales Experience. Experience with all types of vehicles. Not just an ex estimator or adjuster.

Over 40 years of Automotive Experience

Professionally Trained One on One by Zig Ziglar, Grant Cardone, and Tom Stuker.

Worked with Hundreds of Dealer, GM's, and GSM's in Oregon while employed with Reynolds and Reynolds.

Whether you're in Coos Bay, Bend, Eugene or Portland, Ken knows you're Used Car Market.

Vehicles We Sevice

We produce total loss appraisals for Acura, Alfa Romeo, Audi, Bentley, BMW, Buick, Cadillac, Chevrolet, Chrysler, Corvette, Dodge, Ferrari, Fiat, Ford, Freightliner, GMC, Honda, Hummer, Hyundai, Infiniti, International, Isuzu, Jaguar, Jeep, Kia, Lamborghini, Land Rover, Lexus, Lincoln, Maserati, Mazda, Mercedes-Benz, Mercury, Mini-Cooper, Mitsubishi, Oldsmobile, Peterbilt, Plymouth, Pontiac, Porsche, RAM, Rolls Royce, Saab, Saturn, Scion, Shelby, Subaru, Toyota, Volkswagen, Volvo.

As well as older Diesel 1 ton and 3/4 ton Trucks with Powerstroke, Cummins, and Duramax Engines. We also provide Sprinter Van, Ram Promaster, VW Camper Vans, and other Conversion Van Total Loss Appraisals.

We also work Total Loss Claim Disputes on other specialty vehicles such as Heavy Trucks, Semi Trucks, Motorcycles, Classic Cars, Muscle Cars, Collectible Vehicles, Exotic Cars, Motor Coaches, Work Vans, Commercial Vehicles, and many more.

WHO IS KEN NIX

Ken Nix is a local Oregon Certified and Licensed Vehicle appraiser since April of 2010 has been authorized by ODOT to appraise vehicles in Oregon for over 12 years.
Ken started in the automotive industry in the 1980s and has sold and appraised tens of thousands of vehicles including late model cars and trucks, Exotics, Muscle Cars, Street Rods, Vintage, Classics, Street Rods, Camper Conversions, and even Japanese right-hand drive vans while working for multiple franchises over 20 years. Ken is the independent appraiser chosen by Ron Tonkin Gran Turismo for independent vehicle assessments.
Previously employed by Diversiform and Reynolds and Reynolds. Ken worked with local Automotive Dealers, Sales, Service and Body shops to market vehicles. Hundreds of Dealership owners, managers, and staff know and trust him. Ken also worked with Lanphere Enterprises, and many other local dealers to provide digital solutions for automotive marketing.
Ken is the founder of Volkswagen Owners Club, My GTI, and Jetta Junkie and was an Administrator for Autoguide.com for over 10 years.
Ken’s wife jokes that sometimes she’s married to Liam Neeson because Ken has a very particular set of skills, skills he’s acquired over a very long career.

OREGON LICENSED AUTO APPRAISER for over 13 years

Ken has actual long term automotive sales, appraisal and negotiation experience. Beware long term businesses with inexperienced vehicle appraisers claiming decades of experience because a relative founded the business. Make sure your automotive appraiser has the real world experience to back up their claims.
Ken’s background in training salespeople on Product Knowledge, combined with auto body repair assessment experience and his computer background provides negotiating leverage over opposing appraisers. The ability to spot bad repairs from prior damage on an opposing appraiser’s comparables to discrediting salt state and flood damaged vehicles used by your insurance company’s valuations from CCC One and Mitchell / J.D. Powers to lowball your vehicle.
Expert Negotiator. Personally trained one on one by Zig Ziglar, Tom Stuker, and Grant Cordone. Over 45 years experience as a professional negotiator.
Ken’s Automotive, Computer Technology, Legal Reseach, and Negotiating background provides a very specific skill set that makes him a nightmare to opposing appraisers.

Recent Total Loss Claim Dispute Recoveries

G. Genauer – Total Loss Dispute
Insurance Company: State Farm

Portland, Oregon
Vehicle: 2014 Volkswagen Jetta SportWagen TDI
Offer: $16,174
Settled Value: $20,500
Increase: $4,326.00

S. Mead – Total Loss Dispute
Insurance Company: Geico

Prineville, Oregon
Vehicle: 5th Wheel Toy Hauler 2016 Keystone
Rv M-387 CARBON
Offer: $42,079
Settled Value: $51,700 – May 13, 2022
Increase: $9,621

S. Arkelian – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 2018 RAM 2500 Laramie Crew Diesel 2500
Offer: $59,152.21
Settled Value: $65,625 – May 11, 2022
Increase: $6.472.79

M. Smith – Total Loss Dispute
Insurance Company: Liberty Mutual

Portland, Oregon
Vehicle: 2003 Ford Super Duty F-250 King
Ranch Crew Cab
Offer: $14327.00
Settled Value: $19,995 – May 13, 2022
Increase: $5,668

C. Wilkinson – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 2004 Toyota Tacoma 4 Door Crew Cab
Offer: $22,024.90
Settled Value: $31,500 – May 4, 2022
Increase: $9,475.10

K. Johnson – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 1995 TOYOTA LANDCRUISER
Offer: $20,653.83
Settled Value: $29,500.00
Increase: $8,846.17

LEVERAGE

Auto Appraisals

(503) 420-3001

Location

Portland, OR. 97225

Email

leveragepdx@gmail.com

Open Hours

Mon:8am – 8pm
Tue: 8am – 8pm
Wed: 8am – 8pm
Thur: 8am – 8pm
Fri: 8am – 8pm
Sat: 8am – 8pm
Sun: 8am – 8pm