Gresham, Oregon Total Loss Appraisal

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In Gresham, Oregon, dealing with a total loss vehicle scenario, whether due to a car accident or a stolen vehicle, can be a distressing experience. Leverage Auto Appraisals, renowned for its commitment to fair and accurate car valuations, is here to support you in these challenging times. We specialize in total loss appraisals, focusing on ensuring that you receive the rightful retail value for your vehicle.

Gresham Total Loss Appraisal – Fair Vehicle Valuation in Gresham

When your insurance company deems your vehicle a total loss in Gresham, it’s crucial to grasp the implications. Often, this means that the cost of repairing your vehicle may exceed its current retail market value. In such situations, the expertise of Leverage Auto Appraisals becomes invaluable. We’re here to guide you through these challenging times, guaranteeing that your vehicle’s valuation is equitable and adheres to Oregon’s legal standards.

Set amidst Gresham’s diverse landscapes and local landmarks, such as the Gresham Japanese Garden and the vibrant Historic Downtown, our services are deeply connected with the community. We are proud to serve Gresham’s residents with integrity and a comprehensive understanding of the local automotive market.

Our services are particularly valuable for those who believe their insurance company’s offer is unjustly low. Operating independently of any insurance company, our sole aim is to secure a fair settlement for you. Under Oregon law, you’re entitled to a 100% reimbursement of appraisal costs if the final appraised value is even marginally higher than the insurer’s last offer.

Ken Nix, our Oregon Certified Vehicle Appraiser (Certification #V34-075), is skilled in handling total loss car appraisals, auto total loss appraisal insurance claim disputes, and negotiations for a wide range of vehicles, including those associated with Copart and IAAI. We’ve noticed that valuations for specific vehicle types, particularly Diesel Trucks with 7.3, Duramax, or Cummins engines, are often significantly lower than their true market value. This is where our strategic use of the appraisal clause in your policy becomes crucial to challenge these undervalued estimates effectively.

If you are in Gresham and struggling with a total loss insurance claim, reach out to Leverage Auto Appraisals. We offer a Free Total Loss Claim Review, dedicated to ensuring that your car value or vehicle value truly reflects its market worth. Our approach is thorough and personalized, focusing on maximizing the fair market value for your vehicle.

Contact Leverage Auto Appraisals at (503) 567-8900 for professional assistance in Gresham, Oregon. Whether you’re dealing with a straightforward car accident or more intricate situations involving total loss appraisal near me, auto total loss appraisal, or total loss evaluation, we are here to guide you towards a fair and equitable settlement. Let us help you navigate this process, protecting your rights and ensuring your vehicle’s value is properly recognized.

picture of a toyota 4runner that has been totaled due to a car accident. The appraiser is inspecting the vehicle to dispute the insurance company's low value.

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Excellent

Leverage Auto Appraisals |Total Loss Appraiser

Based on 142 reviews

Chrissy Swartouy

Ken did a great job getting me top dollar for my Jeep! Well worth the money! I received about 33% more than what my insurance was going to pay me for my loss. You need an expert to negotiate with experts & Ken delivered. Just be very patient- it takes about 3-4 months during this process but well worth it! Highly recommended Ken with Leverage!

Response from the owner:Thank you for the kind words Chrissy. I truly appreciate your praise. Fortunately most claims do NOT take this long and typically wrap up within a week or two. However the timeline often depends on how long it takes the insurance company to hire an appraiser and it also depends on the opposing appraiser and the effort required to discredit their appraisal while defending my own. In your case we secured a $5,396 increase from State Farm’s final offer which is a fantastic result. I do believe your Jeep Wrangler was worth more given its lower mileage but being a 2004 with very low miles and in much better condition that 98% of 2004 Jeeps out there made it challenging to build a higher credible valuation with the available comparable vehicles. Many of the comps had higher miles, prior damage, improper repairs, or even current damage while being listed at much lower values. Which makes it harder to quantify or discredit, especially if there is no damage history or visible damage on the opposing appraiser's comps. In comparison someone could purchase a four-year newer Wrangler with about 10,000 more miles for the same value we settled for. That had to be considered in our negotiation. The extended timeline for your claim reflects my commitment to not settling for less. I will not take the path of least resistance or agree to a lowball offer just to expedite negotiations. If I believe a significant increase is achievable I continue to fight for my clients even if it takes longer. Recently negotiations have slowed due to the large volume of claims following the hurricanes. Many large appraisal companies hired by insurers are overwhelmed with appraisers handling 75 to 150 assignments per month which is far beyond what allows for quality work. In comparison, I only took on 25 assignments last month which gives me time to actually work each claim to the best of my ability. Many of these appraisers are from out of state and are not licensed or authorized to produce appraisals in Oregon and are using comps from the East Coast, Salt States, etc to lowball valueations. Over the past 14 years, I have been able to disqualify a large number of out of state appraisers. Unfortunately due to changes in ODOT's rules, since January 2024 it has become nearly impossible to disqualify these appraisers if they are working for an insurance company. Thank you again for your patience and trust in me. I am so glad we were able to achieve such a strong outcome for your claim.

Dave W

Ken at Leverage did an outstanding job for us, the insurance company was trying to low ball the value of my daughter's Sienna van that was totaled by someone running a stop sign. Insurance comany's offer was ridiculous. I tried fighting them myself and got nowhere, they just shut me down. But Ken stepped in and got us almost 40% more, and the insurance had to reimburse me for his cost. Ken is a very pleasant guy, extremely knowledgable about his business, and great to work with. He definitely goes to bat for his customer, and he does not take a percentage of the settlement like most the other appraisers do. Highly recommend him. And he's a fun and interesting guy to talk to!

Joel Rubicam

Ken did a fantastic job, both in helping us navigate the process and in achieving a fair result. The initial offer from our insurance company seemed unreasonably low, so I tried to negotiate a fair amount. It made a very small difference, but their final offer was still far too low. Thanks to Ken's knowledge and experience, our final settlement was 87% higher than that final offer from the insurance company. If you are in Oregon and your vehicle is declared a total loss, calling Leverage Auto Appraisals should unquestionably be your next step.

Response from the owner:Thank you for the fantastic review! I’m glad I could help you navigate the process and secure a $4,875 increase on your 2006 Honda Element total loss claim with State Farm—raising your settlement from $5,625 to $10,500, an 87% increase! Your experience is, unfortunately, a common one—insurance companies start with a lowball offer, and even when policyholders push back, they make only minimal adjustments. That’s why having an experienced appraiser on your side makes all the difference. I truly appreciate your trust and recommendation. If you ever need assistance again or know someone else facing a total loss, don’t hesitate to reach out. Thanks again for choosing Leverage Auto Appraisals! —Ken

Ryan R

I had a tricky auto claim with my insurance. Ken spent lots of time working on our claim and negotiated a 14% higher appraisal award!

Response from the owner:Thank you for sharing your experience! This was definitely a tricky claim, and the negotiation with the opposing appraiser was particularly tough, but I’m glad we were able to secure a **$7,006 increase**—bringing your total settlement from **$47,056.80 to $54,063.00**, a **14% higher appraisal award**. It’s also important to mention that if you had used the **"FAIR"** company, they would have charged **$300 upfront** for the appraisal and then taken **15% of the increase**—which in your case would have been an additional **$1,050.90**. That means you would have lost **$1,350.90** from your final settlement, and **Progressive would have only been required to reimburse you for the $300 appraisal fee**. The rest would have come straight out of your pocket. In my personal opinion, I feel this is akin to a **bait-and-switch scam**—they lure people in with a low initial fee, but once they secure an increase, they take a significant percentage of the payout. Meanwhile, they market themselves as a no-risk option, when in reality, clients end up paying far more than they should. By choosing me, you **kept 100% of the increase**, and **Progressive was required to reimburse you for the full cost of our appraisal** as per **Oregon law OAR 836-080-0240**. That’s how it should be—fair, transparent, and in the best interest of the policyholder. I appreciate you trusting me to fight for a fair valuation, and I’m glad we could achieve this strong result. If you ever need assistance again, don’t hesitate to reach out. Thanks again for your review and for choosing me to handle your claim! —Ken

dbowl36yahoo

Ken did very good job negotiating a settlement. It was a great experience and I got what I thought I deserved. Thanks again Ken!

Beau Loid

Ken is a straight shooter. No BS. Very impressed with the service. I will definitely be using him in the future if needed. Thanks Ken!

Andy Davis

Ken knows his stuff. He provided a free telephone consultation during which he essentially promised he would get me a better deal than what the insurance company was offering, and he 100% delivered. Based on how the law works in Oregon, if the appraiser gets you even a nickel more than the insurance company offer, the insurance company has to pay for your appraiser, so Ken's work on my behalf netted me about 25% more than the insurance company offer, and his work didn't cost me a nickel. I would 100% putting your trust in this man.

Response from the owner:Thank you for the kind words Andy. They've definitely made it hard on me lately. So many of these insurance companies are now hirig out of state large appraisal firms that have million dollar contracts with the insurance companies. So few ethical appraisers we're working with now days. Even after I spend hours researching some of their comps and showing why they shouldn't be used, they just change the comps and manipulate them another way. I've been doing this for nearly 15 years professionally, with over 4,000 total loss claims. Up until 3 months ago, I had only had 27 times that an opposing appraiser came in under the Market value from the insurance company. In the last 3 months, I've had 19. that says something about the way they're handling claims lately. I think it's mostly due to the high losses over the past few years, but with some I think it's just a cash grab. Thank you again for taking the time to write a review. I really appreciate it. I just wanted to add one last thing. According to the Oregon Division of Financial Regulation, you can not receive less than the last offer. I've been having a lot of clients tell me their adjusters said that if we came to a determination that the value was less than the last offer, they could actually get less. This is not true. Only in the event there was fraud or something significant such as the mileage was rolled back, etc. could this happen. Ken

Andrew Rohner

I highly recommend this service. I was able to secure a settlement over 50% higher than what was offered by my insurance company. Ken really came through for me.

Jim Babbitt

Leverage Auto Appraisals and Ken Nix come highly recommended. When our pickup was totaled, Progressive insurance initially offered a settlement of $20,000. The vehicle's value was known to be higher, but navigating the insurance process can be difficult.
Ken at Leverage Auto Appraisals provided expert assistance. He navigated the insurance process on the our behalf. Though the negotiation with Progressive took about a year, Ken's persistence led to a successful outcome. He negotiated a $26,000 settlement for the totaled truck, significantly higher than the original offer. I believe the key for us, in the negotiations, was to have patients and give Ken the space operate.
Ken was knowledgeable and communicative. If facing a total loss claim and believing the insurance company's offer is too low, consider contacting Ken at Leverage Auto Appraisals.

jake patterson

Ken was awesome! He went above and beyond and was able to get more than double the value I was offered by my insurance company. Really understood the value of my vehicle as it was a rare car! He was also very quick and helped reached a settlement quickly! Would highly recommend and strongly advise hiring if the value of your vehicle is in question.

Response from the owner:Thank you for the awesome review! I’m glad we were able to secure a **$6,955 increase** on your **2003 Lexus IS 300** claim with **State Farm**, bringing your total settlement to **$11,900**—a **140.6% increase** over their original lowball offer of **$4,945**. Rare and unique vehicles are often undervalued because insurers rely on flawed automated systems that fail to recognize their true market worth. I make it a priority to research and present accurate valuations so my clients get what they actually deserve. I'm also happy we were able to reach a fair settlement quickly! Additionally, per **Oregon law OAR 836-080-0240**, **State Farm was required to reimburse you 100% of our appraisal fee**, meaning you not only secured a significantly higher payout but also had your appraisal costs fully covered. I truly appreciate your recommendation, and if you ever need help in the future, don’t hesitate to reach out. Thanks again for trusting me with your claim! —Ken

Caleb Gilson

Ken Nix does an awesome job, great communication, great guy. He has negotiated with insurance values on two vehicles for me now. Wouldn't go to anyone else. He got me 4-5k more both times, dont let insurance lowball your cars value. Reminder: Oregon law requires insurance to reimburse your costs for an appraisal for just a penny in raised value and he will get it for you, so don't hesitate.

Tracker Bain

Hello everyone, hope you come out as good as we did. My daughter and I totaled out my truck, and hurt my trailer and early bronco pretty bad. Insurance took care of the bronco fair so far. But my 2005 Dodge Cummings 2500 with a six speed manual didn’t fair so well. My truck saved our lives by giving its own body in trade. I bought this truck new and it was still a well taken care of truck with a handfull of dents. Still had the original windshield in it. Well insurance didn’t see it like that. Trucks cost $70k to over $100k now a days and they think my truck was worth $12k. After arguing with a guy from State Farm about the unfair practices they use I was able to get them to finally sell me my truck back, which he said they couldn’t do. Plus give me $11k. This was still way below what these trucks sell for used. I called Ken and he said he would look into it. By the next morning he called me and said he found three trucks on the market worth around $27k. So I hired him and he started doing his thing. Now everyone wants upfront service with a smile. Ken did exactly that for us. It took 6 months to deal with State Farm at their pace. He stayed with them every step of the way. I ended up getting $22k for my truck after it was all said and done. It went from $16k to $22k. The best part is the insurance has to pay his fee for him being right on the price. This took some time so it’s not fun or easy, paying insurance on a truck that they owe you on it frustrating also. So give Ken a call and be patient. He can only work as fast as the insurance will go, which is snail speed. I don’t really know what I would have done without him, I would of ate $6k just to be done with the insurance company. I’m glad I called him, he’s always a pleasure to talk to and a super easy guy to approach. Thanks Ken!

GreshamTotal Loss Vehicle Appraisals

At Leverage Auto Appraisals, we provide specialized services to the community of Gresham, Oregon, catering to the specific needs of vehicle owners confronting total loss scenarios. Our dedication is solely to vehicle owners and insured policyholders, not to insurance companies, ensuring our commitment is focused on advocating for your interests. In Gresham, a city celebrated for its unique charm and local attractions like the Gresham Arts Plaza and the historic Zimmerman House, we are committed to protecting the rights of residents in their auto insurance claims.

Gresham Total Loss Appraisal – Advocating for Fair Vehicle Valuations in Gresham

Dealing with a total loss vehicle claim in Gresham can be a complex and stressful experience, especially when your insurance company’s compensation offer doesn’t align with the true car value or vehicle value. This challenge is all too familiar in Gresham, where vehicle owners often struggle to secure equitable compensation for their totaled vehicles from car accidents or events involving entities like Copart or IAAI.

The Appraisal Clause – Empowering Gresham Vehicle Owners:

Challenging Inadequate Offers: When your insurance company’s valuation is unsatisfactory, the appraisal clause in your policy becomes a critical tool for disputing their offer.
Right to Independent Appraisal: You, as a vehicle owner, have the right to pursue an independent appraisal at your expense, while your insurance company conducts its own.
Umpire for Fair Resolution: If there’s a disagreement in appraisals, an unbiased umpire is selected to resolve the value dispute, with costs shared equally.
Oregon Law in Your Favor: According to Oregon law, if the final appraised value of your vehicle is higher than the insurance company’s last offer, they are obligated to cover your appraisal costs.

At Leverage Auto Appraisals, led by Ken Nix, our experienced auto appraiser, we are dedicated to supporting Gresham’s vehicle owners. Our Free Total Loss Claim Review assists you in making informed decisions about contesting your claim, ensuring your rights are upheld.

Our approach is personalized and detailed. We ensure that each case is carefully evaluated, guaranteeing that your claim accurately reflects the true market value of your vehicle, whether it’s an everyday car or a unique vehicle often seen at Copart or IAAI auctions.

For Gresham residents facing total loss situations, remember that Leverage Auto Appraisals is your advocate. We are committed to you, the vehicle owner, ensuring that your vehicle’s value is fairly recognized. Contact us for expert assistance in achieving a just settlement, as we stand by you, championing your rights and striving for appropriate compensation for your vehicle.

Why Hire Us?

Oregon Licensed Auto Appraiser for over 13 Years

Over 35 years Experience as a Professional Negotiator

Over 18 years Automotive sales Experience. Experience with all types of vehicles. Not just an ex estimator or adjuster.

Over 40 years of Automotive Experience

Professionally Trained One on One by Zig Ziglar, Grant Cardone, and Tom Stuker.

Worked with Hundreds of Dealer, GM's, and GSM's in Oregon while employed with Reynolds and Reynolds.

Whether you're in Portland, Gresham, Salem, Hillsboro, Bend, or Beaverton, Ken knows you're Used Car Market.

Vehicles We Sevice

At Leverage Auto Appraisals, we pride ourselves on our ability to provide expert total loss appraisals for an incredibly diverse range of vehicle makes. No matter the brand of your vehicle, our experienced team is ready to deliver a precise and fair valuation.

Our Broad Spectrum of Vehicle Makes Our appraisal services cover every major vehicle brand, ensuring that no matter what you drive, we have you covered. This includes luxury and performance brands like Acura, Alfa Romeo, Audi, Bentley, BMW, and Cadillac. We also appraise American classics and mainstays such as Chevrolet, Ford, and Dodge, along with unique brands like Corvette and Ferrari.

For those with a preference for reliability and efficiency, we appraise popular brands like Honda, Hyundai, Subaru, and Toyota. Luxury enthusiasts will find solace in our expertise with brands like Lexus, Maserati, Mercedes-Benz, and Rolls Royce.

Our appraisal capabilities extend to a range of other esteemed makes, including but not limited to Jeep, Kia, Land Rover, Lincoln, Mazda, Mini-Cooper, Mitsubishi, Nissan, Porsche, RAM, and Volvo.

Comprehensive Services Beyond Cars In addition to cars, we offer specialized appraisals for other types of vehicles. This includes heavy-duty trucks from Freightliner, International, and Peterbilt, as well as unique makes like Hummer, Saturn, and Scion.

Expertise in Specialty and Commercial Vehicles Leverage Auto Appraisals is also proficient in handling total loss claims for a variety of specialty vehicles. This includes heavy trucks, semi-trucks, motorcycles, classic cars, muscle cars, collectible vehicles, and exotics. For those with commercial needs, we assess motor coaches, work vans, and other commercial vehicles with precision and care.

Tailored Appraisals for Every Vehicle No matter the type or brand of your vehicle, Leverage Auto Appraisals is equipped to provide a thorough and accurate total loss appraisal. Our team is dedicated to ensuring you receive a fair assessment, tailored specifically to your vehicle’s unique characteristics and the current market trends.

For professional, detailed, and reliable total loss appraisals across a wide spectrum of vehicles, trust Leverage Auto Appraisals. Contact us today to begin your appraisal process and experience our commitment to excellence in vehicle valuation.

WHO IS KEN NIX

Ken Nix is a local Oregon Certified and Licensed Vehicle appraiser since April of 2010 has been authorized by ODOT to appraise vehicles in Oregon for over 12 years.
Ken started in the automotive industry in the 1980s and has sold and appraised tens of thousands of vehicles including late model cars and trucks, Exotics, Muscle Cars, Street Rods, Vintage, Classics, Street Rods, Camper Conversions, and even Japanese right-hand drive vans while working for multiple franchises over 20 years. Ken is the independent appraiser chosen by Ron Tonkin Gran Turismo for independent vehicle assessments.
Previously employed by Diversiform and Reynolds and Reynolds. Ken worked with local Automotive Dealers, Sales, Service and Body shops to market vehicles. Hundreds of Dealership owners, managers, and staff know and trust him. Ken also worked with Lanphere Enterprises, and many other local dealers to provide digital solutions for automotive marketing.
Ken is the founder of Volkswagen Owners Club, My GTI, and Jetta Junkie and was an Administrator for Autoguide.com for over 10 years.
Ken’s wife jokes that sometimes she’s married to Liam Neeson because Ken has a very particular set of skills, skills he’s acquired over a very long career.

OREGON LICENSED AUTO APPRAISER for over 13 years

Ken has actual long term automotive sales, appraisal and negotiation experience. Beware long term businesses with inexperienced vehicle appraisers claiming decades of experience because a relative founded the business. Make sure your automotive appraiser has the real world experience to back up their claims.
Ken’s background in training salespeople on Product Knowledge, combined with auto body repair assessment experience and his computer background provides negotiating leverage over opposing appraisers. The ability to spot bad repairs from prior damage on an opposing appraiser’s comparables to discrediting salt state and flood damaged vehicles used by your insurance company’s valuations from CCC One and Mitchell / J.D. Powers to lowball your vehicle.
Expert Negotiator. Personally trained one on one by Zig Ziglar, Tom Stuker, and Grant Cordone. Over 45 years experience as a professional negotiator.
Ken’s Automotive, Computer Technology, Legal Reseach, and Negotiating background provides a very specific skill set that makes him a nightmare to opposing appraisers.

Recent Total Loss Claim Dispute Recoveries

G. Genauer – Total Loss Dispute
Insurance Company: State Farm

Portland, Oregon
Vehicle: 2014 Volkswagen Jetta SportWagen TDI
Offer: $16,174
Settled Value: $20,500
Increase: $4,326.00

S. Mead – Total Loss Dispute
Insurance Company: Geico

Prineville, Oregon
Vehicle: 5th Wheel Toy Hauler 2016 Keystone
Rv M-387 CARBON
Offer: $42,079
Settled Value: $51,700 – May 13, 2022
Increase: $9,621

S. Arkelian – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 2018 RAM 2500 Laramie Crew Diesel 2500
Offer: $59,152.21
Settled Value: $65,625 – May 11, 2022
Increase: $6.472.79

M. Smith – Total Loss Dispute
Insurance Company: Liberty Mutual

Portland, Oregon
Vehicle: 2003 Ford Super Duty F-250 King
Ranch Crew Cab
Offer: $14327.00
Settled Value: $19,995 – May 13, 2022
Increase: $5,668

C. Wilkinson – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 2004 Toyota Tacoma 4 Door Crew Cab
Offer: $22,024.90
Settled Value: $31,500 – May 4, 2022
Increase: $9,475.10

K. Johnson – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 1995 TOYOTA LANDCRUISER
Offer: $20,653.83
Settled Value: $29,500.00
Increase: $8,846.17

LEVERAGE

Auto Appraisals

(503) 420-3001

Location

Portland, OR. 97225

Email

leveragepdx@gmail.com

Open Hours

Mon:8am – 8pm
Tue: 8am – 8pm
Wed: 8am – 8pm
Thur: 8am – 8pm
Fri: 8am – 8pm
Sat: 8am – 8pm
Sun: 8am – 8pm