Portland, Oregon Total Loss Appraisal

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When your vehicle is declared a total loss by your insurance company, particularly in the wake of a car accident or a stolen vehicle incident, it can be a stressful and confusing time. This declaration typically means that the cost of repairs could equal or even exceed your vehicle’s retail market value. In such scenarios, Leverage Auto Appraisals steps in as your ally, ensuring that you receive the full retail value of your car, encompassing all applicable Tax, Title, and Licensing Fees, a right strongly upheld in Oregon.

If you find yourself with an offer from your insurance company that seems unfairly low, remember that you are not without recourse. Our professional services in Portland, set against the backdrop of iconic local landmarks like the Portland Japanese Garden and the bustling Pearl District, provide a sense of familiarity and trust for our clients.

Leverage Auto Appraisals is here to assist. We’re not affiliated with any insurance companies, meaning our sole focus is on securing a fair settlement for you. Our expertise is particularly crucial in Oregon, where law mandates 100% reimbursement for appraisal costs if we manage to increase the value over the insurance company’s last offer by even a single cent.

Our Oregon Certified Vehicle Appraiser, Ken Nix (Certification #V34-075), specializes in providing car appraisals for a range of situations including Totaled vehicle Insurance claims, Total Loss Appraisal Clause Disputes, and negotiation for stolen or totaled Trucks and Cars. We have noticed a trend with CCC ONE, Mitchell, and JD Powers valuations, particularly for Diesel Trucks with the 7.3, Duramax, or Cummins engines, coming in at values as low as 30 percent of their true market value. This is where the appraisal clause in your policy becomes crucial, allowing you to challenge these lowball valuations effectively.

Don’t let an unfair offer set you back. If you’re in Portland, Oregon, and need assistance with a total loss claim, Leverage Auto Appraisals is your first step towards a fair settlement. Contact us now for a free Claim Review at (503) 567-8900. We are here to ensure that your car value or vehicle value reflects its true worth in the market, irrespective of the situation – be it a car accident, Copart, IAAI involvements, or other circumstances leading to your vehicle being totaled.

total loss vehicles at copart in Portland, Oregon

Our all-inclusive auto appraisal service provides everything you need to determine the cash value of your vehicle. With us you can have peace of mind and confidence in your claim. Other companies may claim to be the best auto appraisers in the Pacific Northwest, but we don’t work for insurance companies like they do. Haven’t you already dealt with enough misdirection and manipulation from your insurance company?

Is there an auto appraiser near me? I cover all of Oregon, specializing in helping consumers with Oregon total loss insurance claims as an Oregon Certified Auto Appraiser since 2010.
Oregon Total Loss Laws. The big secret your claims rep doesn’t want you to know is if your Oregon Certified Auto Appraiser increases your claim just one cent, yes, ONE PENNY, your insurance company has to reimburse you for the cost of the total loss appraisal.
How can I negotiate with car insurance adjusters for my car’s total loss. YOU DON’T HAVE TO. Under your policy’s appraisal clause, you’re allowed to hire a vehicle appraiser and he can negotiate the claim for you.
How much more can I get? My average increase this year, is $5,768.19 or 44.78 percent of the vehicle’s value. .
When’s the best time to invoke my appraisal clause? The sooner the better. Ken has over a decade of experience working appraisal clause claims. Many insurance companies are known to give claimants a list of things to do if they want a higher value. Most of the times, this is just a ploy to get you to waste time while your vehicle goes down in value, so they can gain an even bigger advantage.

We Can Help! We specialize in Oregon Total loss Insurance claim disputes. If your vehicle has been declared a total loss and your insurance company is not providing a fair offer, and you need help, we can provide… LEVERAGE to get the value you should be receiving. Don’t go it alone, our Oregon Licensed Auto Appraiser, Ken Nix, can help you recover your full value by producing an appraisal under the appraisal clause of your insurance policy and negotiations with your insurance company.

Excellent

Leverage Auto Appraisals |Total Loss Appraiser

Based on 142 reviews

Dave W

Ken at Leverage did an outstanding job for us, the insurance company was trying to low ball the value of my daughter's Sienna van that was totaled by someone running a stop sign. Insurance comany's offer was ridiculous. I tried fighting them myself and got nowhere, they just shut me down. But Ken stepped in and got us almost 40% more, and the insurance had to reimburse me for his cost. Ken is a very pleasant guy, extremely knowledgable about his business, and great to work with. He definitely goes to bat for his customer, and he does not take a percentage of the settlement like most the other appraisers do. Highly recommend him. And he's a fun and interesting guy to talk to!

Michael Fletcher

Ken did with the insurance company, what we could not do, and that was get a "fair" (maybe not what we hoped for, but fair) value for very low mileage 2013 VW Golf, during a ridiculously busy time
with appraisers due to the recent on-slot of hurricane-damaged cars. He was patient in explaining the process and helpful in coming to a resolution with the insurance company.

Andy Davis

Ken knows his stuff. He provided a free telephone consultation during which he essentially promised he would get me a better deal than what the insurance company was offering, and he 100% delivered. Based on how the law works in Oregon, if the appraiser gets you even a nickel more than the insurance company offer, the insurance company has to pay for your appraiser, so Ken's work on my behalf netted me about 25% more than the insurance company offer, and his work didn't cost me a nickel. I would 100% putting your trust in this man.

Response from the owner:Thank you for the kind words Andy. They've definitely made it hard on me lately. So many of these insurance companies are now hirig out of state large appraisal firms that have million dollar contracts with the insurance companies. So few ethical appraisers we're working with now days. Even after I spend hours researching some of their comps and showing why they shouldn't be used, they just change the comps and manipulate them another way. I've been doing this for nearly 15 years professionally, with over 4,000 total loss claims. Up until 3 months ago, I had only had 27 times that an opposing appraiser came in under the Market value from the insurance company. In the last 3 months, I've had 19. that says something about the way they're handling claims lately. I think it's mostly due to the high losses over the past few years, but with some I think it's just a cash grab. Thank you again for taking the time to write a review. I really appreciate it. I just wanted to add one last thing. According to the Oregon Division of Financial Regulation, you can not receive less than the last offer. I've been having a lot of clients tell me their adjusters said that if we came to a determination that the value was less than the last offer, they could actually get less. This is not true. Only in the event there was fraud or something significant such as the mileage was rolled back, etc. could this happen. Ken

Nikki Graybeal

Ken did a great job. He increased my settlement considerably and made it all super easy. He's a genuinely nice guy helping people by providing a much needed service.

Response from the owner:Thank you for the great review! I’m glad I could **significantly increase your settlement** and make the process easy for you. State Farm, like many insurance companies, often undervalues vehicles, but I’m committed to ensuring my clients get what they truly deserve. Also, per **Oregon law OAR 836-080-0240**, **State Farm was required to reimburse you 100% of the appraisal fee**, so not only did you receive a higher payout, but your appraisal costs were fully covered as well. I appreciate your kind words and for trusting me with your claim. If you ever need help again, don’t hesitate to reach out! —Ken

Matthew Hutchinson

Very happy to join Ken’s list of success stories and satisfied customers here 😁. When our family’s 2019 Mazda CX-9 was hit and totaled, USAA’s appraisal came in well below the cost to replace it.
I tried to prove our case to the insurance company, but they put up more obstacles and excuses, claiming our comps were too old, then they were too new, then they were not the exact same trim, etc. Having been a member in good standing for over 30 years, this was both disappointing and costly process for our family.
Ken got to work immediately and provided very clear insight on the process and his experience. Within one month, USAA sent us a check for an additional $5,500 to make up the difference for the revised and substantiated appraisal. Thank you Ken!

mona chandler

I had a no-fault total loss vehicle claim, and dealing with the at-fault driver's insurance company (USAA) was an absolute nightmare. They only offered me $4,296.00, and the process was incredibly frustrating. Thankfully, Ken stepped in and worked his magic, securing $8,999.00 for me—way beyond what I had anticipated! If I ever find myself in this situation again, I’ll definitely turn to Ken without hesitation. I’ve already recommended him to all my relatives. Insurance companies might not have your back, but Ken certainly does!

Response from the owner:Mona, thank you so much for the kind review and for putting your trust in me during such a frustrating claim. That original $4,296 offer from USAA was, frankly, ridiculous. I’m proud we pushed back and got you $8,999, even if they were too stingy to throw in that final dollar. I guess leaving you one dollar shy of $9,000 made their day... but it made ours too, because we fought back and won big! It’s an honor to be your advocate when the insurance company won’t step up. I’m especially grateful you’re already recommending me to family—that's the best compliment I could ask for. Kind regards, Ken

Beau Loid

Ken is a straight shooter. No BS. Very impressed with the service. I will definitely be using him in the future if needed. Thanks Ken!

Dick Dixon

Leverage Auto Appraisals did a great job for me! They were fast and concise. Thanks!

Mario skoro

Ken at Leverage Auto Appraisal was fantastic! State Farm’s initial offer for my totaled car was much lower, but Ken stepped in and got me an additional $2,400 for my 2006 Lexus is350. I would’ve loved to get even more, but that’s no fault of Ken’s—he truly went above and beyond. He was professional, knowledgeable, and made the process easy and stress-free. His stories made the experience enjoyable, too! If you’re dealing with a total loss, don’t settle—reach out to Ken and his team. His fee is reimbursed by the insurance company, so it’s a win-win, and he does all the heavy lifting. Highly recommend!

Response from the owner:Thank you for the kind words Mario. It was a pleasure speaking with you. I hope I didn't bore you too much. I try to provide a very transparent conversation so everyone is on the same page. Thank you again for choosing me as your auto appraiser. - Ken

Cesilia Torres

Ken was very helpful and transparent of the next steps and ways to pursue my claim. When I called his team requesting assistance on my out of state claim Ken return my phone call in a couple minutes and answered any question I had and continued to let me know if additional questions were raised to contact him.

Ken helped ease some stress and confusion I had and I greatly appreciate all the help

Response from the owner:Thank you, Cesilia! It was a real pleasure helping you through this process. I know out-of-state claims can come with a few extra wrinkles, but I’m glad we could simplify things and get you the clarity you needed. Fast communication and clear next steps are a big part of how we support our clients, so I’m thrilled to hear that made a difference for you. We are here for Oregon drivers and beyond, whether it is an insurance value dispute or just figuring out what to do next. Don’t hesitate to reach out again if anything else comes up. We are just a phone call away. Kind regards, Ken

Kepha Jones

Couldn't recommend Ken, or his company more highly! He's knowledgable, experienced, and passionate about what he does. He got me $11k more than the insurance company offered me. Trust this man and his process. It works!

Response from the owner:Thank you Kepha for the great review! I would like to address one thing I'm seeing from some other company reviews about how their appraiser picks up on the first ring. The majority of my calls go to my live answering service. I don't just sit around all day focusing on selling appraisals. I'm normally working on negotiating claims or conducting research to discredit the opposing appraiser's comps. Not, sitting around focusing on selling appraisals. I've had a lot of people ask why I put so much time and energy into fighting for my clients, and it's simple. I get to be "BATMAN". Protecting people from being taken advantage of. Shame on the insurance companies for using database valuations that are mostly crap in my personal opinion. Using comps with structural damage, branded titles or just claiming they're in "Excellent" shape and the insured's vehicle is AVERAGE "Private Party" at best then taking as much as an additional $2,000 off for condition, against vehicles that have as many as 50,000 more miles???? Of course, the comps are from a database, and have been sold and scrubbed from the internet. So you can't see that $2,000 current damage or the bad paint or improper repair from a collision. Not to mention giving the Lion's share of business to large appraisal companies that then have Hope for gain (getting more business) or fear of loss (losing a million dollar contract). It should be where insurance companies would have to hire a "true" independent auto appraiser. Where all available auto appraisers were put on a list and then selected in sequence instead of giving one company a large amount of business. Just my 2 cents. Thanks again Kepha! -Ken

David Sudar

TLDR; Ken got us an extra 19% out of our Insurance company, and we didn't have to do anything. Easeful process. Recommended!

State Farm offered us $9,533 for our totaled car. I spent 30 minutes reading their report and then looking at various sites online for what it would cost us to buy a comparable car. It was clear their offer was majorly low balling us. From what I've since learned, they basically always low ball you.

Anyhow, I hired Ken / Leverage Auto Appraisals. We had one call, I sent him his fee, and from there I literally had to do zero work. He negotiated a settlement of $11,750, for an increase of $2,217. State Farm promptly sent us the check, as well as the reimbursement for Ken's fee.

I had some initial hesitation over having to pay his fee up front, though based on his word with how successful he is, reading over all these positive reviews, and my own sense of the initial offer being too low, I decided that the chances of getting a valuation of at least one dollar more were very, very high, which would mean they would also reimburse the fee. Glad I did it.

Thanks, Ken!

Portland Total Loss Vehicle Appraisals

At Leverage Auto Appraisals in Portland, Oregon, we understand the frustration and confusion that can arise when your insurance company undervalues your vehicle after a total loss. Situated in the heart of a city renowned for its rich culture and landmarks like the historic Portland Art Museum, our team is dedicated to ensuring that locals receive fair treatment in their auto insurance claims.

Dealing with a total loss vehicle claim can be a trying experience, especially when the settlement offer from your insurance company doesn’t reflect the true car value or vehicle value. This situation is all too common in Portland, where residents frequently face challenges in getting fair compensation for their totaled car following a car accident or incidents involving Copart or IAAI.

The Appraisal Clause – Your Path to a Fair Offer:

Challenging the Offer: If your insurance company’s valuation falls short, the appraisal clause in your policy is your tool for contesting their offer.
Conducting Independent Appraisals: As part of this process, you have the right to obtain an independent appraisal at your expense, while your insurance company does the same.
Resolving Discrepancies: In cases where these appraisals differ, an umpire is appointed to settle the value dispute, with the costs split between you and the insurer.
Oregon Law Advantage: Under Oregon law, if the final appraised value is higher than your insurer’s last offer, they are obligated to reimburse you for the appraisal costs.

At Leverage Auto Appraisals, we specialize in navigating these complex scenarios. Our team, led by our experienced auto appraiser, Ken Nix, is committed to helping Portland residents stand up to insurance companies that undervalue their vehicles. We provide a comprehensive and free evaluation of your total loss claim, empowering you to make an informed decision on whether to proceed with the dispute.

Our approach is personalized and focused. Unlike larger appraisal firms, each case at Leverage Auto Appraisals receives the detailed attention it deserves. We understand the unique aspects of Portland’s vehicle market, ensuring that your claim reflects the real market value, be it for everyday cars or more specialized vehicles seen in Copart or IAAI auctions.

For Portland residents facing total loss situations, remember that you have a right to fair treatment. Don’t settle for less than what your vehicle is worth. Contact Leverage Auto Appraisals for professional guidance and support in ensuring you receive a fair and just settlement. We stand with you, advocating for your rights, and ensuring that the value of your vehicle is recognized and compensated appropriately.

Why Hire Us?

Oregon Licensed Auto Appraiser for over 13 Years

Over 35 years Experience as a Professional Negotiator

Over 18 years Automotive sales Experience. Experience with all types of vehicles. Not just an ex estimator or adjuster.

Over 40 years of Automotive Experience

Professionally Trained One on One by Zig Ziglar, Grant Cardone, and Tom Stuker.

Worked with Hundreds of Dealer, GM's, and GSM's in Oregon while employed with Reynolds and Reynolds.

Whether you're in Coos Bay, Bend, Eugene or Portland, Ken knows you're Used Car Market.

Vehicles We Sevice

We produce total loss appraisals for Acura, Alfa Romeo, Audi, Bentley, BMW, Buick, Cadillac, Chevrolet, Chrysler, Corvette, Dodge, Ferrari, Fiat, Ford, Freightliner, GMC, Honda, Hummer, Hyundai, Infiniti, International, Isuzu, Jaguar, Jeep, Kia, Lamborghini, Land Rover, Lexus, Lincoln, Maserati, Mazda, Mercedes-Benz, Mercury, Mini-Cooper, Mitsubishi, Oldsmobile, Peterbilt, Plymouth, Pontiac, Porsche, RAM, Rolls Royce, Saab, Saturn, Scion, Shelby, Subaru, Toyota, Volkswagen, Volvo.

As well as older Diesel 1 ton and 3/4 ton Trucks with Powerstroke, Cummins, and Duramax Engines. We also provide Sprinter Van, Ram Promaster, VW Camper Vans, and other Conversion Van Total Loss Appraisals.

We also work Total Loss Claim Disputes on other specialty vehicles such as Heavy Trucks, Semi Trucks, Motorcycles, Classic Cars, Muscle Cars, Collectible Vehicles, Exotic Cars, Motor Coaches, Work Vans, Commercial Vehicles, and many more.

WHO IS KEN NIX

Ken Nix is a local Oregon Certified and Licensed Vehicle appraiser since April of 2010 has been authorized by ODOT to appraise vehicles in Oregon for over 12 years.
Ken started in the automotive industry in the 1980s and has sold and appraised tens of thousands of vehicles including late model cars and trucks, Exotics, Muscle Cars, Street Rods, Vintage, Classics, Street Rods, Camper Conversions, and even Japanese right-hand drive vans while working for multiple franchises over 20 years. Ken is the independent appraiser chosen by Ron Tonkin Gran Turismo for independent vehicle assessments.
Previously employed by Diversiform and Reynolds and Reynolds. Ken worked with local Automotive Dealers, Sales, Service and Body shops to market vehicles. Hundreds of Dealership owners, managers, and staff know and trust him. Ken also worked with Lanphere Enterprises, and many other local dealers to provide digital solutions for automotive marketing.
Ken is the founder of Volkswagen Owners Club, My GTI, and Jetta Junkie and was an Administrator for Autoguide.com for over 10 years.
Ken’s wife jokes that sometimes she’s married to Liam Neeson because Ken has a very particular set of skills, skills he’s acquired over a very long career.

OREGON LICENSED AUTO APPRAISER for over 13 years

Ken has actual long term automotive sales, appraisal and negotiation experience. Beware long term businesses with inexperienced vehicle appraisers claiming decades of experience because a relative founded the business. Make sure your automotive appraiser has the real world experience to back up their claims.
Ken’s background in training salespeople on Product Knowledge, combined with auto body repair assessment experience and his computer background provides negotiating leverage over opposing appraisers. The ability to spot bad repairs from prior damage on an opposing appraiser’s comparables to discrediting salt state and flood damaged vehicles used by your insurance company’s valuations from CCC One and Mitchell / J.D. Powers to lowball your vehicle.
Expert Negotiator. Personally trained one on one by Zig Ziglar, Tom Stuker, and Grant Cordone. Over 45 years experience as a professional negotiator.
Ken’s Automotive, Computer Technology, Legal Reseach, and Negotiating background provides a very specific skill set that makes him a nightmare to opposing appraisers.

Recent Total Loss Claim Dispute Recoveries

G. Genauer – Total Loss Dispute
Insurance Company: State Farm

Portland, Oregon
Vehicle: 2014 Volkswagen Jetta SportWagen TDI
Offer: $16,174
Settled Value: $20,500
Increase: $4,326.00

S. Mead – Total Loss Dispute
Insurance Company: Geico

Prineville, Oregon
Vehicle: 5th Wheel Toy Hauler 2016 Keystone
Rv M-387 CARBON
Offer: $42,079
Settled Value: $51,700 – May 13, 2022
Increase: $9,621

S. Arkelian – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 2018 RAM 2500 Laramie Crew Diesel 2500
Offer: $59,152.21
Settled Value: $65,625 – May 11, 2022
Increase: $6.472.79

M. Smith – Total Loss Dispute
Insurance Company: Liberty Mutual

Portland, Oregon
Vehicle: 2003 Ford Super Duty F-250 King
Ranch Crew Cab
Offer: $14327.00
Settled Value: $19,995 – May 13, 2022
Increase: $5,668

C. Wilkinson – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 2004 Toyota Tacoma 4 Door Crew Cab
Offer: $22,024.90
Settled Value: $31,500 – May 4, 2022
Increase: $9,475.10

K. Johnson – Total Loss Dispute
Insurance Company: Progressive

Portland, Oregon
Vehicle: 1995 TOYOTA LANDCRUISER
Offer: $20,653.83
Settled Value: $29,500.00
Increase: $8,846.17

LEVERAGE

Auto Appraisals

(503) 420-3001

Location

Portland, OR. 97225

Email

leveragepdx@gmail.com

Open Hours

Mon:8am – 8pm
Tue: 8am – 8pm
Wed: 8am – 8pm
Thur: 8am – 8pm
Fri: 8am – 8pm
Sat: 8am – 8pm
Sun: 8am – 8pm